The right to early assignment of pension: labor and insurance

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Insurance pension is a monthly cash payment to compensate citizens for wages or other income that they received during their working career, as well as compensation for income that disabled family members of the insured person lost due to his death.

The insurance pension is accompanied by a fixed payment in a fixed amount, which depends on the type of insurance pension. The size of the payment is indexed annually by the state.

Old age insurance pension
Disability insurance pension
Survivor's insurance pension
Payment of insurance pension to working pensioners

Early assignment of old-age insurance pension

An old-age insurance pension can be assigned before reaching the generally established retirement age.

The condition for the appointment of such a pension is the presence of a certain length of insurance service and (or) length of service in the relevant types of work, as well as the value of the individual pension coefficient, the amount of which from January 1, 2015 is set at least 6.6 with a subsequent annual increase of 2.4 to achievement of a coefficient of 30 in 2025. In accordance with pension legislation, the professional and social categories of citizens established by the relevant law have the right to early retirement. Moreover, for certain professional categories, periods of relevant work are counted towards the length of service for early retirement starting from January 1, 2013 upon payment of insurance premiums at an additional rate, and after a special assessment of working conditions - the presence of harmful and (or) dangerous class of working conditions in the workplace .

Professional categories of citizens entitled to early assignment of an old-age insurance pension

Types of work Retirement age Required insurance experience Required experience in relevant types of work Underground work, work with hazardous working conditions and in hot shops
(List No. 1) Men 50 years old
Women 45 years old Men 20 years old
Women 15 years old Men at least 10 years old
Women at least 7 years six months Work with difficult working conditions
(List No. 2) Men 55 years old
Women 50 years old Men 25 years old
Women 20 years old Men at least 12 years six months old
Women at least 10 years old Work as tractor drivers in agriculture, other sectors of the economy, as well as as operators of construction, road and loading and unloading machines Women 50 years old Women 20 years old Women at least 15 years old Work in the textile industry in work with increased intensity and severity Women 50 years old No requirement Women at least 20 years old The work of locomotive crew workers and workers of certain categories who directly organize transportation and ensure traffic safety on railway transport and the subway, as well as as truck drivers directly in the technological process in mines, open-pit mines, mines or ore quarries for the removal of coal, shale, ores, rocks Men 55 years old
Women 50 years old Men 25 years old
Women 20 years old Men at least 12 years six months
Women at least 10 years old Work in expeditions, parties, detachments, at sites and in teams directly on field geological exploration, prospecting, topographic - geodetic, geophysical, hydrographic, hydrological, forest management and survey work Men 55 years old
Women 50 years old Men 25 years old
Women 20 years old Men at least 12 years six months
Women at least 10 years old Working as workers, foremen (including seniors) directly in logging and timber rafting, including maintenance of machinery and equipment Men 55 years old
Women 50 years old Men 25 years old
Women 20 years old Men at least 12 years six months
Women at least 10 years old Work as machine operators (docker-mechanizers) of integrated crews for loading and unloading operations in ports Men 55 years old
Women 50 years old Men 25 years old
Women 20 years old Men at least 20 years old
Women at least 15 years old Work as a crew member on ships of the sea, river fleet and fishing industry fleet (with the exception of port ships constantly working in the port waters, on official - auxiliary and traveling courts, courts of suburban and intracity traffic) Men 55 years old
Women 50 years old Men 25 years old
Women 20 years old Men at least 12 years six months
Women at least 10 years old Work as drivers of buses, trolleybuses, trams on regular city passenger routes Men 55 years old
Women 50 years old Men 25 years old
Women 20 years old Men at least 20 years old
Women at least 15 years old Full-time work in underground and open-pit mining (including mine rescue personnel) for the extraction of coal, shale, ore and others minerals and in the construction of mines and mines Regardless of age No requirements are imposed At least 25 years, and for workers of leading professions - longwall miners, drifters, jackhammer operators, mining machine operators, if they have worked in such work for at least 20 years ;
Work on vessels of the maritime fleet of the fishing industry in the production, processing of fish and seafood, acceptance of finished products in the fishery (regardless of the nature of the work performed), as well as on certain types of vessels of the sea, river fleet and fishing industry fleet Regardless of age No requirements are imposed Men at least 25 years old Women at least 20 years old Work as a civil aviation flight crew Regardless of age No requirements

• Men at least 25 years old
• Women at least 20 years old
• *when leaving flying work for health reasons - for men who have worked for at least 20 years, and for women who have worked for at least 15 years

