Maternity capital for the first child: amount, where to apply, documents

ProfiKomment magazine is pleased to welcome you to its pages. As for maternal capital, this is one of the few ways to significantly increase the financial opportunities of young families and, in particular, families with newborn children. We recently discussed the new maternity capital for the first-born and the introduction of an increased benefit from 3 to 7 years.

Who can count on payments from maternity capital in 2020? Let's talk about this in more detail below. Let's start with a couple of preliminary facts. Families with 2 or more children can count on payments from maternity capital. A similar program has been operating on the territory of the Russian Federation for more than 10 years and during this time almost 8 million people have taken advantage of it.

Amount of payments from maternity capital

At first, when the maternity capital program had just started, financial assistance was offered to families with a second child in the amount of 250 thousand rubles. Every year there was indexation, and, consequently, the amount was constantly increasing.

Despite the fact that the amount was constantly growing, indexation was frozen in 2018. However, one of the important advantages was that women who gave birth to a child after January 1, 2018, received the right to payments from maternity capital in the form of EDV until the child turns 1.5 years old. This payment was popularly called the Putin benefit.

As for 2020, the basic amount of maternity capital has increased compared to last year and amounts to 466 thousand rubles. The next indexation may be carried out next year.

From January 1, 2020, maternity capital will be increased by 3.8%. Its size will be 466,000 rubles

If we talk about payments from maternity capital, which can be received on a card monthly, then the amount of these payments is equal to the cost of living per child in the region. That is, the size of this payment is different, since each region has its own subsistence minimum per child. Below is an example of how this value changes depending on the region of residence.

Who is entitled to payments from maternity capital?

Although capital is called “maternal capital,” it can, of course, primarily be used by mothers themselves. But the law does not prohibit men, fathers of children, and sometimes children from receiving money under this program. Here is a complete list of people who can count on payments.

Maternity capital for the first child: amount, conditions of receipt

Dear readers, if you are interested in whether maternity capital is paid for the first child or not, then come to us. In this material we will address this issue. Let's talk about what is the basis for the appointment, in what amount and form it is paid, how it is processed in 2020 and what amount.

The article will be useful to all future parents in need of financial support. It will be useful for them to know what assistance the state is providing in 2020 so that they can use it if necessary. So, let's start with general concepts and provisions.

Is maternity capital assigned to the first child?

On January 1, 2018, a bill came into force that guarantees maternity capital for just one offspring. Until this moment, the family could apply for the corresponding relief only for the second child. Sometimes the basis for payment was the birth of the third child in the family, if the first two offspring were born before 2007.

And the question of whether they provide maternity capital for the first child can be answered in the affirmative in 2020. The payment was introduced as material support for families in need. According to the President, the program will help young people, who often do not have a permanent source of income, cope with financial difficulties.

Attention! Payment of benefits for the first offspring is carried out only to needy families. The applicant’s average per capita income should not exceed 1.5 times the minimum monthly wage.

Matkapital who gets paid in 2020 with 1 child

Conditions of appointment:

1. The appearance of the first child, this could be birth or adoption after January 1, 2018.
2. Guardianship is not one of the grounds that gives the right to appropriate assistance, because guardianship is a temporary phenomenon that does not imply a long-term relationship.
3. Russian citizenship of the offspring.
4. Mother's Russian citizenship.
5. Family needs. This fact must be documented.

On a note! Needy applicants today are recognized as those families where each member has an income lower than 1.5 times the subsistence minimum (regional indicators for working people are taken into account).

What maternity capital is intended for the first child?

Readers are interested in how much this maternity capital differs in the amount and terms of payments from standard maternal assistance for a second child.

It is necessary to immediately indicate that for the first child they will not pay 453,026 rubles. How much do they give? The first family capital is not indicated by a fixed amount. On average it is 10,523 rubles per month.

Its indicators will grow along with the cost of living.

The government plans an annual increase in payments. In 2019 it will be 10,826 rubles, and in 2020 – 11,143 rubles monthly .

How do they pay?

For 18 months, the indicated amount is allocated to the family as a support benefit. In some regions, the monthly benefit amount may vary, as it depends on the cost of living of the city and region. In addition, payments begin immediately, and not after three years as for the second child.

On a note! Since 2020, the possibility of providing a maintenance benefit until the child reaches 1.5 years of age is provided for in the conditions of capital payment for the second child. It is also prescribed if there are indications – the factor of need.

How to apply

To apply for a monthly child benefit, you will need to collect a package of papers. They are needed to confirm need in the department of social protection of the population or in the MFC. The applicant must be a woman, since she is the one who has the right to assistance.

Important! In order to receive an appointment from the day of birth of the baby, you need to contact Social Security before he is six months old. Otherwise, charges will begin from the day of application.

