One-time payment from maternity capital: 25 thousand in cash

Activities for social support of family citizens who have adopted or given birth to a second child provide for the possibility of obtaining an MSK certificate. To improve the standard of living of this category of citizens, in recent years it has been allowed to withdraw 25 thousand from maternity capital for the personal needs of the family.

Is it possible to receive part of maternity capital at present, and is it possible to receive 25 thousand from maternity capital in 2020? The answer to these questions can be found in the presented material.

Legal grounds for disposing of MSC funds

Before you find out what documents are needed to receive 25 thousand from maternity capital, and whether this benefit applies to 2020, you need to establish possible directions for using the MSK certificate.

Such directions are fixed in Art. 7 of Federal Law No. 256-FZ:

• acquisition of residential real estate using own funds or under a loan agreement;
• repair or reconstruction of the family’s own home;
• educational process of children;
• increasing the funded part of the child’s mother’s pension;
• acquisition of special means for adaptation of children with disabilities;
• monthly payments for the 2nd child until he turns 1.5 years old.

Receiving 25 thousand rubles. from maternity capital is not included in this list. Does this mean that it is no longer possible to cash out funds for the family's personal needs?

To do this, it is necessary to determine how the decision on such payment is approved.

Download for viewing and printing:

Federal Law of December 29, 2006 No. 256-FZ “On additional measures of state support for families with children”

How to cash out 25,000 from matkapital

As part of the general directions for using the MSK certificate, the payment of 25,000 rubles from the funds that constitute maternity capital is not provided.

The decision on such payment was made by adopting an independent regulatory legal act; in 2016, such a document was Federal Law No. 181-FZ.

Note! A one-time payment of 25,000 rubles from maternity capital every year was one-time and exceptional in nature.

There was no provision for automatic extension of this social support measure.

The opportunity to receive 25,000 rubles from the amount of maternity capital always acts as an anti-crisis measure that allows you to maintain the level of material support for a family with children.

Download for viewing and printing:

Federal Law No. 181 “On one-time payment from maternal (family) capital in 2016”

One-time payment on maternity capital

Is it possible to get 25 thousand in maternity capital in 2020? Have the terms of this payment changed, and what regulatory act provides for this?

News regarding the adoption of the law on a one-time payment from maternity capital gave reason to expect that this measure of social support may be available in 2020.

Also during this period, the State Duma of the Russian Federation was considering a bill providing for a one-time payment in 2020 of a portion of maternity capital funds in the amount of 50,000 rubles. But it was never approved.

By analogy with previous years, to receive a one-time benefit in 2020, citizens will need to complete the following steps:

• issue an MSC certificate at the Pension Fund of Russia after the birth of the second child (if this document has not been issued earlier);
• send an application form for payment of a sum of money according to one of the options specified in the regulatory legal acts;
• submit simultaneously with the application other documents confirming the right to a one-time benefit from the federal budget.

Since at the moment this regulatory act has not been officially adopted, the right to receive a one-time payment for personal needs in 2020 did not arise.

Considering that in previous years similar laws were adopted closer to the middle of the calendar year, holders of the MSK certificate can only wait for news about the consideration of the bill in the State Duma of the Russian Federation.

The procedure for exercising the right to receive such payments does not change annually and generally coincides with the previously adopted rules. Therefore, it is possible to establish general principles for applying for payment using the example of those who received 25,000 from maternity capital in 2016.

The funds were issued within the framework of the implementation of the norms of Federal Law No. 181-FZ.

Its main features included:

• the right to payment was acquired by a family whose second child was born or adopted before September 30, 2016;
• citizens who managed to submit an application before November 30, 2016 had the opportunity to receive a one-time benefit in the amount of 25,000 rubles;
• it was possible to withdraw 25,000 from maternity capital if citizens did not use the full amount of MSC.

Recipients of the specified amount in previous years will be able to become owners of the payment in 2020, if such a decision is made by law.

Download for viewing and printing:

Sample application for a one-time payment from maternity (family) capital

Where to apply for payment

In 2016, applying for this benefit was carried out in one of the following ways:

• directly to the local Pension Fund office;
• through the system of Multifunctional Centers at the place of residence of citizens;
• through the government services portal.

