The birth of a child is a fabulous moment for anyone. From the first minutes of life, it is necessary to surround the child with love and care, including receiving the first documents of a new citizen of the Russian Federation, which includes a compulsory health insurance policy.
It is this that allows you to use the services of medical institutions free of charge. Otherwise, service may be denied. However, this is not the only problem that awaits parents. In this article we will look in detail at how to take out a policy for a newborn and whether it is necessary to do so.
- Is insurance so important for a newborn?
- When to apply for compulsory health insurance document
- Where to contact
- Documents for obtaining a medical policy for a child
- Birth certificate
- SNILS
- Registration
- Production time
- Is it possible to issue a policy online?
- Newborn policy 2019 - what documents are needed
- What is a compulsory medical insurance policy and why does a newborn need it?
- Are all children entitled to free health care?
- When to start taking out a compulsory medical insurance policy for a newborn?
- What documents are needed for a policy for a newborn child?
- Where to register for newborns
- How to get a policy from an insurance company
- How to get a policy from the MFC
- Application form for MFC
- Detailed instructions for parents on obtaining a medical insurance policy for a newborn: what documents are needed, where to apply, deadlines for registration
- When to apply?
- Where to contact?
- Documents to be received
- Newborn registration
- Receiving SNILS
- Registration of place of residence
- Registration of compulsory medical insurance
- Production time
- VHI policy
- How to get a policy for a newborn? Required documents
- How important is medical insurance for a newborn?
- What documents will be required?
- Statement
- Birth certificate
- SNILS
- Certificate of registration
- How to get a policy for a newborn? Instructions 2019
- CONTENT
- Medpolis and a newborn: does a baby need it?
- Which children are eligible for general health insurance?
- When should I take out a policy for an infant?
- List of documents for a policy for a newborn
- Where to get a policy for a newborn
- Is it possible to issue a policy online or do I have to go to the issuing point in person?
- What about the deadlines? Is it possible to get by with temporary insurance?
- Summing up
- Compulsory medical insurance policy for a newborn child
- Documents required to obtain a compulsory medical insurance policy for a newborn child
- How to get a compulsory medical insurance policy for a newborn child?
- Where can I get a compulsory medical insurance policy for a newborn child?
Is insurance so important for a newborn?
First, let's figure out what a compulsory insurance policy is.
According to the legislation of the Russian Federation, every citizen has the right to receive free medical care, but an important condition for this is the availability of a policy.
If it is missing, the consumer may be denied service at a public health facility and will have to pay for the services out of his own pocket.
The law applies to all citizens of Russia, of any gender and age, including foreign citizens who reside in the country legally. You can apply with the document to any institution throughout the Russian Federation, without being tied to a specific region or permanent registration.
In case of refusal, a violation of consumer rights occurs, which entails penalties. More recently, the document began to be issued in the form of a card with an electronic chip installed on the front side, which stores personal information about the owner.
When using the card, you have the right to the following services:
- Outpatient treatment for disease prevention.
- Ambulance service.
- Mandatory vaccination against seasonal diseases.
- Registration for inpatient treatment of serious, chronic diseases and allocation of free space in the ward.
Without a policy, the entire list of services becomes unavailable free of charge. So, this document is a state document and an integral attribute in the life of every person on the territory of Russia.
Many irresponsible parents do not take into account the recommendations and are in no hurry to take out a policy. As practice shows, the future life and care of a child becomes much more complicated.
As soon as a new person is born, it is necessary to immediately take care of his first documents, which include compulsory medical insurance.
What are the consequences if you refuse the policy or delay its issuance:
- The child will not count on and receive free medical care, which is a significant disadvantage at such an early age.
- Parents will not be able to assign their newborn to a specific clinic on a permanent basis.
- The local doctor or pediatrician will not visit the child according to the preventive examination at the consumer’s home address, which is carried out according to the regulations several times a year, during the first period of life.
Only one conclusion can be drawn: obtaining a medical insurance policy is an important aspect for every citizen and it is advisable to take care of this from the first days of life.
When to apply for compulsory health insurance document
Many government documents have strict regulations for their execution and mandatory time frames are established for their release, after which penalties are imposed on the citizen. As for the compulsory medical insurance policy, citizens can independently decide and choose a convenient time to order it.
