Unified St. Petersburg resident card: what is it for and how to get it

The Unified Petersburger Card (abbreviated as UCP) is a universal card that is issued at will to every resident of St. Petersburg.

The goal of the ECP is to provide every resident of St. Petersburg with easy access to government and commercial digital services.

It is planned to provide discounts and even cashback on this card; a selection of partner stores is already underway. The project is being implemented by the Government of St. Petersburg.

The card's memory will contain information about its owner: last name, first name and patronymic of the owner, date of birth, photograph of the holder, identification document details, SNILS and health insurance policy data. The card can be ordered from May 6, 2019 at the largest banks in St. Petersburg.

At the moment, the card is issued by 3 banks in St. Petersburg; you can order it for free by visiting the nearest bank branch with your passport.

About the St. Petersburger card

The multifunctional electronic card includes the following capabilities:

1. Bank card of the MIR payment system (you can make payments using a debit bank account)
2. Transport card (you can write down the data of your existing transport card, for example, Podorozhnik, on the EKP).
3. Social card (allows you to receive benefits and discounts)
4. EDS (electronic digital signature)

All transactions on the card will be carried out through the EKP personal account. A login and password will be provided to each owner upon issue of the card.

 

Appearance of the Petersburger card

• The Petersburger map looks like this:
• on the front side, as on a bank card, the initials of the plastic holder are indicated
• On the back of the card are the cardholder's initials in Russian, date of birth, compulsory health insurance policy number, SNILS number and transport application identifier.

Card functions

As we wrote above, the EKP is multifunctional and allows you to perform the following actions:

• Pay for purchases with the card and top up the card balance, receive money transfers and social benefits on the card (the card will work throughout Russia)
• Pay for travel on public transport in St. Petersburg with one touch (as if you had a transport card in your hands)
• Be aware of the benefits and allowances provided (information is available to the cardholder in his personal account)
• Sign and execute legal documents using the electronic signature built into the card
• Get discounts (from program partners) and cashback for card purchases
• Electronic grade book (for students) - functionality is being developed
• Electronic compulsory medical insurance policy - functionality is being developed
• Student registration card (tracking the date of school attendance, receipt and list of paid goods in the canteen) - functionality is being developed

At the moment, only the first 4 main features of the card will work; in the future, the functionality of the ECP will be expanded.

Advantages of the Petersburger card

1. The card is issued free of charge at the expense of the Bank;
2. Card maintenance is free;
3. Card validity period: from 3 to 5 years (depending on the bank)
4. The card is available for order to citizens aged 14 years and over
5. Issued to all interested citizens of the Russian Federation;
6. Has the ability to record any travel ticket; ⠀
7. Has its own mobile application;
8. Combines discount cards from various retail chains;
9. May contain an electronic signature.

Where can I get a Petersburger card?

The single Petersburger card can be ordered from May 6, 2019 from banks authorized to issue this card, namely:

• Bank "Saint-Petersburg"
• VTB Bank
• Sberbank

The release of the Unified Petersburger Card is planned to begin on May 6, 2019.

All you need to do is visit the nearest bank branch with your passport and place an order for the card. At the bank branch you will be photographed and asked to provide the documents necessary to obtain the plastic card.

Issuing a card will take the same amount of time as issuing a bank card - from 8 to 14 working days (at Sberbank - up to 8 working days, at VTB and Bank St. Petersburg - up to 14 days).

Absolutely any resident of St. Petersburg over the age of 14 can receive a card.

Check the readiness status of the Unified Petersburger Card

You can find out about the readiness status of your card on the official website at https://ekp.spb.ru/ in the “Check application status” section. Once the card is ready, you can pick it up at the specified bank branch.

Documents required to receive a card

In order to receive a St. Petersburger card, you must visit a branch of the bank participating in the project and provide the following documents:

• one of the documents proving the identity of a citizen of the Russian Federation (passport of a citizen of the Russian Federation/identity card of a military personnel of the Russian Federation/military ID);
• insurance certificate of compulsory pension insurance (SNILS);
• compulsory medical insurance policy (with the exception of military personnel and persons equivalent to them in terms of organizing the provision of medical care).

How to top up your card balance

After the card is issued, you will be provided with your bank account details, which you can also view in your personal account. Topping up your balance is the same as with a bank card. Funds can be transferred using the card number or between your cards in the Internet bank of the credit institution where the card was issued.

How much does card servicing cost?

The card is issued and serviced free of charge for its owner. Connection of SMS notifications is paid according to the bank's tariffs. The card is issued for a period of 3 to 5 years (depending on the bank), after which it can be reissued.

EKP personal account

At the moment, the functionality of your personal account is at the development stage: first, you can make changes to your personal account about the card holder, view information about benefits and subsidies, replenish the balance from another card, and also view information about the actions you have performed previously.

