Individual benefits: child care, one-time allowance, documents

Russian legislation clearly indicates that individual entrepreneurs have the right to receive benefits in the event of pregnancy and childbirth. To eliminate the possibility of a refusal, you need to know the existing features.

Can an individual entrepreneur receive maternity benefits?

Individual entrepreneurs are not identified as a category of recipients of financial subsidies from the Social Insurance Fund. But, according to the legislation, subsidies are provided:

• officially employed citizens under an employment contract, if the employee is employed in one of the companies;
• civil servants have the right to register a pregnant woman regardless of her length of service.

Business and accounting manual for individual entrepreneurs

Important! The Social Insurance Fund accrues due payments exclusively to insured persons.

Businessmen do not appear on the list of applicants for financial assistance, but this does not mean that it is impossible to apply for benefits under the BiR. This is largely due to the fact that federal legislation does not establish an obligation for individual entrepreneurs to transfer contributions to the Social Insurance Fund.

However, a woman who is an entrepreneur reserves the right to independently contact the local branch of the Social Insurance Fund and sign a social insurance agreement on a voluntary basis, and then pay fixed payments.

For your information! If during the last reporting tax period, before going on maternity leave, the entrepreneur regularly transferred contributions in full, the legislation of the Russian Federation assigns financial assistance on the basis of the minimum wage, based on the minimum wage indicator.

Maternity payments for individual entrepreneurs are due only after registration of a previously signed voluntary insurance agreement. At least six months must pass from the moment of its conclusion and registration of the subsidy.

• The maximum contribution amount for transfer to the authorized body is determined by the following formula:
• Minimum wage x 2.9% x 12 months
• The minimum wage indicator directly depends on the region of business activity - it is established by the local government.

The formula is relevant for use by those citizens who signed the appropriate agreement with the Social Insurance Fund before the start of the reporting calendar year.

In the case of registration during a specified period, the calculation procedure is slightly different: initially, you need to subtract the existing value for the month when the agreement was signed, after which the resulting indicator is summed up with the total, which is determined using the above formula, where instead of 12 months, the remaining number of months is used end of the calendar year.

An individual entrepreneur can apply for benefits according to the legislation of the Russian Federation

If you have an individual entrepreneur, maternity benefits and other child benefits can be calculated without much difficulty.

How to make a certificate of non-receipt

An individual entrepreneur’s certificate of non-receipt of a one-time benefit on the occasion of the birth of a child is especially relevant for those who at the same time do not work under a signed employment contract with the employer, which is why they cannot arrange it for themselves.

Tax deduction for individual entrepreneurs - what is needed to obtain it

In this case, a certificate for an individual entrepreneur about non-receipt of a one-time benefit at the birth of a child is issued on the basis of a personal application to the local branch of the Social Insurance Fund.

An individual entrepreneur’s certificate of non-receipt of a one-time benefit at the birth of a child is relevant if:

• the husband has the status of an individual entrepreneur, in which case a certificate from the Social Insurance Fund about non-receipt of benefits for an individual entrepreneur is required;
• The child’s father is engaged in private practice: he works as a lawyer and notary.

Federal legislation has not approved a single template in accordance with which the document form should be drawn up. For this reason, it is possible to fill out in free form. You can download it for free on the Internet.

For your information! The key point in the content of the certificate for benefits due to the maintenance of a child by the entrepreneur should be the provision on non-payment of subsidies.

In any case, when filling out a form for child care benefits for individual entrepreneurs or another type of payment, you must indicate:

• full name and details of the authorized department that issued the certificate;
• assigned registration number and registration date of the provided document;
• full name of the document;
• to whom exactly the certificate was provided;
• main content - Regulations regarding non-receipt of state benefits to one of the parents (indicating the full initial of the second);
• the position held, which exists in the presence of a signed employment contract with the employer;
• the main purpose for which the certificate was provided;
• signature of the official responsible for the issuance with the obligatory imprint of the department.

The certificate can be obtained from the FSS

Depending on the presence or absence of official employment and professional field of activity, a certificate can be obtained by:

• contacting the direct employer;
• contacting the territorial representative office of the department of social protection of the population;
• contacting the FSS office.

The basis for extradition is the corresponding application drawn up.

What payments are due at the birth of a child for individual entrepreneurs?

Individual entrepreneur and maternity leave - is it possible to receive payments, go on vacation?

Pregnancy and individual entrepreneurs, in accordance with Russian legislation, provide for the possibility of receiving the following types of financial assistance:

• one-time maternity payment;
• payments for child care - the subsidy is calculated until the child reaches 1.5 years of age.

Without registration with the Social Insurance Fund, the amount of payments is minimal

In the first case, entrepreneurs who have not registered with the Social Insurance Fund may receive other benefits and payments:

• 615 rubles* - for registration at the antenatal clinic in the early stages of pregnancy;
• 16.4 thousand rubles. - on the occasion of the birth of a child.

Upon successful registration with social insurance, entrepreneurs are given minimum wage benefits, which is required by federal law.

In addition to one-time payments, social insurance accrues child care benefits for individual entrepreneurs up to 1.5 years in the amount of:

• 3000 rub. - for the firstborn;
• 6.1 thousand rubles. - for the second and subsequent child.