It should be borne in mind that after the birth of the child, the mother’s insurance covers him, but only for a limited period, which is 30 days. From now on, children need their own document, which will have full force. Therefore, it is necessary to immediately take care of further care and medical assistance for the newborn.
Where to contact
After the birth of a new person, it is necessary to take out a health insurance policy; the sooner this is done, the fewer problems await parents in the future. Where can you get the document:
- Contact any insurance agency. Before doing this, thoroughly study the modern market and choose a suitable organization. It is advisable to consider the company that has entered into an agreement with the specific children's clinic where you plan to enroll. Currently, the list of accredited agencies is quite wide, among the popular ones are Rosgosstrakh, Sogaz, Reso.
- In the multifunctional center. In each region and locality there is a branch of the MFC, where you can submit documents for registration of a compulsory medical insurance policy. Please note that this service is not provided at all service offices, so it is recommended to obtain information in advance.
- At special delivery points. Sometimes, educational or medical institutions organize a collection of collective applications for the issuance of an electronic card.
- Through the Internet. You can do it much simpler and order a policy on the official website of the insurer.
Documents for obtaining a medical policy for a child
It should be taken into account that in order to apply for a compulsory medical insurance policy, you will need to collect a certain package of documents that are attached to the consumer’s application. It is advisable to think about this earlier, because their release will take time.
The application is written according to the established template, which you will receive from the insurance organization.
Only the child’s parents or his legal representatives, who can provide the appropriate paper, are allowed to write a request for an electronic card.
The list of documents that need to be collected is quite small; it includes the passport of one of the parents or an official representative, a birth certificate, as well as SNILS. Previously, SNILS was not required to obtain a policy, but recently the requirements have changed. Now we will consider and describe each document separately.
Birth certificate
As soon as the baby is born, his first document is a birth certificate, it proves the fact of the birth of the child. According to the law, one month is allocated for its production. It must be registered at the regional registry office at the place of registration.
To do this, you will need to write an application according to the established template and attach to it, the parents’ marriage certificate, a passport to confirm your identity, and an extract from the maternity hospital.
When ordering an insurance policy, you will need the original; it will not be taken away, but simply checked against the written data.
If the parents’ passports are at the MFC or passport office for reissue, then it is advisable to wait for the originals, because the insurance company will not accept copies, even those officially certified by a notary.
SNILS
It is a pension certificate, which is a unique identifier of a citizen in the Russian Pension Fund.
Initially, the document was not required to issue a policy, but more recently it was included in the main list of papers. Therefore, the second step after the birth of a child is his registration with the Pension Fund.
To obtain SNILS, you must personally visit the regional office and provide the passport of one of the parents and a birth certificate.
It should be borne in mind that it is advisable to visit a government agency a week later, after receiving a birth certificate.
Otherwise, the documents from the registry office simply will not have time to reach the pension fund. This procedure will not cause any special problems; the duration of issuing a green plastic card is several days.
It indicates the consumer’s personal number, last name, first name and date of birth.
Registration
Many citizens are interested in whether a child’s official residence registration is required to register with an insurance company. The paper is not included in the required list of documents for filing an application, but it will be useful in the future. When writing a request for a policy, it is enough to indicate the intended address for the further registration of the child, without registration.
To register your children in an apartment or private house, you will need to submit a birth certificate and a parent’s passport to the MFC or regional migration department. It should be borne in mind that the passport will be confiscated for a two-week period, so you need to be prepared for such a requirement.
Production time
After submitting a complete package of documents to the authorized agency or insurance organization, you will receive a medical policy, but not immediately. It will take a long period of time to prepare an electronic card and issue it, ranging from two weeks to one month. Do not worry that your child will be deprived of attention and service from medical institutions.
During the period of paperwork, the newborn is issued a temporary insurance certificate, which has the full force of the original electronic card. If you are denied free service, this is tantamount to a violation of consumer rights; you can safely write an official complaint against the institution.
