Survivor's insurance pension: amount, size, documents

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Source: https://upfrf.ru/vidy-pensii/straxovaya-pensiya-po-potere-kormilca.html

Survivor's insurance pension: terms of assignment, amount

There are government measures of social support for disabled citizens left without guardianship due to the loss of a breadwinner. What conditions are required and what is the amount of the insurance pension today?

Survivor's insurance pension

Disabled citizens who have lost their breadwinner receive monthly assistance from the state in the form of cash benefits.

According to the law, the loss of a breadwinner implies documentary evidence of death or missing person . In the absence of these documents, the presented facts are established in court in accordance with the Civil Code of the Russian Federation.

Receipt of funds can be carried out either by the citizen himself or through an official representative by proxy. Pension benefits can be credited to a bank account.

If the dependent was a minor child, then the guardian or one of the parents receives the pension. In the absence of guardians (staying in an orphanage), the payment is transferred to his personal account. Upon reaching 14 years of age, a child has the right to receive funds independently.

According to the law, there are several ways to receive a survivor's pension:

1. Through the post office;
2. By bank card;
3. Organizations specializing in home delivery.

If the need arises, the method of receiving government payments can be changed by applying to the Pension Fund.

Conditions for assigning an insurance pension for the loss of a breadwinner

After the death of the breadwinner, dependent citizens can apply for a pension. A special feature is the presence of an insurance period of any duration, even one day. Another important aspect is the fact that the citizen was not involved in the death of the breadwinner.

However, there is a specific list of persons entitled to receive this social support:

• Children or other family members under 18 years of age;
• Relatives who have reached the age of 23 and have the status of “disabled”;
• Unemployed relatives caring for children under 14 years of age;
• Parents or spouse(s) who are disabled or whose age must reach the pension limit;
• Disabled relatives represented by a parent or spouse who were not under the care of the breadwinner, but at the same time lost their source of funds.

List of documents

To accrue insurance benefits to the Pension Fund, a certain package of documents is required. When submitting an application, a citizen must first check the availability of all necessary papers, as well as the correctness of execution.

To assign a payment, the following documents are required:

1. Statement;
2. Personal identification in the form of a passport;
3. Medical certificate confirming the death of the breadwinner;
4. Certificate that confirms the presence of family ties;
5. Information about periods of labor activity;
6. Other documents confirming other circumstances.

In case of incomplete submission of documents, employees are notified of the need to provide the missing information within up to 3 months from the date of contacting the organization.

It is possible to submit an application via the Internet through a single portal of State Services.

Duration of appointment

After contacting the Pension Fund, the organization’s employees review the application , with a set of documents attached to it, within 10 working days from the date of its submission.

If a citizen submitted an application within one year from the date of death of the breadwinner, then the insurance benefit will be assigned from the date of the event.

Registration procedure

To assign a state payment in the event of the loss of a breadwinner, a citizen must submit an application to the nearest Pension Fund, providing all the necessary documents or sending an application through the State Services portal.

For minor children left without relatives, registration by guardians is allowed.

In addition to contacting the Pension Fund, there are other ways:

• By registered post;
• Visit to the MFC;
• Electronic application through the personal website of the Pension Fund.

Amount of insurance pension in case of loss of a breadwinner

The amount of insurance payment for the loss of a breadwinner is determined individually for each citizen, despite the fact that there is a fixed part that is the same for everyone.

Survivor's insurance pension in 2020

Due to the increase in the cost of the pension point (93.00) and the fixed part (5,686.25 rubles), due to indexation by 7.05%, the amount of cash benefits also increases to an average of 9 thousand 495 rubles .

The presented payment is assigned to single mothers and children left without parents.

The remaining categories have a fixed portion of RUB 2,667.10.

Minimum pension

According to the law, the amount of benefits paid in connection with the loss of a breadwinner should not be lower than the subsistence level, which, as is known, is established for each region. Therefore, the amount depends not only on age characteristics, but also on the subject in which the citizen lives.

If the pension does not reach the required subsistence level, then additional payments are made from the federal budget.

Calculation of insurance pension for the loss of a breadwinner

To calculate the amount of the state payment, you need to know the fixed payment, the number of accumulated pension points (hereinafter referred to as IPC) and the cost of 1 point. To calculate you need:

Number of IPC * Cost of 1 point + Fixed part determined by the state

Fixed payment to the survivor's insurance pension

The same portion for almost all citizens belonging to this category of people for the current 2020 is 2,667.10 rubles. . The exception is persons who have not reached the age of majority and have lost both parents. In this case, the amount of insurance payment is equal to 5,686.25 rubles. .