Work related to direct flight control of civil aviation aircraft Men 55 years old
Women 50 years old Men 25 years old
Women 20 years old Men at least 12 years six months
Women at least 10 years old Work in the engineering and technical staff for direct maintenance of civil aviation aircraft Men 55 years old
Women 50 years old Men 25 years old in civil aviation
Women 20 years old in civil aviation Men at least 20 years old
Women at least 15 years old Work as rescuers in professional emergency rescue services, professional emergency rescue units of the federal executive body carrying out functions for the development and implementation of state policy, legal regulation in the field of civil defense, protection of the population and territories from emergencies of a natural and man-made nature and those involved in the elimination of emergency situations 40 years old or regardless of age No requirements are imposed At least 15 years Working with convicts as workers and employees of institutions executing criminal penalties in the form of imprisonment Men 55 years old
Women 50 years old Men 25 years old
Women 20 years old Men at least 15 years old
Women at least 10 years old Work in positions of the State Fire Service (fire protection, fire fighting and emergency services) rescue services) is a federal executive body that carries out the functions of developing and implementing state policy, legal regulation in the field of civil defense, protection of the population and territories from natural and man-made emergencies Men 50 years old Women 50 years old
No requirements are presented Men at least 25 years old years old
Women at least 25 years old Carrying out teaching activities in institutions for children Regardless of age* No requirements At least 25 years Carrying out medical and other activities to protect public health in health care institutions Regardless of age* No requirements At least 25 years in rural areas and urban settlements.
At least 30 years in cities, rural areas and urban-type settlements or only in cities Carrying out creative activities on stage in theaters or theatrical and entertainment organizations 55-60 years** or regardless of age * No requirements At least 15-30 years Work in flight test personnel with direct employment in flight tests (research) of experimental and serial aviation, aerospace, aeronautical and parachute equipment Regardless of age No requirements are imposed At least 25 years for men, at least 20 years for women * upon leaving flight work for health reasons - men are at least 20 years old, and women are at least 15 years old. Year in which the right to an old-age insurance pension arises Dates for assigning an old-age insurance pension 2019 Not earlier than 12 months from the date the right to an old-age insurance pension arises 2020 Not earlier than 24 months from the date on which the right to an old-age insurance pension arises 2021 Not earlier than after 36 months from the date on which the right to an old-age insurance pension arises 2022 Not earlier than 48 months from the date on which the right to an old-age insurance pension arises 2023 and subsequent years No earlier than 60 months from the date on which the right to an old-age insurance pension arises Year Age, upon reaching which the right to an insurance pension arises Men Women 2019 V + 12 months V + 12 months 2020 V + 24 months V + 24 months 2021 V + 36 months V + 36 months 2022 V + 48 months V + 48 months 2023 and subsequent years V + 60 months V + 60 months

Social categories of citizens entitled to receive an early old-age insurance pension

Category of citizens Retirement age Required insurance experience Women who gave birth to three children and raised them until they reached the age of 8 years 57 years At least 15 years Women who gave birth to four children and raised them until they reached the age of 8 years 56 At least 15 years Women who gave birth to five or more children and raised them until they reach the age of 8 years 50 years At least 15 years One of the parents of disabled people from childhood, who raised them until they reach the age of 8 years Men 55 years old
Women 50 years old Men at least 20 years old
Women at least 15 years old years Guardians of disabled people since childhood or persons who have been guardians of disabled people since childhood, raising them until they reach the age of 8 years with a reduction in the generally established retirement age (60 years for men, 55 years for women) by one year for every one year and six months guardianship, but for no more than five years in total Men at least 20 years old
Women at least 15 years old Women who have given birth to two or more children and have worked for at least 12 calendar years in the Far North or at least 17 calendar years in equivalent areas localities 50 years old At least 20 years old Citizens who became disabled due to war trauma Men 55 years old
Women 50 years old Men at least 25 years old
Women at least 20 years old Visually impaired with 1st disability group Men 50 years old
Women 40 years old Men at least 15 years old
Women at least 10 years Citizens with pituitary dwarfism (midgets) and disproportionate dwarfs Men 45 years old
Women 40 years old Men at least 20 years old
Women at least 15 years old Citizens who have worked in the Far North for at least 15 years or at least 20 years in equivalent to their areas* (*When working in areas of the Far North and areas equivalent to them, each calendar year of work in areas equivalent to areas of the Far North is considered nine months of work in areas of the Far North) Men 60 years old (taking into account the transitional provisions of Appendix 5 and 6 to Law No. 400-FZ)
Women 55 years old (taking into account the transitional provisions of appendices 5 and 6 to Law No. 400-FZ) Men at least 25 years old Women at least 20 years old Citizens who have worked in the Far North for at least 7 calendar years 6 months* (*When working in areas equated to the regions of the Far North, or in regions of the Far North and areas equated to them, each calendar year of work in areas equated to the regions of the Far North is counted as nine months of work in the regions of the Far North) Insurance the pension is assigned with a reduction in the generally established retirement age (65 years for men, 60 years for women, determined taking into account the transitional provisions of Annexes 5 and 6 to Law No. 400-FZ) by four months for each full calendar year of work in these areas.
Men at least 25 years old Women at least 20 years old Citizens permanently residing in the Far North and equivalent areas and who have worked as reindeer herders, fishermen, hunters for at least 25 years for men and for at least 20 years for women Men 50 years old
Women 45 years old Read also: Establishing paternity by DNA: cost, through court, price

