For families with many children

What cash payments are available to a large family. State support for families with three or more children. How to apply for benefits.

Large family: all types of benefits

One of the goals of the state over the past few years has been to increase the birth rate in Russia. For this purpose, several programs have been organized to encourage couples to have more than one child. Along with this, the country already has a fairly large number of large families, which are priority groups for the authorities.

Large family: definition

• In accordance with the legislation of the Russian Federation, a large family is considered a small group of people who are related by blood (and related by marriage), which includes at least one parent and at least three minor children.
• In a number of Russian regions, where the birth rate is high, the status of a family with many children can be adjusted, for example, by recognizing as such only those families with more than three children.
• Support programs operate at the federal and regional levels, while if the former apply to all unions with three children, then the subject sets its own criteria.

Cash assistance

Assistance to large families is provided at all levels of government:

• municipal;
• regional;
• federal

It is also provided both as cash payments and in kind, for example, in the form of medicines, clothing, school supplies and other things. A wide range of benefits and a range of social services are provided for large families.

Child benefit up to 3 years old

A monthly allowance for a third child under three years of age was introduced by the President in 2012. Initially, the right to benefits extended exclusively to born babies, however, since 2016, the program has been expanded to include adopted children.

1. The principle of assigning payment differs depending on the region:
2. In a number of regions, the age of the oldest children does not matter; the main thing is that the one for whom the payment is made is the third in the family and under three years of age.
3. In some regions, surcharges are only due to families that have the status of large families, that is, three or more minor children live with their parents.
4. An equally important condition of the project is that the small group must have low-income status, that is, the average per capita income is below the subsistence level in the region.

If all requirements are met, the payment amount will correspond to the child's subsistence level determined in the region. That is, the state conditionally takes upon itself financial support for the third child until he is three years old.

Amount of benefit for a mother with three children under 18 years of age

The concept of a mother with many children is defined at the regional level, as it is directly related to the demographic situation in the subject. In order for a woman to be given this status, she must meet the following criteria:

1. Giving birth and raising three children up to the age of eight.
2. She adopted children, making them her legal successors, including minors from her husband’s first marriage.

The monthly benefit is equal to the average per capita subsistence level in the region. The money is aimed at helping mothers raise children in the first years of their babies’ lives. A mother of many children is issued a special certificate, according to which she receives benefits both for her children and for herself, for example, early retirement.

One-time assistance

A one-time cash payment is provided to low-income families at the birth of a third and subsequent child. This program operates in forty-two constituent entities of the Russian Federation. The benefit amount is based on the regional subsistence level.

Documents for EDV for the third child

The basic documents provided for the appointment of EDV are required:

• parents' identity documents;
• birth certificates of all children;
• information about family income level.

Monthly cash assistance for the third child or subsequent children

At the federal level, there is an established fixed payment for the birth of each child. But regional authorities have the right and obligation to further stimulate and encourage the creation of large families.

The main types of territorial payments available to citizens upon the birth of a third child include:

• benefits during the period of parental leave for up to one and a half years;
• payments to low-income families for up to three years;
• money transfer to a mother of many children.

Also, a large family acquires a number of benefits that it can use if necessary:

1. Mortgage lending up to thirty years, without making a down payment.
2. Providing a land plot, in a number of regions conversion into money is acceptable.
3. Fifty percent discount on utilities.
4. Extraordinary admission to preschool educational institutions.
5. The right to free visits to sections, as well as cultural heritage sites.
6. Reducing the cost of higher education by half.

Social benefits for large families

The main types of social assistance for citizens with many children include:

1. Help in solving the housing problem: preferential lending, provision of social rent.
2. Targeted assistance in financial terms.
3. Privileges in pension, labor, educational, tax and other areas.
4. Discounts or free provision (depending on the subject) of medicines and transport services.

Who is entitled to: conditions

Depending on the region, there are certain differences regarding the assignment of benefits and the provision of benefits.

General criteria are:

1. A certificate for a large family, issued to the mother if the required parameters are met.
2. The fact that all family members live together and the children are minors.
3. Parents are not deprived of parental rights, are law-abiding and diligent in the process of raising children and generating income.

What documents need to be provided

Depending on what type of family the family is and what payment is being applied for, the list of documents differs somewhat.

In general, the following materials are required:

• certificate of status assignment;
• personal identification documents of all family members and copies thereof;
• information about the level of total income;
• certificate of composition of the small group.