As soon as the compulsory medical insurance policy is ready, the insurance company will contact you or send you an appropriate SMS with a request to pick up the document. The received card has an unlimited validity period; if necessary, the child can change the document himself after coming of age in any other organization.
Is it possible to issue a policy online?
- In the world of modern technology, you can independently apply for a medical policy through online services.
- These include:
- On a single portal of public services. Please note that this method is only available to adult citizens with a verified account and a qualified electronic signature. Residents of Moscow can send a request on the website of the mayor of the capital Mos.ru. Both methods are not suitable for a newborn.
- Most insurance companies have the ability to write an application remotely on their official portal.
The simplest and most reliable method is to personally visit the insurer’s office or MFC branch. Here they will help you in collecting a package of documents and will answer in detail any questions you may have.
Read also: How to re-register an apartment in the name of a married wife: without taxes
The article examined in detail the procedure for obtaining a compulsory medical insurance policy for a newborn, as well as the list of documents that will be required for this. The procedure itself will not take much effort, but it is advisable to take care of the child’s health insurance as early as possible from the moment of birth. Otherwise, after 30 days, the mother’s insurance will cease to be valid and the baby will be left without proper care.
Source: https://GosGo.ru/polis-dlya-novorozhdennogo/
Newborn policy 2019 - what documents are needed
Obtaining a policy for a newborn means access to free medicine for the baby. To obtain it, parents need to prepare a package of documents and contact an insurance company or other organization that has the right to issue official forms to insured persons.
What is a compulsory medical insurance policy and why does a newborn need it?
Compulsory health insurance (CHI) is a government program for free medical care. The compulsory medical insurance policy confirms a person’s right to use free healthcare services in Russia.
Like an adult, a newborn needs an insurance policy to be able to receive:
- free medical care;
- specialized and high-tech care in hospital and day hospital settings;
- primary health care (according to the policy this includes diagnosis, prevention, treatment of diseases);
- ambulance;
- routine care in a clinic, emergency care for exacerbation of chronic diseases and emergency medical care.
A compulsory medical insurance policy will be needed in order for a newborn to be assigned to a clinic, where he and his parents will visit a pediatrician, specialists and undergo all necessary examinations or treatment. It is allowed to issue a policy to a newborn without registration. You can register your child later, but when you register with the clinic, it will be enough to give the address where the baby lives with his parents.
Are all children entitled to free health care?
The law does not set an age limit for receiving free medical care. Newborns who are:
- citizens of the Russian Federation;
- officially recognized refugees;
- stateless persons;
- foreign citizens residing in the Russian Federation temporarily or permanently.
The compulsory health insurance program covers all newborns who are legally present in our country.
When to start taking out a compulsory medical insurance policy for a newborn?
The law does not establish any strict time limits for obtaining the policy or penalties for failure to obtain it. Parents need to understand that they need to get a medical insurance policy for a newborn as quickly as possible, because this is a guarantee that, if necessary, their child will receive free medical care.
Without a policy, the baby will receive free medical care for three months after birth. This temporary delay is given just so that the parents have time to complete all the paperwork for the child. Therefore, you need to apply for the policy immediately after the parents have received a birth certificate and SNILS for the baby.
What documents are needed for a policy for a newborn child?
To obtain a compulsory medical insurance policy, you need to prepare a package of documents. It includes:
- application (an application form is issued when submitting documents; filling it out is simple and quick);
- passport of the parent who submits the documents;
- SNILS baby.
When submitting documents and receiving the policy, the presence of the second parent or his consent is not required. The presence of a child is also not required.
Where to register for newborns
There are several options for obtaining a document. Parents can apply for a compulsory medical insurance policy for a newborn:
- at an insurance company;
- in the MFC;
- at specialized points for issuing the document at clinics or schools (there are not many such points, check their availability at the clinic at your place of residence).
How to get a policy from an insurance company
First you need to choose the insurance company whose services you are going to use. The easiest way is to choose the company that has already entered into an agreement to service your children's clinic. You can find out information about the insurance company cooperating with the clinic in person at the reception desk or by calling the reception desk. They will also tell you the address of the insurers' office.
The largest and most popular insurers in Russia now: SOGAZ, Rosgosstrakh, AlfaStrakhovanie, VTB. The validity of the policy does not depend on which insurance company you took it out with.