Citizens had the right to choose the most convenient option, but had to meet the deadline for applying - no later than November 30.

Attention! Payments of 25 thousand from maternity capital were made no later than two months from the date of filing the application.

If on this date the size of the MSC was below the specified amount, the balance was transferred to citizens in full.

What documents needed to be submitted?

To receive 25,000 rubles of maternity capital, it was necessary to submit the following documents (if the bill is adopted):

• a completed application form in the form approved by the Pension Fund of Russia;
• valid MSK certificate;
• document confirming the identity of the applicant;
• birth documents of children;
• SNILS certificate...

Note! The specified list of documentation is relevant only when citizens apply in person through the Pension Fund of Russia or the Multifunctional Center.

To process payments through the government services website, a different procedure for confirming rights is provided.

To submit an application on the government services portal, citizens must undergo verification on this electronic resource. This can be done after filling out the form and confirming your personal SNILS number.

If they have verification, citizens need to perform the following actions on the government services portal:

• go to the pension department page and study in detail the instructions for filling out the application;
• fill out the proposed form through your personal account, indicating personal data and SNILS number;
• confirm filling out the form.

An application sent through the public services portal will be checked by the Pension Fund on a general basis; the personal presence of the certificate holder will not be required.

Attention! Transfer of funds is carried out in non-cash form using the details that citizens indicate when filling out the application form.

Who was entitled to payment

Was it possible to receive 25 thousand again from the federal budget, or does the law establish a one-time principle for citizens to apply? A one-time payment of 25,000 rubles from maternity capital will be paid even to citizens who previously received this measure of social support.

In this part, there were no changes compared to payments in 2015 and 2016; the law did not limit the right to reapply.

The composition of persons applying for these benefits also did not change:

• a woman who has a valid MSK certificate and has not lost the right to use state support measures;
• father or adoptive parent of minor children if their mother has lost her right to MSC;
• legal representative of minor children if both parents have lost the right to state support measures.

Important! The verification of the right to MSC was carried out by Pension Fund employees in the general manner, through requests to law enforcement agencies and judicial institutions.

The refusal of the Pension Fund authorities to receive benefits could follow if the woman was prosecuted for crimes against the child’s person, or was officially deprived of parental rights in court.

• Dear readers!
• We describe typical ways to resolve legal issues, but each case is unique and requires individual legal assistance.
• To quickly resolve your problem, we recommend contacting qualified lawyers on our website.

Last changes

Attention! In 2020, one-time payments from MSC funds are not provided due to the availability of monthly payments for the 2nd child. It is likely that such measures will not be resumed until the very end of the program, that is, until the end of 2021 inclusive.

Subscribe to our updates!

Video about how to get 25,000 rubles from maternity capital.

Source: http://lgoty-vsem.ru/mat-kapital/obnalichivanie/poluchenie-25-tysyach-iz-mk.html

Now you can withdraw 25 thousand from maternity capital

Before finding out how long it will take to transfer 25 thousand from maternity capital, it is necessary to clarify the legal aspects of the issue.

The certificate can be spent on the following needs (refer to Article 7 of Federal Law-256):

• purchasing real estate at your own expense or through mortgage lending;
• carrying out repairs and reconstruction of your own home;
• directing funds from MK to children's education;
• direction for mother's retirement;
• purchase of adaptation aids for disabled children.

Maternal capital is an excellent help for solving financial problems related to housing. It can be used for a down payment on a mortgage loan. Or to pay off interest on a loan to buy an apartment.

How it was before

Maternity capital, as government assistance to families, appeared in 2007. Many people were interested in the question: is it possible to withdraw some amount in cash? But initially at that time it was not assumed that it would ever be possible to use cash from the funds of the certificate. The funds were intended to be used only for their intended purpose. Let's list the main directions:

• improving living conditions for the whole family;
• educational purposes (for children only);
• the funded part of the mother's pension;
• goods and services for disabled children.