Also, authorized bodies have the right to request a number of documentation that is needed to receive a specific payment or service.

If there is one parent in the family

For single-parent large families, special preferences are provided in the form of payments and benefits. In particular these include:

• seventy percent discount on fees for preschool educational institutions;
• school meal benefits;
• free transport (in a number of regions of Russia).

In general, this type of family is characterized by the same things as full families. However, a single parent has benefits at work in the form of extra days off, daytime work only, and tax deductions.

When will one parent be denied benefits?

State financial support is aimed at supporting families in need. If, even if there is only one parent, the income is high, then most cash benefits will be denied. In practice, this does not occur as often as in low-income groups.

Features of calculating regional assistance

The main feature of the calculation of regional assistance is that each entity independently sets the criteria by which payments are calculated. Each territorial unit has differences in the standard of living, that is, the income of citizens, as well as in the birth rate.

Financial assistance through the MFC

One of the ways to receive financial assistance is to contact the multifunctional center at the place of registration of citizens. The support itself can be in the form of cash payments or to the NSO.

To receive assistance from the MFC, you need to write an application indicating the type of support required: money, services or goods, for example, a school uniform.

Direct contact with the social welfare department is also acceptable.

Compensation for large families

Many benefits for large families take the form of compensation, that is, citizens first pay for the service, and then, based on the documentation submitted, they are refunded part or all of the cost.

Some examples of compensation include:

• for utilities;
• for educational supplies;
• for essential food products.

Other surcharges

Depending on regional characteristics, large families are provided with special additional payments and forms of support. Some of them may include:

• exemption from property and land taxes;
• providing free gifts;
• the right of parents to freely change their profession or improve their qualifications;
• priority receipt of housing if it is unsuitable and subject to demolition.

The amount of additional payments and allowances is determined by local authorities, and the purpose of targeted assistance is determined by specially created commissions.

How to apply for benefits

• To apply for benefits, you need to collect a complete package of documents with truthful and accurate information about family members and average per capita income.
• Next, parents should contact either the MFC, or the department of social protection of the population, or use the government services portal.
• The status of a large low-income family must be regularly proven and information about changes in the composition of the small group and its financial level must be provided in a timely manner.

According to the law, a list of benefits and allowances is provided for large families. In practice, most of them are aimed at supporting not just large families, but also low-income groups.

However, a number of benefits and privileges are based solely on the principle of the number of children born or adopted.

Payments for a third child

In the recent past, the desire of parents to have a third child was perceived by others as a psychiatric deviation.

Many families planned the birth of 2 children with great caution, fearing serious financial problems. Now the state has begun to help parents, sometimes with quite substantial sums.

Payments for a third child in 2020 are of concern not only to those who are already expecting a new addition to their family, but also to those who are still planning.

What do they give for a third child?

All-Russian problems with fertility have led to the fact that the third baby in the family has become a kind of pass into the world of benefits. Payments to mothers of the third child are greater than others; there are special regional programs, increased child care benefits and other bonuses.

Worth knowing! The birth of a third child automatically gives the family the status of having many children. In addition to standard benefits, the family claims various subsidies and compensation. Moreover, the same payment for kindergarten becomes less even for older children, and not just for a newborn in the future.

The amount of payments at the birth of a third child can be quite substantial, because in addition to various one-time and regular benefits, there are other forms of material or in-kind support.

Of course, they don’t give apartments for the birth of another baby, but they can provide a free plot of land for construction or assist in obtaining a mortgage loan without a down payment and on very favorable terms for the family.

One-time benefits

Payments of this nature include benefits issued only once at the birth of each child or during pregnancy. The latter includes payment for early registration, issued to women who attended an antenatal clinic before 12 weeks. The benefit is quite modest - about 700 rubles one time.

Typically, many include such benefits as the only payment due after childbirth. The amount at the beginning of the year will be equal to 17,479 rubles, but a little later the authorities plan to carry out indexation, which will slightly increase the size of the payment. Just don’t forget that you can get this money before the child is 6 months old. Later the right to receive it is lost.

Some also include one-time payment of sick leave for pregnancy and childbirth. Not all women receive this maternity payment, so it should be considered separately, and not as a benefit due to all mothers who gave birth to a third baby.