To obtain a policy from an insurance company, you need to come to the insurer's office and submit documents for a medical policy for a newborn. After this, you will be given a temporary insurance policy.
Service under a temporary policy differs only in that it will not be possible to make an appointment through the State Services portal.
After 30 days, you need to come to the office again with your passport and pick up the completed policy.
Some companies allow you to fill out an application online and send scanned documents. But to receive a temporary form, and then a permanent one, you still need to come in person and present the original documents.
Now there are two options for making a policy:
- paper form without photo;
- plastic card with photo.
It is more convenient to fill out a paper form for infants. At an older age, it can be replaced with plastic with a photo. Their production and design is free.
How to get a policy from the MFC
Obtaining a compulsory medical insurance policy at a multifunctional center (MFC) is quite convenient and not particularly difficult. To do this you need:
- Make an appointment online and arrive at the appointed time or pick up an electronic queue coupon at the MFC branch.
- When it’s your turn, go to the employee with your documents and fill out the application form.
- The employee checks the documents and checks that the application is filled out correctly. After this, he issues a temporary compulsory medical insurance policy (it is valid for a month until the permanent policy is received) and a receipt with a number by which you can track the readiness of the policy.
To obtain a medical policy for a newborn from the MFC, what documents need to be prepared:
- child's birth certificate;
- SNILS of the child;
- passport of the parent who submits the documents;
- application form.
Application form for MFC
Fill out the form in the presence of a center employee to avoid mistakes.
The document production period is 30 working days. The period may increase by 1-2 days if it is required to be sent from the insurance company to the MFC department. Production and execution of the document is free. MFC offers a comprehensive service called “Birth of a Child”, using which you can immediately submit documents to receive:
- birth certificates;
- SNILS;
- compulsory medical insurance policy;
- registration at the place of residence.
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Source: https://littleone.com/publication/0-6396-kak-poluchit-polis-oms-na-novorozhdennogo-rebenka
Detailed instructions for parents on obtaining a medical insurance policy for a newborn: what documents are needed, where to apply, deadlines for registration
After birth, the baby needs the care and affection of his parents. In addition, you need to prepare documents confirming your citizenship and rights. One of them is a medical policy for a newborn, which makes it possible to use free medical care.
In this case, it is not necessary to resort to the services of a hospital in the area of registration; you can contact an institution at any place of stay.
For medical observation and free activities provided for by law, it will be enough to submit an application for attachment to the clinic.
When to apply?
The generally accepted period for obtaining a compulsory medical insurance policy is 3 months from the date of birth. Insurance companies stipulate that the newborn is covered by the insurance of the mother (other legal representative).
It is valid for 30 days from the date of registration of the birth of the baby by authorized government bodies.
Then the child’s compulsory health insurance is provided by the organization to which the parents applied to obtain the policy.
If compulsory medical insurance is not issued within three months, the clinic may call for a reminder, and the next visit to the doctor, for a routine examination or if there are complaints, will be paid. Many institutions may refuse medical services altogether. help for a newborn.
The absence of a policy deprives the child of free medicines, vaccinations, and a doctor visiting the home, if necessary. In case of inpatient treatment of diseases, the costs will have to be paid by the parents.
When observing a baby in a private clinic, there will be no problems, but it is necessary to take out a policy in case of emergency contact with the state. institution.
Where to contact?
The clinic staff will tell you where to get an insurance policy; there are several options:
- Insurance companies;
- MFC;
- Specialized points (often located near the hospital).
Parents independently choose an insurance company to obtain a medical policy; obtaining it free of charge is mandatory.
This could be any organization located nearby, or whose services are used by family members. It’s easier to navigate to the clinic where you plan to see your baby.
It is enough to clarify which insurance organization they have an agreement with and contact them to apply for compulsory medical insurance.
There are different ways to submit an application for health insurance for a newborn:
- Contact the insurance agent personally for one of the parents;
- Send the completed application and notarized copies of documents by mail;
- Create an online application on the company’s official website, attaching scanned copies of documents;
- Submit an application through the government services website by filling out an electronic application. In this case, there is no need to send copies of documents due to electronic interaction between various departments.