A lot has changed in 10 years, new laws have been adopted. Several times families who received certificates had the opportunity to use part of the money in cash. But, to prevent various scams, such opportunities were provided only a few times:

1. year 2009. For the first time, it was possible to receive a lump sum payment. Those who received it could no longer take advantage of such a subsidy from the state. Its size was 12,000 rubles. To receive them, you had to submit an application and a copy of the certificate to the Pension Fund branch.
2. 2010 Just like in the previous year, each family with a certificate for MSC could receive 12 thousand. This money was used for clothes, shoes, toys for children and other family needs.
3. 2011-2014. During this period, decisions on the payment of one-time benefits were not made by the State Duma.
4. 2015 Those who wished were given an amount of 20,000 rubles. Funds were issued upon application from maternity capital.
5. 2016 Those who had not previously received financial assistance from maternity capital funds could write an application for 25,000 rubles.
6. 2017 Certificate holders expected an increase in the amount of one-time cash assistance, but this did not happen. Moreover, there were no initiatives from State Duma deputies on this issue.

Deputies are expected to make such a decision in 2018, since the bill has already been submitted to the State Duma. In the meantime, you can use other types of social assistance that are provided for by the laws of the Russian Federation.

Is it possible to withdraw money for school?

Payments from maternity capital by the first of September for school uniforms and stationery are also not provided. Funds can be used to pay for children's education: kindergarten, school, college or university - this will be considered a targeted expenditure of money. You cannot simply ask for a benefit from maternity capital at the beginning of the school year.

We invite you to read: OTP Bank how to find out your debt

In some regions, large or low-income families are given money before the first of September. The size of such benefits varies: Muscovites receive 10 thousand rubles, in Tambov - 7 thousand, in Yekaterinburg - 2 thousand.

It is better to check the terms of registration and the amount of payment in your city.

The terms of use of maternity capital do not provide for cashing out the entire amount. But the decision to support families in this way was provided for in accordance with the adoption of Federal Law-181. That is, the assistance of 25,000 was one-time and one-time. There is no automatic extension provided by law.

The government made the decision in order to provide anti-crisis support to families. In order to help financially families with 2 or more children.

The state makes sure that the assistance stimulates the birth rate and that the certificate is used only for its intended purpose. That is why payments are allowed to be directed only to strictly defined purposes. The funds are transferred to the Pension Fund account, that is, it is impossible to spend them at your own discretion.

Where to contact

In order to receive money, you had to contact the Pension Fund.

Even despite statistics from Rosstat, according to which the level of material security of Russian citizens has decreased significantly, and inflation is 5.4%, there is no program for extending payments. In addition, it should not be expected in 2019 at all.

But there are no official comments on this matter.

Only those who have not used such a subsidy can apply for a one-time benefit. The second condition is that the balance of the certificate must be at least 50 thousand rubles. This subsidy is not mandatory, therefore it is issued only to those who write an application and submit it to the appropriate authorities.

You can complete the documents as follows:

1. Through the Pension Fund of the Russian Federation. Your local office will help you fill out the application form correctly.
2. Electronically. This method has become especially popular recently. An electronic application can be sent through the official website of the Pension Fund of the Russian Federation or the State Services portal. You will still have to make a one-time visit to have your documents checked by a Pension Fund employee.
3. MFC (multifunctional center). Created as a government intermediary between various structures to assist the population in processing documents. Many people prefer to go there because there are no queues.
4. Post office. In some exceptional cases, the Pension Fund will consider applications delivered by mail. Copies of documents must be attached to the application.

We invite you to read: Who has the right to impose a fine?

To receive a subsidy you will need only three documents:

• identification;
• certificate;
• statement.

One-time payment

The amount of maternity capital in 2019 is 453,000 rubles. Due to the difficult economic situation in the country, the government decided not to index MK.

One-time benefits from MK began to be accrued in 2009. Then citizens with a certificate were given the opportunity to receive 12,000 and spend it at their discretion. In 2010, support was extended. Then the measure was canceled and returned in 2015. In 2019, it was also possible to withdraw 25,000 rubles in cash from MK.

But today there are no benefits in the amount of 25,000 rubles. Moreover, the president signed a decree that there will be no increase in the amount until 2020. Therefore, we can conclude that obtaining an anti-crisis measure is impossible this year.