Prospects for the Petersburger card

Immediately after the start of issuing the first cards in the northern capital, the system developers plan to expand the functionality of the card; useful functions will be gradually introduced:

• monitoring children's school attendance and issuing meals to children in the school canteen
• electronic student ID and record book for students
• by 2020, it is planned to introduce the compulsory medical insurance policy into the card chip - the doctor will be able to write prescriptions using the card, patients, in turn, will be able to receive preferential medications in pharmacies using the card

EKP mobile application

In order not to constantly log into your personal account, you can install the Unified Petersburger Card mobile application on your smartphone. The program is provided free of charge and is available for download to users of mobile devices based on iOS and Android.

Functionality of the mobile application of the Unified Card of St. Petersburg:

1. description of the capabilities of the Unified Petersburger Card
2. instructions for obtaining the ECP
3. list of partners providing a discount on the EKP card
4. checking the status of the electronic travel pass recorded on the card
5. Answers to frequently asked questions
6. contact technical support

1. The list of possibilities is not large at the moment, but it will be expanded.
2. You can download the official application of the Unified Petersburger Card using one of the links below:

Source: https://edinaya-karta-spb.ru/

What is the Unified Card of St. Petersburg: the pros and cons of a smart card

The “Unified St. Petersburger Card” program combines the functionality of banking, discount and bonus plastic cards. It also serves as a carrier of an electronic signature, and even a travel ticket. You will learn how to design it, as well as its main advantages and disadvantages, from this article.

about the project

The “Unified Smart Card for St. Petersburg Residents” project was introduced on July 27, 2017 as part of a decree of the government of the city of St. Petersburg. The implementation is carried out by the Committee on Economic Policy and Strategic Planning together with the Information Support Center.

What does the unified electronic card of St. Petersburg provide?

With the help of a single St. Petersburger card, any citizen of the Russian Federation will be able to pay for goods and services, travel on public transport, and also receive discounts and bonuses from program partners. It also provides an electronic signature function and the ability to use a medical application.

Single card functionality

• Plastic is provided absolutely free of charge and is subsequently linked to the national payment system MIR.
• The electronic single card chip contains several different applications, including bonus, transport, payment, medical and identification services.
• Bonus programs

Each user has access to unique discounts and bonuses under the loyalty program in partner stores. And the number of companies wishing to participate directly is constantly growing.

Transport

The issued plastic will also be used to pay for travel on public transport. It will include all types of tickets for ground routes, the metro, and commuter electric trains in St. Petersburg. The number of possible travel passes will not be limited.

Payments

Thanks to the introduction of the MIR payment system, it is possible to use the St. Petersburger card throughout the Russian Federation. Banks provide free services, plastic processing, and opening a current account.

Medical services

Another possibility is to record a compulsory health insurance policy and a SNILS certificate. In the future, it will be enough to simply provide a single card to a clinic or hospital for standard services.

Identification

The microchip will record electronic and graphic data about the user, including last name, first name, patronymic, date of birth, color photograph and passport information. If necessary, it is possible to record an electronic analogue of the owner’s signature.

Right now you can apply for a loan, credit or card to several banks for free. Find out the conditions in advance and calculate the overpayment using a calculator. Want to try?

Advantages

Among the main advantages of plastic are:

1. Universal payment instrument.
2. Using an electronic travel ticket.
3. Receiving unique bonuses and discounts from program partners.
4. Easy and free access to commercial, municipal and government services.
5. Reliable protection of stored information in accordance with GOST.
6. Possibility of returning part of the funds (cashback service).

Flaws

One of the main disadvantages of such plastic is the lack of integration abroad. The MIR payment system does not function in neighboring countries, so many residents of large Russian cities who buy goods abroad or travel frequently may find this system quite inconvenient.

Some experts note its low competitiveness. The project was founded and supported by government agencies. Discounts are now available on almost any type of card, and even through smartphone applications.

It is noted that it is inappropriate to use an additional card, since at the moment more and more popular functions are being transferred to mobile applications. This may cause the average user to refuse to participate in the program.

Protection of the owner's personal data

All information about the owner is stored in encrypted form. For a single card, security rules similar to those of bank counterparts apply. If lost or stolen, it is advisable to immediately call the operator and block the plastic. Restoring it will be quite simple.

Who is issued the smart single card?

During the first period of the program, only beneficiaries receiving pensions and benefits at the state level could receive plastic. Today, not only residents of St. Petersburg, but also any citizen of the Russian Federation, regardless of residence address and registration, who has also reached the age of 14, can receive the “Unified St. Petersburger Card” plastic card.

Regions of operation

Initially, the plastic was intended for use only in the city of St. Petersburg. At the moment, due to the connection to the MIR payment system and the expansion of the number of partners, anyone living in the Russian Federation can receive it.

Read also: Suspend alimony: is it possible, temporarily?

How to get a single Petersburger card

Citizens will be able to obtain a single card for themselves only after submitting a personal application at any branch of the banks of St. Petersburg, VTB and Sberbank. Issuance and service are absolutely free. In addition, citizens will need to provide the following documents:

• A document confirming your identity, including a passport of a citizen of the Russian Federation, a military ID or a serviceman’s ID.
• Certificate of compulsory pension insurance.
• Mandatory health insurance policy.