* When determining the right to an old-age insurance pension for work in the “northern” regions, the List of regions of the Far North and equivalent areas is used, which was used when assigning a state old-age pension in connection with work in the Far North as of December 31, 2001

Source: http://www.pfrf.ru/job_pensia

Early assignment of an insurance pension: who is entitled to it, how to get it

The reforms carried out in the field of pension provision provide citizens with some benefits, one of which is early registration of an insurance pension .

However, the appointment of an insurance pension ahead of schedule is carried out for specific categories of citizens and subject to certain conditions.

Early assignment of an insurance pension

Federal Law No. 400-FZ establishes categories of people and the procedure for early receipt of insurance benefits.

The concept of “ early appointment ” involves the registration of state pension payments before the age established by law.

The presented option is applicable to citizens who have a certain length of service or work in special working conditions, as well as subject to the conditions mentioned in the law.

List of persons entitled to early retirement

The regulatory legal act “On Insurance Pensions” outlines a list of benefit persons who have the right to retire before the age required by law.

Citizens with sufficient work experience

Citizens whose work experience has reached 37 years - for women, 42 years - for men.

In this case, persons in this category can count on retirement 2 years earlier than the retirement age limit.

However, this year and the next 2020, you should not count on early exit, due to the age limit, which cannot be less than 55 years (for women) and 60 years (men).

Mothers of many children

At the birth of 3 children, retirement is allowed 3 years earlier than the legal age, respectively, at the birth of 4 children - 4 years, and over 5 children, early appointment can be made at 50 years.

If women who give birth to 2 children also have work experience in the KS regions, the pension will be transferred upon reaching 50 years of age.

Residents of the Far North

Persons carrying out work activities in the Far North. In this case, the age limit for early exit is 55 years (for women) and 60 years (for men).

Reform of the pension system specifically for this category of the population is not expected in the near future.

People with seniority

Citizens retiring after length of service. This category includes people whose profession is related to teaching in children's institutions. The conditions will be:

• 25 years of professional experience;
• 30 pension points.

Medical staff

If you have 25-30 years of experience (depending on the place of work).

Feature: the release date is postponed for 5 years after the length of service required by law.

Unemployed citizens

Subject to certain conditions, citizens who have stopped working have the right to apply for early assignment of state benefits. The following requirements are presented:

• Documentary confirmation of an unemployed citizen;
• A message from the employment service about the absence of vacancies;
• Termination of an employment contract at one’s own request or reduction of staff, as well as upon liquidation of the organization;
• Application for early registration of benefits from employment authorities;
• Availability of 20 years (for women) and 25 years (for men) of experience;
• Minimum number of IPCs;
• Required age limit;
• Applying for early appointment.

Social categories of citizens

Those who belong to the disabled population (mothers of many children, parents and guardians of persons with disabilities and directly disabled people)

In addition to the categories listed above, there is a list of professions associated with specific working conditions that have a detrimental effect on employees, due to which citizens have the right to receive early retirement benefits.

Conditions for early assignment of an insurance pension

To qualify for early retirement, you need to know the list of preferential professions, which is compiled on the basis of working conditions that have a harmful effect on the body of employees.