To receive it, you must appear in person, as a signature is required in the registration register.
Documents to be received
Preparations for registration must begin in advance, as some documents require additional time.
Newborn registration
A birth certificate must be issued at the registry office no later than 30 days after the birth of the child. This period is established by law. You can submit an application to the district MFC, whose employees independently transfer the necessary documents to the registry office, where you will need to pick up the certificate.
Read also: Payment for kindergarten with maternity capital
Parents must provide:
- Medical certificate institutions where the birth took place, or from a private organization, entrepreneur, providing medical services. services. If the child was born outside the maternity hospital, a document from the clinic where the woman and the baby later went, or a confirmation statement from a witness who was present at the birth, is provided;
- Mother's and father's passports;
- Marriage registration certificate. If it is not officially issued - a statement of paternity. Both parents must appear together. If a man refuses to acknowledge paternity, the registration data is entered from the words of the child’s mother;
- Application according to the established form, filled out upon application.
The certificate is usually issued on the day the documents are submitted. Additionally, you need to take certificate No. 24 (No. 25 if the woman is unmarried) for subsequent registration of child benefits.
Receiving SNILS
Previously, assignment of an insurance number was not required for an application for compulsory medical insurance; now, without it, a policy will not be issued. You need to contact the Pension Fund, preferably a week after registering the birth of the baby, when the registry office department transmits information about the child there.
The person receiving the insurance number for the child must come to the Pension Fund of the Russian Federation with a passport, the baby’s birth certificate and fill out an application. Within a few days, SNILS can be collected.
Registration of place of residence
The parent at whose address the child will be registered must provide the passport office employees with:
- Marriage certificate;
- Passports of father and mother;
- Child's birth certificate;
- Application from the second parent for consent to register the baby with the spouse. In this case, both must be present when applying for registration.
The passport of the person with whom the child is registered is taken away for 2 weeks. You need to take this into account when planning other important matters. When submitting an application, the child’s registration is not required. For most insurance companies, it is enough to tell the future address of registration of the baby.
Registration of compulsory medical insurance
The insurance company must provide:
- Passport of the parent with whom the baby is registered;
- Birth certificate;
- A completed application – a questionnaire according to the established template (the form is issued by the insurance organization, can be found on the company’s official website). Most insurance agents fill out the form themselves on a computer and print it out for the applicant to review and sign;
- SNILS.
When preparing any certificates and registrations, it is better to always have 2-3 copies of the documents provided.
Production time
The medical policy can be collected 15-20 days, less often a month after submitting the application. The exact timing should be obtained from your insurance agent. While compulsory medical insurance is being issued, parents are given a temporary policy that completely replaces the original document. It is similar to a certificate containing the baby’s data, date of completion, expiration date. Clinics and baby food distribution points are required to accept it (at the child’s place of registration, or provide a certificate that they did not receive it at the place of registration).
- The temporary document is valid for a month, by the end of this period the medical policy should already be ready.
- The finished policy can be picked up personally by the parents or another person with a passport, an application filled out on the day the documents are submitted, and a power of attorney, which can be drawn up in free form and not notarized by other legal means.
- If parents do not have the opportunity to complete the document, it is better to additionally check with the insurance agent whether another person can do this and what will be required of him.
VHI policy
Additionally, you can take out voluntary insurance on a paid basis. It makes it possible to use medical services not covered by the compulsory medical insurance program: types of rehabilitation, preventive procedures, diagnostic tests, and additional consultations.
The cost of voluntary health insurance is from 5,000 rubles, depending on the range of services provided and the number of clinics in which the child can be examined and treated. The list is determined by the parents. The document is valid for 12 months, after which it is necessary to renew the contract, otherwise it becomes invalid.
The voluntary insurance system has a commercial basis, but is officially permitted and implies the possibility of issuing sick leave if necessary.
There are restrictions for issuing a VHI policy: it cannot be obtained if the child has congenital defects that require constant medical monitoring.
Obtaining an insurance policy for a newborn is not difficult and does not require the presence of both parents and the baby. You should ensure that you have the document in advance to prevent problems when receiving medical care for your child.