Important! Military personnel, as well as organizations equivalent to them, do not have to present a compulsory medical insurance policy.

Next, photographs will be taken at the branch at the bank’s expense. Ready-made social plastic can be picked up in no less than 14 days.

VTB Bank

You can open a single card for St. Petersburg residents in 2020 through any branch of VTB Bank. And all you need to do to receive it is to provide the appropriate package of documents when ordering and fill out an application.

Bank "Saint-Petersburg

It is very easy to order plastic from Bank St. Petersburg. They will not take money from the client; they will only be required to fill out an application and bring a package of documents identifying the owner.

Sberbank

Registration of a single card for a St. Petersburg resident at Sberbank is practically no different from other similar procedures. Having arrived at the branch, the client fills out an application form, presents documents and waits about 14 working days.

Portal of a single card of St. Petersburg

Immediately after receipt, the user will be given instructions for use and will register in their personal account. In this case, you will learn the smallest features of the system, conditions of receipt and delivery.

Program partners

At the moment, the following companies and networks have already acted as participants in the loyalty program of the unified Petersburger card:

• Pharmacy Ponds";
• Network "Petersburg pharmacies";
• Clinic for children “Assist Express”;
• Zvezdnaya Clinic;
• Medical Center "Euromed";
• Network of laboratories and medical centers "MedLab";
• Cosmetics and perfumery stores “Ile DE BOTE”;
• Hearing Center "U-MED";
• Academic Comedy Theater named after N.P. Akimova;
• State Academic Chapel of St. Petersburg;
• Children's musical theater "Through the Looking Glass";
• International Music Festival "Palaces of St. Petersburg";
• St. Petersburg Youth Theater on Fontanka;
• Theater "St. Petersburg Opera";
• State Museum-Reserve "Pavlovsk";
• State Museum-Monument "St. Isaac's Cathedral";
• Memorial Museum "Raznochinny Petersburg";
• Museum of Musical and Theater Arts;
• Central Exhibition Hall "Manege";
• Papa John's Pizzeria;
• Chain of clothing and accessories stores "SELA";
• Shop “1000 and 1 shoe”;
• Chain of children's goods stores "Detsky Mir";
• Chain of stores "Children's Skorokhod";
• Rope park "High-Rise City"
• Interactive museum "Illusion"
• Online bicycle store “VeloDrive”;
• St. Petersburg fuel company "PTK";
• Printing centers "Printsburg.ru";
• Service Center "Service Plus";
• Real supermarket chain;
• LAND supermarket chain.

Important! The list of partners is constantly updated. The full list of loyalty program participants is presented on the official EKP portal.

Terms of use

How to use the “Unified Card of St. Petersburg” system will be discussed in detail in consultation with bank employees. It will be carried out at the time the document is issued. The user will be aware of what services will be provided to him and how to use them at the right time.

How to pay for purchases

Using this type of plastic, you can buy goods and services through terminals operating on the MIR payment system.

Is it possible to refuse to receive

You can become a participant in the single card program only on a voluntary basis, and everyone has the right to choose independently. If the user is not satisfied with the service, you can submit a refusal request.

What happens in case of loss

If you accidentally lost your St. Petersburger Unified Card card, immediately contact the contact center. Each bank has a separate hotline number:

• 8 (800) 100-24-24 – for plastic cards provided by VTB Bank.
• 8 (812) 329-50-50 – for electronic cards issued by Bank St. Petersburg.
• 8 (495) 500-55-50 – for smart cards issued by Sberbank.

You will need to provide the operator with personal information, including the name and code word specified when applying for plastic.

As soon as the application is processed, the lost card will be blocked. In return, you will be given an analogue of the lost version absolutely free of charge.

Poll: are you satisfied with the quality of services provided by Sberbank in general?

Methods for replenishing card balance

To use all functions to the fullest, you need to replenish your balance in a timely manner. For this purpose, banks provide cash and non-cash methods. It is estimated that this can be done through ATMs, or by contacting one of the bank's branches. To do this, the user will have to provide a passport, then all procedures will be carried out by the employees themselves.

Non-cash replenishment method includes replenishment through a smartphone application, as well as payment terminals. It is possible to connect the auto-payment function, which provides for systematic replenishment of the balance from the client’s bank card.

Start of issuing Petersburger cards

According to the plan of government bodies, the release of the first personalized plastics is scheduled for May 1, 2019.

Until the preferential system of the St. Petersburger card has been implemented, it is not possible to judge the effectiveness of its work. Only after the first samples are issued on the Internet will it be possible to start looking for reviews and studying the features of the program.

Source: https://sbankin.com/sovety/edinaya-karta-peterburzhtsa.html

Unified card of St. Petersburg residents: what is it?

The card can be called a new round in the development of urban projects. The project considers this a priority, since plastic should replace the basic documents of a citizen, and in terms of functionality it will be equal to several plastic products at once. The EKP for the region, according to Smolny, will begin to be issued in May 2019.