Child care payments

Some parents are not aware that the minimum benefit for the third child in 2020 will be higher than for previous children. This situation existed before, but every year the difference in size grows due to indexation and other reasons. Only the minimum values ​​are quite high, even with the initially low salary of a mother on maternity leave.

Without knowing how much they pay for 3 children, a mother may become a victim of unintentional deception on the part of the accounting department. The standard option of 40% of earnings, taking into account the minimum of a little over four thousand, does not apply to situations with mothers of many children. For the third child, even with a pre-birth salary of 12 thousand, the woman will not receive 4.8 thousand rubles. per month.

There are extreme payout values:

1. Minimum - 6554 rub.
2. Maximum - 26152 rub.

These amounts are indicated without taking into account expected indexation and are due to working women on a monthly basis. Moreover, having a high-paying job before giving birth, in which 40% of income will be more than the maximum value, no longer plays a role. The amount of 26 thousand rubles per month cannot be exceeded.

The third child in a family born to a mother who does not have official employment also gives the right to monthly payments for child care. They process payments through social security. Because they did not have confirmed income, they receive the minimum possible payment. At the same time, the lack of employment does not deprive these women of other forms of material encouragement for fertility.

Maternal capital

Every year there are fewer and fewer families who did not previously have time to take advantage of maternity capital (MC) when their second child appears. Those mothers who have a long break between their first two children and the subsequent third should remember that if they have not received MK before, because... did not manage to get into the program, then at the birth of the next baby they are entitled to such a certificate.

Also, mothers who for some other reason did not receive this payment at the birth of their second child can also apply for an MK certificate. All other rules are standard:

1. Availability of citizenship.
2. The birth of another baby.
3. There are no restrictions on parental rights for previously born children.

At the same time, we should not forget that in some cases special payments apply to mothers who have given birth to a third baby. In some regions, local maternity capital operates.

It comes as additional assistance, without depriving the right to federal MK, if it has not previously been used.

In addition, in regions with a particularly difficult situation due to low birth rates, there may be decent benefits that encourage families to have another baby.

Regional support

Regional assistance measures for large families are much more generous than support for mothers who have given birth to only their second child. However, a lot depends on the place in the literal sense of the word - even neighboring cities can demonstrate extremely different amounts of support. Moreover, there are at least some additional family bonuses for families with many children in every region of the country.

It is important to know! In a number of regions there is a special program that is essentially similar to maternity capital. The amount on a special card, cashable in children's stores, or a certificate is issued at the birth of 3 babies. Sometimes such support is called gubernatorial support and can exceed 100-150 tr.

In particular, mothers in Krasnodar, Novosibirsk, Samara and Irkutsk can receive an amount of 100 thousand upon the birth of their third child. Moreover, here the payment is often not tied to any additional factors other than the very fact of the third baby in the family.

In Moscow, a young family where both parents are under 30 years old, who gave birth to 3 children, receives 180 thousand. However, this payment does not apply to the entire region - residents of the Moscow region receive only 30-50 thousand rubles.

The same payment was in effect last year in St. Petersburg and the Leningrad region.

At the same time, depending on the region, large families are also provided with in-kind cash benefits as assistance. Among the material forms of support, it is worth highlighting the following benefits:

1. Discount on housing and communal services in the form of a 50% subsidy.
2. Free meals in schools.
3. Providing free medicines for children under 3 years of age.
4. Partial or full compensation for kindergarten fees.
5. The right to an annual free holiday in a camp for 1 or more children.
6. Compensation for the purchase of cattle for families from rural areas.
7. Free provision of land for summer cottage construction.

Such assistance may be more varied in a particular region, and for some reason many parents do not have the necessary information. Therefore, do not hesitate to contact social security or a multifunctional center for detailed explanations. It is also necessary to remind the pediatrician of the right to free medicines, cereals and mixtures.

However, we should not forget about clarifying federal payments. Knowing what payments are due when a third baby appears in the family, it is easier to collect documents. At the same time, it is advisable not to forget about the relatively “fresh” benefit for families with a low level of income. This is quite a solid help, so you shouldn’t ignore it.

Putin's benefit for low-income families

The new payment, intended for low-income families, implies the issuance of a child's subsistence minimum per month for a newborn baby. The benefit began to operate quite recently, so the mechanism for calculating it for the third child is not very clear.