Documents for registration:

1. Applicant's passport and spousal document (if a two-parent family).
2. Marriage certificate/divorce document.
3. Birth (adoption) certificate of the first child.
4. Income documents:

• certificate from place of work;
• certificates from the employment center if unemployment benefits have been granted;
• certificate of scholarship amount for students;
• work book for unemployed persons;
• extract from the Pension Fund for pension recipients.

Download a sample application form for a certificate for maternal (family) capital

Matkapital, which will pay for 18 months for the fact of the birth of the first child, has nothing to do with the allowance for caring for an infant up to 1.5 years old. The second type of payment is assigned to everyone, without exception, to parents.

After processing the application and accepting a positive response, funds are credited to the recipient's accounts on a monthly basis. Now regarding the timing of re-registration. The status of needy applicants is confirmed for a year. Then all documents will have to be submitted again.

Calculation of need

To determine this indicator, all family income is summed up. Compensations and wages, pensions and scholarships, benefits and business income are taken into account. The total amount is divided by the number of family members. The result obtained is the average per capita income per person.

To receive maternity capital, the resulting indicator should not be higher than one and a half times the subsistence minimum, which is valid at the time of calculation in the applicant’s region of residence.

Expert opinion

According to specialized experts, maternity capital for the first child is significant support for most Russian families, even if the amount is much lower than the assistance for the second child. It can be a powerful fertility stimulant. The hardest decision for a family is to start a family, and by receiving support at this stage, it will be easier to expand.

They plan to pay about 189 thousand for the first child. This is the average amount in the country per offspring for the entire period of appointment, that is, for one and a half years.

For reference: The lowest figures were recorded in the Republic of Mordovia (8,160 rubles), the highest level was in the Chukotka Autonomous Okrug (21,469 rubles). If you sum up the funds over 18 months, the maternity capital will reach figures from 146,880 to 386,442 rubles.

Considering that there is no need to account for the expenditure of these funds, the family can spend them on their real needs. If you do not spend the funds throughout the entire period, you will end up with a significant amount, which can be used for a down payment on a mortgage, a car loan, or for repairs.

On a note! If you are interested in a question regarding the appointment of maternal capital for your first baby, then you can ask the specialist on duty. Fill out the application form on our portal, indicate your contacts in the comment field, and the answer will be sent to your e-mail.

Current questions and answers

• Question: Is maternity capital entitled to the child’s father? Answer: According to the standard, the mother is a claimant for payment. The father acquires the right if he is the sole adoptive parent and inherits it from his wife in the event of her death. The right also transfers if the spouse is deprived of the rights of a parent.
• Question: If the first baby dies, is capital due? Answer: In case of death during childbirth, there will be no appointment. If a certificate has already been issued, assistance is issued. If the first one dies and the second one is born into the family, then maternity capital is issued for the second offspring, since the fact of live births is taken into account.
• Question: Can I spend maternity capital for my firstborn to buy a car? Answer: The state does not set restrictions on spending funds. If the family income is enough to support the child, then the monthly benefit receipts can be deferred and spent at your own discretion.

By clicking on the button, you consent to the processing of your personal data and agree to the personal data processing policy.

Maternity capital will be paid for the first child from January 1, 2020

Families with two children will now receive 616,617 rubles.

During the Presidential Address to the Federal Assembly, Vladimir Putin announced new conditions for maternity capital payments and the extension of the program at least until the end of 2026.

From now on, families with only one child will be able to apply for maternity capital. They will be paid 466 thousand 716 rubles.

Those who are raising two will receive an increase in payments to 616 thousand 617 rubles. The increase will be 150 thousand rubles. Putin assured that the amount will be indexed annually.

• If there is already a child in the family, then when the second one is born, the parents will already be subject to the new payment conditions.
• “We have extended the preferential mortgage rate for families with two or more children for the entire term of the loan,” the president added.
• Also during the Address, the head of state announced the introduction of new monthly payments for low-income families with children aged 3 to 7 years.
• blocknot.ru

When can you get maternity capital for 1 child?

The maternity capital program will be extended until 2026; families with their first child will be able to receive it. Russian President Vladimir Putin announced this in his message to the Federal Assembly.

1. Already at the birth of the first child, from January 1, 2020, the family will receive maternity capital, now it is 466,616 rubles.
2. At the birth of a second child, maternity capital increases and will amount to 616,617 rubles.
3. At the birth of the third child, the state pays off the mortgage loan in the amount of 40%.

Thus, the amount of payments for a family with three children will be about 1 million rubles (about 14.5 thousand euros).

The maternity capital program was launched in 2007 and then extended until the end of 2021. In 2018, the capital amounted to 453,026 rubles.

Read also: How to adopt a child: from an orphanage and from an orphanage

The money can be spent on improving living conditions, on children’s education, on mother’s pension. The certificate cannot be cashed.