What it looks like:

Unified card of St. Petersburg residents: official website

To find out in detail the benefits of the card, you need to go to the website https://ekp.spb.ru/. The portal contains all the information about the card, how to obtain it, and program partners. Here you can get specialist help and find out answers to frequently asked questions. From the news section you can find out that St. Isaac's Cathedral and the interactive museum “Illusium” are already participating in the program. The project partners are the largest banks in our country - St. Petersburg, VTB, Sberbank . They will bear the costs of issuing and servicing a personal card for a resident of St. Petersburg.

The portal was launched on April 16, on the eve of the start of mass production of cards.

It is designed so that city residents can keep up to date with the news of the program, know the partners who have joined it, and also easily access services of any nature (municipal, state, commercial).

It is enough to have an account in your personal account on the site. To register it, you need to submit a corresponding application to the bank when ordering a card. In addition, registration can be done through a confirmed account of the State Services portal.

The official website of the Unified Card of St. Petersburg residents invites you to write a request to Feedback. It should contain:

• topic;
• message (the number of characters in the message should not exceed 500 characters);
• up to 10 attached files (optional);
• sender's first and last name;
• sender's phone number and email.

You can also get advice by calling the Hotline 8 (812) 246 17-17 .

The site developers draw the attention of visitors that until May 1, 2019, the information portal is operating in pilot mode.

Why do you need a map?

Viewers of the Russia TV channel probably already know about plastic surgery, because it has been repeatedly covered in the channel’s programs. What it is? — The Unified Card of St. Petersburg residents is an electronic social card that combines several functions at once.

1. Payment application. Issued within the framework of the domestic payment system "Mir", plastic gives access to the services of the manufacturer bank. The holder will be able to receive any payments and money transfers (salary, pension, social benefits, other financial support).
2. Transport application. Plastic can save information about any types of travel tickets in electronic form. It can be used on public transport in St. Petersburg, in the metro, and commuter trains. Activation of the application is free and can be done at all metro ticket offices.
3. Medical application. As part of this application, users of the Unified Social Card of St. Petersburg residents can enter information about their medical insurance policy on it and then use it when contacting medical institutions in the city.
4. Owner identification. The developers have approved a list of information about the card holder, which will be indicated on the plastic itself and contained on it in electronic form. This is the full name and photo of the owner, his date of birth, passport details, SNILS number and medical policy.
5. Electronic signature. At the request of the owner, the plastic can become a carrier of an electronic version of the signature, which is a full replacement for a handwritten signature. For state medical workers in St. Petersburg, recording an electronic signature certificate is free of charge.
6. Discounts and bonuses for the owner. Card holders will be able to receive discounts and bonuses from program partners. To receive a discount, you must present the EKP before paying for your purchase. Even before the start of plastic production, more than 90 retail chains and establishments became project partners - the Real supermarket, St. Petersburg Pharmacies, the MedLab clinic, theaters, museums, etc.

Residents of St. Petersburg are concerned about the question “who is obliged to receive a Unified St. Petersburg Card?” The answer to this question is clear – no one. Obtaining such a card is a voluntary initiative of citizens. Issued only upon application. Any citizen of the Russian Federation over 14 years old can receive it.

The UCP cannot be called an identity document.

Advantages and disadvantages

The single card of a St. Petersburg resident has its pros and cons. Its creators include :

• automatic receipt of all preferential payments;
• receiving discounts from program partners;
• protection of electronic information contained on the card;
• free product release and maintenance;
• voluntary participation in the program;
• gaining access to municipal, government and commercial services.

Disadvantages can be called:

• the presence of personal data on the outside of the card (a fraudster can gain access to it if the card owner loses it);
• plastic is applicable only in Russia;
• small number of partner banks.

It is worth keeping in mind that the EKP has not yet begun to be produced, so its advantages and disadvantages are assessed purely subjectively.

How to get a Unified St. Petersburg Resident Card?

The portal https://ekp.spb.ru/ contains information on how to obtain a Unified St. Petersburg Resident Card. — You need to contact one of the issuing banks (Bank St. Petersburg, Sberbank or VTB), write an application and present the documents required by the bank. After this, you need to wait for a positive response from the bank about issuing the card.

To obtain an ECP, the following documents are required:

1. identification document (passport, military ID or military ID card);
2. SNILS;
3. medical insurance policy.

Production time does not exceed two weeks.

Where can I get a Unified St. Petersburg Resident Card?

The issuance of a personal card for a resident of St. Petersburg takes place in three stages:

1. verification of the application;
2. production and personalization of plastic;
3. delivery of the card to the point of issue.

The client can receive a ready-made card at any office of a partner bank. The address of a specific bank branch is specified when writing an application. On the official website, you can follow a link to select an application acceptance point.

Is it possible to refuse a card?

