Maternity capital: size, indexation, increase, for the first child

In today's address to the Federal Assembly, President of the Russian Federation Vladimir Putin proposed issuing maternity capital in the amount of 466,617 rubles for the first child. The main goal of the existing maternity capital program is to encourage families to have a second child, but in modern conditions, according to the head of state, this is no longer enough. “The new rule should come into force on January 1, 2020. But I think that in modern conditions this is not enough. Given the demographic challenges the country faces, it is not enough, more can and should be done. I propose to increase maternity capital by another 150,000 rubles,” said Vladimir Vladimirovich.

Additional payments, according to the president, will be received by families in which a second and third child was born. According to the new rules, families will receive:

• at the birth of the first child – 466,617 rubles;
• at the birth of the second child, the maternity capital already received for the first child will increase by 150,000 rubles and amount to 616,617 rubles;
• upon the birth of the third child, the state will pay 450,000 rubles of the mortgage loan taken out for the family.

Thus, maternity capital for families with two children will be 616,617 rubles and will be indexed annually in the future. Parents of a second child born after January 1, 2020, who already have a first child born before January 1, 2020, will also be able to receive maternity capital in the new amount (616,617 rubles). Vladimir Vladimirovich added that the maternity capital program will be extended at least until December 31, 2026. In addition, the president proposed introducing monthly payments for families with children aged 3 to 7 years inclusive. Putin noted that to receive such a payment, it will be enough to submit an application; the procedure will be as simple as possible. At the first stage, the monthly payment should be 5.5 thousand rubles, but in the future it can be increased to more than 11,000 rubles.

Let us remind you that the maternity capital program started working in 2007. Then families were entitled to payments after the birth of their second and subsequent children in the amount of 250,000 rubles. In subsequent years, the government indexed maternity capital several times, most recently in 2019 to 453,000 rubles.

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Maternity capital for 1 child: changes in 2020

On January 15, 2020, Vladimir Putin proposed paying federal maternity capital at the birth of the first child . The initiative was voiced during the President's Address to the Federal Assembly.

In 2020, the amount of maternity capital in this case will have to be 466,617 rubles . Those families in which the first child will be born from January 1, 2020 will be able to receive the certificate.

Below is a quote from the President's speech.

Fragment of the transcript from the official Kremlin website

The conditions and directions of the order are still unknown , but most likely those that are relevant for maternity capital for 2 children will partially apply.

In addition, Vladimir Putin proposed extending the maternity capital program until December 31, 2026. It is currently valid until December 31, 2021.

The President also took the initiative to increase the mat capital for the second child by 150 thousand rubles . Thus, the total size of the certificate for a family with two children will be 616,617 rubles .

Read more about this in the “Latest News” section.

Mat capital for 1 child in 2020: new law

Vladimir Putin made a proposal to pay maternity capital for the first child . Parents whose first child was born starting January 1, 2020 will be able to obtain a certificate.

According to the President, mat capital in this case should be paid in its “current amount”: in 2020 it is 466,617 rubles . In the future, it is planned to index it annually.

The exact conditions for obtaining a certificate for 1 child will be known when the relevant law is prepared. But most likely, maternity capital for the first child will partially apply to the requirements that apply when registering maternity capital for the second.

That is, most likely, women with Russian citizenship who, during the period from January 1, 2020 to December 31, 2026 (preliminary) had their first child - a citizen of the Russian Federation, will be able to count on a certificate for 1 child.

Moreover, if the mother loses the right to maternity capital, the child’s father can receive it, and if two parents are deprived of the right, the child himself can receive it.

Before Vladimir Putin made his proposal, families could not receive federal maternity capital for their first child. However, in some regions of the Russian Federation in this case they could apply for regional maternity capital.

What can you spend mat capital on for your first child?

It will most likely be possible to manage maternity capital for 1 child in the same ways that are currently in effect:

You can also receive monthly payments from the certificate funds for a second child under 3 years of age, but how this clause of the law will work when receiving maternity capital for the first child is still unknown.

The exact list of areas in which it will be possible to spend mat capital for 1 child will be known after the publication of the relevant law.

Most likely, the funds can be used after the child turns three years old. If they spend it earlier, the family will have the right to:

In this case, the requirements that apply to the disposal of maternity capital to a second child will also likely apply. For example, housing purchased with certificate funds will need to be registered as the common shared property of the child and parents.