The amount of payments of this benefit for 1 and 2 children did not change, but the sources of financing were different.

The state allocated money for the first child, and a similar allowance for the second child was already taken from maternity capital. It is from this situation that numerous questions arise.

In particular, it is not clear that such benefits are provided to mothers of a third child or whether it is believed that a family that decides to take such a step can support it itself.

In addition, it is not clear whether money will be issued from maternity capital received earlier and what to do if MK was previously sold through mortgage lending, etc.

There is a high probability that funds will still come from the budget, because... a family with three children is classified as having many children, which means it requires benefits.

However, it is still unclear how everything will function in connection with the advent of the newest presidential benefit.

New care allowance for up to 3 years

For now, only the estimated payment will be valid for the birth of a third child, with a still unknown source of funding. Just don’t forget that at the moment the issue “seems to have been” resolved, but is still under consideration. In addition, this benefit is due only after 1.5 years, so during this time everything can change.

If everything remains in force, then if a woman does not have a full-time job, she will be able to receive a care allowance (from 1.5 to 3 years) in the amount of the child’s subsistence level in force in her place of residence. In this case, the family must have an income level not exceeding 1.5 (2) subsistence minimum per person.

Payments for a third child in 2020 are much larger in size than in the case of the birth of a second child.

The new presidential benefits complement previously approved payments provided not only to large families, but also to all new parents.

Taken together, the amount of support is quite good, especially if the family lives in a region with large gubernatorial payments.

Source: https://v-2020.org/vyplaty-za-tretego-rebenka-v-2020-godu

For large families: size and features

Barely large families is one of the measures of social support for citizens. Sources of funding depend on the basis on which the additional payment is assigned.

Federal surcharges for large families

The benefit can be one-time or monthly. Funds go to families whose children are studying in schools.

This category can be divided into several subgroups:

• persons who have a first-grader child;
• citizens whose children are in grades 2-11.

If the child is going to 1st grade, then the state authorities provide a payment in the amount of 7,500 rubles. When a family has 10 or more children, the amount increases to 15,000 rubles.

One-time additional payments for low-income large families

Payment for the third child and subsequent ones is provided in cases where the family has low-income status. The amount of the benefit depends on the level of the subsistence minimum in the region where the family lives.

Such funds are provided to citizens whose income does not exceed the monthly minimum. The amount varies by subject.

The list shows the amounts of payments for some entities, including the maximum and minimum values ​​of the EDV:

• Moscow and the region - 2,500 rubles (the level of family income is not taken into account). This size is the lowest in Russia;
• Voronezh – 6500 rubles;
• Belgorod – 6600 rubles;
• St. Petersburg – 7600 rubles;
• Magadan – 15,000 rubles. This payment is the maximum in the country.

Amounts are subject to annual indexation. It is affected by the inflation rate.

Cases when one-time payments are still provided to large families

A family can receive EDV for a child if there are several reasons.

These include:

• awarding the family with the Order of Parental Glory (100,000 rubles);
• if 1 parent has such an award, the amount will be 25,000 rubles;
• when a person has the “Parental Glory” medal - 15,000 rubles.

The first situation involves payment for the whole family . The second case provides that the funds will be received by the person to whom the order was issued, excluding 100,000 rubles.

Barely having many children

When a child is born, which gives the family the status of a large family, citizens can apply for monthly benefits. The main condition is to be poor. The income level per family should not exceed 23,000 rubles.

Payments are made regularly. Once a year you will need to confirm the existence of grounds for receiving assistance from the state.

Until the baby reaches 1.5 years old, they pay an additional 6,131 rubles every month. If the parents are military personnel, then the amount is 10,500 rubles.

Social allowances for families with many children

Maternity capital is issued to large families, provided that funds were not previously provided. In addition, individuals can count on other types of assistance.

Read also: Abandonment of a child: alimony, sample application, in favor of another person Direction of use Amount (in rubles)
Compensation aimed at increasing the living standards of children From 600 to 750, depending on how many minors there are in the family Money for the purchase of goods for children 900 Payments for food 750 Payment of housing and communal services From 530 to 1061 Funds for a landline telephone 240

Holiday supplements are also available. For example, a one-time benefit of 7,000 rubles is transferred on Mother’s Day. When a citizen retires, she is paid 8,500 rubles .