Maternity capital will be paid for the first child

Putin said that the family support program has been extended until at least 2026.

Russian President Vladimir Putin spoke about this during his address to the Federal Assembly. He noted that the state intends to continue to support families who are just thinking about having a child. Now the authorities are ready to pay maternity capital for the first-born in the amount of more than 466 thousand rubles. Payments for the second child will increase to 616 thousand rubles.

Vladimir Putin also said that children from first to fourth grades will be fed free of charge in schools, regardless of whether they are beneficiaries. We are talking about hot meals in all regions of the country.

The President of Russia emphasized that it is important how high-quality education schoolchildren receive. He wants every child to receive good knowledge, no matter where he lives. The head of the country asks departments to build new schools, effectively use educational infrastructure and new technologies.

Maternity capital for the first child and an increase in the amount for the second in 2020

Once again, the program was scheduled to end on December 31, 2021. However, in his Address to the Federal Assembly on January 15, 2020, Russian President Vladimir Putin made several important statements, including the fate of maternity capital in 2020 for the first child.

Do they give maternity capital for the first child?

Until mid-January 2020, the answer to this question was negative - a certificate, the denomination of which by this time had already increased to 466 thousand, was issued for the birth of one baby, starting with the second (or subsequent ones, if the paper had not been received earlier). Families with one child did not receive anything like this.

But the president decided to make adjustments in order to increase the birth rate and improve the demographic situation in the country.

Putin increased maternity capital and ordered it to be paid for the first child from January 1, 2020

According to the statement of the head of state, the maternity capital program will be extended for at least another five years - its end date has been postponed from December 31, 2021 to December 31, 2026.

Besides:

• families in which their first child will now receive maternity capital in the amount of 466,617 rubles. (size in 2020, subsequent indexation is possible);
• if from January 1, 2020, in addition to the first, a second baby , then they will pay an additional 150,000 rubles for it. ;
• if a second child is born in 2020 or later (and the first was born earlier, before 2020, and did not receive a certificate for his birth), then the entire amount will be paid for the second at once. This is 466,617 + 150,00 = 616,617 rubles. ;
• for the birth of a third, you can count on another amount - 450,000 rubles. But its use will be exclusively targeted - these 450,000 can only be used to pay off the existing mortgage loan.

In addition, a family with two or more minor children, at least one of whom was born after January 1, 2018, can count on a preferential mortgage at 6% - and now this figure will remain unchanged for the entire term of the mortgage loan.

Thus, starting from 2020, parents with children will be able to invest over 1 million rubles in their own housing.

When can you get maternity capital for 1 child?

The innovations, according to the president, should come into force retroactively, from January 1, 2020. This means that all mothers whose first baby was born this year (or later) can receive a certificate.

Combine all loans into one! Reduce overpayment and monthly payment!

What amount is due if the first child is born?

For the first-born, according to the new rules, the amount that was given for the second child until 2020 is due - taking into account indexation, at the time of writing, it is 466,617 rubles.

How much will the amount of maternity capital increase for a second child?

If, starting in 2020, a second baby is born, the amount of payments will depend on whether the family has already received some amount for the birth of the first child.

• If maternity capital has already been issued for the first-born, then for the second child they will pay an additional 150,000 rubles.
• If the first-born was born before 2020 and a certificate was not received for him, then for the second-born they give maternity capital in the amount of 616,617 rubles .

Thus, the amount of maternity capital increased immediately by 150,000 rubles.

How to get maternity capital for your first and second child

To obtain a certificate, you must contact the Pension Fund of the Russian Federation (both at your place of registration and at your place of residence) or fill out an application through the MFC (now called “My Documents”).

Documents required:

• Passports of the parents (or only the mother).
• Birth certificate for all minors.
• SNILS (for everyone).
• Application (can be written in advance or at the place where documents are submitted).

A certificate of marriage or divorce may be required. No other documents are needed - absolutely all citizens of the Russian Federation whose first, second or subsequent baby is born (adopted) are entitled to a certificate.

Are there any restrictions on receiving benefits?

The only limitation that exists today is the lack of Russian citizenship and the absence of any required documents from parents or children. Otherwise, there are no restrictions - the mother (by default) or the father (in some cases - if the mother died, lost her legal capacity, or was deprived of parental rights) can receive the certificate.

By the way, even the child himself can receive such a certificate (at any time before he reaches 23 years of age) - if both parents have lost such a right, for example, they were deprived of parental rights or died.

The age of the first child to receive a certificate is not limited if a second child is born and maternity capital is paid specifically for him. If there is only one baby born, then a certificate will be given for him only if the date of birth falls in 2020 or subsequent years. You must receive the paper before your son or daughter reaches adulthood.