Also, citizens living in the KS regions have an excellent amount of the fixed part due to the northern allowances.

Source: https://pfrf-kabinet.ru/vidy-pensij/strahovaya-pensiya-po-potere-kormiltsa.html

Survivor's insurance pension

Survivor insurance is one of three types of insurance pension.

The main purpose of this payment is to compensate the state for the disabled family members of the deceased for lost funds due to the death of the insured person supporting them.

immediate relatives have the right to this type of pension insurance .

The survivor's pension is assigned for the entire time the recipients are incapacitated ; cases of its indefinite assignment are possible. But it is worth keeping in mind that this insurance payment may be suspended or completely terminated for certain reasons.

• To receive a pension, you need to contact the Pension Fund (PFR) with the necessary package of documents.
• The pension amount is calculated on the basis of the recorded pension points during the work of the deceased.
• The insurance payment itself can be received either personally or by proxy.
• The recipient has the right to choose the organization and method of delivery of funds (Russian Post, bank card, organization delivering pensions, etc.)

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Types of pension insurance in the Russian Federation

As part of the implementation of the strategy for the early development of the pension system, the Ministry of Labor and Social Protection developed completely new principles for calculating pensions. The new legal regulation of the pension system does not contain the concept of “labor pension”. It has been replaced by two payments that are independent of each other: insurance and savings.

Based on Federal Law No. 400-FZ “On Insurance Pensions,” there are three types of insurance payments :

1. on the occasion of the death of the breadwinner;
2. by old age;
3. on disability.

To assign all of the above payments, certain conditions must be met.

Thus, all disabled members of his family who supported him have the right to an insurance pension in the event of the loss of a breadwinner.

Relatives are recognized as dependents if they were fully supported by the deceased and his assistance was their main source of income.

Such a pension is paid as long as the person is declared incapacitated, in some cases for an indefinite period.

A missing person is considered equal to a deceased breadwinner if his absence is documented.

Old-age insurance payments are assigned when men reach the age of 60, and women - 55.

In addition to age, you must have at least 15 years of work experience (by 2024) and an individual pension coefficient greater than 30 (by 2025).

If these conditions are met, this pension provision is granted until the end of life.

Citizens recognized by federal medical and social examination institutions as disabled people of groups I, II and III have the right to payment of disability

To establish this type of pension, the length of work experience does not matter, and the reason for the onset of this disability does not play a role either. In case of complete absence of insurance experience, a social benefit is assigned.

Disability insurance pension provision is assigned until the day the right to an old-age pension is established.

Who is entitled to a survivor's pension?

Article 10 of the Law “On Insurance Pensions” has the right to payments in the event of the loss of a breadwinner:

1. Close relatives of the deceased ( children, brothers, sisters, grandchildren ) who have not reached the age of majority, or longer if they are studying in state institutions of secondary specialized and higher professional education (but no later than 23 years);
2. Parents and spouse of the deceased breadwinner, if they have reached retirement age (men - 60 years old, women - 55 years old), or if they are disabled. The same condition applies to grandparents.
3. Immediate relatives over the age of 18 who care for other family members under the age of 14, although they themselves may not be dependents.

Payments of this insurance coverage have a number of features :

• Disabled parents and spouses can apply for a pension at any time.
• The payment continues upon entering into a new marriage.
• Children of the deceased before reaching the age of 18 are automatically recognized as dependents. Dependency of children of deceased parents who have not reached the age of majority does not require proof . Exceptions to this list are persons who were involved in any way in the death of the breadwinner, and whose guilt was proven during the trial.
• Disabled family members who have reached the ages of 55 and 60 years (women and men, respectively) have the right to switch to this type of pension if it is beneficial for them.

It should be noted that adopted children have the right to receive payments on the same basis as their relatives, just like adoptive parents if they have raised children for more than 5 years.

Until what age is a survivor's pension paid?

For minor dependents, insurance payments are made until the age of 18 . However, if these relatives of the deceased breadwinner are studying full-time in government institutions, then the pension is paid throughout their studies, but no later than 23 years . The same condition applies to orphans.

In addition, pension insurance in connection with the death of the breadwinner can be assigned indefinitely , but only if he is disabled.

If a dependent is already receiving an old-age insurance pension, he can switch from it to a survivor's benefit if it is more beneficial.