In addition, certain requirements :

1. Reaching a certain age (men - 50 years, women - 45 years);
2. Number of pension points (not

Source: https://pfrf-kabinet.ru/vidy-pensij/dosrochnoe-naznachenie-strahovoj-pensii.html

Who is entitled to early retirement: categories of persons

Who has the right to early retirement is specified in Articles 30-32 of Federal Law No. 400-FZ “On Insurance Pensions”. According to it, there are several categories of Russian citizens of certain professions and social groups who can apply for pension benefits earlier than the general norm established by law for men - 60 years, and for women - 55 years.

Conditions for the emergence of the right to early pension provision

The possibility of early retirement from work arises for individuals under a combination of conditions.

Thus, applicants who meet the following criteria can receive the right to early retirement:

1. reaching the age at which you can retire early;
2. developing experience in relevant work activities with recognized harmful and difficult working conditions;
3. calculation and payment of insurance premiums, taking into account additional tariffs throughout the entire work activity.

In the absence of the above circumstances, the employee loses the right to early assignment of material monthly payments.

Early old age pension according to Lists

The right to preferential payments is associated either with the person’s professional activity, which was carried out under special conditions, or with social circumstances.

Lists of certain categories of persons who can be assigned early pensions were approved back in the days of the Soviet Union. However, they remain in effect today.

List 1

Representatives of certain areas of activity who have reached the age of 50 years - men, 45 years - women can receive the right to receive an early pension.

This category includes citizens who were engaged in activities related to work in mountainous and underground areas:

• mining;
• ore processing;
• metallurgy production;
• chemical,
• coke and mixed production;
• nuclear industry and energy.

To receive an early insurance pension, representatives of these industries must also have a certain work experience. This indicator in these areas is equivalent to at least ten years for men, and seven and a half for women. Total working experience of at least 20 years - for men and 15 years for women.

Please note: if the special service period is more than half of the required period, the retirement age will be calculated proportionally. So, in order for a man to retire at 50, he must have 10 years of experience in a special activity; if he has worked only 5 years, retirement age will not come earlier than 55 years.

List 2

There is another category of people who can count on early retirement; these are representatives of the labor force who work in difficult conditions.

List 2 provides for the following types of work:

• on open mining objects and mine surfaces;
• in places where activities are related to ore dressing;
• at enterprises producing metallurgy and metal processing;
• production of glass and porcelain and earthenware products;
• citizens with a profession - welder and textile industry workers;
• chemical production in pharmacology.

For workers in these areas, retirement age may come 5 years sooner than the standard period. It is enough to have 12.5 years of experience in one of the special professions and a total of 25 years - this is the criterion for men; 10 years of special and 20 years of general is the criterion for development for women.

List 3

For these categories, the full development of special experience is implied. The list of professions with such a privilege includes about 19 items.

The main ones:

• medical industry specialists;
• teaching staff;
• drivers; - pilots;
• firefighters.

For each profession, there are individual conditions that must be met in order to receive a pension.

Teachers

The work activities of educators and teachers are associated with special psychological stress. Therefore, in order to receive preferential payments for teachers and teachers, it is enough to have a certain insurance period. In addition, this type of insurance pension is established for life.

Teaching positions giving the right to early retirement:

1. directors and their deputies;
2. heads of academic department;
3. teachers;
4. educators;
5. teachers.

All representatives of this type of activity can count on early insurance pension if they have worked in the profession for 25 years.

Assignment of insurance pension ahead of schedule

You can obtain the right to early assignment of an insurance pension if the person’s IPC is more than 30 points and the employer complied with the mandatory condition of paying deductions and additional contributions to accrue the worker’s future pension benefits in conditions characterized as particularly severe or harmful.

Those who have the opportunity to apply for old-age pension benefits can receive the funded part of their pension early. Depending on certain circumstances, payment of pension savings can be assigned once, urgently or for life.

Early retirement age for social categories of citizens

The legislation also provides the right to preferential early retirement to persons who are in certain social conditions. Requirements have been established for each of the social categories, indicating how many children you need to have in order to retire at 50 and what special length of service must be developed.

A pension can be assigned to mothers of several children, parents of disabled children and people with certain congenital physiological abnormalities.

In total, the list consists of 10 items, let’s highlight the main ones:

• mothers with more than 5 children whom they raised up to the age of 8 years can retire early by 10 years earlier than usual;
• mothers with 2 or more children who worked in the Far North for 12 years or 17 years in equivalent regions can receive pension payments 5 years earlier than the standard period;
• people who are guardians of children with disabilities and who raised them up to the age of 8 years can retire one year earlier for every 1.5 years of guardianship. But the maximum difference can be only 5 years. Work experience must be more than 20 years for males, 15 years for females;
• people born with Lilliput or dwarfism begin to receive a pension 15 years earlier;
• people who have become disabled due to injury while participating in hostilities. Men can reach retirement age at 55, women at 50.