Source: https://ogrudnichke.ru/uhod/meditsinskij-polis-dlya-novorozhdennogo-kakie-dokumenty-nuzhny-dlya-oformleniya.html
How to get a policy for a newborn? Required documents
The compulsory health insurance policy allows every citizen of the Russian Federation to receive medical care free of charge. Young children also require medical attention from time to time. We will tell you in detail what documents are needed to apply for a compulsory medical insurance policy for a newborn.
How important is medical insurance for a newborn?
According to the current legislation, every citizen of the Russian Federation has the right to receive emergency medical care free of charge. If we are talking, for example, about a preventive examination, receiving benefits in the form of free medical care on the territory of the Russian Federation (in any locality of the country, without reference to the place of registration) is guaranteed by a compulsory medical insurance policy.
Adults need a health insurance policy if they get sick: they need to provide sick leave to their employer. A sick teenager will need it: the school will require a certificate from him. Why does a newborn need a policy? The reason is simple. In Russia, much attention is paid to the demographic situation and the health of citizens.
Babies in the first year of their life should be examined by a pediatrician once a month and several times a year by other specialized specialists (ENT, cardiologist, pediatric dentist). The compulsory medical insurance policy guarantees the high quality of medical care provided.
And insurance company employees regularly check the baby’s medical record to check whether he received the necessary help.
The law does not establish a strict framework for issuing a policy. If parents do this not immediately after the birth of the baby, but much later, they will not have to pay a fine or bear any other punishment. But, as practice shows, the ideal option is to receive this document within a month after the mother and newborn are discharged from the maternity hospital.
What documents will be required?
Medical insurance policies are not issued on the day of application. You have to wait from 2 to 4 weeks.
You can find out about its readiness by coming to the insurance company, or simply wait until the agent calls and informs you that the document can be collected. All this time, when applying to a medical institution, you can use a temporary document.
It is different from a permanent one; it is more like a certificate from an insurance company containing information about the newborn.
Important! A temporary policy has a validity period of no more than 30 days. But by the time this period ends, a permanent policy, unlimited, is already issued to the parents.
To obtain a compulsory medical insurance policy, an insurance company employee is provided with the necessary documents:
- statement;
- birth certificate;
- baby's SNILS;
- passport of the parent who applied for the document.
You can find out how to get a birth certificate for your baby from our article.
Statement
The insurance company will give you a printed application form. All that is required of you is to enter information about the child in the appropriate fields:
- FULL NAME;
- Date of Birth;
- SNILS number;
- registration address (where registered);
- address of the actual residence;
- passport details, contact phone number (for parents).
There should be no difficulty in filling out this document. If necessary, detailed information can be found on the official website of the insurance company.
Birth certificate
In order to verify the accuracy of the information specified in the application, IC employees will need the original Birth Certificate. This document is issued at the registry office. In order to receive it, one of the parents (often this is done by the father) provides:
- certificate (extract) from the maternity hospital;
- marriage certificate (if you have one);
- completed application form.
The certificate is issued on the day of application.
SNILS
A document confirming the assignment of an Individual Personal Account Insurance Number to a child is issued at the territorial office of the Pension Fund.
It is better to contact us 7-10 days after receiving your Birth Certificate. During this time, information about the newly registered citizen of the Russian Federation (your baby) will be transferred to the Pension Fund.
You will have to wait some time (usually a week) before SNILS is ready.
Certificate of registration
In order to receive an insurance policy issued in the name of a newborn, it is not necessary to provide a certificate of registration of the baby. But since you will include this information in the application for a policy, it will not be superfluous. For the same reason, you will need the original of your passport: an employee of the insurance company will check whether you have provided the necessary information correctly in the application.
Important! When contacting the insurance company to obtain a compulsory medical insurance policy, the parent must provide the original of his passport. Copies, even certified by a notary, are not accepted.
The completed insurance policy must be picked up by the person who submitted the application. Someone else can do this (for example, a grandmother, a baby’s aunt), but when submitting an application, you must provide information about this person and provide a power of attorney. It is written by hand in free form. There is no need to have it certified by a notary.