In this case, he will receive a payment in the event of the death of the breadwinner for the rest of his life.

Where and when should I apply for registration?

To assign an insurance pension related to the death of a breadwinner, you must contact the Pension Fund of Russia (PFR ) at your place of residence or the multifunctional center (MFC ). At the moment, in addition to a citizen’s personal application for a pension:

There are no strict time frames for applying. The application is reviewed within 10 days, and the payment itself is established from the day you apply for it.

It is worth keeping in mind that in some cases the pension is assigned earlier than the day the documents are submitted.

So, if the required list of papers was submitted within 12 months from the date of death of the breadwinner, then the payment is established from the date of death.

If the application was made a year or more later, then the pension provision is established 12 months earlier than the date of application.

Required package of documents:

• identification documents;
• statement;
• death certificate;
• SNILS;
• documents confirming work experience;
• documents proving family relations (marriage certificate, birth certificate, etc.)

The size of the survivor's pension in 2017

Source: http://pensiya.molodaja-semja.ru/straxovaya-pensiya/po-potere-kormilca/

How to apply for a survivor's pension

An insurance pension in the event of the loss of a breadwinner is assigned to disabled family members of the deceased breadwinner who were dependent on him. An exception is for persons who have committed an intentional criminal act that resulted in the death of the breadwinner and was established in court.

Disabled members of the family of the deceased breadwinner who were dependent on him, regardless of the duration of the breadwinner's insurance period, as well as the cause and time of his death.

Members of the family of a deceased breadwinner are recognized as his dependents if they were fully supported by him or received assistance from him, which was a constant and main source of livelihood for them (at the same time, the dependence of children of deceased parents under the age of 18 does not require proof (with the exception of children recognized as fully capable before the specified age).

The following are recognized as disabled family members of the deceased breadwinner:

• children, brothers, sisters and grandchildren of the deceased breadwinner who have not reached the age of 18;
• children, brothers, sisters and grandchildren of the deceased breadwinner, studying full-time in basic educational programs in organizations engaged in educational activities, including foreign organizations located outside the territory of the Russian Federation, until they complete such training, but no longer than until they reach the age of 23;
• children, brothers, sisters and grandchildren of the deceased breadwinner over this age, if they became disabled before reaching the age of 18;
• in this case, brothers, sisters and grandchildren of the deceased breadwinner are recognized as disabled family members, provided that they do not have able-bodied parents;
• parents and spouse of the deceased breadwinner, if they have reached the ages of 65 and 60 years (men and women, respectively) (subject to the transitional provisions provided for in Annex 6 to Law No. 400) or are disabled;
• grandparents of the deceased breadwinner, if they have reached the age of 65 and 60 years (men and women, respectively) (taking into account the transitional provisions provided for in Annex 6 to Law No. 400) or are disabled, in the absence of persons who are obliged to support them;
• disabled parents and spouse who were not dependent on the deceased breadwinner, regardless of the time elapsed after his death, if they lose their source of livelihood;
• one of the parents, spouse, grandfather, grandmother of the deceased breadwinner, as well as a brother, sister or child of the deceased breadwinner who has reached 18 years of age, if they are not working and are at the same time caring for children, brothers, sisters or grandchildren of the deceased breadwinner who have not reached 14 years of age and entitled to an insurance pension in the event of the loss of a breadwinner. In this case, the right to this type of insurance pension arises regardless of the fact of being dependent on the breadwinner.

Adoptive parents have the right to an insurance pension in the event of the loss of a breadwinner on an equal basis with their parents, and adopted children - on an equal basis with their own children.

A stepfather and stepmother have the right to an insurance pension in the event of the loss of a breadwinner on an equal basis with their parents, and a stepson and stepdaughter - on an equal basis with their own children, subject to certain conditions.

Citizens can apply for a pension at any time after the right to it arises.

An application for a pension can be submitted by a citizen to the territorial body of the Pension Fund of Russia of his choice, or to a multifunctional center (hereinafter referred to as the MFC), if an interaction agreement has been concluded between the territorial body of the Pension Fund of the Russian Federation and the multifunctional center for the provision of state and municipal services and the submission of the said application is provided for by the list of state and municipal services provided in the multifunctional center, established by the agreement, or by mail.

The application can be submitted personally by the citizen who is assigned the pension, his representative, or through the employer. A citizen can also submit an application in the form of an electronic document through the “Personal Account of a Citizen” on the official website of the Pension Fund or through the “Unified Portal of State and Municipal Services (Functions).”