Read also: Refund of alimony: when challenging paternity, after 18 years, judicial practice

However, this list is not exhaustive. There are other categories that find themselves in a difficult social situation.

How to protect your right to early retirement

Preservation of the right to early assignment of a labor pension is regulated by the federal legislation of the Russian Federation.

Any person can obtain from his employer all the relevant documentary evidence for transfer to the employment center or the Pension Fund of the Russian Federation. In particular, this right is given to persons falling into categories for whom the opportunity to receive early pension benefits is available.

If the boss refuses to provide documentation or confirm the employee’s preferential length of service, the government agency dealing with these issues will take over the proceedings.
Maintaining the right to early assignment of a labor pension depends on the proper execution of the necessary papers at the Pension Fund and the Employment Center.

Important: you can protect your right to preferential pension benefits in court.

How to get an early pension if you are made redundant

People who are subject to downsizing or liquidation of an enterprise at pre-retirement age need to check their performance against those required for early payments, assess how past working conditions correspond to the established harmfulness criteria and test themselves for compliance with these requirements.

Among them are the following facts that are worth paying attention to:

1. loss of position occurred due to personnel reduction or closure of the organization (dismissal at will and health reasons in this case do not form rights to early monthly allowance);
2. a sufficient number of years of total work experience;
3. registration with the employment service;
4. lack of suitable vacancies and offers on the labor exchange.

Also, a citizen should not have any obligations due to which he was no longer paid social benefits.

Thus, the emergence of the right to early retirement is closely related to the insurance length of certain categories of workers. It is important to monitor the contributions that employers pay to the Pension Fund. They will serve as proof of your work activity under special conditions.

Source: https://ProPensiu.ru/strahovaya/kto-imeet-pravo-na-dosrochnuyu-pensiyu-kategorii-lits

Early retirement - exit, right to early retirement, documents, retirement dates

Early pension is a pension received by Russian citizens earlier than the normal pension period specified in the relevant provisions adopted to maintain records of Federation pensioners and simplify related procedures.

This type of monthly pension support is assigned to citizens, residents of the Federation, taking into account the list of norms defined by Legislative provisions. The main condition for receiving early payments is to work in difficult conditions, where there is a threat to the life or health of the hired employee, due to the activities being performed that are necessary for society and the state.

An important nuance of retiring early, before the due date, is the citizen’s actual work experience, which consists of two parts: insurance and real, acquired in difficult working conditions.

Increase in pension after 80 years

Who is eligible for early retirement?

Areas of professional employment in which the employee is entitled to receive benefits are grouped into categories

• Specialists working in workshops and underground, exposed to harmful substances and lack of oxygen;
• Employees of enterprises and factories facing difficult conditions for their activities;
• Work in the economic sector, types of sowing, loading and unloading operations, tractor drivers, agricultural drivers, workers of road and construction organizations;
• For women: work in textile factories associated with a high degree of labor intensity;
• Locomotive crews ensuring the absence of threats during transport and road traffic, transportation of passengers in the metro, ground public transport, as well as drivers of equipment involved in the transportation of cargo and other elements, raw materials and goods involved in the processes of extraction of mineral resources, necessary minerals, for conducting business activities countries;
• Participants and workers of distant and nearby expeditions, scientists, workers of parties and committees, citizens carrying out topographical and geological exploration work;
• Forest industry workers, masters of harvesting forest resources, including both work on site in forests and in workshops and factories, processing, sawing, servicing mechanisms and equipment associated with this activity;
• Workers in ports, when receiving goods and cargo, loading/unloading them for the export and import of goods, resources, raw materials;
• Fleet workers serving in the crews of sailing vessels, river fleets and activities for fishing and production of fish and other marine food products;
• Citizens carrying out rescue activities in difficult conditions, mountains and underground ores, mines, as well as workers of these parts where raw materials are extracted;
• Civil aviation workers, members of Federation flight crews, operators of airplanes and other aircraft, as well as mechanics and other technicians involved in maintenance and repair work, to maintain the entire air fleet in good condition;
• Liquidators of emergencies, accidents, leaks, civil defense workers, the Ministry of Emergency Situations, all rescue and professional teams;
• Workers serving zones of isolation from society of citizens who violate the laws of the Federation and employees of relevant institutions;
• Workers in children's pedagogical institutions and places of education for the younger generation;
• Medical and treatment workers who work for the benefit of society and improve the health of citizens of the Federation;
• Creative workers of theaters and other production and entertainment organizations;
• Citizens serving in testing equipment, aviation and space, flight and aeronautics.