Important! The indicated payment amounts are fixed, however, for residents of the Far North and similar territories, the amount of financial assistance provided for entrepreneurs increases significantly, since the local increasing coefficient is taken into account.

List of required documents

Documents for opening an individual entrepreneur account - what you need to prepare for the bank

Individual entrepreneurs who have fulfilled all the stipulated conditions of the signed agreement with the Social Insurance Fund, in the event of an insured event, must follow a simple algorithm:

1. Collect a complete package of necessary documents.
2. Write a corresponding statement requesting payment of due payments.
3. Submit documents for review at your place of residence.

The package of documents includes:

• an application drawn up properly without any errors or typos;
• a certificate of non-receipt of payment by the second parent;
• passport in original format + copy of all completed pages;
• insurance certificate - SNILS;
• issued sick leave.

It is worth paying attention to the fact that there is no need to provide a copy of a previously signed agreement with the Social Insurance Fund, since the application must go to the department in which it was signed.

To apply for benefits you need a full package of documents

To receive funds, applicants must provide the following details:

• post office;
• accounts.

Depending on the type of child benefit being issued, the authorized state body has the right to additionally require:

• a certificate from the antenatal clinic to confirm the fact of registration in the early stages of pregnancy;
• child's birth certificate;
• a certificate from the spouse’s employer to confirm that he has not received payments.

In addition, the authorized agency reserves the full right to request:

• family composition statement;
• information about the child’s registration address, etc.

Note! Individual entrepreneurs who carry out additional labor activities under a contract with an employer have the right to count on receiving all types of child benefits as a voluntarily insured person or at their place of work.

Federal legislation provides for the possibility of submitting documents:

• personally;
• authorized fiduciary.

In the latter case, it becomes necessary to prepare a notarized power of attorney.

When are maternity benefits paid?

The period for reviewing submitted documentation for the purpose of assigning due payments due to temporary disability, pregnancy and childbirth to individual entrepreneurs cannot exceed the 10-day period established by federal legislation. Based on a positive decision, the established amount of financial subsidies is subject to transfer to the details of the individual entrepreneur’s current account specified in the application.

Deadlines for obtaining benefits

Federal legislation provides for the possibility of issuing a negative answer due to:

• absence of a sick leave certificate or its completion with errors;
• identified errors or inaccurate data in the application provided by the individual entrepreneur;
• An incomplete package of documents was provided.

If you receive an unlawful refusal, Russian legislation allows you to defend your personal interests in one of the following ways:

• by filing a complaint with senior management;
• by contacting law enforcement agencies;
• by filing a claim in court.

How to protect your rights

In practice, decisions on complaints (the difference is not noticeable when contacting one of the authorities) are made within the first 30 days from the date of filing the relevant application.

In order not to lead to a showdown, it is important to immediately complete all documents correctly and on time. Only then will the pregnant woman with peace of mind go on maternity leave and receive the required benefits.

*Prices are as of July 2019.

Source: https://samsebeip.ru/ip/posobie-po-beremennosti-i-rodam.html

Child benefits for individual entrepreneurs - how an entrepreneur can receive social benefits for a child - on baby.ru!

State assistance to families with children is regulated by the law “On State Benefits for Citizens with Children.” According to this document, most benefits paid to families are part of the compulsory social insurance system.

This type of insurance applies to citizens who have an official place of work or service. Individual entrepreneurs and other self-employed persons are not subject to it.

Despite this, the legislation reserves the right for individual entrepreneurs to join the social insurance system on a voluntary basis. Thus, having insured, the entrepreneur will receive benefits from the state in the event of the birth of a child, the onset of temporary disability, or when going on maternity leave. Payments will be accrued from the accounts of the Social Insurance Fund (SIF).

If an individual entrepreneur regularly makes contributions to the insurance fund, he has the right to receive child benefits. The list of these payments is as follows:

• maternity benefits;
• payment upon registration at the antenatal clinic in the early stages of pregnancy. Paid in one lump sum;
• child birth benefit. Paid as a lump sum to the mother, father or persons who replace the child’s parents;
• child care allowance up to one and a half years old. Paid monthly to the father, mother or relatives of the child.

If a citizen has not made contributions to the insurance fund during his entrepreneurial activity, he is not entitled to maternity benefits and state assistance while caring for a child.

Social insurance for entrepreneurs on a voluntary basis

According to the law “On compulsory social insurance in case of temporary disability and in connection with maternity”, an individual entrepreneur is exempt from the obligation to participate in the state insurance system. In addition to individual entrepreneurs, this rule also applies to:

• lawyers and notaries whose activities are registered in accordance with the legislation of the Russian Federation;
• doctors and other specialists in private practice;
• citizens involved in farming;
• members of tribal communities of indigenous northern peoples.

The rules for registering social insurance by an entrepreneur are prescribed in Government Decree No. 790. The same document describes the procedure for paying regular contributions to the Social Insurance Fund.

The procedure for entry of individual entrepreneurs into the state social insurance system

In order to receive child benefits, individual entrepreneurs must become part of the social insurance system.

The initiator of registration of social insurance is always the individual entrepreneur himself. He needs to write an application to one of the bodies of the Social Insurance Fund.

Registration of the policyholder takes place within five days. The applicant then receives formal written notification.