If an application for a pension is submitted with all the necessary documents, the obligation to submit which is assigned to the applicant:

• personally (by a representative, through an employer) the day of applying for a pension is the day the territorial body of the Pension Fund of the Russian Federation receives the application;
• by mail - the day of applying for a pension is the date indicated on the postmark at the place where the application was sent; 
• through the MFC – the day of applying for a pension is considered the date the application was received by the MFC;
• through the “Citizen’s Personal Account” on the official website of the Pension Fund and the Unified Portal of state and municipal services (functions) and submission to the territorial body of the Pension Fund of all necessary documents, the obligation to submit which is assigned to the applicant, no later than three months from the date of receipt corresponding clarification, the day of applying for a pension is considered to be the date of filing the application in the form of an electronic document.

Russians who have left Russia for permanent residence and do not have a place of residence and place of stay in Russia confirmed by registration, submit an application directly to the Pension Fund of Russia (Moscow, Shabolovka St., 4).

• an identification document (for example, a passport of a citizen of the Russian Federation, a residence permit of a foreign citizen (stateless person), birth certificate (for a child under 14 years of age), etc.);
• documents on the death of the breadwinner (death certificate);
• documents confirming family relations with the deceased breadwinner (birth certificate, marriage certificate, adoption certificate);
• documents confirming periods of work, other activities, other (non-insurance) periods of the deceased breadwinner. Documents must be correctly executed (contain the number, date of issue, last name, first name, patronymic (if any) of the citizen to whom the document is issued, the day, month and year of his birth, place of work, period of work, profession (position), grounds for issuing them ( orders, personal accounts, etc.), signature of an official (authorized) person, certified by the seal of the organization). Documents issued by the employer upon dismissal from work may be accepted as confirmation of the insurance period even if they do not contain the basis for their issuance;
• other documents necessary to confirm additional circumstances.

If not all required documents are attached to the application, you will be given an explanation of what documents should be submitted additionally. If you then submit the missing documents no later than three months later, the day you applied for a pension will be considered the day the application was received.

Read also: Low-income family in St. Petersburg: what is the income and benefits 2020-2021

The documents, the obligation to submit which is assigned to the applicant, are listed in the Administrative Regulations for the provision by the Pension Fund of the Russian Federation of state services for the establishment of insurance pensions, funded pensions and state pensions, approved by Resolution of the Board of the Pension Fund of January 23, 2019 No. 16p.

• When sending an application in the form of an electronic document using a “personal account” on the “Unified Portal of State and Municipal Services (Functions)” and the Pension Fund of Russia website, identification documents, age, and citizenship of the citizen are not required.
• If a citizen agrees to grant a pension based on the individual (personalized) registration information available to the territorial body of the Pension Fund of the Russian Federation, the submission of additional documents is not required.
• List of documents for assigning an insurance pension in case of loss of a breadwinner
• Application form for an insurance pension in case of loss of a breadwinner
• Rules for filling out an application for an insurance pension in the event of the loss of a breadwinner

To assign an insurance pension in the event of the loss of a breadwinner, the following conditions must be met:

• the deceased breadwinner has an insurance period (at least one day);

the death of the breadwinner, or recognition of him as missing in court;

• being dependent on a deceased breadwinner, except for the cases provided for in Article 10 of Law No. 400-FZ.

1. An application for an insurance pension in the event of the loss of a breadwinner is considered by the territorial body of the Pension Fund of the Russian Federation no later than 10 working days from the date the territorial body of the Pension Fund of the Russian Federation receives the application with all the necessary documents.
2. If a citizen is given clarification on the submission of additional documents for the assignment of a pension, the application is considered within 10 working days from the date of submission of the last missing document necessary for its assignment, if such a document is submitted no later than three months from the date of receipt of the corresponding clarification territorial body of the Pension Fund of Russia.
3. If a citizen, simultaneously with the application, has not submitted, on his own initiative, the necessary documents at the disposal of other state bodies, local government bodies or organizations subordinate to state bodies or local government bodies, the territorial body of the Pension Fund considers the application for a pension within 10 days from the date of receipt from the specified bodies of documents requested by the territorial body of the Pension Fund.
4. An insurance pension in the event of the loss of a breadwinner is assigned from the date of death of the breadwinner, if the application for the specified pension followed no later than 12 months from the date of his death, and if this period is exceeded, 12 months earlier than the day when the application for the specified pension followed.