Retirement and the assignment of related payments to all employees of the above-mentioned organizations and enterprises, areas of employment and industries, is carried out depending on their achievement of the required age: in this case, the smallest number of years for working women is 45-50 years, and for men this figure equal to 50-55 years. However, there are areas of employment in which the retirement age may be already 40 years, or may not be taken into account at all.

The average insurance length of working men, according to this list, is about twenty-five years, and for women twenty. The actual length of service and the second part required to fully receive pension support and privileges varies depending on the activity and can range from ten years for men and seven years for women of the Federation.

When will I retire?

Employees who have the right to retire earlier than due (early) due to old age

• Women who have given birth to five or more children, all of whom have reached the age of eight;
• The father or mother of a disabled child who raised him until the age of eight;
• A guardian of a disabled person who cared for a child up to the age of eight;
• Women who have given birth and raised two or more children, work in the Far North and live there, and their total work experience must be twelve years;
• Residents and citizens of the Federation who became disabled due to military actions and conflicts;
• People with visual impairments, visually impaired people of the first group;
• Dwarfs and citizens born midgets with a congenital pituitary anomaly (nanism);
• Employees of the Far North and equivalent territories with fifteen to twenty years of work experience.

Early old age pension is determined by Federation Law 173, which describes the conditions for receiving and assigning such types of pensions. The twenty-seventh and twenty-eighth articles explain in detail all the nuances of compliance with the proper conditions and lists of necessary copies and originals of documents, upon provision of which, a citizen receives the right to early old age pension and state support.

General provisions for exiting and entering retirement age, actions in case of staff reduction, citizens’ appeals to the pension fund and the procedure for preparing the implementation of all necessary steps.

Documents, copies and originals required for accrual, receipt and assignment of early pension:

• A statement indicating the desire to exercise your right and implement: early retirement;
• The original and a made copy of your current passport as a citizen of the Federation;
• If available, the original and a copy of your military ID;
• Certificate of funds received at work (income), consecutively since 2002, for sixty calendar months (five years);
• An original document and a copy that confirms your experience.

*There are situations when the pension fund may ask to supplement the list of documents provided, copies and originals.

Average pension in Russia in 2020

Formula for calculating early pension, its average size

On January 1, 2016, Law 400-FZ came into force, defining a new procedure for calculating early retirement and receiving corresponding monthly payments.

Citizen N can retire. His experience is twenty-five years and the average salary level is 1.5 times higher (150%) than the average salary level in Russia.

To calculate the pension for this citizen, you need to refer to the basic pension indicator of the FV and add to it the insurance part (translated into points), depending on its quantity. Or calculate the pension, taking into account the new opportunity for citizens of NP - the funded part of the pension, for those who wish to take advantage of this innovation.

• PV (fixed value) for 2018 = 4982.9 rubles and above;
• SP (insurance part of the pension) 1 point = 81.49 rubles (changes and approves annually).
• SP points are recalculated for each year worked by the citizen.
• The insurance part of a citizen's pension N = 25 (years of experience) * 81.49 = 2037.25 rubles;
• Pension = (FV + SP) + NP (according to standard state conditions 16% per year, or at personal request and accumulation of interest deductions from wages 10%) = 4982.9 + 2037.25 = 7020.15 + (NP calculated individually ).
• Average salary in Russia in 2017 = 35845.
• Calculation of the individual NP indicator for citizen N:
• Citizen N received a salary in the amount of 150% of the average monthly = 35845 + 17922.5 = 53767.5 rubles * 12 (months) = 645210 (NP = 103233.6 rubles per year), about 7.3 points for each year worked with such a salary.
• 25 (years of experience) * 7.3 (NP points) = 182.5 (points) * 81.49 = 14871.925 rubles
• Full early pension = 4982.9 + 2037.25 + 14871.925 = 21892.075 rubles per month.

Retirement due to staff reduction

According to Art. 32 Federal Law No. 1032-1, subjects retire early when staffing is reduced or in a situation of liquidation of an enterprise. For this, a number of conditions are met:

• The period for reaching a “general” pension is less than 24 months.
• Has experience determined taking into account working conditions.
• Petition from a Central Bank employee for a pension due to lack of a suitable position.
• When reducing, retirement age and length of service corresponding to the person’s working conditions are taken into account.