Registration process for families with many children

If a citizen works officially, then the registration procedure is handled by the personnel department of the enterprise where he is employed. A certificate will be required indicating that the other parent did not receive additional payments.

When a person does not work, you need to contact the social security department.

You need to have the following documents with you:

• statement;
• the act by which identity is verified;
• children's birth certificates;
• a certificate indicating that the spouse does not receive an allowance.

The application is reviewed within 10 days. If violations are identified, they will need to be corrected. Funds can be received in cash or using a bank card. In the latter case, you must indicate in the application the account details for the transfer.

Barely having many children from maternity capital

In 2018, Federal Law No. 418 of 2017 “On monthly payments...” came into force. The act states that families have the right to apply for EDV from mat capital in 2020.

The main requirement is the birth of the second child no earlier than January 2018. In addition, the criterion of need for the family is taken into account. The total income should not exceed 1.5 times the minimum wage in force in the region of residence.

Mat cap EDV 2020 is provided when applying to the Pension Fund or MFC. The amount is equal to the cost of living per child. Funds are transferred until the baby turns 1.5 years old.

If the family has previously used the certificate, they will not be able to receive the bonus.

Important! A large family will receive the right to receive such an additional payment only if twins or triplets are born, one of which is the 1st or 2nd child. The reason for this is that funds under this program are allocated only to the first and second child.

Changes in relation to EDV from maternity capital

In July, amendments were made to Federal Law No. 418 of 2017.

They are expressed:

• the provision of funds from maternity capital will be made not up to 1.5, but up to 3 years;
• for a family to receive the status of needy now implies a total income level of less than 2 times the subsistence minimum.

The adjustments will come into force in 2020.

Timing of appointment of EDV from mat. capital

EDV from maternity capital in 2020 is provided until the child reaches a certain age or the funds on the certificate run out.

Depending on when the application is submitted, payment is provided:

• from the moment the baby is born. In this case, parents must submit an application to the Pension Fund within the first 6 months of the child’s life. Funds are also provided for missed months, but not more than 6;
• from the date of application. This rule applies to the situation when the baby is six months old.

The payment is provided for a year. After the specified period, you will need to contact the authorized body for an extension. It is necessary to confirm the existence of grounds for providing EDV.

In 2020, pregnant women are not provided with EDV for the specified reasons.

Features of providing allowances to families with many children in the regions

Speaking about what the EDV is and how much it is, it should be noted that the amount may vary depending on the territory of residence of the beneficiaries. In this case, the financial capabilities of the region are taken into account.

For example, the authorities of the Oryol region in 2020 can allocate only 485 rubles per child. At the same time, those with many children in Magadan are paid 883 rubles.

The deadline for providing funds is also changing. Some entities pay until children reach adulthood. Others are up to 16 years old. In the first case, these are the Oryol and Magadan regions, in the second - the capital and the region.

To receive the supplement, the parent will need to contact the authorized territorial body. If persons work officially, it is necessary to submit a document indicating the total amount of family income. Then benefits are issued at the place of service.

Thus, large families are entitled to a variety of payments and benefits. Benefits may be one-time or permanent. Funding is provided by the federation or regions.

Source: https://ProPensiu.ru/razmer-pensii/edv-mnogodetnym-semyam-velichina

They will help those with many children with rubles: how the life of families with several children will change - MK

After the Direct Line with the President, state support programs will change

End the humiliation

As Putin recalled, the state decided, starting from 2019, to pay families where the first and second child was born a monthly allowance in the amount of the child’s subsistence level (PMR). Its value depends on the region, but on average it is approximately 10.5–11 thousand rubles.

True, only families whose income level does not exceed one and a half subsistence minimum for each adult can receive such benefits. With the current subsistence level of 11,280 rubles for one parent, this amounts to almost 17 thousand rubles and about 34 thousand rubles for two.

There are 2.2 million such families in Russia.

However, from 2020, it was decided to expand the circle of recipients of the increased benefit: payments in the amount of the PMR will be paid to families with an income below two subsistence levels, that is, 45 thousand rubles.

Vladimir Putin also mentioned mothers on maternity leave with children aged one and a half to three years, who now receive 50 rubles per child per month. For them, it was also decided to increase benefits to the PMR amount. A few days before the Direct Line, Prime Minister Dmitry Medvedev announced the same. The measure will affect 1.8 million families.