The following documents must be submitted along with the application to the Social Insurance Fund:

• applicant's passport;
• certificate confirming registration of individual entrepreneur;
• a certificate confirming registration with the tax authorities (if any);
• business license (if relevant);
• lawyer's certificate (for other types of activities - an analogue of this document).

Before January 15, each year, the individual entrepreneur must submit a report on the transferred insurance premiums to the Social Insurance Fund. The document must comply with Form 4a of the Federal Tax Service of the Russian Federation. This form can be found in Order of the Ministry of Health and Social Development No. 847n.

Transfer of insurance premiums for individual entrepreneurs in 2017

The entrepreneur must pay contributions for the entire year in which the application was submitted. This applies even to cases where the document is submitted in December. The fact is that the regulations prescribe the procedure for paying funds for the entire year. There is no prorated calculation from the time of application until the end of the year.

In addition, it is worth remembering the following nuances:

• The FSS allows partial payment of insurance premiums. However, this is done extremely rarely, since the amount for the whole year is insignificant;
• Insurance premiums for the year must be paid before December 31 of each year;
• If the individual entrepreneur does not transfer funds before the specified period, he will lose social insurance. At the same time, he loses the right to maternity benefits and maternity benefits. Funds paid for the previous year are transferred back to the individual entrepreneur’s account.

The amount of insurance premiums is affected by the cost of the insurance year, which changes periodically.

This indicator is calculated using a simple formula: the minimum wage established by law for the current year is multiplied by 2.9% (insurance rate) and by 12 (number of months in a year).

It is worth remembering that the minimum wage is determined separately for each region of the Russian Federation. This indicator is influenced by the cost of goods and services.

Child benefits in connection with maternity for individual entrepreneurs

In 2017, an individual entrepreneur can receive government assistance only if he has paid all insurance premiums for 2016. This norm is valid for each subsequent year.

Payment of benefits is carried out in accordance with the rules and regulations prescribed in Government Decree No. 375, issued in 2007.

• Benefits, the amount of which is calculated taking into account the average salary for employed citizens of the Russian Federation, are calculated differently for individual entrepreneurs. The amount of earnings in this case is replaced by the minimum wage (minimum wage). The current indicator for a specific region is taken into account.
• When determining the average daily earnings, the minimum wage indicator and the number of days either in a month or in a year are taken into account.

Individual entrepreneurs receive all types of cash benefits by submitting an application to one of the Social Insurance Fund bodies.

Maternity benefits for entrepreneurs

This type of benefit is credited to the recipient’s account within the time limits specified by law. They correspond to the duration of maternity leave. This norm is relevant for all categories of citizens, including individual entrepreneurs.

• If the pregnancy does not have complications, payment is made 140 days (70 days before and after childbirth).
• If the pregnancy is complicated, the postpartum part of the leave is increased by 16 days.
• If the pregnancy is multiple, the prenatal part of the leave is increased by 14 days, the postpartum part - by 40. In total - 194 days.

The exact amount of benefits received is calculated taking into account the duration of the vacation and the minimum wage valid for a particular region. For a normal pregnancy without complications, the amount of state assistance as of 2017 ranges from 35 thousand to 40 thousand rubles.

Benefits for registering with a antenatal clinic in the early stages of pregnancy

This payment is in addition to the basic benefit amount. It is paid to a woman if she registers no later than the 12th week of pregnancy. In 2016, this amount was 581.73 rubles. On February 1, 2017, the benefit was increased through indexation. Thus, now it is 613.14 rubles.

The Government believes that such an amount, albeit a small one, is an incentive for a woman to register with the consultation as early as possible and properly monitor the course of her pregnancy.

It is not necessary to register the right to benefits immediately after registering at the antenatal clinic. This can be done after the end of maternity leave, but no later than six months. However, as a rule, the benefit is issued together with maternity leave.

To receive a cash payment, a woman needs to contact one of the FSS branches. You need to have the following documents with you:

• application for benefits;
• passport;
• a document from the antenatal clinic, which confirms registration in early pregnancy.

One-time benefit for an entrepreneur upon the birth of a child

Individual entrepreneurs receive this benefit in the same amount as all other categories of applicants. In 2017, the lump sum payment upon the birth of a child is 16,350.33 rubles.

This type of state assistance can be issued to both the mother and the father of the child. In addition, it can be assigned to a person who replaces the child’s parent.

Monthly payments for individual entrepreneurs for child care

According to Russian legislation, monthly child care benefits for individual entrepreneurs are calculated differently than for employed citizens. This norm is prescribed in Government Decree No. 375 of June 15, 2007.

In the case of employed citizens, the amount of the benefit is calculated taking into account the average salary. For individual entrepreneurs, this indicator, as mentioned above, is replaced by the minimum wage. Thus, the amount of monthly payments for individual entrepreneurs is 40% of the minimum wage.

The minimum wage from July 1, 2017 is 7,800 rubles. 40% of this amount – 3120 rubles. The minimum benefit amount prescribed by law is as follows:

• for the first child – 3065.69 rubles;
• for the second child and subsequent children – 6131.37 rubles.

Thus, in the event of the birth of the first child, an individual entrepreneur is entitled to a benefit in the amount of 3,120 rubles. However, after the birth of the second child and subsequent children, the entrepreneur receives 6131 rubles 37 kopecks, since this is the minimum prescribed in the regulations of the Russian Federation. A lesser benefit may not be paid to any recipient.