Latest news

In 2017, the law on the payment of cash from maternity capital was repealed and certificate holders could only use it for certain purposes: improving living conditions, education or child health.

Since 2018, low-income families have been allowed to receive monthly payments from maternity capital as an additional benefit for caring for a child up to one and a half years old. The amount of payments is equal to the child's minimum subsistence level in the family's region of residence. In 2019, Putin proposed extending the payment period to 3 years, and from 2020 the corresponding law will come into force.

Therefore, there is no talk of new laws directly on cash payments from maternity capital.

Procedure for issuing re-payments in 2019

In 2019, it is planned to simultaneously submit an application for a maternity capital certificate and draw up an application for a lump sum payment.

1. The Pension Fund of the Russian Federation determines how justified the application for obtaining a certificate from the state is.
2. In record time, a decision is made whether to pay 25,000 rubles or not.

If the certificate has already been issued to the family, discussion and re-payment in 2019 are carried out within 1 month after submitting all the necessary documents:

1. Parents of 2 children submit a written application to the Pension Fund branch at their place of residence or to the MFC.
2. If you are not satisfied with the format of submitting your application, you can use the remote option. For example, send a letter by mail, just be sure to pay for a registered letter in order to be sure that the courier will deliver the envelope to the right employee, who will sign in the journal that the application has been received. You can also send an application to the Pension Fund's email account or the State Services online service, but in this case you will need to supplement the application with an electronic signature.

How long will it take to transfer 25 thousand from maternity capital?

Payment in 2019 is not provided. This benefit is a one-time support measure that the government provided to everyone who has a certificate. We can say that this is a one-time event.

In order to stimulate demand within the country, the Ministry of Labor put forward a proposal to accrue benefits from MK. But the Ministry of Finance and the Ministry of Economic Development opposed it.

Therefore, the answer to the question about withdrawing and transferring 25,000 rubles from MK is clear - no charges are provided for in 2019.

What documents will be required

Many people have a question: is it possible to receive a one-time benefit again if you have already received it? No, such a measure is not provided. Therefore, only those who have at least the same amount on their certificate balance and those who are planning to apply for an MSK in the near future should be concerned about receiving money.

It should be noted that receiving this type of subsidy is of an application nature. If there is no circulation, then the funds remain in the family’s account and can only be spent in traditional ways. The algorithm for receiving money through the Pension Fund of the Russian Federation is as follows:

1. Issue a certificate, if it has not been issued previously, through the Pension Fund of the Russian Federation or the MFC (this requires two important conditions: Russian citizenship of the mother and the birth of a second child). Recently, electronic application has become a common method of filing an application. This can be done through the official website of the Pension Fund or through a visit to the local branch of the fund. Without queues, the application can be submitted through the multifunctional center or its “My Documents” brand.
2. Having received a positive answer, send an application for payment of a one-time subsidy.
3. Provide documents that confirm family status.

Previously, benefits were provided on the basis of the following package of documents:

• mother's passport;
• details – current account;
• statement;
• children's birth certificates;
• SNILS;
• The certificate itself.

At the moment, even by submitting documents, it is impossible to receive payment. The balance of funds remains indivisible and whole. The amount can only be used for the above purposes. But at the same time, you won’t be able to get the money in your hands. All transfer operations are carried out by bank transfer.

Who is entitled to payment

Previously, only citizens who had a maternal certificate were entitled to benefits.

The procedure for receiving funds was previously as follows:

1. Submission of the necessary documentation.
2. Fill out an application on a special form and submit the application to the Pension Fund at the place of registration.
3. Then the specialist will review all documents for errors.
4. If the decision was positive, then the money was transferred 2 months after the application.

As an example, a family was given the opportunity to register an MK after the birth of their second child. The father wrote a statement to the Pension Fund at his place of residence. And he applied for a one-time payment. An employee of the Pension Fund confirmed the right to receive MK. But the application for benefits was not accepted.