The pension is paid monthly. The pensioner has the right to choose, at his own discretion, the organization that will deliver the pension, as well as the method of receiving it (at home, at the cash desk of the delivery organization or to his own bank account).

In addition, a trusted person can receive a pension for a pensioner.

Payment of a pension by power of attorney, the validity of which exceeds one year, is made during the entire validity period of the power of attorney, provided that the pensioner annually confirms the fact of registration at the place of receipt of the pension.

Payment of an insurance pension in the event of the loss of a breadwinner to children, brothers, sisters and grandchildren of a deceased breadwinner who have reached the age of 18 and are studying full-time in basic educational programs in foreign organizations engaged in educational activities located outside the territory of the Russian Federation is made subject to annual confirmation by the pensioner of the fact of full-time study in the specified educational programs in these organizations (Part 19.1 of Article 21 of the Federal Law of December 28, 2013 No. 400-FZ “On Insurance Pensions”).

Pension delivery methods:

1. through Russian Post - you can receive your pension at home or yourself at the post office at your place of residence.

In this case, each pensioner is given a date for receiving a pension in accordance with the delivery schedule, and the pension can be paid later than the established date within the delivery period.

It is better to find out the end date of the payment period in advance, since each post office has its own. If the pension is not received within six months, then its payment is suspended and you will need to write an application to your Pension Fund to resume payment;

2. through a bank - you can receive a pension at the cash desk of a bank branch or apply for a bank card (from July 1, 2017, only cards of the national payment system “MIR” are issued for pension payments) and withdraw funds through an ATM.

The pension for the current month is delivered to the account on the day the funds are received from the territorial body of the Pension Fund of Russia. You can withdraw your money from your bank account any day after it is deposited.

Crediting to a pensioner's account at a credit institution is carried out without charging a commission.

IMPORTANT! pensioners currently receiving pensions on accounts opened with credit institutions on the territory of the Russian Federation, providing for transactions using payment cards of other payment systems, will be transferred to the national payment system "MIR" as their current bank cards expire;

3. through an organization that delivers pensions - you can receive a pension at home or independently in this organization.

A complete list of such organizations in your region (including those delivering pensions to your home) is at the disposal of the territorial body of the Russian Pension Fund.

The procedure for paying a pension through another organization engaged in the delivery of pensions is the same as through a post office.

To choose a delivery method or change it, you need to notify the Pension Fund about this in any way convenient for you:

The pension is delivered at the request of the pensioner:

•   through a credit institution by crediting pension amounts to the account;
•   through postal organizations (other organizations involved in the delivery of pensions) by delivering pension amounts at home or at the cash desk of the organization making the delivery.

• A feature of the delivery of pensions to minor pensioners is that the minor citizen himself has the right to a pension, while delivery of this pension can be made both in his name and in the name of his legal representative (parent, adoptive parent, guardian, trustee).
• Thus, if the recipient of the pension is a child under the age of 18, delivery of the pension can be made to his parent (adoptive parent) or guardian (trustee) - to the account of the specified person in a credit institution or through a postal service organization (the delivery document will be issued in the name of the eligible person ).
• In this case, the amounts of pensions due to a minor citizen are subject to credit to a separate nominal account opened by his guardian or trustee, and can be spent without the prior permission of the guardianship and trusteeship authority.
• Parents are also subject to the specified procedure for the delivery of pensions due to the relevant provisions of the Family Code of the Russian Federation.
• A child who has reached the age of 14 years has the right to independently receive the pension assigned to him through a postal service organization (another organization engaged in the delivery of pensions) or to his own account in a credit organization.

As of 01/01/2020, the amount of the fixed payment to the insurance pension in the event of the loss of a breadwinner is 2843 rubles 13 kopecks (50% of 5686 rubles 25 kopecks) for each disabled family member.

Category of pension recipients Amount of fixed payment to the insurance pension in the event of the loss of a breadwinner, taking into account increases to it Orphans 5686 rubles 25 kopecks per month (for each child) Citizens living in the regions of the Far North and equivalent areas Fixed payment to the insurance pension in case of loss of a breadwinner breadwinner losses and increases to it increase by the corresponding regional coefficient

Source: http://www.pfrf.ru/knopki/zhizn~4552

What is a survivor's pension?

What does the general concept of insurance pension include in the event of the loss of a breadwinner? The assigned insurance pension for the loss of a breadwinner can go to disabled members in the family of the deceased breadwinner who were previously dependent on the deceased.