Do not forget also that the minimum wage increases periodically. In 2017, it increased by 300 rubles compared to the previous year. Due to such changes, the amount of benefits that individual entrepreneurs are entitled to increases, albeit slightly.

Source: https://www.baby.ru/wiki/vyplaty/detskiye-posobiya-individualnym-predprinimatelyam/

How do individual entrepreneurs receive child benefits?

If we follow the legislation of the Russian Federation, then we can safely say that the main form of providing material support to citizens whose families have children is an allowance. Legislative draft No. 81-FZ of May 19, 1995 states that such payments also apply to compulsory social insurance. You can find information about the birth certificate in 2018, how to apply for it and why it is needed here.

Child benefits are provided to employees and employed individuals, and not to self-employed citizens

In what case can an individual entrepreneur receive social benefits?

It should be noted that mainly employees and employed individuals fall under the above form of insurance, but individual entrepreneurs and other categories of people who are self-employed cannot actually receive such benefits. The law simply does not apply to them.

After all, sometimes it will be much more expedient in certain situations to use the support of the Social Insurance Fund.

What payments are due?

Only after the entrepreneur has formalized a relationship with the “insurance company” and pays contributions on time, can one count on certain benefits for children, such as:

• A cash benefit that is paid in a lump sum. It can be received by the mother, the father of the baby or the person who replaces the parents. The amount of this benefit will be 14,497.80 rubles for the first child.
• A benefit that is provided to a child directly during childbirth and pregnancy. It will be calculated not from the monthly income of the entrepreneur, but from the minimum wage indicator. All documents are also submitted to the FSS. The amount of cash payment is 27,455.34 rubles.
• Payment provided to a parent upon registration with a housing complex in the early stages. Today, this type of financial benefit is about 543.67 rubles. To receive this financial payment, you will need to provide the local Social Insurance Fund with a certificate from the antenatal clinic. Read how to apply for compensation for kindergarten in 2018, who is entitled to it and what is the amount on this page.
• Cash benefit provided to a woman to care for a child up to one and a half years old. The approximate amount of this benefit for an entrepreneur will be 2,386 rubles.

As for the documentation required to receive all the benefits prescribed above, you will need:

• For each benefit, submit a corresponding application;
• Provide a certificate from the registry office confirming the child’s registration;
• Collect documents on family composition;
• Certificate of registration;
• Passport of a citizen of the Russian Federation and a copy of the passport of the second parent;
• Information about the amount of wages;
• Certificate on individual entrepreneurship;

All the documents prescribed above that are required to apply for benefits will need to be submitted to the Social Insurance Fund, because the agreement on voluntary insurance was drawn up with this state organization.

All other points should be found out directly at the local FSS branch. Find information about whether it is possible to pay off a mortgage with maternity capital and what documents will be needed here: http://votposobie.ru/vidy-posobij/po-rozhdeniyu-rebenka/materinskij-kapital/mozhno-li-pogasit-ipoteku-materinskim-kapitalom -i-kakie-dokumenty-ponadobyatsya.html.

For child care

In order for an entrepreneur to receive child care benefits this year, it will be necessary for the individual entrepreneur to pay all insurance premiums for the previous year.

All child benefits for an individual entrepreneur will be calculated depending on the minimum wage in the specific region where the potential benefit recipient is registered. This point has been established at the federal level.

To receive this payment, you will need to provide the following set of documents:

• Certificate about the birth of a baby;
• Passport of the applying parent or representative;
• Marriage certificate;
• Certificate from the registry office;
• Certificate of individual entrepreneur.

In this case, you will need to contact the local FSS authorities.

Holiday to care for the child

As for parental leave, it is provided in the same way as in the standard case for working mothers. In this case, seventy days will be provided before the child is born and seventy days after. Read how to issue and calculate sick leave for pregnancy and childbirth.

Voluntary social insurance

As for voluntary social insurance, every individual entrepreneur must know that in accordance with Article No. 2, Part 3 of the legislative draft No. 255 of December 29, 2006, there is a certain category of persons who, from a factual point of view, cannot be subject to direct compulsory insurance, however, they have every right to take out insurance on a voluntary basis and pay insurance premiums annually. Read an overview of what monthly and lump sum payments are due at the birth of a child.

At the moment, in accordance with the legislation of the Russian Federation, these categories of citizens should include:

• Notaries and lawyers;
• Members of peasant and farm households;
• Other persons engaged in private practice;
• And also people who belong to the representatives of small peoples of the North (indigenous).

To join the FSS you will need to submit a special application on your own initiative. After registration is completed, you will receive a letter (official notification). The whole procedure takes 5 days. Next, you will need to pay insurance premiums to the Social Insurance Fund in the prescribed manner.

Watch the video about maternity leave for individual entrepreneurs:

How can an individual entrepreneur receive a monthly child benefit?

Individual entrepreneurs are subject to compulsory social insurance in case of temporary disability and in connection with maternity if they voluntarily entered into a relationship under compulsory social insurance and pay insurance contributions for themselves (Part 3 of Article 2 of the Federal Law of December 29, 2006 No. 255- Federal Law (hereinafter referred to as Law No. 255-FZ)). The procedure for voluntary entry into legal relations under compulsory social insurance in case of temporary disability and in connection with maternity is established by Art. 4.5 of Law No. 255-FZ.