Source: https://thevenusprojekt.ru/snyat-tysyach-materinskogo-kapitala/

Latest news about receiving 25,000 rubles from maternity capital in 2020

2   0   10436

A special program has been developed on the territory of the Russian Federation through which social support is provided to families in need who are having a second child. However, a certificate for receiving maternity capital implies limited use.

After changing the resolution, the state decided to issue cash payments in the amount of 25,000 rubles.

What it is

When a new program for social assistance was launched in 2007, families where a second child is born had every reason to claim to receive a certain portion of the funds in cash.

This program was developed at the state level, which allowed many families to have a second child and improve their living conditions. According to the statistics, after the innovations, demographic growth is observed on the territory of the Russian Federation.

And although the program was designed for 10 years, due to its high efficiency, it was decided to extend it.

Fresh news was the opportunity to cash out funds in the amount of 25,000 rubles. This opportunity allows you not to wait until the child reaches the age of three, but to begin solving the assigned tasks after birth.

Article 5 of Law 256-FZ specifies all the conditions, as well as who can apply for a lump sum payment and use maternity capital. Articles 1, 10, 11, 12 spell out all the conditions under which you can use these funds without breaking the law.

How you can receive funds is regulated by 181-FZ. Based on it, the issue of submitting documents and making a positive decision on the provision of funds is dealt with by the official body of the Pension Fund.

Not only parents or representatives who have registered guardianship can apply for payments. Upon reaching adulthood or legal capacity, the child can independently address these issues until September 30, 2020.

Latest news

The program has undergone a number of changes aimed at expanding the opportunities of families and improving their financial situation.

The latest news includes the following aspects:

1. In 2020, it is planned to achieve indexation of maternity capital in the amount of 4%
2. To use funds for their intended purpose, there is no longer a need to provide SNILS (the innovation came into force on December 4, 2017)
3. Extension of the program until 2021, the possibility of cashing out part of the maternity capital
4. Families can receive monthly benefits in the amount of 2,600 rubles for children aged 1.5 to 16 years
5. Development of a plan where maternity capital can be used to pay off monthly payments under a mortgage agreement
6. After the adopted amendments, it is possible to use maternity capital to pay off a military mortgage.

Video: Latest changes

Will it

A one-time payment of 25,000 in 2020 will be provided to participants in the maternity capital program. However, it is impossible to cash out; only non-cash payments are possible.

Any attempt to cash out funds will be considered illegal and punishable by the relevant authorities. As a result, the citizen's participation in the social program will be stopped due to the commission of a financial crime.

Registration procedure

The procedure for receiving a one-time payment remains the same, therefore, to initiate the procedure, citizens need to complete the following series of actions:

1. Arrive at the official Pension Fund office and begin issuing the certificate
2. According to the rules established by law, it is necessary to send an application to receive payment using one of the available methods
3. Attach the remaining package of documents to the application, which confirm the possibility of receiving payment.

In order for an application to be accepted for consideration, it must be drawn up in accordance with a clearly regulated template, which can be found on the official website of the Pension Fund. It is important to indicate the details of the current account without errors, since funds will be transferred there.

On average, the payment period is no more than a month from the date of submission of documents, if the necessary package of documents has been collected and the application has been drawn up without errors. If after this period the transfers have not been made, then you must contact the authorities where the application was submitted.

To receive a one-time payment of 25,000 rubles, you must provide the following package of documents:

1. Passport details. An identity document is a must. In the case when documents are submitted by an official representative, he must provide a power of attorney certified by a notary office
2. Current account details. This is a standard set of data, including account number, BIC, account code, full name of the banking organization, full name. The account must be opened in the name of the person who participates in the social program
3. Providing a payment certificate indicating the series and number, as well as in which Pension Fund branch the document was issued
4. SNILS.

Before submitting documents, you must make copies of them. Employees of the MFC or Pension Fund require them without fail.

To view a sample application form, it is recommended to follow the following link.

If you plan to send documents using Russian Post, then all copies are notarized. To send electronically, make a scan of the entire package of documents.

What needs can you spend it on?