You can learn more about how to apply for a compulsory medical insurance policy for a newborn from the following video:
Source: https://kakiedoki.ru/zdorove/polis-dlya-novorozhdennogo-dokumenty/
How to get a policy for a newborn? Instructions 2019
Congratulations on becoming parents! Now you will not only have to worry about the baby, but also the hassle associated with preparing all the necessary documents for a new citizen of the country. Among them is a compulsory medical insurance policy, which will entitle the little one to receive free medical care. How to apply for a policy for a newborn in 2018-2019? What documents, where and in what time frame must be submitted to receive it? And is it possible to do without this important piece of paper? Let's sort everything out piece by piece.
CONTENT
Medpolis and a newborn: does a baby need it?
Free healthcare in Russia is impossible without health insurance. Even a number of private clinics can provide some services free of charge upon presentation of a medical certificate by the patient.
This small piece of paper with the insurance account number and information about its owner is actually a guide to free treatment.
The baby is also a member of society, who is subject to all rules for the use of medical services.
Accordingly, without this piece of paper you cannot count on free help.
A child also needs a compulsory medical insurance policy for observation in a children's clinic. Without insurance, he will not even be assigned to an observing doctor, and this risks the fact that if the baby gets sick, the doctor will not come to his home.
Which children are eligible for general health insurance?
In accordance with the law, the right to general health insurance is (regardless of age)
- Citizens of the Russian Federation
- Non-citizens of the Russian Federation temporarily or permanently staying in Russia (persons who have received a residence permit or temporary registration)
- Refugees
Accordingly, for any newborn legally located in Russia, registration of the policy occurs without problems.
When should I take out a policy for an infant?
There is no time frame for obtaining insurance. Parents can delay receiving a medical policy for a newborn for any period of time: no fines or other administrative penalties are provided.
However, it is worth remembering that free medical care for a baby without a policy is provided under the mother’s policy within 30 days from the moment of birth (before the baby receives a birth certificate), and then for another 30 days from the date of receipt of the certificate (these additional 30 days are allotted just so that the parents have time to issue their own insurance policy for the baby).
After this, the baby needs his own insurance policy. The necessary piece of paper may be needed at the most unexpected moment. And it’s better not to joke with your child’s health. Therefore, it is recommended to start applying for a compulsory medical insurance policy for a newborn immediately after receiving a birth certificate. This way, parents will be able to visit the children’s clinic on schedule without any problems and count on unscheduled doctor’s help.
List of documents for a policy for a newborn
So, we found out that the baby still needs health insurance.
What documents are needed to complete it?
In addition to the application (the form for which you will be given when submitting documents), we will need to prepare:
- Birth Certificate
This is the basics: only after receiving a birth certificate can you move on. - Passport of one of the parents
To issue a policy for a newborn, the presence of one of the parents is sufficient. The consent of the second spouse is not required. - SNILS (if available)
The state recommends issuing a SNILS for your child before submitting an application for a medical policy. It was included in the list of documents for the policy relatively recently and is not yet mandatory: the policy can be obtained without it. The card is issued by the Pension Fund.
What about registration? Of course, you need to register your baby, but there is no need to rush to register your child for insurance. You can get a policy for a newborn without registration. It is enough to verbally indicate the future registration address of the little one.
Where to get a policy for a newborn
The next important question that should be paid attention to within the framework of this topic is where to get a policy for a newborn? There are actually several options:
- Insurance company
This is the most common option.
You just need to contact a specialist who will solve the problem in no time. Important!
You must first choose one of the many insurance companies. We recommend choosing the one that has an agreement with the children's clinic. And the list of the most reputable companies included: Rosgosstrakh, SOGAZ, AlfaStrakhovanie - this trio is known throughout Russia. A complete list of all accredited organizations can be found on the registry website. It should be noted that your policy will operate absolutely the same regardless of which insurance company you issue it with. - MFC
Today, with the advent of multifunctional centers, the procedure for obtaining any documentary base has been significantly simplified. At the MFC they will not only accept your documents and prepare a medical policy, but will also advise an insurance company. - Specialized points for issuing policies
A rare, but possible option for those who have absolutely no time. Such points can be found in schools or other institutions located near the hospital. There are also points for issuing medical policies in the clinic itself.