Latest news

Vladimir Putin, in his message to the Federal Assembly, also proposed increasing the size of maternity capital by 150,000 rubles. According to him, the family will be able to claim this amount after the birth of their second child.

The total amount of maternity capital for a family with two children will be 616,617 rubles . According to Vladimir Putin, if parents already have a child, then at the birth of the second they will be able to count on an increased amount.

Fragment of the transcript from the President's speech

In addition, the President proposed to increase the duration of the program until December 31, 2026. At the moment, maternity capital is calculated until December 31, 2021. Taking into account all the changes, it is likely that those parents who have:

• the second child was born between January 1, 2007 and December 31, 2026;
• the first child was born between January 1, 2020 and December 31, 2026.

Svetlana Bessarab, a member of the State Duma Committee on Labor, Social Policy and Veterans Affairs, told Izvestia that bills providing for changes to the mat capital program will be considered as quickly as possible. She expressed hope that already in March-April 2020, families will be able to obtain maternity capital for their first child.

Prior to this, Valery Ryazansky, head of the Federation Council Committee on Social Policy, said that laws expanding the maternity capital program could be adopted as early as February .

Source: https://materinskij-kapital.ru/news/za-1-rebenka-v-2020-godu-novyj-zakon/

Maternity capital in 2020: changes, latest news, for the 1st, 2nd, 3rd child

Last modified: January 2020

Parents received the right to maternity capital in 2007, when the state decided to financially support families with two or more children. And not just to help them, but to stimulate the birth of new citizens in a country that is slowly sliding into a demographic abyss. Maternity capital in 2020, what changes, latest news, payment for 2 children.

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Ask! Our lawyers are ready to answer all your questions, as well as provide qualified assistance in preparing applications to various authorities.

Last year, matkapital underwent a number of changes that expanded the possibilities of its use.

Since then, the program has proven its effectiveness. Designed for 10 years, it has been extended until December 31, 2026. The Government hints that this extension will not be the last. But now it’s more interesting to figure out what awaits parents in 2020: whether the long-awaited indexation of maternity capital will happen, whether the conditions for receiving and ways of spending funds allocated by the state will change.

Maternity capital in 2020: latest news

From January 1, 2020 (retrospectively), three maternity funds are introduced for 1, 2 and 3 children. Namely:

• for 1 child - 466,000 rubles,
• for the second 616,000 rubles,
• at the birth of the third - mortgage repayment in the amount of 450,000 rubles.

New message about maternity capital payments in the video:

In addition, a number of other relevant areas will become new items of family expenses within the certificate.

What are the changes in payments to the poor?

Regular monthly contributions to support low-income families whose child was born later than January 1, 2018 will continue to be paid in 2020.

The condition for agreeing on additional financing from maternity capital funds will be the recognition of a low-income family (with an income for each family member of no more than 150% of the currently established minimum subsistence level).

The right to receive payments for a second child in 2019 is valid from the moment of his birth until the child turns 1.5 years old, i.e. The period of application of the program in this direction is limited to a maximum of one and a half years. Even if the family was unable to process the payment immediately after the birth, if the application is late, the state will pay the amounts for the last 6 months.

The amount of payment in 2020 is determined at the discretion of the regional authorities, based on the subsistence level (subsistence level) established in a particular subject of the Federation for the 2nd quarter of 2019.

From time to time, the family is required to confirm the right to extend payments, thus, documents submitted for 2019 will allow them to receive deductions from maternity capital throughout the year with the possibility of extension next year.

Read also: Help for large families for school in 2020

Reimbursement of expenses for kindergarten and child care

In order to take care of the financial well-being of the family, a new provision is being introduced that allows compensation for the costs of preschool education or compensation for organizing childcare for a minor.

If previously maternity capital could be spent on education only after the child turned 3 years old, now compensation can be received as the need arises to pay receipts for kindergarten, municipal or private, as well as spend funds on payments to persons looking after the child already 2 months after the birth of a baby.

The main limiting factor is whether the legal entity providing paid services has a license to conduct such activities.

6% mortgage with compensation from maternity capital funds

Another innovation concerns families with children in which there has been an addition. Mortgages with state support for families with children continue to be implemented for them.

Amounts spent on the purchase of credit housing are subject to repayment with maternal capital, without waiting 3 years. Moreover, the state guarantees a minimum mortgage rate of 6%. A preferential mortgage allows you to buy not only an apartment, but also a private house with a plot, as well as housing under construction, the cost of which is the lowest in the initial stages of construction.