Funds can be spent on the following needs:

1. Buying a home. It is allowed to use personal savings or take out a mortgage. The family has the right to invest money not only in purchasing an apartment or a finished house, but also to use it in the construction of a housing project and in carrying out communications. However, in this case, deterioration of living conditions is unacceptable
2. Carrying out major repairs to improve living conditions
3. For children's education. You can spend it on paying for preschool and school education, if your child receives higher education, and for his or her accommodation in a dormitory. However, an educational institution must undergo state accreditation. Payment for private services is not allowed
4. To increase mother's pension payments. Payments are provided only with official retirement
5. Purchasing the necessary tools or equipment to help children with physical disabilities go through the adaptation process.

Who is eligible

In 2020, payments are provided to participants of the social program on account of maternity capital. In addition, it is also possible to receive payments to those who have previously received support. Since 2015, the general procedure for use has not been changed.

The following categories of citizens can apply for a one-time payment:

1. A woman who has previously received MSK and has the official right to use social support
2. If the mother for some reason has lost the opportunity to receive money, the adoptive parent or father can arrange the payment for themselves
3. In the case where both parents are not entitled to payments, an official representative can handle the registration.

Previously, the Pension Fund employee sends requests to law enforcement agencies and courts to confirm the possibility of receiving social benefits.

An employee of the Pension Fund of Russia may refuse to receive payments if the woman previously had a criminal record for child abuse and other types of crimes committed against a child. Or the deprivation of parental rights was established in court.

How is per capita family income calculated?

The calculation of the average per capita family income is carried out by social protection authorities. This is necessary to identify families in need of government support and receive additional social benefits.

To make a calculation, the following grounds are required:

1. Family composition
2. Information about the profit received
3. Are there any property rights?

The calculation is made for the last three months. If a family receives income in foreign currency, then social protection employees make the conversion based on the current exchange rate established by the Central Bank.

To carry out the calculation, you must use the following formula:

Total family income (D) / Three-month calendar period (CM) / Number of family members (N) = Average per capita income.

The final result may be above or below the specified size limit. If the situation is below the limit, then social protection authorities are obliged to provide the family with all the required benefits and participation in social programs.

The conditions for using maternity capital have not changed, as well as the definition of program participants. In accordance with current legislation, the use of maternity capital is possible only for certain purposes. In most cases, this means improving living conditions.

Source: https://posobie03.ru/svezhie-novosti-o-poluchenii-25000-rubljah-iz-materinskogo-kapitala-v-2018-godu/

Payments from maternity capital

Bryansk, Ulyanova street, building 4, office 414

RedRocketMedia

Bryansk, Ulyanova street, building 4, office 414

Recipients of maternity capital are interested in whether they are entitled to any payments from the certificate funds in 2019. Previously, citizens were given the opportunity to receive one-time payments from maternity capital several times.

The last time this social support measure was introduced was in 2016 , everyone could apply for a one-time payment of 25 thousand rubles , but since then the issue of re-providing it has not even been considered .

In 2019, the only opportunity for parents to receive funds from maternity capital is to apply for monthly payments for their second child, who was born in the family no earlier than January 1, 2018 .

A monthly allowance is provided to low-income families in the amount of the minimum child subsistence level established in a certain region for the second quarter of last year. Any other actions to cash out a certificate for maternal (family) capital (MCC) will be considered illegal .

Photo pixabay.com

Will it be possible to withdraw 25 thousand?

In 2019, one-time payments of 25 thousand rubles from maternity capital will not be . This social support measure was introduced as part of an anti-crisis plan to help families with children during a period of unstable economic situation in the country.

The acute phase of the crisis is considered completed  after 2016 , as officials have repeatedly stated.

All owners of family capital living in the Russian Federation could apply for one-time payments

Families could spend the money received on everyday needs (for example, getting their children ready for school), and not just for targeted areas of using maternal capital. The majority of MSK certificate holders took advantage of the opportunity to make one-time payments. In 2016 alone, 1.8 million applications (54 percent of those eligible applied).

During the validity of the MSK program, parents could receive one-time payments several times:

• in 2009 and 2010 - the amount was 12 thousand rubles ;
• in 2015 - in the amount of 20 thousand rubles ;
• in 2016 - 25 thousand rubles .