A monthly allowance of 50 rubles was introduced back in 1994 as temporary compensation, and at that time it was significant money. However, for 25 years the amount has not changed and has not been indexed, causing people “only bewilderment and resentment,” as the prime minister put it at a government meeting. Medvedev then noted that the proposal would take the form of a decree if the president approved it.

During the Direct Line, the head of state expressed his approval. He clarified who exactly this measure would apply to: families with an income of two subsistence minimums per person or less.

Thus, for most families with children, monthly benefits will increase by more than 200 times.

Accordingly, 70% of families will be subject to an increase in benefits for children from zero to one and a half years and from one and a half to three years, Putin explained.

“It turns out that the benefit, which today was set to 1.5 years, is actually extended to 3 years. The decision was made right in the studio. This is an example of direct democracy,” State Duma Vice Speaker Andrei Isaev commented on the president’s decision.

An increase in child benefits could become “an effective tool for solving demographic issues,” noted Olga Okuneva, First Deputy Chairman of the State Duma Committee on Family, Women and Children. “The birth of a child will no longer be limited by the financial capabilities of the parents.

Together with other measures to support families with children adopted this year, including such important ones as improving the availability of preferential mortgages, the implementation of this proposal will allow families with children to ensure a comfortable standard of living, which means there will be fewer and fewer barriers to their growth,” believes deputy

It is clear that such a serious - hundreds of times - increase in benefits will require considerable budget expenditures for the country as a whole. We found out which ones exactly from experts.

“We are talking about at least 50 billion rubles, because now more than half of large families are below the poverty line, and about 75% receive less than two subsistence minimums,” notes Gennady Nikolaev, an expert at the Academy of Financial and Investment Management.

— At the moment, about 1.8 million people receive such payments from their employers, while the rest are paid by the state. Now the government intends to pay them money on its own, and, given the average payment of 10 thousand rubles, we receive a fairly significant amount.”

However, our interlocutor believes that the government should not have problems finding money for these purposes, since we have a budget surplus: for example, we can spend money from the Social Insurance Fund.

Preferential mortgages will become even more accessible

One of the frequent questions sent to Direct Line concerned preferential mortgages for families where a second and subsequent children were born.

From 2018, a reduced rate of 6% should apply to them, and 5% to residents of the Far East. For comparison: the average mortgage rate in Russia is now approximately 10%.

The Ministry of Finance compensates the difference between the regular and preferential rates to banks.

However, in practice, people encounter difficulties when applying for a preferential mortgage: banks sometimes refuse to recalculate rates.

Vladimir Putin said that in such situations there is a “real mistake of the government,” in particular, the Ministry of Finance, which “has not allocated sufficient resources to compensate banks for these purposes.”

According to the president, the problem has already been solved - the Ministry of Finance has allocated the necessary money, and the head of state expressed hope that this will be seen in practice in the near future.

The mortgage rate subsidy program for families with children was launched on January 1, 2018 and runs until 2022. However, she had some limitations. At the birth of a second child, a preferential loan could be issued only for three years.

At the birth of the third - for five years, and for eight years - at the birth of the second and subsequent children during the period of the program. In February 2019, Vladimir Putin instructed the government to change the terms of the program and extend it for the entire loan term.

The new rules have been in effect since April.

The first change is the expansion of the program for the entire loan term. It will allow an order of magnitude increase in the number of citizens who will be able to use it. More than 100 thousand loans will be issued annually under the program, the state-owned company DOM.RF expects.

Under existing conditions, the demand for subsidized mortgages was insufficient: from the beginning of the program to February 2019, about 7 thousand applications were approved.

The low demand was because people, firstly, were afraid of an increase in the rate to the market rate after the end of the grace period, and secondly, banks used the market rate when calculating risks, which also limited the number of potential participants in the program. As explained in the HOUSE.

RF, as a result, it turned out that the preferential loan was issued to those who could take out a mortgage at the general rate, but was not available to those who really needed it.

Read also: Recognition of paternity: outside of marriage, through court, voluntarily

As part of the program, refinancing of an existing loan was available, but only once (for example, if a second child appeared in the borrowing family after January 1, 2018). Now a fundamental change is being introduced - already refinanced loans can be refinanced again.

Almost all large banks and some regional ones participate in the program - about 50 financial organizations in total.