Receiving, using and refusing a card is a voluntary decision of a citizen of the Russian Federation. Therefore, there is no need to think about how to refuse the Unified St. Petersburg Resident Card. If at some stage the holder decides to stop using it, then he needs to contact the bank that issued it and write a statement of refusal.

Read also: How to arrange free parking for families with many children in Moscow

Mobile application of the Unified Card of St. Petersburg residents

Source: https://edinaya-karta.spb.ru/

Unified card of St. Petersburg residents - review

• Hi all!
• Today I want to talk about the Unified St. Petersburg Card (UPC), which I decided to get for myself back in August 2019, when information appeared that the cost of travel on the metro until the end of 2019 would be 30 rubles! (F=greed????)
• Fortunately, the card has its own website where you can clarify all the nuances, here is the link [link]

On the website, I found out that EKP has three issuing banks and went to the nearest house (it turned out to be Sber), taking my passport, SNILS and compulsory medical insurance policy. In addition to Sberbank, the card can be issued at VTB and Bank St. Petersburg.

The procedure for issuing a card at the bank is standard and takes about 10 minutes with filling out an application and taking a photograph. When ready, they promise to send an SMS and a notification to Sberbank Online.

The card was made in about 10 days. Free of charge.

1. The card was displayed in Sberbank Online within a day:

On the back of the card there is a lot of personal data, including photos, which can be classified as a disadvantage of the card (it’s better not to lose it...)

• There is a very convenient EKP mobile application for smartphones, where you can find out about all the discounts and benefits for cardholders.

1. For what reasons did I apply for it (except for the discount on the metro????)?
2. ✅ the card allows you to use it as a payment and transport card at the same time (you do not need to carry a “Podorozhnik”, for example, to travel on a bus or minibus)
3. ✅ the card makes it possible to buy tickets to theaters and museums in St. Petersburg with discounts (although the discount size is 5-15%, but the number of project participants is growing, maybe the discounts will increase)

✅ discounts on the card are given by many retail chains in the city (supermarkets, hypermarkets, children's stores, pharmacies, medical centers, cafes, restaurants, gas stations, insurance, developers, etc....)

✅ If necessary, the EKP will replace the compulsory medical insurance policy, maybe. his number is marked on the card.

❗️In general, the idea is good, I don’t regret the design, I hope for the development of this project.

Thanks to everyone who stopped by!????

Source: https://irecommend.ru/content/vse-plyusy-i-minusy-ekp-stoit-li-ee-oformlyat

A single card for St. Petersburg residents: is it worth making?

The Unified St. Petersburger Card is a card that combines several functions at once - you can receive a salary on the card, it can be used as a payment card, as a travel card, a medical policy, and it also allows you to receive discounts and benefits from the partners of this project.

More information about the project, functionality and capabilities can be found on the official website of the card https://ekp.spb.ru

Who will it benefit? First of all, for those who like to keep everything in one place. But this is just an added bonus. Well, this article will be about how profitable it is to issue a single Petersburger card.

1. This is a payment card for which you do not need to pay for servicing

The Unified Card of St. Petersburg residents is, first of all, a bank card on which you can receive salaries and with which you can pay for purchases in stores. It is issued within the framework of the national payment system "MIR". So far only three banks are making the card - VTB, Bank St. Petersburg and Sberbank, but in the future the number of partners may become wider.

Under an agreement with the city authorities, both the issue and servicing of the card will be carried out by banks free of charge.

Each bank has its own conditions for cards, its own loyalty programs and different bonuses. In fact, whether the bank's offers meet your needs will determine whether you should use this card or not.

The table below shows a comparison of different tariffs offered by three banks for a single St. Petersburg card.

A debit “VTB multicard” is issued as a UCP.

Cash withdrawal

Free at VTB ATMs. For ATMs of other banks 1%, minimum 99 rubles.

The commission for cash withdrawals from ATMs of other banks is returned to the master account in the form of cash back over the next calendar month, subject to purchases on all cards (debit, credit, main and all additional) in the “Multicard” banking service package for a total amount of more than 5 thousand rubles. per month.

Cash withdrawals cumulatively for all debit cards at the bank: up to RUB 350,000. per day, up to 2,000,000 rub. per month

• Interest on balance
• The interest on the balance depends on the amount of monthly purchases on the multicard:
• 5,000 – 15,000 – 1%, 15,000 – 75,000 – 2%, from 75,000 – 6%. Interest is accrued on the daily balance on the master account in rubles during each month
• Bonuses

Accruals for purchases on the card are made in bonuses, where, depending on monthly expenses, you can receive different amounts of bonuses. Minimum for expenses from 5 to 15 thousand rubles - 1 bonus for every 100 rubles of purchase. Maximum for spending over 75 thousand rubles - 4 bonuses for every 100 rubles of purchase. You can also receive increased bonuses for online purchases from partner stores.  

For every 100 rubles of purchases, miles are awarded, which can be exchanged for air and train tickets, hotels, and car rentals. Bonus points are also awarded when paying in restaurants, gas stations and parking lots.