The amount of funds allocated is limited only by the amount of family capital itself, set for 2020 in the amount of 466,617 rubles.

Will there be indexation of maternity capital?

In 2015, in the wake of the crisis, the indexation of maternal (family) capital was frozen. Although previously it was carried out annually, which made it possible to almost double the amount of payments over 8 years. This can be clearly seen from the table.

Years of program operation Amounts (in rubles) 2007 250,000 2008 276,250 2009 312,163 2010 343,379 2011 365,698 2012 387,640 2013 408,961 2014 429,409 2015-20 19,453.026 2020 466.617

The most significant increase in maternity capital occurred in 2009, when more than 35 thousand rubles were added to the total amount. Then indexation was 13%, which exceeded even the annual inflation rate, which was limited to 8.8%.

Over the three-year period, the amount of “parental” capital did not increase. Initially, indexation was suspended for 2016-2017. (Federal Law No. 68-FZ of April 6, 2015). And then the non-indexed period was extended for several more years - until January 2020 (Federal Law No. 444-FZ of December 19, 2016). And so far no other regulations have been adopted on this issue.

Additional payments to mothers who decide to have a second child

Pension, medical and other expenses for unhealthy citizens will cost him more than financial support for young women in labor. Therefore, it was proposed that mothers who gave birth to a second child under 35, in addition to maternity capital, should be paid an additional 250 thousand rubles. The idea to introduce such an additional payment belongs to Deputy Prime Minister O. Golodets.

The initiative of the Deputy Prime Minister was widely covered in the Russian media. The authors of numerous articles often presented the official’s proposal as a decision already accomplished. However, to date, the intention to pay additional amounts to mothers has not been translated into a finished bill. The details of the ministerial “elaborations” of the document are also unknown to the general public.

Experts argue that the difficult demographic situation of the 90s will soon result in a sharp reduction in the number of Russian women of childbearing age. The state will no longer have to stimulate the birth of several children in a family, but the birth of first-born children, and as early as possible. In this regard, the following are considered the most realistic legislative initiatives of the Government:

• a significant increase in child care benefits (including the first one), if a woman gave birth before reaching the age of 25 - they plan to equate it to the subsistence minimum (then, if the project is approved, the amount of the benefit will increase approximately three times);
• cuts to the program - The government will propose paying maternity capital more targeted: to low-income citizens, residents of “dying” regions, etc.
• replacing maternity capital with “allowances for current needs”, which will be paid to parents with very low incomes - less than the subsistence level for each family member.

But even if additional payments of 250 thousand rubles are introduced, this will be an inferior alternative to maternity capital indexation, since they will be received by a limited circle of people.

Today, under certain circumstances, not only mothers, but also fathers, and even the children themselves have the right to “parental” capital. And indexing would affect them all. And the additional payments were going to benefit only young mothers.

(Please note that these are only plans that did not become actual payments)

Payments for the 1st child were introduced in January 2018 for those in need. Read in the article.

Will maternity capital payments be extended: Putin’s message

Today, the state intends to financially stimulate the birth rate until 2026.

In particular, at a government meeting on June 29, 2017, Prime Minister D.A. Medvedev literally said the following about the possible indexation of maternity capital: “It has been indexed since January 1, 2020.” From this statement of the head of the Cabinet of Ministers we can conclude:

• the expected increase in the size of maternity capital has occurred;
• The program for state support for families with children is likely to be extended for another 6 years.
• maternity capital was introduced at the birth of 1 child in the family in the amount of 466,000 rubles;
• for families upon the birth of 3 children, assistance in repaying the mortgage in the amount of RUB 450,000.

Legislators' proposal

Members of the State Duma are also trying to adjust the program for financial support for parents with at least 2 children. Deputies introduced several bills changing the rules for receiving and spending maternal capital.

One of them is a project by a group of deputies that proposed expanding the possibilities of using “maternal” funds. Today they can be used in the following areas:

• solving family housing problems;
• education of older children;
• payment for kindergarten, including private one, from maternity capital funds without waiting for three years (from the age of two months);
• mother's funded pension;
• adaptation means and services for children with disabilities;
• payment in cash from maternity capital to families recognized as low-income.