Their list is in the order of the Ministry of Finance “On the distribution of the limit of funds allocated for issuing housing loans to provide subsidies from the federal budget to Russian credit organizations and the Housing Mortgage Lending Agency.” A total of 600 billion rubles have been allocated for subsidies to banks.

“The state mortgage benefit of 6% for families with children is an extremely important decision for many Russians.

Now banks often do not recalculate rates upon appropriate requests, since in reality the necessary funds were not allocated from the budget to compensate banks for reduced rates.

With the change in the program, there is a high probability that in this case the demand for the program will increase many times over,” notes Mark Goikhman, head of the group of analysts at the Center for Analytics and Financial Technologies.

According to him, increasing child benefits and improving the preferential mortgage program could become an additional incentive to increase the birth rate. This is evidenced by Rosstat data: 40–44% of families consider state support as an additional motivation for having children.

In turn, Expert Plus analyst Kirill Starikov believes that the state can help demography not only through support measures: it is necessary to create a stable labor market. “What motivates people to have children is the opportunity to work steadily and not have to think about whether there will be enough money to feed the family,” the expert said.

CONDITIONS FOR APPLICATION OF A PREFERENTIAL MORTGAGE:

The purchased apartment must be in a new building. Secondary housing is not included.

• Birth of a second or third child from 2018 to 2022.
• Down payment - at least 20%.
• The mortgage loan amount is up to 3 million rubles in the regions and up to 8 million rubles in Moscow, Moscow region, St. Petersburg and the Leningrad region (the apartment itself may cost more, this is a limitation for the loan amount).

Source: https://www.mk.ru/social/2019/06/25/mnogodetnym-pomogut-rublem-kak-izmenitsya-zhizn-semey-s-neskolkimi-detmi.html

Allowances, payments and benefits for the third child, detailed information with changes

Benefits, payments and benefits for the third child in 2020: a complete list with changes and new sizes for this year

Payments, benefits and benefits for the birth of 3 children in 2020 will change slightly. This applies to both one-time and monthly benefits. It is also planned to support young parents at the regional level.

Therefore, it is worth carefully studying all the details of providing these benefits, because, as a rule, they vary depending on the region, age and gender of the parent, as well as some other factors.

Benefits, payments and benefits for the third child : complete list with changes and new sizes

Not all benefits due for the first and second child are accrued at the birth of the third.

• But there is financial support from the state and regions, designed specifically for large families, and its size is quite significant.
• In addition to financial assistance, such families have benefits for obtaining land (housing), low-interest mortgages and the opportunity to write off 450,000 rubles. c mortgage loan.

Legal framework A set of laws that will clarify all the required payments for the third child :

These are the main documents that guarantee the receipt of funds. In addition, there are regional laws and individual articles discussed below.

It is also worth noting that in addition to the federal payments that families throughout the Russian Federation receive, there is also assistance allocated from the budgets of the constituent entities of the Russian Federation at the place of residence of the family.

One-time benefits for the birth of 3 children

The payments listed below are due for any child - for the first, third, fifth and next.

Maternity benefit

The table below shows the categories of women who can count on financial assistance and the procedure for calculating benefits:

Officially employed Full-time students Employees in the military under contract, in the fire service, the Ministry of Internal Affairs, the National Guard, at customs, in the Federal Penitentiary Service Unemployed (officially registered with the Central Employment Service) due to:

• with the liquidation of the organization,
• termination of the activities of the individual entrepreneur,
• loss of status as a notary or lawyer

Amount of average daily earnings* number of days of maternity sick leave Amount of scholarship/30.4 * number of days of maternity sick leave maternity benefits are paid in the amount of cash allowance at the time of going on maternity leave 679.89 rubles per month, or 2719 rubles for 140 days of maternity leave. Those who have adopted a third child under 3 months can also receive money. The size of the payment depends on the above category.

“Maternity benefits” are withdrawn in one amount for the period - 70 days before childbirth and 70 days after for easy childbirth (Article 7 No. 81-FZ).

In the case of difficult or multiple births, the mother in labor is issued a sick leave certificate , which increases the number of days of sick leave and, accordingly, the amount of payments.

ATTENTION! Only the mother of a newborn can be the recipient of maternity benefits. They will not be issued to other persons.

If a woman goes on leave under the BiR while receiving a monthly allowance for up to 1.5 years for the previous child, she is entitled to only one of these payments (Article 13 No. 81-FZ).