1. Points can be spent on goods, entertainment and travel with partners from the VTB catalog, or exchanged for rubles at the rate of one point - one bonus ruble.
2. Additional interest on deposits
3. If you have opened a savings account or deposit with VTB, you can add from 0.5% to 1.5% to the current interest rate depending on the amount of expenses on the card
4. SMS notification
5. The “Basic” package is free, the “Cards+” package is 59 rubles. (first month free);
6. Detailed conditions of the bonus program for the ECP on a multicard from VTB

• Separate debit card “Unified Card of St. Petersburg Residents”
• Cash withdrawal
• Free at ATMs of St. Petersburg Bank and at ATMs of partner banks, 1% of the amount, but a minimum of 300 rubles at ATMs of other banks.
• The daily limit for cash withdrawals by card at ATMs of Bank of St. Petersburg, partner banks, third-party banks is 100 thousand rubles, the monthly limit is 600 thousand rubles.
• Bonus program “bright”

When applying for a Unified St. Petersburg Resident Card, the client is automatically connected to the YARKO bonus program. When you pay for purchases with a card, bonuses are credited to your bonus account.

1. If the total amount of purchases in the previous month was less than 15,000 rubles: 1% of the cost of purchases in the categories “Gas stations, parking, car washes” and “Restaurants and cafes”, 0.5% of bonuses from the cost of other purchases.
2. If the total amount of purchases in the previous month was 15,000 rubles or more: 3% of the cost of purchases in the categories “Gas stations, parking, car washes” and “Restaurants and cafes”, 1% bonuses from the cost of other purchases.
3. If the total amount of purchases in the previous month was 50,000 rubles or more: 5% of the cost of purchases in the categories “Gas stations, parking, car washes” and “Restaurants and cafes”, 1% bonuses from the cost of other purchases.
4. Bonuses can be used to reimburse the cost of a purchase paid with a Bank card from a program partner within the established limit.
5. The maximum amount accrued and available for reimbursement per month is 1,000 bonuses.
6. SMS notification
7. 69 rubles per month
8. Detailed conditions for using the ECP from Bank St. Petersburg

The bank issues a classic MIR card as a UCP

Cash withdrawal

Free at Sberbank ATMs, 1%, minimum 100 rubles. when withdrawing cash from ATMs of other banks. Transaction limits – up to RUB 150,000. per day, up to RUB 1,500,000. per month.

Bonus program “Thank you from Sberbank”

Accrual of “thank you” bonuses for every full 100 rubles. purchases, which can later be exchanged for discounts in the Program’s partner stores, as well as on the portal sites “Impressions”, “Travel”, “Online Market” at the rate of 1 bonus = 1 rub. discounts.

0.5% is awarded for purchases on the card (at the “Thank you very much” level and above), up to 30% bonuses for purchases can be received in partner stores. Additional “thank you” bonuses are awarded depending on the level of privileges in the Program. Bonuses can be used to pay for goods and services in partner stores.

The discount can be up to 99%.

• SMS notification
• SMS notification – 60 rub. monthly, starting from the 3rd month
• Detailed conditions for using the MIR debit card from Sberbank

2. A single card of a St. Petersburg resident can be used as a qualified digital signature for free (or almost)

Another interesting feature from the developers is the following. As you know, in order to take advantage of various State Services, just a login and password from the State Services website itself is not always enough. You also need a qualified digital signature, which you need to obtain for money yourself at certification centers. Usually this pleasure costs a thousand rubles and more.

However, according to the developers, a single St. Petersburg resident card can itself be used as a carrier for digital signature.

At St. Petersburg Bank, issuing and recording an EDS on a card is free; VTB Bank offers to contact the certification center independently, but also assures that this service will be free for the client.

But Sberbank offers to contact its own certification center, but will charge 999 rubles for issuing an electronic digital signature.

Alas, it is unlikely that you will be able to use the digital signature recorded on the card at home. To do this, you need special equipment that reads the card. It costs several thousand rubles. But, if someone at work has such a reader, then this option may be interesting for them.

For everyone else, the benefit on this point is... well, so-so.

3. With the help of a single St. Petersburg resident card, you can receive discounts. Sometimes quite large

Now comes the fun part. In addition to banking benefits, the St. Petersburg resident’s card also provides discounts and bonuses as part of the loyalty program of the card itself. Simply put, government representatives agreed with shops, theaters and museums on discounts for ECP holders. Currently the program has about 60 partners, but their list will grow. This is in addition to the discounts offered by banks.

The discount categories are as follows:

Products: the “LAND” supermarket chain provides a 3% discount, the “Real” supermarket offers a 2% discount on everything and 5% on weekdays from 9:00-12:00. The SPAR, Idea, and 7Ya Family networks have also been added. They provide discounts of up to 5%, but this is not an additional discount. In this case, the ECP is equivalent to existing store club cards.

Pharmacies: pharmacies “Ozerki”, “Gorzdrav”, “Petersburg pharmacies”, Pharmacy 36.6 are participating. Discounts range from 2% to 3%.