People's representatives believe that this list needs to be supplemented. They propose allowing parents to spend maternity capital funds on purchasing a car. In the explanatory note to the bill, deputies emphasize that such a step will bring comprehensive benefits:

• the mobility of family members will increase;
• The automotive market and related industries are intensifying;
• The vehicle fleet will be renewed, which will reduce road deaths.

Certain requirements are established for a car purchased using maternal capital: it must be of domestic production and have no more than 8 seats. Another restriction concerns the categories of parents who have the right to spend the state payment in this way. They are endowed with:

• parents with many children;
• families with adopted children;
• parents of disabled children.

To avoid abuse, the purchased car is prohibited from being sold, given away, or alienated in any other way for three years after purchase. This rule will not allow parents to use this loophole to quickly cash out money when the purchased car is immediately resold to another person.

The authors of the bill were O.A. Nilov, B.A. Chernyshov, S.V. Ivanov and other legislators. The document was submitted to the State Duma in the spring - 03/17/2017. However, so far it has not been accepted in any reading.

Obtaining a “family” certificate

In 2020, the procedure for obtaining a certificate for maternal capital will remain the same. Parents have the right to apply for a document in various ways:

• visit the Pension Fund branch in person;
• use your “personal account” (via “Gosuslugi” or the official website of the Pension Fund);
• send the application and documents by registered mail;
• submit all papers through a proxy;
• issue a certificate through the MFC.

The latter method is gaining popularity, since multifunctional centers are often more conveniently located than branches of the pension department. And thanks to the many “windows”, the process of submitting documents usually takes less time.

However, it should be taken into account that the MFC is an intermediary between the applicant and the Pension Fund, so you will have to wait a little longer for the issuance of the finished certificate.

If there is a need to prepare a document as soon as possible, it is better to contact the Pension Fund department directly.

Statistical data

The head of the Russian Pension Fund, Anton Drozdov, shared statistics on the use of maternity capital funds. He announced the following figures:

• the vast majority of certificate holders (92%) spent maternity capital on the purchase of family housing;
• in second place in popularity was the allocation of funds to education - 8% of parents used maternity capital in this way;
• Less than 1% of payment recipients allocated it to their mother's funded pension, and in most cases these were insignificant amounts remaining in the account after spending the funds for other purposes.

The most unpopular area of ​​maternity capital was the purchase of adaptation services and goods for disabled children. Parents have had this opportunity since the beginning of 2016 (Federal Law No. 348-FZ of November 28, 2015). Over the past three-year period, only about 100 people spent maternity capital in this way.

In total, according to the head of the pension department, more than 8 million Russians have received certificates since 2007. Half of them (57%) have already spent maternity capital on certain purposes.

What the regions offer

Regional maternity capital has been paid since 2011. This process was initiated by D.A. Medvedev, who at that time held the post of President of the Russian Federation. Speaking with his annual Address, he referred to the experience of the Ulyanovsk region, where, on the initiative of local authorities, they began to pay 100 thousand rubles for the birth of a third child. The head of state called for this practice to be spread throughout Russia.

The President’s wishes were heard, and many regions began to seek funds from local budgets for material support for families with children. Typically, regional (regional) capital is paid to the parents of the third child or subsequent children. But the amount of payments and possible directions of funds may vary, as the table clearly illustrates.

Region Amount of local capital, in rubles. Additional expense items St. Petersburg 140216.96 - Payment for sanatorium treatment and rehabilitation procedures for the child; — purchase of a family car (Russian-made). Oryol region 129,198.00 — Purchase of equipment for agriculture; - buying a car; — treatment of children with disabilities. Yakutia 125889.00 - Repair of family housing;

• - medical services;
• - treatment of children in sanatoriums:
• — purchase of vehicles.

Krasnodar Territory 115206.00 Gasification of housing, if it is located in the region. Republic of Dagestan - 10,000 - for the 5th child and subsequent children; — 300,000– for the 10th child and subsequent children For any needs at the discretion of the family. Jewish Autonomous Region 120000, 00 - Treatment of child (children); — buying a car, including on credit.

This is by no means a complete list.

However, local maternity capital is not paid in all regions of Russia. In particular, residents should not count on it:

• Moscow;
• Republic of Chechnya;
• Republic of Tatarstan.

1. Detailed data on regional payments is here.
2. Federal maternity capital is paid to Russians regardless of their place of residence.