Benefit for early registration during pregnancy

To receive the amount, you must register with the antenatal clinic before 12 weeks, take the appropriate certificate and take it to the place where maternity benefits are calculated.

• It is due to all categories of women, except the unemployed, and the amount is the same for everyone - 655.49 rubles. in January 2020, then until the end of the year 680.39 rubles.
• The benefit is paid together with maternity benefits.

One-time benefit for the birth of a baby

Every woman is entitled to receive it, and this benefit can be awarded to both the father and the adult raising the baby instead of the parents.

In this case, other relatives must provide certificates that they did not receive this payment.

For 2020, the amount of financial support is equal to:

•  RUB 17,479.73 in January
• and 18,143.95 rubles from February 1, 2020.

If there are multiple births, then the money is addressed to each child. But if a baby is stillborn, there is no right to benefits.

The employed receive money at their place of employment, the unemployed from the social security authorities at their place of residence.

Payment for the birth of a child to the wife of a conscript

In addition to all the listed payments, the conscript's spouse has the right to another lump sum in the amount of 27,680.97 rubles in January 2020 and after indexation of the benefit from February 1, 2020 - 28,732.85 rubles .

Here are the conditions:

• the spouse was sent to serve by the draft commission (the marriage is officially registered);
• pregnancy for a period of at least 180 days.

REFERENCE! Spouses of military school cadets and contract employees do not receive this payment.

Monthly benefits

The situation here is the same as with one-time payments. Standard, regulated by law, payments are due to everyone, regardless of the order of birth of the child.

Child care allowance up to 1.5 years old

Any Russian citizen can become its recipient if he has obligations to raise and support the child. These can be not only biological parents, but also grandparents, other relatives, and guardians.

The benefit amount depends on the following factors:

• The recipient is working. 40% of his average income for the last 2 years is taken The minimum in 2020 is RUB 4,852.00 , the maximum is 27,984.66 ;
• Serving or dismissed during the period of “maternity leave” . 40% of the average allowance (earnings) for the last year is taken;
• Unemployed and full-time students - 6,554.89 rubles.

REFERENCE! The order of children goes along the mother's side, i.e. the third child must be from the mother (previous children on the father's side are not taken into account).

If the parent already receives such benefits for a previous child, then the amounts are summed up:

• The total result for the payment of two benefits cannot be higher than 100% of the full earnings indicated when calculating the benefit (Article 15 No. 81-FZ).

Working parents receive payments at their place of work, while unemployed parents register with the social security authorities at their place of residence.

 Payments for a child of a military personnel

• These funds are paid in parallel with those listed above and do not cancel them.
• The recipient can be a citizen raising a child.
• The main condition is that the child’s father must serve as a conscript at this time.

In 2020, RUB 11,863.27 is accrued monthly per child.

They apply for benefits at the social security authorities at their place of residence.

Based on Government Decree No. 1206 of November 3, 1994, you can write an application for compensation to your employer/dean’s office

• working until the child is three years old;
• full-time students during academic leave.

The amount of compensation is 50 rubles.

Benefit for up to 3 years in regions with low birth rates

In regions with a low birth rate (currently 62 constituent entities of the Russian Federation ), upon the birth of a third child, families are paid an allowance in the amount of the child's subsistence minimum, taking into account regional coefficients. The national average benefit is about 10,000 rubles per month.

Basic criteria for receiving benefits:

1. Money is paid only to low-income families.
2. Children and parents must permanently reside and be registered in the region
3. The program applies only to children born/adopted after January 1, 2015.

Social security authorities are responsible for processing payments. The specific list of documents for benefits and its amount can be clarified there.

As a standard, applicants will be required:

1. Application for benefits
2. Identity document
3. Birth certificates for all children.
4. Certificate of family composition.
5. Certificate of income for the last three months.
6. Account details for transferring funds.

List of regions in which benefits are paid^

1. SCROLL
2. subjects of the Russian Federation, in respect of which in 2019, at the expense of
3. budgetary allocations from the federal budget will be carried out
4. co-financing of expenditure obligations of constituent entities of the Russian Federation,
5. arising when establishing a monthly monetary allowance for families in need of support
6. payments provided for in paragraph 2 of the Decree of the President of the Russian Federation dated 7
7. May 2012 No. 606 “On measures to implement the demographic policy of the Russian
8. Federation"