Pension for mothers of many children

A woman has the right to retire at age 50 if the IPC is at least 30. When determining, natural and adopted children are taken into account. For the latter, in the identity document, this particular woman should be listed in the “Mother” category.

Read also: Rural mortgage: 1 percent conditions, for a young family

If a woman lives in the Far North, then she can have not five children, but only two children. Regardless of where she lives, a woman can transfer her right to her husband when he reaches 55 years of age.

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Early retirement pension

The legislation provides for the release of individual citizens to a well-deserved rest. What an early retirement pension is and in what cases a resident of our country can count on it will be discussed in this material.

What is early retirement pension?

The labor pension is a monthly payment in cash equivalent. It is established for the purpose of compensation:

• wages and other benefits in material form to insured persons who have lost them as a result of disability , old age or incapacity for work ;
• family members of citizens who are disabled after loss of income due to the death of the breadwinner .

In accordance with the law, types of labor pensions are distinguished depending on the reasons for leaving:

• By old age . It begins to accrue when citizens reach the retirement age prescribed by the legislator. Available subject to at least five years of insurance experience.
• For disability . Individuals recognized as disabled people of groups I, II or III have the right to receive it. Depending on the group, they are provided with regular payments of varying amounts.
• Due to the loss of a breadwinner . Available to disabled family members of a deceased citizen who were previously fully dependent on him. The exception in this case are persons who have committed criminal acts that resulted in the death of the breadwinner, which must be established by a court decision.

In accordance with the law, men retire at 60 years old , and women at 55 years old . However, there are exceptions according to which citizens can reach retirement age earlier.

Early labor pension is the opportunity for citizens to retire before retirement age. The law that regulates the conditions and requirements for conducting this process was introduced in 2002.

Initially, this concept was called a preferential pension, and was assigned to citizens of a limited number of professions. They included medical workers, teachers, pilots and military personnel.

It is worth familiarizing yourself with what conditions for early retirement are relevant for 2019.

What categories of citizens are entitled to

The possibility of early retirement depends on the following parameters:

• age;
• duration of insurance work experience;
• areas of activity;
• pension coefficient, which is calculated individually for each citizen.

In this case, the only constant indicator is the coefficient , which is equal to 30 . A big role in this issue is played by the direction in which the citizen worked. Since the introduction of the law, the list of professions has been expanded. You can count on early retirement:

• workers who work in factories in mountainous areas;
• citizens included in the crew regardless of the type of vessel;
• medical workers;
• public transport drivers;
• teaching staff;
• persons who carry out creative activities.

The right to receive an early pension can be obtained regardless of work activity. It is provided to categories of disabled people and people who have certain diseases, as well as mothers of many children. This opportunity is also available to those who have lived or worked in the Far North for a specified period of time.

What conditions to comply with and where to apply for registration

Citizens who plan to receive an early retirement pension should familiarize themselves with the procedure for applying for it, as it differs from the standard procedure. First of all, the following conditions must be met:

• citizens must leave their place of work due to dismissal, downsizing or closure of an enterprise;
• the citizen did not refuse the job that was offered to him at the employment center. This government agency should be contacted first. It will also allow citizens to find out whether they should consider immediate retirement.

Registration of an early labor pension is carried out at the branch of the Pension Fund at the place of registration of the person . It is advisable for citizens to immediately apply with the full package of required documents.

Documents must be provided one month before retirement age , since higher authorities do not have the right to assign payments from the day the citizen applies.

If an individual has circumstances that do not allow him to personally visit the Pension Fund of Russia bodies in person, this can be done by another person with a notarized power of attorney.

What documents are needed for registration?

It is necessary to collect and submit a package of documents to the Pension Fund. Citizens can do this on their own or contact specialists or relatives if any difficulties arise with the process, but this requires contacting a notary to issue a power of attorney to a third party. The following documents are required:

• Application drawn up in the prescribed form. Citizens can download the sample and use it to draw up an application based on the information provided. It is important to indicate in it what documents will be attached.
• Certificates allowing identification of a citizen. These include a certified copy of the passport , which confirms the passport data, place of permanent registration and citizenship of the Russian Federation.
• Documents confirming that a citizen has the required work experience in certain places of work.
• Additional confirmation that can prove that the individual changed his place of work, which was carried out within the framework of the areas established by law, allowing for the receipt of an early pension.