Still have questions? Ask! Our lawyers are ready to answer all your questions, as well as provide qualified assistance in preparing applications to various authorities.

Source: http://mamkapital.ru/posobiya-pri-rozhdenii/materinskij-kapital-osnovnoe/v-2020-godu/

Maternity capital will be paid for the first child from January 1, 2020

Families with two children will now receive 616,617 rubles.

Read also: A car for a large family from the state in 2020

During the Presidential Address to the Federal Assembly, Vladimir Putin announced new conditions for maternity capital payments and the extension of the program at least until the end of 2026.

From now on, families with only one child will be able to apply for maternity capital. They will be paid 466 thousand 716 rubles.

Those who are raising two will receive an increase in payments to 616 thousand 617 rubles. The increase will be 150 thousand rubles. Putin assured that the amount will be indexed annually.

• If there is already a child in the family, then when the second one is born, the parents will already be subject to the new payment conditions.
• “We have extended the preferential mortgage rate for families with two or more children for the entire term of the loan,” the president added.
• Also during the Address, the head of state announced the introduction of new monthly payments for low-income families with children aged 3 to 7 years.
• blocknot.ru

When can you get maternity capital for 1 child?

The maternity capital program will be extended until 2026; families with their first child will be able to receive it. Russian President Vladimir Putin announced this in his message to the Federal Assembly.

1. Already at the birth of the first child, from January 1, 2020, the family will receive maternity capital, now it is 466,616 rubles.
2. At the birth of a second child, maternity capital increases and will amount to 616,617 rubles.
3. At the birth of the third child, the state pays off the mortgage loan in the amount of 40%.

Thus, the amount of payments for a family with three children will be about 1 million rubles (about 14.5 thousand euros).

The maternity capital program was launched in 2007 and then extended until the end of 2021. In 2018, the capital amounted to 453,026 rubles.

The money can be spent on improving living conditions, on children’s education, on mother’s pension. The certificate cannot be cashed.

spektr.press

Maternity capital will be paid for the first child

Pixabay.com

Putin said that the family support program has been extended until at least 2026.

Russian President Vladimir Putin spoke about this during his address to the Federal Assembly. He noted that the state intends to continue to support families who are just thinking about having a child. Now the authorities are ready to pay maternity capital for the first-born in the amount of more than 466 thousand rubles. Payments for the second child will increase to 616 thousand rubles.

Vladimir Putin also said that children from first to fourth grades will be fed free of charge in schools, regardless of whether they are beneficiaries. We are talking about hot meals in all regions of the country.

The President of Russia emphasized that it is important how high-quality education schoolchildren receive. He wants every child to receive good knowledge, no matter where he lives. The head of the country asks departments to build new schools, effectively use educational infrastructure and new technologies.

Maternity capital for the first child and an increase in the amount for the second

Once again, the program was scheduled to end on December 31, 2021. However, in his Address to the Federal Assembly on January 15, 2020, Russian President Vladimir Putin made several important statements, including the fate of maternity capital in 2020 for the first child.

Do they give maternity capital for the first child?

Until mid-January 2020, the answer to this question was negative - a certificate, the denomination of which by this time had already increased to 466 thousand, was issued for the birth of one baby, starting with the second (or subsequent ones, if the paper had not been received earlier). Families with one child did not receive anything like this.

But the president decided to make adjustments in order to increase the birth rate and improve the demographic situation in the country.

Putin increased maternity capital and ordered it to be paid for the first child from January 1, 2020

According to the statement of the head of state, the maternity capital program will be extended for at least another five years - its end date has been postponed from December 31, 2021 to December 31, 2026.

Besides:

• families in which their first child will now receive maternity capital in the amount of 466,617 rubles. (size in 2020, subsequent indexation is possible);
• if from January 1, 2020, in addition to the first, a second baby , then they will pay an additional 150,000 rubles for it. ;
• if a second child is born in 2020 or later (and the first was born earlier, before 2020, and did not receive a certificate for his birth), then the entire amount will be paid for the second at once. This is 466,617 + 150,00 = 616,617 rubles. ;
• for the birth of a third, you can count on another amount - 450,000 rubles. But its use will be exclusively targeted - these 450,000 can only be used to pay off the existing mortgage loan.

In addition, a family with two or more minor children, at least one of whom was born after January 1, 2018, can count on a preferential mortgage at 6% - and now this figure will remain unchanged for the entire term of the mortgage loan.