Beauty and health: this category mainly includes paid medical clinics and boarding houses. The discount on their services ranges from 5 to 15%. But the most interesting thing here is the cosmetic chain Ile-De-Beaute. They offer a discount to EKP card holders of as much as 25%. However, this discount cannot be combined with other programs.

Read also: Which international passport is best for a child to get in 2020-2021

Theaters: Theaters generally offer a 10% discount on the ticket price. But there are pleasant exceptions. For example, the Jazz Philharmonic offers a 50% discount on the ticket price. 10% is offered by the State Academic Chapel.

Museums: generally offer a 5% discount. The list includes the “Universe of Water”, the Akhmatova House-Museum, the Central Exhibition Hall Manege, the All-Russian Museum of A.S. Pushkin, the parks of Pavlovsk and Gatchina.

Food and restaurants: the list includes Telepizza (50% on the first order), Papa John's Pizzeria (free pizza with promotional code), Sushi WOK (10% on assortment).

Jewelry : the 585 gold chain provides a +5% points discount to the current loyalty program.

Among the partners there are also leisure centers, copy centers and companies providing personal services, cinemas, children's goods stores, including “Children's World” and much more. You can track which stores have been added to the current list here.

In this case, you should carefully read the terms and conditions for all programs, understand which ones you will use and which ones you won’t. Please note that the discount offered under the ECP may not be combined with other store offers. As a result, it will be much less profitable than using a regular discount card for a given store with savings points or other bonuses.

In my opinion, so far the card is most interesting to theatergoers and those who often buy something in pharmacies. However, the number of partners is growing. Who knows, in the future the bonuses may be more noticeable.

And now a few words about other features of the card.

The card itself is personalized, and the data of your passport, SNILS, TIN and compulsory medical insurance policy are encoded there.

Many clinics should already accept such cards at the registry instead of a paper compulsory medical insurance policy. As the creators say, the card can then be used to apply for benefits and when applying for government services.

But it will not replace the function of a passport as an identity document, the developers write.

In accordance with Decree of the President of the Russian Federation No. 232 “On the main document identifying the identity of a citizen of the Russian Federation on the territory of the Russian Federation” dated March 13, 1997 and in paragraph.

1 “Regulations on the passport of a citizen of the Russian Federation” No. 828, approved by the Decree of the Government of the Russian Federation on July 8, 1997 - the identification document of a citizen of the Russian Federation is a passport of a citizen of the Russian Federation.

2. Any travel card can be recorded on the Unified Card of St. Petersburg residents

In the “transport” part of the card you can write down any type of travel tickets (BSK, plantain, discount passes) for all types of public transport, including a new single pass for all types of transport within a thirty-kilometer zone.

However, there is a danger here. As you know, in the metro you can find payment turnstiles, where money can be debited not only from the BSK travel card, but also from the bank card itself.

Sometimes devices for paying by bank card can be found on bus handrails.

When paying for the ECP, will the payment be debited twice - from the “plantain” recorded on the card and in parallel from the recorded payment card? It's not clear yet.

In my opinion, this card is still interesting only as a means of payment thanks to discount bonuses and bank cashbacks.

I would not use it as a plantain, nor would I once again flash my payment bank card in public transport in front of pickpockets.

The EDS function without a reader seems to me to be useless for the average St. Petersburg resident, as well as a replacement for a paper compulsory medical insurance policy - this is still the most frequently used document.

However, it is still worth registering. Why? First of all, it's free and not difficult. Secondly, the project does not stand still, and new participants are joining it - companies, shops and museums. The combination of two types of discounts - due to bonus programs of banks simultaneously with discounts within the framework of the ECP - will help you save more than it seems at first glance.

Source: https://grosh-blog.ru/edinaya-karta-peterburzhca-stoit-li-ejo-delat/

Experts explained why St. Petersburg residents will be linked to a “single card” :: St. Petersburg :: RBC

Banks are in no hurry

Although there is a month and a half left until July, and only one issuer is registered, KEPiSP states that the project implementation schedule has not been violated.

At least two more banks had previously publicly announced their intention to join the project.

On March 2, 2018, VTB, together with KEPiSP, presented its model of a single card, the main functions of which were demonstrated on March 5 by the Shtrikh-M processing company.

On May 4, a similar presentation in the administrative and business center “Nevskaya Ratusha” was made by the Chairman of the North-West Bank of Sberbank PJSC Viktor Alonso.

However, the CEPiSP explained that all these presentations are just declarations of intent. Real participation begins with the submission of an official application to the Commission for the selection of issuing credit institutions. KEPiSP does not say how many such applications have been submitted. “We will only communicate when a decision has been made on the application,” the committee said.

Development of technologies

Sberbank and VTB RBC St. Petersburg reported that applications have not yet been submitted, since the technologies that will be used in the “city” applications of a single card are still being developed. “VTB is working on the “Unified Card of St. Petersburg Residents” project in accordance with the previously approved road map. The application will be submitted shortly.