Who is eligible to receive benefits?

Let us immediately note that maternity capital is not a benefit. This is a certificate giving the right to spend a certain amount for certain purposes, the list of which is limited. It is issued once, and from 2020 it can be divided into two parts - part of the amount for the first and part for the second child.

Who is entitled to maternity capital? Mother (citizen of the Russian Federation) who gave birth to her first, second or subsequent children. If at the time of the birth of her children she did not have citizenship, then she can exercise her right only from the moment of its acquisition, provided that the children have Russian citizenship.

The father can receive a certificate instead of the mother (if she is deprived of parental rights, committed a crime against the child, or died) even if he does not have citizenship - but provided that the mother had it.

If twins are born, what kind of maternity capital is prescribed?

Twins or triplets are two or three babies, each of whom has a separate birth certificate.

Accordingly, parents who have twins born since January 1, 2020 (and have no more children, and until that moment they did not receive any maternity capital) can count on receiving the entire amount for the first-born and the second baby at one time. Maternity capital for twins (first birth) will be 616,617 rubles .

If the birth of twins occurred in a family where there is already a son or daughter, then you can count on an increased size of the certificate for the second baby, which is valid from this year - that is, the same 616,617 rubles .

If you received maternity capital for your second or subsequent children before 2019, and twins were born in 2020 and later, then maternity capital is not required for the birth of twins - but you can take advantage of the new measure to receive 450,000 rubles. to repay the mortgage for the birth of the third or subsequent children (also one time).

What will the new support measure do?

According to the president’s idea, Russians will now become more willing to give birth and purchase housing with a mortgage, which will help kill two birds with one stone – support the birth rate, which is rapidly falling despite all the efforts of the state and all the new support measures, and stimulate sales in the primary real estate market.

However, experts have already expressed the opinion that immediate results should not be expected. In addition, the most that can be counted on is that Russians will start having two children instead of one. Large families still remain among the most vulnerable segments of the population.

What about those who already have two, three or more children in 2020? Alas, if they decide to give birth to another baby, they still will not receive a new certificate - it is issued only once. But, if you still haven’t used it, then it’s worth remembering that the denomination increases every year – including for previously issued but not yet put into use certificates.

You can also leave your feedback in the comments below or ask a question.

Source: https://refinansirovanie.org/sovety-dlya-dolzhnikov-i-kreditorov/255-materinskiy-kapital-na-pervogo-rebenka-v-2020-godu.html

From January 1, 2020, opportunities have been expanded for families with children to receive monthly payments from maternity capital

On January 1, 2020, Federal Law No. 305-FZ of August 2 came into force.

2019 “On Amendments to the Federal Law “On Monthly Payments to Families with Children,” which significantly expanded the opportunities for families with a maternity capital certificate to receive monthly payments from it.

In accordance with the law, the maximum monthly income per person in a family, which gives the right to payment, has been increased from 1.5 to 2 subsistence minimums, and the opportunity to receive payments has increased from 1.5 to 3 years, until the second child reaches the age of three.

In addition to these changes, the size of the monthly payment has also increased. Let us remind you that it is equal to the subsistence minimum for children established in the constituent entity of the Russian Federation for the second quarter of the previous year.

In 2020 in Moscow it is 15,225 rubles, in the Moscow region - 12,688 rubles.

Today, in Moscow and the Moscow region, 13,635 families receive .

On average in Russia, the cost of living, according to which the amount of payment is determined, is about 11 thousand rubles per month.

As before, the payment is provided to families in which a second child was born or adopted, starting in 2018.

To determine whether a family is eligible for this measure of support, it is necessary to divide the income of parents and children for the last year by twelve months and by the number of family members, including the second child.

If the resulting value is within the limits of two subsistence minimums for the working-age population in a constituent entity of the Russian Federation, the family can submit an application for payment to the Pension Fund.

When calculating income, salaries, bonuses, pensions, social benefits, scholarships and some types of monetary compensation are taken into account.

When applying to the Pension Fund, the listed types of income must be documented, with the exception of payments provided by the Pension Fund.

When calculating income, the amounts of one-time financial assistance from the federal budget received in connection with emergency incidents are not taken into account.

For the convenience of calculations, the Pension Fund website has a special calculator that allows you to determine a family’s right to a monthly payment and its size in a specific region.

An application for payment is accepted at any client service of the Pension Fund Branch in Moscow and the Moscow region. You can also apply for payment through the MFC or your personal account on the Pension Fund website. Families who have already received the right to maternity capital, but have not yet issued a certificate, can do this simultaneously with submitting an application for a monthly payment.

You can submit an application at any time within three years from the date of the birth of the second child in the family.

Read also: Payment of child support after 18 years of age: if the child is studying

If you apply to the Pension Fund in the first six months, the payment will be provided from the date of birth or adoption and the family will receive funds for all past months.