Thus, starting from 2020, parents with children will be able to invest over 1 million rubles in their own housing.

When can you get maternity capital for 1 child?

The innovations, according to the president, should come into force retroactively, from January 1, 2020. This means that all mothers whose first baby was born this year (or later) can receive a certificate.

Combine all loans into one! Reduce overpayment and monthly payment!

What amount is due if the first child is born?

For the first-born, according to the new rules, the amount that was given for the second child until 2020 is due - taking into account indexation, at the time of writing, it is 466,617 rubles.

How much will the amount of maternity capital increase for a second child?

If, starting in 2020, a second baby is born, the amount of payments will depend on whether the family has already received some amount for the birth of the first child.

• If maternity capital has already been issued for the first-born, then for the second child they will pay an additional 150,000 rubles.
• If the first-born was born before 2020 and a certificate was not received for him, then for the second-born they give maternity capital in the amount of 616,617 rubles .

Thus, the amount of maternity capital increased immediately by 150,000 rubles.

How to get maternity capital for your first and second child

To obtain a certificate, you must contact the Pension Fund of the Russian Federation (both at your place of registration and at your place of residence) or fill out an application through the MFC (now called “My Documents”).

Documents required:

• Passports of the parents (or only the mother).
• Birth certificate for all minors.
• SNILS (for everyone).
• Application (can be written in advance or at the place where documents are submitted).

A certificate of marriage or divorce may be required. No other documents are needed - absolutely all citizens of the Russian Federation whose first, second or subsequent baby is born (adopted) are entitled to a certificate.

Are there any restrictions on receiving benefits?

The only limitation that exists today is the lack of Russian citizenship and the absence of any required documents from parents or children. Otherwise, there are no restrictions - the mother (by default) or the father (in some cases - if the mother died, lost her legal capacity, or was deprived of parental rights) can receive the certificate.

By the way, even the child himself can receive such a certificate (at any time before he reaches 23 years of age) - if both parents have lost such a right, for example, they were deprived of parental rights or died.

The age of the first child to receive a certificate is not limited if a second child is born and maternity capital is paid specifically for him. If there is only one baby born, then a certificate will be given for him only if the date of birth falls in 2020 or subsequent years. You must receive the paper before your son or daughter reaches adulthood.

Who is eligible to receive benefits?

Let us immediately note that maternity capital is not a benefit. This is a certificate giving the right to spend a certain amount for certain purposes, the list of which is limited. It is issued once, and from 2020 it can be divided into two parts - part of the amount for the first and part for the second child.

Who is entitled to maternity capital? Mother (citizen of the Russian Federation) who gave birth to her first, second or subsequent children. If at the time of the birth of her children she did not have citizenship, then she can exercise her right only from the moment of its acquisition, provided that the children have Russian citizenship.

The father can receive a certificate instead of the mother (if she is deprived of parental rights, committed a crime against the child, or died) even if he does not have citizenship - but provided that the mother had it.

If twins are born, what kind of maternity capital is prescribed?

Twins or triplets are two or three babies, each of whom has a separate birth certificate.

Accordingly, parents who have twins born since January 1, 2020 (and have no more children, and until that moment they did not receive any maternity capital) can count on receiving the entire amount for the first-born and the second baby at one time. Maternity capital for twins (first birth) will be 616,617 rubles .

If the birth of twins occurred in a family where there is already a son or daughter, then you can count on an increased size of the certificate for the second baby, which is valid from this year - that is, the same 616,617 rubles .

If you received maternity capital for your second or subsequent children before 2019, and twins were born in 2020 and later, then maternity capital is not required for the birth of twins - but you can take advantage of the new measure to receive 450,000 rubles. to repay the mortgage for the birth of the third or subsequent children (also one time).

What will the new support measure do?

According to the president’s idea, Russians will now become more willing to give birth and purchase housing with a mortgage, which will help kill two birds with one stone – support the birth rate, which is rapidly falling despite all the efforts of the state and all the new support measures, and stimulate sales in the primary real estate market.

However, experts have already expressed the opinion that immediate results should not be expected. In addition, the most that can be counted on is that Russians will start having two children instead of one. Large families still remain among the most vulnerable segments of the population.

What about those who already have two, three or more children in 2020? Alas, if they decide to give birth to another baby, they still will not receive a new certificate - it is issued only once. But, if you still haven’t used it, then it’s worth remembering that the denomination increases every year – including for previously issued but not yet put into use certificates.