VTB has many years of experience in participating in projects in the social sphere, as well as one of the best card products on the market.

By integrating Multicard with city services, all residents of St. Petersburg will receive a tool that is unique in its functionality and convenience to meet everyday needs both in terms of government services and personal finances,” the VTB press service told RBC Petersburg.

Sberbank provided a similar comment. “Sberbank’s task is not only to support the project, but also to do everything to ensure that it is of high quality and gives people new opportunities, saving their main irreplaceable resource - time.

Today we are already conducting several similar pilot projects in various regions of the North-West and active preparatory work in St. Petersburg,” Victor Ventimilla Alonso, Chairman of the North-West Bank of Sberbank PJSC, commented to RBC St. Petersburg.

Apparently, an application from this bank will also be received in the near future.

Technology is outdated

Experts interviewed by RBC St. Petersburg agree that a single card will be useful for St. Petersburg residents.

At the same time, they note that plastic card technology is outdated, since various smartphone applications have appeared that allow you to do without plastic.

“Such a map would have been relevant five years ago, but now technology has moved forward,” says Elena Rogova, head of the finance department at the National Research University Higher School of Economics-St. Petersburg.

In particular, the expert gives an example, it is now possible to receive discounts in stores not only using plastic “discount” cards, but also through smartphone applications.

So, the project’s planned uploading of store discount programs to the card (which, of course, saves citizens from the need to store dozens of discount plastic cards, which is inconvenient) has already been implemented, and in a more convenient format.

And in general, Rogova reminds, the banks themselves are preparing for the transition to cardless customer service. The head of Sberbank, German Gref, has already publicly announced such a transition in the very near future.

Elena Rogova calls another disadvantage of the single card the inability to use this card abroad (since the Mir system does not work there), which is important for residents of large Russian cities.

As for the advisability for banks to participate in the project, experts do not see any direct benefit for them, since “urban” applications will require additional costs.

Most likely, Elena Rogova believes, they were asked to support a politically important city project that aims to digitalize public services, and, no less important, the national payment system “Mir”, on the basis of which the financial application of a single card will work. It is not for nothing that the project is being implemented by the state-owned Sberbank and VTB and Bank St. Petersburg, which is close to the state. “This project will not add any special competitive advantages to them, since budgetary organizations are already tied to these banks. For them, this is a purely image project that strengthens their position in relations with the state,” says Elena Rogova.

Reference

In Moscow, since 2013, there has been a SCM - “Muscovite social card”. As explained in the capital's mayor's office, SCM, contrary to the name, is issued not only to beneficiaries and pensioners, but to all Muscovites.

Using the card, you can travel in the subway and ground public transport, make an appointment with a doctor, and receive city benefits or a scholarship.

In addition, SCM gives a discount from 3 to 100 percent when purchasing goods and services.

Vladimir Gryaznevich

Source: https://www.rbc.ru/spb_sz/ratings/14/05/2018/5af44e189a79471d64eb3512

Unified Petersburg Resident Card - what is it and why is it needed?

And in general, is it necessary?

It seems to me that soon such cards will appear in every region and will become as commonplace as the current credit and debit cards. Wait and see!

So, from today (May 6, 2019) in St. Petersburg they began to accept applications from citizens to issue a Unified St. Petersburger Card. They were tested in ATMs and transport for several months. Let's figure out what kind of product this is and what it is needed for?

Where to apply : branches of VTB, Sberbank and Bank of St. Petersburg. Your photo will be on the card; it will be taken directly at the bank branch.

Who can apply : Persons over 14 years of age, regardless of place of registration. That is, any resident of the Russian Federation can order a card, but geographically this can only be done in St. Petersburg.

issuance time : up to 14 days, in Sberbank it’s faster - up to 8 days. You will receive a card of the national payment system MIR.

How much does it cost to issue an ECP: free. The service will also be free.

What documents are needed to register an ECP:

1. passport of a citizen of the Russian Federation, identity card of a military personnel of the Russian Federation or military ID.

2. Insurance certificate of compulsory pension insurance.

3. Compulsory medical insurance policy (with the exception of military personnel and persons equivalent to them in the organization of medical care).

Why do you need an EKP : to pay by bank transfer at retail outlets, transport, to receive scholarships, salaries, benefits. The card will contain your electronic signature.

In addition to your full name and photo, the electronic media will contain SNILS numbers, compulsory medical insurance policy and passport numbers. But at the same time, we remember that according to the law in Russia, only a passport is an identification document.

It is assumed that in the future, using this card, it will be possible to make appointments with doctors, fill out prescriptions, go to universities and schools (your own, of course) and reading rooms.

This card will provide discounts from partners, which currently include many St. Petersburg theaters and retail outlets.

How do you like this idea? For some reason, it seems to me that they want to use us, hmm... Either they want to promote the WORLD, or something else.

Source: https://zen.yandex.ru/media/id/5b9fd5b978b71300a917de82/5cd064168b758300b4f82a88