Read also: Benefits in Magas

In accordance with this rule, in order to enter into such voluntary legal relations and begin paying premiums, you need to submit an application to the territorial body of the insurer at your place of residence.

The amount of insurance premiums is determined based on the cost of the insurance year. The indicated cost is determined as the product of the minimum wage and the general tariff of insurance contributions to the Federal Social Insurance Fund of Russia, increased by 12 times. Cost of insurance year for 2012

is 1604.63 rubles. (RUB 4,611 x 2.9% x x 12 months).

The rules for the payment of insurance premiums by persons who voluntarily entered into legal relations are established by Decree of the Government of the Russian Federation dated October 2, 2009 No. 790 (hereinafter referred to as Resolution No. 790). Contributions for the current calendar year must be paid no later than December 31 of that year. Moreover, payment can be made either at a time or in installments (clause 4 of Resolution No. 790).

Thus, the right to receive a monthly child benefit in 2012 arises only if contributions for 2011 are paid. If insurance premiums for 2012 are not paid.

until December 31, legal relations under compulsory social insurance will be terminated from January 1, 2013.

Source: https://vitprint.ru/kak-poluchayut-posobiya-na-detej-ip/

What documents are needed to apply for child benefits?

What documents are needed to apply for child benefits? Parents of a newborn baby face this question. The set of papers depends not only on the type of benefit, but also on the status of its recipient (unemployed, students, foreign citizens, etc.). From our material you will learn about the types of child benefits and the basic documents required to receive them.

• Types of child benefits according to law
• List of documents for receiving maternity benefits
• List of documents for obtaining a one-time benefit for the birth of a child
• Documents for receiving child care benefits up to 1.5 years old
• What to include in the application (sample)
• We collect a set of certificates: about birth, family composition and others
• When do you need to go to social security with documents?
• Documents for receiving Putin's benefits
• Who doesn’t make sense to collect certificates and statements to receive benefits?
• Results

Types of child benefits according to law

Before looking for the answer to the question of what documents are needed for child benefits, let’s decide what kind of child benefits exist.

The types of benefits that citizens with children can apply for are listed in Art. 3 of the Law “On State Benefits...” dated May 19, 1995 No. 81-FZ (see in the figure):

Thus, state benefits for citizens with children can be divided into two groups:

1. Benefits paid to women during pregnancy and during maternity leave after the birth of a child.
2. One-time and monthly benefits after the birth of a child.

Documents for child benefits must be submitted to the employer at the place of work of one of the spouses or to the social security authority (if a non-working citizen or university student is applying for benefits).

Certain categories of citizens (for example, unemployed parents) can submit documents for applying for child benefits to the MFC.

List of documents for receiving maternity benefits

To apply for maternity benefits (M&B), the employee must provide the employer with the following package of documents:

1. sick leave;
2. application for payment of benefits;
3. certificates of the amount of earnings from previous places of work for the estimated 2 years, if any;
4. an application to replace the years of the calculation period if the amount of benefits increases when changing periods.

IMPORTANT! The benefit is not paid if the employee applied for it 6 months after the end of the BiR leave (Article 12 of the Law “On Mandatory Social Insurance” dated December 29, 2006 No. 255-FZ).

An addition to the B&R benefit is a benefit in connection with registration in the early stages of pregnancy. The basis document for receiving this benefit is a certificate issued by a medical institution.

As a rule, both of these benefits are paid at the same time.

Therefore, if the employee submitted a certificate of registration in the early stages of pregnancy along with the documents necessary for payment of maternity benefits, ask her to write one application for both benefits.

List of documents for obtaining a one-time benefit for the birth of a child

Source: https://nalog-nalog.ru/posobiya/detskie_posobiya/kakie-dokumenty-nuzhny-dlya-oformleniya-detskogo-posobiya/

Child benefits for individual entrepreneurs

Individual entrepreneurs (IP) can also be provided with benefits for the birth of children, as well as for persons employed under an employment contract. However, their payment can only be made if contributions are made to the Social Insurance Fund (SIF), which are optional for individual entrepreneurs.

• The main form of providing payments to families with children (primarily in terms of the types of additional material support provided and their amounts) in Russia in accordance with the law of May 19, 1995 No. 81-FZ “On state benefits for citizens with children” are payments in the format compulsory social insurance .
• This form of insurance is mandatory for employed persons and employees, but by default this insurance coverage does not apply .
• However, the legislation provides for the possibility for individual entrepreneurs to enter into a relationship under compulsory social insurance voluntarily and on their own initiative - if in the event of temporary disability, maternity leave and the birth of a child, it is advisable to receive government cash payments from the budget of the Social Insurance Fund (SIF).
• After registering an insurance relationship with the Social Insurance Fund, an entrepreneur, subject to annual payment of insurance premiums, will be able to count on the following types of child benefits:

Attention

By default, individual entrepreneurs are not entitled to social benefits during maternity leave and the period of child care. A private entrepreneur will be able to count on them only if he voluntarily joins the compulsory social insurance system in the Social Insurance Fund.

Voluntary social insurance for individual entrepreneurs

According to Part 3 of Art. 2 of Law No. 255 of December 29, 2006 “On compulsory social insurance in case of temporary disability and in connection with maternity”, a certain group of people is not subject to mandatory insurance, but can voluntarily take on these obligations and pay insurance premiums.