To assign such an insurance pension in the event of the loss of a breadwinner, it is necessary to have the deceased’s insurance record (at least a day). Also, in order to assign a pension for the loss of a breadwinner, the death of a relative should not be in any way connected with the commission of a punishable crime by a disabled family member that resulted in the death of the breadwinner.

Recipients of a survivor's pension do not lose their right to it even after reaching 18 years of age.

The legislation of Russia provides for the right to receive a pension in the event of the loss of a breadwinner by a disabled family member aged from 18 to 23 years and undergoing full-time training in various educational institutions and in foreign organizations that are located outside of Russia (assigned on the basis of an international treaty). When a citizen of a country reaches the age of 23, even though he continues his education, the payment of such a survivor's pension stops.

Who is eligible to receive social benefits for the loss of a breadwinner?

• Children, brothers, grandchildren and sisters of the deceased breadwinner over 23 years of age, if they became disabled before reaching the age of 18. In this case, usually, the brothers and grandchildren of the deceased are recognized as disabled if they do not have able-bodied parents of their own.
• One of the two parents, spouse or grandparent, and grandmother of the deceased breadwinner, or the brother, sister and child of the deceased breadwinner who have reached the age of 18, if they are not working and other than that. if they are busy caring for children, their brothers and grandchildren of the deceased breadwinner (under 14 years of age). In this case, the right to this type of insurance pension appears regardless of the fact that the breadwinner is dependent.
• Parents/spouse of the deceased breadwinner, provided that they have reached 60/55 years of age (men/women, respectively) or are disabled.
• Grandfather/grandmother of the deceased breadwinner, provided that they have reached 60/55 years of age (men/women, respectively) or are disabled.

Disabled parents or a spouse who were not previously dependent on the breadwinner, regardless of the time elapsed after death, provided that they lose their source of livelihood.

Family members can be recognized as dependents, provided that they were previously supported by him and received financial assistance from him, which was previously their constant and main source of livelihood.

Conditions of receipt

As mentioned earlier, to guarantee a pension in the event of the loss of a breadwinner, the deceased must have a length of service (at least 1 day).

Survivor's pension amount

A survivor's pension is usually paid monthly. The pensioner can choose at his own discretion the organization that will deliver it, and can also choose the method of receiving it (at home and at the cash desk of the delivery organization, or the money will be sent to his bank account). Among other things, a trusted person can receive a pension for a pensioner.

It is also possible to pay a pension in cash by proxy, which is valid for more than a year. Such payments are made during the validity of the power of attorney, provided that the pensioner confirms registration at the place of his receipt of the pension.

Example

Citizen born in 1964, has been working since 1985. She died in March 2017. She left 2 children. The benefit is calculated based on a formula. At the same time, pension fund employees take into account the IPC accumulated by the deceased:

During work from 1984 to 2015, points were converted. The citizen scored 60 points; An additional 3 points were awarded for the period of childcare.

• For 2014 and 2015 - 3 and 3.4 points, respectively;
• Thus, the full sum of the citizen coefficients. amounted to

• 60 + 3 + 3,4. + 3 = 69.
• They go double because the child was raised by the mother:
• 69 points x 2 = 138.
• The specific amount of payments is determined according to the formula
• 138.8 x 78 r. + 2402 rub. = 13340 rub.

Read also: Tax deduction for an apartment with a mortgage: documents, how to get it

In this way, the insurance pension is calculated subject to the loss of a breadwinner.

Minimum amount of insurance pension

The all-Russian practice of calculating insurance pensions for dependents has shown that its value is quite low. The normative document established the rule. This rule states:

The amount of such insurance content, which is associated with the loss of a breadwinner, should not be less than the Russian subsistence minimum established for a specific region.

Thus, all amounts vary depending on the immediate area. In addition, the payment amount depends on the age of the recipient.

As established, such monetary support cannot be less than the established minimum subsistence level. If for some reason the payment turns out to be less than this minimum, then a social supplement is also established along with his pension. Such an additional payment can be assigned to the level of the regional subsistence minimum, if in the region of residence it is higher than in the federal one. level.

The pension is assigned by the local government and is valid for the duration of the pension provision. The law established the minimum payment for the assignment of social benefits at the level of 8,540 rubles throughout Russia at the beginning of 2018.

Registration of an insurance pension

You should apply for a survivor's pension after becoming entitled to it without restrictions. The application should be submitted to the territorial body of your local Pension Fund at the place of residence and place of residence of the citizen.