If you apply later than six months, payment begins from the day the application is submitted. The funds are transferred to the account of the owner of the maternity capital certificate in a Russian credit institution.

Families whose right to a monthly payment ceased in 2019 due to the fact that a year and a half has passed since the birth of their second child can submit a new application and resume receiving funds from maternity capital. Payment in such cases will begin to be provided from the day the application is submitted.

It should be remembered that funds are paid to the family until the child turns three years old. The payment also stops if maternity capital is fully used or the family changes place of residence.

The period for providing monthly payments from maternity capital is calculated for one year. As this period expires, the family must re-apply to the Pension Fund with a new application to extend the receipt of funds.

Source: http://www.pfrf.ru/branches/moscow/news~2020/01/10/197383

Maternity capital 2020: who is eligible, what amount and how to apply

From January 1, 2020, the amount of federal maternity capital will be indexed for the first time in five years. In 2020, the amount of maternity capital will be 466,617 rubles. For the first time, the indexation of maternity capital became known in 2017, when Dmitry Medvedev at a Government meeting promised to increase maternity capital.

By the end of 2017, Vladimir Putin announced the extension of the maternity capital program until December 31, 2021. Thus, in 2020, the amount of maternity capital increased by 13,591 rubles. In 2015-2019 the payment amount was 453,026 rubles.

On January 15, during a message to the Federation Council, Russian President Vladimir Putin announced that the program for issuing maternity capital will change in Russia. The main news for parents is that maternity capital can be issued after the birth of the first child. It also became known that the program to support families with children will be extended at least until 2026.

Starting this year, it will be possible to receive maternity capital for the first child in the amount of 466 thousand rubles. At the birth of a second child, parents will receive an additional payment from maternity capital in the amount of 150 thousand rubles. Mothers who give birth to a second child, but have not yet received maternity capital for the first, will receive maternity capital from January 1, 2020 in the amount of 616 thousand rubles.

For families with three or more children, the state will compensate 450 thousand rubles for mortgage payments.

It was decided that maternity capital will be indexed annually from this year.

But at the moment the changes have not come into force. As soon as the relevant laws come into force, we will post information on this page. In the meantime, we’ll tell you who has the right to receive maternity capital and how to apply for it in 2020

Maternity (family) capital can be received by families in which, from 2007 to 2021 inclusive, a second child was born or adopted (or a third child or subsequent children, if the right to receive these funds was not formalized at the birth (adoption) of the second child). In this case, the age of the older child does not matter. Even if the first child is already an adult, the right to receive maternity capital is not lost.

The right to receive maternity (family) capital is granted only once

Even when twins are born, only one maternity capital is issued to the mother. Please note that maternity capital is family capital. Documents are issued to the mother of a newborn or adopted child, but there are cases when documents are issued to the father or the child himself.

When is maternity capital registered in the name of the child’s father?

• if the father is the sole adoptive parent of the second and subsequent children. He must have citizenship of the Russian Federation;
• in the event of the death of the mother or deprivation of her parental rights.

An application for registration of maternity capital or for the disposal of its funds is submitted to the Pension Fund at the place of residence. If a married couple decides to divorce and the maternity capital funds are not used, then the entire part of it remains with the mother of the children. This payment does not fall under the category of jointly acquired property. But if the children live with the father after the divorce and he can prove that the mother does not properly care for the children, then the father can re-register the maternity capital in his name. You can issue a certificate for maternity capital in the following authorities: - at the Pension Fund of the Russian Federation at your place of residence; — in the multifunctional center for state and municipal services “My Documents” (MFC); — send documents to the Pension Fund by mail

— submit an electronic application through the websites gosuslugi.ru or pfrf.ru.

The period for applying to the Pension Fund for the issuance of a state certificate for maternal (family) capital after the birth (adoption) of a second (third or subsequent child) is not limited. An application for disposal of maternity capital funds or part of them can be submitted at any time after three years from the date of birth (adoption) of the second (third or subsequent) child. If it is necessary to use maternity capital funds to pay the down payment on a housing loan or loan, as well as to pay the principal and interest on a loan for the purchase or construction of housing, to pay for a kindergarten, to purchase goods and services for the child’s social adaptation and integration into society - a disabled person (disabled children) or for a monthly payment, then the capital can be used at any time after the birth or adoption of a child, with whose birth (adoption) the right to receive a certificate arose. If the certificate is lost, you can obtain a duplicate from the Pension Fund office at your place of residence.