Photo pixabay.com

In addition to individual entrepreneurs, these also include:

• lawyers;
• notaries;
• other persons who have private practice and conduct it in accordance with the legislation of the Russian Federation;
• members of farms (peasants);
• representatives of tribal communities of indigenous peoples of the North.

Attention

The procedure for voluntary registration of social insurance for individual entrepreneurs and the rules for payment of insurance premiums by them are established by Decree of the Government of the Russian Federation No. 790 of October 2, 2009.

How to voluntarily enter into legal relations under compulsory social insurance

Entry into legal relations occurs at the initiative of the entrepreneur by submitting an application to the territorial body of the Social Insurance Fund. After registration of the policyholder (carried out within 5 days), a corresponding official notification is issued to the individual entrepreneur.

documents and their copies must be attached to the application

• passport;
• certificate of state registration as an individual entrepreneur (for entrepreneurs);
• certificate of registration with the tax authority (if available);
• a license to carry out a certain type of activity in accordance with the legislation of the Russian Federation (for notaries practicing privately);
• lawyer's certificate and other specialized documents depending on the type of activity.

Attention

Insurance premiums are paid by the entrepreneur to the account of the regional branch of the Social Insurance Fund until December 31 of the year in which the application for membership was submitted. The amount of contributions is calculated based on the cost of the insurance year .

Before January 15 of each subsequent year, the payer submits to the regional office of the Social Insurance Fund a report on the calculated and paid amounts of insurance premiums. Reporting is provided in Form 4a FSS of the Russian Federation , which was approved by Order of the Ministry of Health and Social Development of the Russian Federation No. 847n dated October 26, 2009.

Payment of insurance contributions by individual entrepreneurs for voluntary social insurance in 2017

Regardless of the date of entry into insurance legal relations with the Social Insurance Fund, individual entrepreneur contributions must be paid for the entire year in which the application was submitted (even if it was submitted in December). The legislative framework does not stipulate the contribution of funds proportional to the time that has passed from the date of filing the application to the end of the calendar year.

Among the features of paying individual entrepreneur contributions, the following should be noted:

• payments to the Social Insurance Fund can be made in parts , but usually payment of the cost of one insurance year due to its low size is made in full at one time;
• The deadline for making payments for the current financial year is December 31 annually ;
• If contributions for the year are not paid in full, the individual entrepreneur is automatically deregistered with the Social Insurance Fund and, from January 1 of the following year, loses the right to social benefits for temporary disability, the birth of a child and the provision of care and education for him, and the funds paid for the previous calendar year are subject to return from FSS accounts.

The annual amount of premiums payable is determined by the cost of the insurance year .

How to calculate it?

It is defined as the product of the minimum wage (minimum wage) established for the current year (in 2016 - 6,402 rubles ), the insurance rate of 2.9% and 12 (the number of months in the year).

Thus, the insurance year 2016 (corresponding to the calendar year - from January 1 to December 31) will cost the voluntary payer-entrepreneur the amount of:

C = 6204 rub. × 2.9% × 12 months = 2159 rub.

Benefits for children of individual entrepreneurs and in connection with maternity

An individual entrepreneur will be able to receive assistance due to disability, as well as benefits for maternity or raising a child in the current year 2016 only if contributions for the previous year are paid in full on time (by December 31, 2015).

Source: https://LgotOtvet.ru/chastnye-sluchai/individualnym-predprinimatelyam-ip/

How do individual entrepreneurs receive child benefits in 2020?

Typically, entrepreneurs cannot count on receiving maternity benefits.

But if an individual entrepreneur has voluntarily entered into an agreement with the Social Insurance Fund and regularly transfers insurance premiums, he has the right to receive all types of benefits for children and for other insured events.

This is especially true for women who are planning to give birth to a child, although the father can also apply for some benefits. In this article we will look at how individual entrepreneurs receive child benefits.

How do individual entrepreneurs receive child benefits?

Like an ordinary individual, an individual entrepreneur has the right to child benefits. In this case, everything will depend on whether he transferred voluntary contributions to the Social Insurance Fund or not. If the individual entrepreneur did not have voluntary insurance in the Social Insurance Fund, then he is entitled to the following types of benefits:

• At the birth of a child in the amount of 16,350 rubles;
• Child care in the amount of 3120 rubles for the first child and for the second and subsequent ones 6131 rubles.

Important! If an individual entrepreneur voluntarily transferred contributions to social security, then he has the right to additional payments: maternity and child care benefits. The benefit amount is calculated based on the minimum wage, that is, the minimum amount.

Payment of voluntary contributions to the Social Insurance Fund for individual entrepreneurs

Any entrepreneur can voluntarily enter into an agreement with the Social Insurance Fund and pay contributions. In the event of an insured event, he will be able to calculate compensation. If contributions are paid on time, payments can be received for the following insured events:

• Due to temporary disability due to illness or injury;
• In case of pregnancy and childbirth;
• On maternity leave.

In this case, a woman entrepreneur will be able to count on the following types of benefits:

• According to BiR;
• For early registration of pregnancy at the antenatal clinic;
• One-time payment at the birth of a child;
• Care for up to 1.5 years;
• Due to temporary disability.