Is it possible to issue a policy online or do I have to go to the issuing point in person?
To submit an application you can:
- visit the insurance agent in person;
- use postal services (in this case, in addition to the application, you will have to send copies of documents certified by a notary);
- go to the official website of the insurer and leave an application there online, attaching scans of documents.
Need to know!
If you can send an application electronically, then you need to receive insurance in person: the document is issued only for the person’s “autograph” in the registration journal. The rules for obtaining a policy are identical for different cities: there is no difference where the future insured person lives.
What about the deadlines? Is it possible to get by with temporary insurance?
It will take at least a month before the parent is invited to receive the completed document. For this period, the little one will be issued a temporary policy, under which he will be able to receive the necessary free medical care.
You cannot use temporary insurance all the time: it expires in thirty days.
As for the validity period of the medical policy itself, it is stated in the form itself. This applies to an old-style document, the validity period of which differed among different companies.
Since 2011, a new uniform type of insurance has been in use, which is not limited in time.
Summing up
A medical policy is an important document for a baby, so you should not delay its registration. No one is immune from disease, especially the youngest members of society. And medical insurance guarantees free medical care.
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Source: http://grudnichok.org/oformlenie-polisa-novorozhdennomy/
Compulsory medical insurance policy for a newborn child
Love and care from parents is the first thing every newborn baby needs. However, in case the child still needs qualified medical care, the best manifestation of parental care will be the timely registration of a compulsory health insurance policy (CHI). According to the compulsory medical insurance policy, the child is guaranteed a full range of medical services:
- observation by a local pediatrician;
- home visiting by a visiting nurse;
- consultations and examinations by medical specialists;
- laboratory and instrumental diagnostics;
- preventive actions;
- provision of medical care in a hospital setting (if necessary).
Compulsory medical insurance for children is carried out by the medical insurance organization in which their mothers or other legal representatives are insured, within thirty days from the date of state registration of birth. Then, after receiving a birth certificate, parents must choose a medical insurance organization where the child will be insured and apply for a compulsory medical insurance policy.
Fill out the online application now and tomorrow your child will be protected by a compulsory health insurance policy.
Documents required to obtain a compulsory medical insurance policy for a newborn child
To obtain a compulsory medical insurance policy for a newborn for children who are citizens of the Russian Federation, after state registration of birth and up to fourteen years of age, the following documents are attached to the application for selection (replacement) of an insurance medical organization:
- birth certificate;
- identification document of the child’s legal representative;
- insurance certificate of state pension insurance (SNILS) of the child (for children under 14 years of age, if available).
While the compulsory medical insurance policy is being prepared, a temporary certificate is issued confirming the registration of the policy and certifying the right to receive free medical care. The temporary certificate is valid until you receive the compulsory medical insurance policy, but not more than 45 days.
How to get a compulsory medical insurance policy for a newborn child?
After receiving the child’s birth certificate, the legal representative (parent, guardian) must select a medical insurance organization (IMO) and contact the representative office of this insurance company with a set of necessary documents. You can fill out an online application for a newborn policy.
Where can I get a compulsory medical insurance policy for a newborn child?
A compulsory medical insurance policy for a newborn can be obtained by contacting the selected medical insurance organization.
When choosing a health insurance provider, you need to pay attention to extensive experience in the compulsory medical insurance system, a wide infrastructure, the availability of round-the-clock reference and advisory support for insured citizens via a hotline, prompt assistance in solving problems when receiving medical care, the availability of convenient services for various categories of the population (for example, registration policies at home and delivery of policies to low-mobility categories of citizens), a high-level system for protecting the rights of insured persons (the presence of specialized structural units).
We draw special attention to the fact that it is the insurance company that issued the policy that is responsible for protecting your rights, and if doubts or questions arise in the process of receiving medical care, a citizen must contact his insurance company. VTB Medical Insurance experts recommend entering the phone number of your insurance company in your notebook or mobile phone. The VTB Medical Insurance contact center is open 24 hours a day, seven days a week.
Source: https://vtbms.ru/polis/polis-oms-dlya-novorozhdennogo-rebenka/