• purchase of residential premises

• construction or reconstruction of an individual housing construction project (IHC) with the involvement of a construction organization;

• construction or reconstruction of an individual housing construction project without the involvement of a construction organization;

• compensation of costs for a constructed or reconstructed individual housing construction project;

• payment of a down payment when receiving a loan (loan), including a mortgage, for the purchase or construction of housing;

• repayment of the principal debt and payment of interest on loans or borrowings for the purchase or construction of housing, including mortgages;

• payment of the price under the agreement for participation in shared construction;

• payment towards payment of the entrance fee and (or) share contribution, if the owner of the certificate or his spouse is a participant in a housing, housing construction, housing savings cooperative.

It is important to note that the purchased residential premises must be located in Russia. Repair of residential premises, in relation to the disposal of maternity capital, is not an improvement in living conditions. Read more about how to spend maternity capital to improve living conditions

• payment for paid educational services under educational programs;

• payment for the maintenance of the child (children) and (or) supervision and care of the child (children) in the organization;

• payment for the use of living quarters and utilities in the dormitory provided by the organization for the period of study.

Learn more about how to use maternity capital for the education of children Women who initially chose this option for using maternal (family) capital funds can subsequently change their choice to manage MSC funds in other areas (improving housing conditions, obtaining an education for a child, or for social adaptation and integration into society of disabled children, monthly payment). To do this, you need to send to the territorial body of the Pension Fund of Russia an application for refusal to allocate MSC funds or part of it for the formation of a future pension. The main thing is to do this before the pension is assigned. Learn more about how to register. What goods and services can maternity capital be used for? For low-income families in which a second child was born or adopted since January 1, 2018, the Russian Pension Fund makes monthly payments from maternity capital funds. The payment is provided until the child reaches the age of three years. The amount of the payment is equal to the subsistence level of the child in the family’s region of residence.

More details about payment

Source: https://nnmama.ru/content/zakoni/matcapital/materinskiy-kapital-2020

How to apply for maternity capital

Maternal, or family, capital is a measure of state support for Russian families in which a second child was born or adopted from 2007 to 2021 inclusive. The child born or adopted must have Russian citizenship.

The amount of maternity capital today is 466,617 rubles .

The certificate can be issued either immediately after the birth or adoption of a child, or later, at any time convenient for the family.

The following have the right to receive maternity capital:

• a woman with citizenship of the Russian Federation who gave birth to or adopted a second child starting from January 1, 2007;
• a woman with citizenship of the Russian Federation who gave birth to or adopted a third or subsequent children starting from January 1, 2007, if she had not previously exercised the right to register maternity capital;
• a man who has the citizenship of the Russian Federation and is the sole adoptive parent of the second or subsequent children, if the court decision on adoption entered into legal force on January 1, 2007, and he had not previously exercised the right to register maternity capital;
• the father or adoptive parent of the child, regardless of the citizenship of the Russian Federation - in the event of termination of the right to maternity capital of a woman who gave birth to or adopted children;
• a minor child (if there are several such children, then all of them in equal shares) or an adult child studying full-time (or children in equal shares), before completing their studies, upon termination of the right to additional measures of state support for the father/adoptive parent or woman who is sole parent or adoptive parent.

When the right to receive maternity capital arises, children in respect of whom parents were deprived of parental rights or in respect of whom adoption was canceled, as well as adopted children who at the time of adoption were stepsons or stepdaughters of persons applying for maternity capital, are not taken into account.

A state-issued certificate is issued to confirm the right to receive maternity capital funds.

To obtain a state certificate for maternity capital, you will need the following documents:

• application for a certificate for maternal capital;
• passport of a citizen of the Russian Federation;
• birth certificates of all children; for adopted children - adoption certificates;
• documents confirming the Russian citizenship of the child(ren) born or adopted after January 1, 2007;
• identification documents and confirming the place of residence and powers of the legal representative or authorized representative - if the application will be submitted by a representative of the applicant.

In addition, additional documents may be required.

You can apply for a maternity capital certificate:

• online on the government services portal;
• online on the website of the Russian Pension Fund (PFR); This method of submitting an application will require full registration on the government services portal;
• during a personal visit to the Russian Pension Fund. If you are a citizen of Russia, but have left the country for permanent residence and do not have registration at your place of residence/stay in the Russian Federation, contact the PFR branch in Moscow and the Moscow region. In all other cases, you need to contact the territorial branch of the Pension Fund of the Russian Federation at your place of residence, stay or actual residence.
• during a personal visit to any “My Documents” government service center.

The application is considered within 15 days, but not more than a month, and as a result a decision is made to issue a certificate or to refuse to issue it. No later than 5 days from the date of the decision, the Pension Fund will send you a corresponding notification.

Read also: Refusal to divorce: what are the grounds for refusal?

The certificate can be issued on paper or in the form of an electronic document:

• a paper certificate is issued on a strict reporting form;
• the certificate in the form of an electronic document is signed with an enhanced qualified electronic signature of an authorized official of the territorial body of the Pension Fund of the Russian Federation.