After concluding an appropriate voluntary insurance agreement with the Social Insurance Fund, the individual entrepreneur will have to submit a quarterly report to social insurance in Form 4-FSS. This can be done both in paper and electronic form. In the first case, the report must be submitted by the 20th of the month following the reporting period, and in the second case - by the 25th.

The procedure for joining voluntary insurance

In order to become a voluntary policyholder, you need to contact the Social Insurance Fund at your place of residence and submit the necessary documents. You can also apply via the Internet through the State Services portal. Required documents include:

• application (form No. 108n);
• IP passport;
• TIN;
• certificate of state registration as an individual entrepreneur.

Persons engaged in specialized practice must provide supporting documentation. For example, a lawyer needs an appropriate certificate, and a notary needs a license.

Important! All photocopies of documents must be certified, and the originals will need to be provided for data verification.

5 days after contacting the FSS, the entrepreneur will be assigned an individual number, as well as a subordination code. Notification that registration has been completed by the individual entrepreneur will be sent in the appropriate notification.

Voluntary contributions of individual entrepreneurs to the Social Insurance Fund

Important! In order for an individual entrepreneur to receive benefits, he must pay voluntary contributions. Their size is determined by the formula:

• DV = minimum wage x T x 12, where
• DV – amount of contributions payable for the year;
• Minimum wage - the size of the minimum wage is taken based on the value established at the beginning of the year;
• T – contribution rate, which is equal to 2.9%.

Payments must be made by the end of the current year. This can be done in one amount, or divided into parts. An individual entrepreneur can pay contributions from his own account or through a bank.

The amount of contributions will not depend on the period in which the individual entrepreneur submitted an application for voluntary insurance. He will have to pay the fees in full by the end of the year.

If the amount is not paid in full, or the payment is not paid, the individual entrepreneur will be deregistered. In this case, no fines or penalties will be charged, and all amounts paid during the year to the entrepreneur will be returned back.

In this case, the individual entrepreneur will not be able to count on benefits.

This year, only those entrepreneurs who paid their insurance premiums in full last year can receive insurance benefits.

Maternity benefit for individual entrepreneurs

To receive benefits, an entrepreneur will need to contact the Social Insurance Fund and provide an application and sick leave. The application can be written in free form. The amount of payment in this case will depend on the number of days of vacation under the BiR.

For a normal pregnancy and childbirth, this leave is provided for 140 days, for a multiple pregnancy - 194 days, and in the case of a complicated birth, another 16 days will be added to the sick leave . The amount of payment will be calculated based on the minimum wage established in the current period.

To do this, the minimum wage is divided by the number of days in a month and multiplied by the number of days of vacation according to the BiR.

Payment upon early registration

In order to receive payment for registration in the early stages of pregnancy, a woman must contact an antenatal clinic no later than 12 weeks of pregnancy.

In this case, she will be able to receive benefits in the amount of 628.47 rubles. You will need to contact the Social Insurance Fund for such a payment no later than 6 months from the end of your vacation under the BiR.

As a rule, this benefit is issued together with the B&R benefit, since the certificate is issued simultaneously with the sick leave.

When contacting the FSS you will need to provide:

• Statement;
• IP passport;
• Certificate from the consultation.

One-time benefit for the birth of a child individual entrepreneur

If an entrepreneur has paid voluntary insurance contributions, he will be able to receive the payment due at the birth of a child. Its size is 16,759.09 rubles. If more than one child was born, the payment will be multiplied by the number of children. In those regions of the Russian Federation where a regional coefficient has been established, the payment will be increased by this coefficient.

The benefit can be received immediately after the birth of the baby and receipt of a certificate for it. Not only the mother, but also the father can apply for such a payment. In our case, the father is an entrepreneur.

You will also need to contact the Social Insurance Fund, submit an application and the necessary documents:

• Applicant's passport;
• Child's birth certificate;
• Birth certificate;
• A certificate confirming that the second parent did not receive such benefits.

The benefit will be accrued within 10 days from the moment the individual entrepreneur submits the application, and its payment will occur before the 26th day of the month following the month of application (article ⇒ Maternity leave for the grandmother or father of the child).

Benefit up to 1.5 years for individual entrepreneurs

The childcare benefit for a child under 1.5 years old will be paid in the amount of 40% of the minimum wage, but for the first child it should not be less than 3,142.33 rubles, and for the second and subsequent children - 6,284.65 rubles. To apply for benefits, you will need to contact the Social Insurance Fund - if the entrepreneur paid voluntary contributions, or to social security - if he did not draw up a voluntary insurance agreement.

When applying, you will need to submit the following package of documents:

• Statement;
• Passport;
• Birth certificate of the child and other children;
• A certificate from the employer confirming that the father does not receive such benefits.

You can apply for benefits not only for a born child, but also for an adopted child. In this case, you will need to confirm the fact of adoption with an appropriate document.

You can apply for benefits no later than 6 months from the date the child turns 1.5 years old. Moreover, regardless of the date of submission of the application, the benefit will be paid for the entire period from the beginning of parental leave. The benefit will be assigned within 10 days from the date of application.

What benefits are available to individual entrepreneurs without an agreement with the Social Insurance Fund?

If an entrepreneur - a future or current mother - has not entered into an agreement with the Social Insurance Fund, then she is not entitled to payment under the BiR. But she can still count on some types of benefits:

• One-time benefit for the birth of a child;
• Payment to women who registered before 12 weeks of pregnancy;
• Monthly care allowance for up to 1.5 years.