Read also: Going to school without residence permit or registration: how to arrange it and how to get there

Increasing maternity capital for a second child

In 2020, the maternity capital program will be changed in accordance with the proposals of President V. Putin, voiced on January 15, 2020 in his message to the Federal Assembly. One of the proposed changes is to increase the amount of maternity capital at the birth of a second child by 150 thousand rubles. – that is, up to 616,617 rubles .

The President proposed to approve such changes “retroactively”, starting from January 1, 2020. Accordingly, the increase in maternity capital will affect those families in which the second or subsequent child was born in 2020 and later. These funds can still be used in the areas provided for by law.

For now, get a certificate for 616,617 rubles. it is impossible, since such a change has not yet been approved by law. According to the Federation Council and the State Duma, the law on amendments to the maternity capital program will be approved around March-April 2020 .

However, the family can now apply for maternity capital in its current size, and after the law is approved, its amount will automatically increase by 150 thousand. There is no need to change the certificate form.

V. Putin about maternity capital

Speaking with his annual address to the Federal Assembly, Vladimir Putin announced significant changes to the maternity capital program. In particular, he proposed increasing the amount of maternity capital at the birth of a second child to 616,617 rubles. A quote from the President's message is given below:

V. Putin about maternity capital in 2020

According to the President’s statement, from January 1, 2020, maternity capital will be issued for the first-born in the amount of 466,617 rubles, and at the birth of the second child, another 150 thousand will be added . Thus, the total amount of maternity capital will be 616,617 rubles.

Law on increasing maternity capital for a second child

Announcing changes to the mat program. capital, President V. Putin announced that the increase in the certificate amount by 150,000 rubles will be made from January 1, 2020 , that is, “retroactively.” At the same time, according to the new law, the scheme for providing maternity capital will be generally adjusted:

• The family will be eligible to receive a certificate immediately upon the birth of their first child. MK for the first-born will be provided in the amount in which it was previously due at the birth of the second or subsequent child. After indexation from 01/01/2020 by 3%, its size is 466,617 rubles .
• When a second child is born in a family, the amount of maternity capital already provided for the first-born will increase by 150 thousand rubles. That is, in total the family will receive 616,617 rubles.

Will it be increased by 150 thousand rubles? maternity capital for a child born before 2020 is not yet known, since the bill providing for such changes has not yet been developed and approved. In the near future, the Government will develop a draft law and submit it to the State Duma for consideration.

Mat size capital for a second child

According to the new law, the amount of maternity capital for families with two children will be 616,617 rubles. Further, this amount will be indexed annually in accordance with inflation forecasts - this is approximately 4% per year. That is, pre-mate. capital will be:

• RUB 641,282 – in 2021;
• RUB 666,933 – in 2022;
• RUB 693,611 – in 2023.

MK will pay the above amounts provided that the first-born was born in 2019 or earlier, and a second child will appear in the family in 2020 or later.

The same amount of MK will be provided for the third or subsequent child born in 2020.

or later, if before that the family did not have the right to receive maternity capital (for example, children were born before 2007, when the program was not yet in effect).

Taking into account the fact that V. Putin proposed paying maternity capital for the first-born, the following needs to be clarified: families will not receive two certificates - for both the first and the second child.

• If the first-born is born in 2020 or later, the family will immediately receive the right to receive maternity capital in the amount of 466,617 rubles.
• Upon the birth of a second child in this family, the right to an additional 150 thousand in addition to the already issued maternity capital will be granted. Thus, a family with two children will receive a certificate in the total amount of 616,617 rubles.

What can you spend your maternity capital on?

Directions for disposing of maternal capital funds will remain the same. It will still be possible to send funds for any of the following purposes:

It should be noted that no changes have been announced regarding the source of funding for “Putin’s” payments for the second child. Presumably, they will continue to be paid from maternal capital funds. However, it will become known for sure after the bill is submitted to the State Duma.

Let us remind you that such payments are due to low-income families in which one family member has an income of less than two subsistence minimums. The amount of the benefit is the child’s subsistence level, and can be received monthly for up to 3 years .

Source: http://materinskiy-kapital.molodaja-semja.ru/v-2020-godu/616-tysyach-za-vtorogo-rebenka/

Maternity capital indexation: how to calculate the amount?