In 2016, deputies of the LDPR faction introduced a bill to the State Duma proposing the introduction of annual payments of 50 thousand rubles. However, it was not considered even in the first reading due to failure to comply with the requirements of the Constitution of the Russian Federation and the Rules of the State Duma.

One-time payments were the only way for parents to legally cash out part of the MSK and use the money for any needs.

Is it possible to partially cash out maternity capital in 2019?

Many citizens ask whether it will be possible to withdraw cash from the MSK certificate in 2019? The answer is no .

Maternity capital money may be spent only on certain needs provided for by law (Part 3, Article 7 of Federal Law No. 256-FZ of December 29, 2006).

For any attempts to cash out maternity capital, not only the recipient of the certificate, but also all participants in such a transaction are responsible.

Monthly payments from maternity capital in 2019

Source: https://materinskij-kapital.ru/v-2019-godu/edinovremennye-vyplaty/

Will payments from maternity capital be 25 thousand rubles in cash in 2018?

No one-time payments from maternity capital will be made in 2018 .

The one-time payment, which had already become customary for several years for many families with children, which was last provided in the amount of 25,000 rubles , was discontinued in 2017 due to the end of the acute phase of the economic crisis.

In fact, after 2016, the Government no longer adopted any anti-crisis plans, so questions about resuming payments in the previous “anti-crisis” format were no longer considered .

Let us remind you that for all the years of the program (since 2007), holders of a certificate for maternal capital could receive money in cash in the form of lump sum payments and use it in any direction only 4 times:

For parents, this was the only opportunity to legally cash out part of the capital and use it not only for strictly limited purposes, but also for any family needs .

Now, with great convention, an alternative to such one-time benefits can be considered monthly payments for a second child up to 1.5 years old, which were introduced in 2018 in the amount of the regional subsistence level for children.

You can also use these cash payments from a maternity capital certificate at your own discretion, however, not everyone will be able to apply for this measure of support, but only families in need in which a second child was born starting from 01/01/2018.

Photo pixabay.com

Is it possible to withdraw money from maternity capital in 2018 25 thousand?

Unfortunately, in 2018, the provision of one-time payments from maternity capital was not considered at all by the Government and State Duma deputies.

The one-time disbursement of funds from maternity capital was a measure to support citizens during the crisis period, which, according to government statistics, ended in 2017.

Moreover, there are no plans .

To process payments, there was no need to wait until the second or subsequent child turned 3 years old, and no need criteria were applied.

The money was allowed to be used for any needs of the family without the need to provide any reporting to the Pension Fund of Russia.

In total, this measure of social support in 2016 was used by 54% of citizens entitled to receive one-time payments (that is, with a positive balance of funds on the certificate) - then 1.8 million applications for a total amount of 44 billion rubles. Since the Pension Fund began accepting applications for payments of 25 thousand at the end of June 2016 (in some regions at the beginning of July), many parents used the money they received to prepare their children for school.

In 2017, Russians hoped to receive payments from family capital again, but the Government decided not to provide it.

In this regard, it was noted that in the summer of 2017, compared to last year, the number of loans issued for the purchase of school goods for children increased significantly.

For example, at Alfa Bank, the demand for loans to prepare for school increased by a third, and the average loan size was 35 thousand rubles.

In 2018, families still continue to wonder whether there will be lump sum payments from maternity capital in 2018? This is partly due to the widespread dissemination of false information on the Internet. It is necessary to understand that all discussions on this topic are only speculation - the Government has not been studying this issue for a long time.

Latest news and changes

Despite the fact that in 2018 there will be no one-time payments from the MSK, some certificate holders can still receive part of the maternity capital funds in cash.

At the end of 2017, on the initiative of Vladimir Putin, Federal Law No. 418-FZ dated December 28 was developed and adopted.

2017, according to which families in need, where after January 1, 2018 , will be provided with new monthly payments for up to 1.5 years.

Unlike previous lump sum payments:

• Only those families whose average monthly per capita income over the last 12 months exceeds the regional subsistence minimum by no more than 1.5 times ;
• payments will be provided monthly until the child reaches 1.5 years of age in the amount of the regional child subsistence minimum for the 2nd quarter of the previous year, which is established by the Government for each region separately.