In this case, you will need to contact social security and submit the following documents:

• Statement;
• Passport;
• Child's birth certificate;
• Certificate from the registry office about the birth of a child.

The benefit will be assigned within 10 days and paid no later than the 26th day of the month following the month of application. An entrepreneur can receive benefits in any way convenient for him: to a bank account, to cards, or in the form of a postal transfer (article ⇒ Monthly payment of benefits for a conscript’s child in 2020).

Read in more detail: What benefits (payments) for children of individual entrepreneurs in 2020

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Source: https://kompensacii.ru/kak-poluchayut-posobiya-na-detej-ip/

Child benefit for individual entrepreneurs in 2020: lump sum for pregnancy and childbirth, monthly for care up to 1.5 years

Last update 08/02/2019

• An individual entrepreneur, like an ordinary individual, has the right to receive child benefits.
• If an individual entrepreneur is not voluntarily insured by the Social Insurance Fund, then he is entitled to 2 minimum payments:

With voluntary insurance, you can count on additional maternity benefits, as well as hospital benefits. These benefits are established based on the minimum wage, so their amount will be minimal.

Voluntary social insurance for individual entrepreneurs

An entrepreneur has the right to voluntarily become an insurer and enter into an agreement with the Social Insurance Fund. If an appropriate insured event occurs, he will be able to receive monetary compensation.

If you submit your reports and pay your dues on time, you can count on cash payments for the following reasons:

• temporary disability, which means illness or injury, the need for treatment in a sanatorium, prosthetics in a hospital, as well as caring for a relative;
• pregnancy and childbirth;
• decree.

The following types of benefits are provided:

• for pregnancy and childbirth;
• a one-time payment for women registered at the antenatal clinic in the early stages of pregnancy;
• lump sum benefit after the birth of a child;
• monthly allowance for child care up to 1.5 years;
• for temporary disability.

After an individual entrepreneur has entered into an agreement with the FSS, he must submit reports once a quarter in accordance with Form 4 to the FSS of the Russian Federation. Reports can be submitted in paper form no later than the 20th day of the month following the reporting quarter or electronically no later than the 25th day of the month following the reporting quarter.

There are special programs for the electronic version, for example, “Contour. Extern", with which you can avoid mistakes when filling out the document. You can also issue a power of attorney to an authorized person who will submit reports for you.

How to join voluntary social insurance

To register as an insurer, you need to submit a package of documents to the Social Insurance Fund at your place of residence. Registration is controlled by Art. 4, 6 Registration procedure, approved. By Order of the Ministry of Health and Social Development of the Russian Federation dated December 7, 2009 No. 959n.

You can also submit documents electronically through the “My Documents” portal or on the Gosulug website.

List of required documents:

• application in form No. 108n;
• passport;
• certificate of registration with the tax authority - TIN;
• certificate of state registration of individual entrepreneurs.

Notaries additionally attach a license, and lawyers - an identification document. Other people who are engaged in specialized activities provide documents confirming their occupation.

The originals must be shown to the employee for verification. Photocopies must be certified.

5 days after submitting the documents, the Social Insurance Fund assigns the entrepreneur an individual registration number and subordination code. A corresponding notification about the completion of registration is sent to the IP address.

What payments to the Social Insurance Fund must an individual entrepreneur make in order to receive benefits?

The amount of the entrepreneur's annual contribution is calculated using the formula:

1. Vz = minimum wage × T × 12
2. Vz - the amount of contributions for the year.
3. Minimum wage is the minimum wage established at the beginning of the year.
4. T - insurance premium rate.

In 2019, the tariff rate is 2.9%, and the minimum wage is 11,280 rubles. The tariff rate will remain at the same level in 2020; its indexation is not expected, while the minimum wage is indexed every year.

The insurance premium must be paid before December 31 of the current year. Payment can be made in installments or one-time, through a bank, by postal transfer and from a personal bank account.

It does not matter in what month of the year the individual entrepreneur became the policyholder. You will have to pay a fixed amount per calendar year. That is, even if you became a voluntary policyholder on December 1, you must pay the full amount by December 31.

Only those entrepreneurs who paid the insurance premium for the past year can receive benefits in connection with an insured event that occurred this year.

For pregnancy and childbirth

To receive maternity benefits, you need to contact the territorial office of the Social Insurance Fund and submit the following documents:

• an application for payment of benefits written in any form;
• sick leave.

The size of the payment will depend on the number of calendar days that are provided for carrying the pregnancy to term and caring for the child.

Singleton pregnancy	70 days for pre-pregnancy and 70 days for caring for a newborn.
Multiple pregnancy	84 days for pre-pregnancy and 110 days for caring for the baby.
Complicated or premature birth	16 days are added to sick leave.

The size of the payment from the Social Insurance Fund depends on the current minimum wage. Based on it, the average daily wage of a woman is calculated.

Dz = minimum wage/number of days in a month

St = Dz × actual number of sick days in each month

• Example:
• IP Sidorova registered with the Social Insurance Fund and paid the required contributions for 2018.
• Vz = minimum wage × T × 12.
• In 2016, the minimum wage was 11,163 rubles.

Вз = 11,163 × 2.9% × 12 = 3,884 rubles.

Source: https://vse-posobia.ru/na-rebenka/ip