In addition to the application, it will be necessary to provide a passport (for a Russian citizen) and a residence permit (this is relevant for foreign citizens or stateless persons), and it is also worth submitting a certificate of compulsory insurance, death documents of the breadwinner (certificate), a document confirming family ties with the deceased breadwinner and a document confirming the length of service of the deceased.

It is also worth keeping in mind that sometimes a pension may be assigned earlier than the day the documents are submitted for it. Thus, if the required list of papers was submitted within a year from the date of death of the breadwinner, in this case payments are established from the date of his death. If the application was submitted a year or more later, then the pension provision is established 12 or more months before the application.

How to apply

For foreign citizens (stateless persons) you are required to bring:

• documents that confirm family ties with the deceased;
• documents on the death of the breadwinner (certificate);
• documents that confirm periods of work during non-insurance periods.

All documents must be correctly executed (contain the number/date of issue, and also have the last name, first name, patronymic of the person to whom the document is issued, the day and month of his birth, year of birth, work, period of his work, profession, reason for issuing (order and personal account), signature of an official or authorized person, certified by a seal).

Documents issued by the employer upon dismissal may be accepted as confirmation of length of service even if they do not contain grounds for issuance.

What problems may arise with payment?

Social security survivor pension problems in receiving it can really prevent you from receiving financial assistance from the state.

If you make a mistake when filling out any document, you may have problems receiving payments. Remember that when establishing this type of pension, the cause of disability does not play a role.

In case of lack of experience, a minimum social payment is assigned.

A pension upon the death of a breadwinner is usually established only for disabled family members. If a disabled citizen turns 18 years old and there is a certain period of time before enrollment in an educational institution, the payment of the pension stops during the break.

In this situation, Pension Fund management specialists will determine the most advantageous method of resumption of payments from among the possible:

• The pension will be assigned again.
• The assigned pension will be restored.

Among other things, it should be remembered that payment of a pension upon the death of the breadwinner is terminated under the following circumstances:

• Transition from full-time study to evening or correspondence courses;
• Completion of the training period in ed. institution and expulsion from the arr. institutions;
• Loss of disabled status.

In such cases, citizens are obliged to independently inform the Pension Fund authorities about these circumstances in order to prevent the payment of accrued amounts. Otherwise, the excess amounts received may be withheld from the pension, or in court.

Source: https://poterya-kormiltsa.ru/strakhovaya-pensiya

Amount of survivor's insurance pension

Calculation of the amount of survivor's pension

Insurance benefits for the loss of a breadwinner are assigned to disabled citizens from his family or to persons raising them. The deceased or missing person must have insurance premiums for at least one working day.

The amount of the survivor's pension is regulated by Federal Law No. 400 of December 28, 2013 . In Art. 15 of the law provides the formula for calculating benefits for the case under consideration:

• РВ – calculated value;
• NB – pension points accumulated during work;
• Central Bank – the price of one point or individual pension coefficient (IPC).

A fixed base size (BS) is set to the resulting value It is set by the government at least once a year. In 2017, its figure corresponds to 4,805.11 rubles .

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The specified amount is used to determine the amount of payment of the fixed part of the pension to those who have lost their breadwinner.

If disabled family members have lost one breadwinner, 2,402.56 rubles are provided. for everyone. For example, minor children lost their father. If both parents , each is credited with 4,805.11 rubles .

Special cases of calculation

When assigning the benefit in question, certain features may arise that affect the calculation procedure and the amount of the benefit.

The amount of the survivor's pension in the event of the loss of both parents who have insurance transfers to the Pension Fund. In addition to the increased size of the fixed payment, such persons' pensions are calculated according to their own scheme. The number of accumulated points used in the calculation will be obtained by summing such coefficients from both parents.

If a single parent (for example, a single mother) has died, her IPC will be doubled when calculating.

If a situation arises where a disabled person is already receiving benefits for the loss of one breadwinner and his second parent dies, the calculation will take place according to the formula:

1. RP – calculated pension amount;
2. IR – the initial value already received in the Pension Fund;
3. NB – accumulated points of the second parent;
4. SB – the cost of one point at the time of re-registration.

In a situation where the deceased person has already received pension payments, the appointment at the request of the applicant can occur in two ways:

1. According to the basic formula: RV = NB * Central Bank.
2. By dividing the amount of accumulated points by the number of disabled citizens in the family of the deceased.

Minimum survivor's pension

The amount of the payment in question depends on the amount of accumulated pension points and the number of lost parents or guardians. A minimum benefit amount is possible if the deceased citizen has one year of insurance premiums.