The issuance of a certificate for maternal capital may be refused in the following cases:

• the right to additional measures of state support is absent or terminated (for example, an application was submitted by a mother who has one child);
• inaccurate information was provided (for example, incorrect information about the order of birth/adoption and the citizenship of the child was provided).

The refusal can be appealed to a higher authority of the Russian Pension Fund or in court.

Maternal capital

Maternal (family) capital ( MC ) is a state support program for a second child, which provides for the payment of funds from the budget for purposes regulated by law.

Duration of the program

The program was launched on January 1, 2007 and is valid until December 31, 2021. Moreover, certificates will be issued before this date, and money will be paid later . The certificate owner can always check the balance of the program funds and, if necessary, order a certificate.

V.V. Putin, speaking with a message to the Federal Assembly on January 15, 2020, devoted a lot of time to the Russian demographic problem.

He promised that maternity capital will be issued at the birth of the first child, and the size of the program will be increased (at the birth of the second, the amount will increase by another 150 thousand rubles)! Thus, the total amount will be 616,617 rubles.

The program will also be extended until December 31, 2026. The information on the page will be adjusted after the details of the innovations are published.

According to Svetlana Bessarab, a member of the State Duma Committee on Labor, Social Policy and Veterans Affairs, the changes will be approved and come into force in March-April 2020.

The amount of maternity capital and indexation

To date, the amount of MK is 466,617 rubles . In Federal Law of December 29.

2006 No. 256-FZ “On additional measures of state support for families with children” included a rule according to which the amount of capital increases as inflation rises.

In 2016, this norm was “ frozen” and resumed only this year. The history of capital indexation is presented in the table:

Year Amount of capital, rubles 2007 250,000 2008 276,250 2009 312,162 2010 343,378 2011 365,698 2012 387,640 2013 408,960 2014 429,408 2015-2019 453 026 2020 466 617

Indexation should be applied not at the time of assigning a subsidy, but at the time of transfer of money. If a family received a certificate in 2012, and applied for disposal of funds in 2017, then the parents have the right to count on 453,026 rubles.

Who is entitled to

The subsidy is assigned to families in which, after January 1, 2007, a second or subsequent child who is a citizen of Russia.

Capital is assigned for the third and subsequent children, provided that the family has not received funds before. The age and date of birth of the eldest child does not matter.

If at the time of applying for capital the eldest child has reached the age of majority, then the family’s right to receive assistance does not expire.

Regarding the disposal of the subsidy, there are restrictions related to the fact that it is impossible to pay with MK funds for the education of a child who has reached 25 years of age.

For adopted children, capital is assigned in the same manner as for relatives. Instead of a birth certificate, an adoption document is presented. If the adopted child was the first or second child, and by the time the adoption was applied for a subsidy, the adoption was cancelled, then the certificate will not be issued to the family.

As a general rule, the certificate is issued to the mother. But for the listed cases, exceptions are provided when the certificate is issued to the father or even to the children themselves.

If at the time of the divorce the mother has an unused certificate and the children live with her, then in the future she will dispose of it solely. No partition occurs . If the children live with the father, and he proves that the mother does not care about the interests of the children, he can re-issue the certificate in his name and recover the spent capital from the mother.

Detailed information about MK recipients can be found here.

Where to go to get

The Pension Fund is authorized to make decisions on the assignment of maternity capital and its transfer. You should contact the office closest to the applicant’s place of residence. Methods for submitting applications and documents may be different:

• personal appearance of the applicant at the Pension Fund office or at the multifunctional center for state and municipal services “My Documents” (MFC);
• sending documents by mail;
• submitting an application through the electronic services gosuslugi.ru or pfrf.ru.

In the latter case, a visit to the Pension Fund cannot be avoided, since you will have to bring original documents. Read about the details of the procedure for obtaining a certificate.

Conditions for receiving maternity capital

The state support program does not include a family with one child. To appoint an MK, the second child (natural or adopted) must appear in the family after 01/01/2007 and have Russian citizenship . If the first two children were born or adopted before the start of the program, then the capital will be assigned to the third.

When giving birth to twins, the timing of the babies' birth is important. If the mother’s birth occurred after the start of the program, then the family is covered by it.

A curious situation could have arisen: labor began on the night of 12/31/2006 to 01/01/2007.

If the second baby was born after midnight, the program will also apply to the family. Twins must also be Russian citizens.

If the child was born alive, then the family has the right to demand the appointment of MK, regardless of the time of subsequent death. There is judicial practice on this issue in favor of capital recipients. The composition of documents changes. Instead of a birth certificate, a death certificate of the deceased child and a birth certificate issued by the registry office are presented.