The amount in the certificate confuses many - if 453,026 rubles are indicated there, then how will this amount be indexed? In fact, everything is quite simple and there is no reason to panic.

Update as of January 15, 2020: The President announced an increase in maternity capital by 150,000 rubles and the issuance of a certificate for the first child. You can read more about this here.

The maternity capital program was introduced on January 1, 2007. This was the first program to support motherhood, and the goal was to increase the birth rate in the country. Indeed, this program has become very popular; most families chose to use the capital to improve their living conditions.

At the start of the program in 2007, the capital was only 250 thousand rubles, but then its amount was revised and indexed every year. The amount of maternity capital increased every year by an amount approximately equal to annual inflation. This was the case until 2015, when maternity capital was increased to 453,026 rubles.

For 4 years now, the amount of maternity capital has not been revised ; the authorities cited the lack of money in the budget for this as the reason. During this time, maternity capital depreciated, even according to official estimates, by 30% (inflation in some years reached double digits).

However, in the draft federal budget of the Russian Federation for 2020-2022, which the State Duma has already adopted in the first reading, it is planned to index maternity capital to the following figures:

• in 2020 – up to 466,617 rubles, or 3%;
• in 2021 – up to 485,282 rubles, or 4%;
• in 2022 – up to 504,693 rubles, or by 4%.

And if the authorities have already finally decided on the figure for 2020, the growth in 2021-2022 is still only projected, and it may still be revised later.

Interestingly, maternity capital is again indexed less than the increase in consumer prices - inflation this year is expected to reach up to 4%. But, given the lack of indexation by 30% over the previous 4 years, this is no longer surprising.

What will happen to those who received the certificate earlier?

The right to maternity capital for a family is confirmed by an appropriate certificate. But it specifies the amount of capital - and as of the year in which this certificate is issued. Accordingly, many believe that indexing only applies to new certificate recipients.

However, this is not at all true. Indeed, the certificate form requires an indication of the exact amount of maternity capital. This amount is legally of no special significance - data on the balance of maternity capital for a specific certificate is stored in the electronic database of the Pension Fund.

In other words, maternity capital is indexed for everyone, and in 2020 it will increase both for those who did not use capital at all and for those who have already spent part of it.

The fact is that it is the balance of maternity capital that is subject to indexation (in this case by 3%). There are many options for using some of the funds

• in 2009-2010 and 2015-2016, the state allowed one-time payments from maternity capital in the amount of 12 and 25 thousand rubles, respectively, for any purpose;
• you can spend part of the funds to pay for the child’s stay in a paid educational institution (including in kindergarten);
• from 2018, you can receive payments for your second child from maternity capital in the amount of 1 subsistence minimum per month (if the child was born in 2018 or later, and the family’s income is low).

That is, if a family from the Leningrad region received payments for their second child all year in 2019 (9,680 rubles per month), then maternity capital as of December 31, 2019 will decrease to:

• 453 026 – 9 680 × 12 = 336,866 rubles
• And from January 1, 2020, the balance of maternity capital will be indexed to:
• 336 866 × 1,03 = 346,971.98 rubles

That is, there will be an increase in maternity capital, but it is calculated exclusively from the balance of funds. By the way, in 2020 the cost of living will increase, and payments for the second child will accordingly increase, so indexing the cost of living is important.

Therefore, you should not pay attention to the amount in the certificate - all numbers are calculated automatically and are contained in the electronic database.

Are the rumors about the cancellation of the program true?

Initially, the maternity capital program was designed until the end of 2016. But then it turned out that it worked quite successfully, and it was extended several times. The current deadline is 2021, but the program is almost guaranteed to be extended further.

Initially, Chairman of the Federation Council Valentina Matvienko proposed extending the program until 2025, but, for example, Deputy Minister of Labor and Social Protection Alexey Vovchenko proposed making it permanent.

Interestingly, by extending the program until 2025 and beyond, the state will still spend less on it: due to the demographic decline in the 90s, the birth rate is projected to decline by approximately 30%.

The remaining conditions of the program remain, most likely, unchanged. There are proposals to allow maternity capital to pay for the cost of gasification of private houses , as well as to buy cars with it. So far, none of these proposals have been supported by the State Duma.

But you can buy a car, for example, for regional maternity capital - some regions have adopted similar programs, but there are slightly fewer restrictions on the use of money in them.