Source: http://pro-materinskiy-kapital.ru/obnalichivanie/edinovremennaja-vyplata-v-2018/

Will there be payments from maternity capital in 2020, is a lump sum payment being prepared?

For many parents, the main problem with the maternity capital program is that the state issues fairly virtual money. The opportunity to spend 450 thousand rubles on buying a home or education for children is good.

But if a family has difficulty making ends meet and is forced to go into debt while there are hundreds of thousands in its Pension Fund account, even a partial cashing out of this money would come in handy. Moreover, there has already been a similar experience in the history of the program.

Let's figure out whether there will be payments from maternity capital in 2020, whether a lump sum payment is being prepared for families, and whether it is possible in principle to receive part of the family capital in cash.

Will there be a lump sum payment from maternity capital in 2020?

The terms of the family capital program have always meant that it cannot be obtained in cash. The money that the state allocates to parents of two children should provide the children with some kind of future. These are either better living conditions or better education (starting from preschool).

And yet, over the years of the program’s existence, there was experience when part of the maternity capital funds could be received in cash.

This happened four times in total. After the economic crisis of 2008, many Russians were left without work.

And those that retained their jobs could face a drop in income. The state then decided to help families with children. In 2009 and 2010, holders of a certificate for maternal capital could withdraw 12 thousand rubles in cash as a lump sum payment.

Payments were given to those families who explicitly asked for it when submitting applications to the Pension Fund.

Although officials believe that the Russian economy is growing successfully, ordinary people do not feel this. Real incomes of Russians have been falling for several years in a row. And for families with children who have a certificate for maternity capital as a dead weight, a one-time payment from it could be a solution to at least part of their financial problems.

No one-time payments from family capital were provided from 2017 to 2019. Unfortunately, the hope that such a payment will be made in 2020 is also very low. The topic of such payments, in principle, does not come up when talking about the Pension Fund budget for 2020 or the state budget of the entire country.

Since 2018, some holders of a maternity capital certificate have been allowed to withdraw cash from its balance. But this does not affect everyone.

Who will be able to receive payments from maternity capital in 2020

Payments from maternity capital that exist today are very different from those provided in 2009-2010 and 2015-2016. Firstly, these are regular payments that you can receive every month. Secondly, they are not available to everyone.

First of all, it is worth recalling that monthly payments from maternity capital are given only to those parents whose second child was born starting from January 1, 2018. No matter how difficult it is to support a family for parents whose second child was born at least a day earlier, they are not entitled to payments.

The second restriction is generally reasonable and fair. Only families with relatively low incomes can receive monthly payments. In 2020, the income threshold will change to make payments more affordable.

In order to receive monthly payments from maternity capital in 2020, each family member must have no more than two subsistence minimum incomes.

The cost of living of a working-age resident of the region in which the family lives is taken into account. In 2020, statistics from the second quarter of 2019 are used. The average for Russia is 12,130 rubles, but each region has its own figures.

This rule works like this. A family with two children is usually four people, parents and children. On average, each of them receives a certain monthly income, which is made up of the parents’ earnings.

Two subsistence minimums per person is the national average of 24,260 rubles. For everyone it is 97,040 rubles. If parents earn less overall, they may qualify for a payment.

Of course, only if the second child was born in 2018-2020.

By making a payment, a family with two children, on the one hand, receives additional money to support the children. Payments according to the new rules for 2020 will be paid until the second child turns three years old.

On the other hand, every month the balance of the family's capital will decrease.

If you receive such a payment for all three years that it is available, in fact, during this time, the family capital can be completely spent only in this way. There will be no talk about the possibility of expanding living space or paying for education for children. At the same time, it is impossible to advise parents on what to do best.

Original article on our website:  https://krutomama.ru/laws/budut-li-vyplaty-iz-matkapitala-v-2020-godu-gotovitsya-li-edinovremennaya-vyplata/

Source: https://zen.yandex.ru/media/id/5d384ebbfe289100ac29ec1c/5db1c1e12f1e4400ae1741b1