Options for using maternal capital

Subsidy funds are not paid in cash . They are transferred to the certificate owner’s account only under certain conditions. The law provides for the following areas of use of MK:

Improving living conditions involves the following opportunities:

To buy real estate, the owner of the certificate submits supporting documents to the Pension Fund, and the latter, after checking the information contained in them, transfers the money to the seller. When completing a transaction, buyers need to allocate shares to children. If registration will take place later due to the registration of a mortgage, then it is necessary to provide the Pension Fund with an obligation to allocate shares.

It is possible to repay a mortgage loan with MK funds, provided that it is of a targeted nature, and this goal is reflected in the loan agreement. The money is transferred to the bank from which the loan was taken.

To build a house with government support, you need to own a plot of land on any legal basis. The owner of the plot can be either the certificate holder or the spouse.

How long after approval are payments made?

If the Pension Fund approves the transaction for which MK is requested, it transfers the money within 10 business days from the date of the decision.

Is it possible to use program funds before the age of three?

The law provides for cases when it is possible to dispose of MK funds before the expiration of three years of age:

• repayment of debt on a mortgage loan spent on improving living conditions, including on a loan issued before receiving the certificate. Capital funds can be used both to make a down payment and to pay the principal and interest;
• purchasing goods for the social adaptation of a disabled child;
• preschool education of children;
• monthly payments to needy families.

Is it possible to cash out maternity capital?

Cashing out MK can be legal and illegal. The difference is that when illegally cashing out, its participants plan to withdraw the money from the control of government agencies and dispose of it at their own discretion.

Such actions may entail the recovery of the amount of illegally spent budget funds, interest for the illegal use of other people's funds under Art.

395 of the Civil Code of the Russian Federation, as well as criminal prosecution for fraud.

Read also: How to pay for kindergarten with maternity capital

Legal cash withdrawal involves spending funds for purposes specified by law, under the control of the Pension Fund of Russia, with the provision of supporting documents. These include:

• compensation for the construction or reconstruction of a residential building;
• monthly payments to low-income families;
• purchasing goods for a disabled child.

Differences between regional maternity capital and federal

First of all, the difference is in size. The amount of regional capital, as a rule, does not exceed 100,000 rubles . In some regions with traditionally high birth rates, the amount is even less.

Regional capital is paid only to large families, that is, after the birth of the third child. A federal subsidy is awarded to families with two children, provided that they were born after the start of the program. When assigning regional capital, the length of residence in the region and the level of family income may be taken into account.

Regional capital can be used for the same purposes as federal capital. In addition, the regions have provided additional directions. Here are the most common ones

• The appointment of the federal MK and control over its use is carried out by the Pension Fund of the Russian Federation, and the regional ones by the social work bodies of the subjects.
• In some regions, the regional maternity capital program was not introduced , or its implementation was immediately frozen due to the traditionally high birth rate, or due to a lack of funds in the budget.
• You can read reviews of regional programs in the Nizhny Novgorod, Moscow and Sverdlovsk regions.

What changes await

The main innovation expected in 2021 is the continuation of indexation of the MK for inflation growth. This decision has not yet been formalized by legal act. It is assumed that indexation will increase the size of the subsidy and its amount will be 480,615 rubles.

The maternity capital program has been approved until 2021 inclusive. Therefore, another expected change will be the decision on whether to terminate or continue the program. There are two possible solutions offered:

• extend the program in its current form;
• cancel completely.

At the same time, most of the Government is in favor of maintaining the program. Prime Minister Dmitry Medvedev has already spoken about the need to expand the list of areas for using MK, adding the following to it:

As news about innovations for 2021 emerges, the information will be updated.

What to do if you lose your certificate

A maternity capital certificate is a personal monetary document (securities) drawn up on a strict reporting form. Therefore, it is better not to lose it. To prevent loss, the document can be received electronically. Until the need arises, it will be stored in the owner’s personal account on the Pension Fund portal, eliminating the possibility of loss or theft.

But if such a nuisance does happen, then it can be restored. The order of the Ministry of Health regulating the procedure for issuing a certificate states that the owner can contact the Pension Fund authority at the place of residence, having with him:

• passport;
• documents confirming the loss of the certificate.

The order does not contain explanations on how to confirm this circumstance. But we can assume the following:

• if the document is stolen, you should contact the police with a statement. Having accepted the application, the police officer on duty will issue a special registration card;
• if the certificate is damaged, for example, accidentally washed, then what is left of it should be presented to the Pension Fund.

The duplicate certificate will look the same as the original. The difference will be the word “DUPLICATE”.

Unlike the initial application for the appointment of an MK, if a certificate is lost, you should contact only the Pension Fund, and immediately after discovering the loss. If the certificate is stolen, then attackers can forge it and present it for payment. In this case, the owner will also be checked for complicity in the crime.