Before submitting a package of documents to higher authorities, you must carefully check them for errors. Citizens must provide me with inaccurate information, so it is finally checked and if discrepancies are found, they will be given a refusal.

After receiving an application from a citizen, pension fund employees register it in the form established by law. He is given a receipt indicating acceptance of the documents. In addition to a personal visit, it is also possible to send a package of documents by mail. In a similar way, the citizen will be provided with a receipt of receipt.

Early retirement pension for certain professions

In accordance with the Federal Law, it is assumed that professions will be divided into different areas. For each of them, the age and length of service that allows early retirement is determined individually. The features of receiving an early retirement pension will be as follows for certain types of professions:

The requirements for the early assignment of labor pensions to medical workers , as well as teachers , are established by Federal Law No. 173.

It specifies the conditions and procedure for calculating and paying pensions for the presented areas.

Employees in the medical field can count on early retirement if they have at least 30 years in urban and 25 years in rural areas.

This does not take into account age restrictions, which leads to the use of several different options for calculating length of service. It will depend on the position, conditions and duration of work.

All work activity in the medical field until January 1999 is included in the preferential length of service, and from this date only activities performed on a reduced or standard work schedule are taken into account. That is, medical workers who work part-time will not receive benefits.

It is possible to provide early pensions for medical workers in respect of whom there has been no violation of discipline, implying violation of safety rules, working while intoxicated, and others.

There are two options for calculating early pension. more than five children who were raised by them at the age of eight have the right to receive it In accordance with the labor code, experience must be at least 15 years .

The second option involves the birth of two children least 20 years of insurance pension experience . At the same time, 18 years must be spent in territories with difficult working conditions or 12 years in the Far North.

An important condition is the refusal of early pension if at least one of the children of mothers of the first category has not been raised for 8 years. This does not take into account circumstances that could prevent this, for example, the death of a child, deprivation of parental rights, or others. Adopted children also allow women to count on receiving an early pension.

Pensions are accrued early to welders due to difficult working conditions. Moreover, workers are classified into one of two categories. The first group includes those who worked in particularly difficult and unhealthy conditions.

To receive an early pension, you must be at least 50 years old and have at least 20 experience .

Welders of the second category work in less difficult conditions, so they can count on retirement at 55 years old if their work experience is at least 25 years.

Calculation of pension payments

• Citizens have the opportunity to independently calculate early pensions, for which a special formula is used:
• SP = IPC x SIPC x KPV + FV x KPV , where:
• SP - the total amount of pension payments;
• FB - the amount provided by law;
• IPC - the amount of individual payments;
• KPV - coefficients of increase in payments;
• SIPC is the cost of the pension coefficient.
• This formula may not be clear to citizens. To understand it better, you need to know the formula for calculating pension points:
• IPK = SV / SVmax x 10 , where:
• IPC - the amount of individual payments;
• SV - the amount of insurance premiums paid by the employer at rates of 10% or 16%;
• CBmax is the maximum possible contribution amount, which is paid at a rate of 16%.

During the calculation process, you need to pay attention to the fact that the maximum contribution base is indexed and for 2019 is 876 thousand rubles. In accordance with current legislation, the cost of one pension coefficient is 78.58 rubles. The fixed payment is the amount that is added by the state to the insurance pension. Its size is 4805.11 rubles. This amount may be increased among the following circumstances:

• the citizen was recognized as disabled group I or he has reached 80 years of age;
• an individual has disabled dependents;
• the citizen has more than 15 years of work experience in the Far North or in other regions that are equivalent to it;
• retirement on old-age insurance pension was carried out after the due date.

The method for calculating the old-age insurance pension will be simplified if citizens carry it out step by step. During the calculation process, it is important to make mistakes, since it will be impossible to know the real size of the expected pension payments. Citizens can also make calculations using the calculator provided by the Pension Fund. It uses only three basic quantities:

• salary amount;
• insurance experience;
• retirement age.

The presented method is suitable for those who are retiring due to old age. To facilitate the calculation process, special calculator programs will help, in which you just need to enter all the required data and the calculation will happen almost instantly.

Conclusion

The information presented gives a clear idea of ​​what an early retirement pension is and what categories of citizens can count on receiving it.

If they provide a complete package of documents, the information in which is true, as well as compliance with the requirements for registering an early pension, individuals can count on receiving approval from the Pension Fund for the provision of benefits.

They will also be able to independently make calculations using the proposed formulas to find out the amount of pension payments.

Source: https://moe-pravo.net/dosrochnaya-trudovaya-pensiya/