For example, a deceased citizen worked in 2016. During this period, his earnings amounted to 300 thousand rubles. The maximum salary limit in 2016 is 796 thousand rubles . To determine the accumulated points, these values ​​​​are divided, and the resulting amount increases 10 times:

300 000 / 796 000 * 10 = 3.76 points.

If the pension is issued in 2017: 3.76 * 78.28 (cost of the coefficient) = 294.33 . Add FV: 294.33 + 2,402.56 = 2,696.89 rub .

The given amount may vary up or down depending on the citizen’s earnings.

The legislation stipulates that the monetary allowance cannot be lower than the established minimum subsistence level for pensioners (PMP). In 2017, its amount at the federal level is 8,540 rubles .

If the amount of the insurance pension for the loss of a breadwinner is below the specified indicator, a social supplement paid by the Pension Fund is assigned. The PMP varies depending on the region of residence of the applicant. If in a particular subject of the Federation it is higher than the specified limit, a regional surcharge is assigned.

For example, in Moscow, the PMP is set at 11,561 rubles . The resulting difference is RUB 3,021. will be appointed to the social protection authorities.

Recalculation and increase of pension

Every year, due to rising prices for consumer goods, procedures are carried out to revise the amount of payments. This procedure is called indexing. The fixed part of the pension and the IPC are subject to increase. According to the latest news, the percentage will be 3.7%.

The indicated percentage actually does not correspond to real indicators of price growth. According to preliminary data, inflation will be only 2.8-3.2%. The government decided not to follow these data and increase pensions by the planned amount. Therefore, the deadline for the procedure will be postponed to January 1 .

An increase in the amount of the benefit occurs when the recipient moves or lives in areas with difficult climatic conditions (the Far North and equivalent territories). In these places, the fixed part is increased by an increasing factor determined for a particular area.

For example, in Chukotka the coefficient is set at 2. Then the payment amount will double: 2,491.42 * 2 = 4,982.9 rubles . (to a recipient who has lost one breadwinner).

Recalculation of the amount of payments in other cases occurs in accordance with Art. 18 Federal Law No. 400 :

• At the time of increasing pension points provided for caring for young children up to one and a half years old.
• At the request of interested parties, if any period of insurance experience was not taken into account.
• Upon reaching 80 years of age.
• At the time of moving to the Far North and equivalent territories or leaving these areas.

Pension increase from January 1, 2019

In 2019, all types of pensions will be indexed, including survivor pensions. Pensions for working pensioners will not be indexed, as before.

On January 1, 2019, the insurance pension will increase by 7.05% . Other fixed indicators will also be increased:

• fixed payment - 5334.19 rubles ;
• individual pension coefficient (IPC) - 87.24 rubles .

Social pensions will be increased by 3.4% in April. The military pension will not be indexed from January 1, 2019; its increase is planned for October 1, 2019 and will amount to 6.3% . Working pensioners will be recalculated in August (the maximum IPC size is 3 ).

Example of the size of a survivor's insurance pension

Two minor children remained in the care of their father. Their mother died. Based on the fact that the deceased has insurance premiums, the children are entitled to a survivor's pension. It is calculated by the pension fund based on the submission of an application and the attachment of accompanying papers.

When determining the insurance experience of the deceased citizen, it turned out that she earned 56.6 points . Taking into account the upbringing of minor children, she is additionally entitled to 1.8 points for the first, and 3.6 for the second.

Calculation of pension amount for 2017:

(56.6 + 1.8 + 3.6) * 78.28 + 2,402.56 = 7,255.92 rub . payable monthly.

Calculate your pension using the online calculator on our website.

The most popular questions and answers regarding the size of the survivor's insurance pension

Question: Hello. My name is Valentin. A few years ago my father died. A loss benefit was awarded . His widow, who received an old-age pension, recently died. What will be the procedure for calculating payments in this case if there are two disabled people in our family?

Answer: Hello, Valentin. If you were actually dependent on your father’s deceased widow, you are entitled to an increase to the benefit already paid and a recalculation occurs based on the circumstances that arise .

An amount calculated from the widow’s accumulated points and their value on the day of registration will be added to the amount of the pension received. Since there are two of you, the IPC used can be divided in half or used entirely depending on your mutual desire.

List of laws

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Source: http://pensia-advisor.ru/straxovye-pensii/straxovaya-pensiya-po-potere-kormilca/razmer-straxovoj-pensii-po-potere-kormilca/