Benefits for a third child

The demographic policy of the Russian Federation is aimed at providing material support to families with two or more children. The birth of a third child is a joyful event, which is accompanied by additional costs and a burden on the family budget, therefore, several types of benefits and benefits .

All benefits provided to a large family are divided into one-time and monthly, have a specific purpose or provide freedom of choice, are transferred in cash or provided in the form of documents confirming the right to use. Let's look at each of them in more detail.

B&R manual

1. If the pregnant woman is officially employed and transfers contributions to the insurance fund.
2. If a pregnant woman is fired due to the closure of the enterprise or staff reduction.
3. If a pregnant woman receives secondary or higher education on a full-time basis.
4. If a woman adopts a child under 3 months.

So, when receiving a certificate of incapacity for work, starting from the 27th week of pregnancy , a woman has the right to apply for benefits under the BiR to the employer or to the social security authorities. The amount of this payment is calculated based on the duration of sick leave ( from 140 to 194 days ). There are several calculation methods .

Based on the pregnant woman's income

Payments made for two full years preceding maternity leave are taken into account; based on the accounting amounts, the woman’s average daily earnings are determined, which is multiplied by the number of days indicated on the certificate of incapacity for work.

This amount is limited and is limited to 322,190 rubles for 140 days of sick leave .

Based on minimum wage

• For 2020, the minimum wage is 12,130 rubles , the minimum payment amount under the BiR is 55,830.6 rubles .
• Payment under the BiR is made on the basis of the original certificate of incapacity for work and a written application of the pregnant woman, is assigned within 10 days from the date of submission of all necessary documents and is paid within the legally established time frame (in the case of transfer of the application to social security) or on the day of payment of wages.
• In addition, if registered early ( before 12 weeks of pregnancy ), a woman is entitled to a one-time payment of 680.40 rubles .

At the birth of a child

The birth of a baby involves the payment of so-called “diaper fees”. For 2020, from February 1, the amount is 18,143.96 rubles and is paid to both working and unemployed parents, while:

Read also: Payment period when going on maternity leave

1. If both the mother and father are employed, either of them can claim the right to receive it by submitting all the necessary documents to the economic department.
2. If one of the parents is officially employed, it is he who submits the application.
3. If both parents are unemployed, documents are submitted to local social security authorities.

You can declare your right to receive benefits within six months from the date of birth of the child, providing the following package of documents :

1. A certificate confirming the fact of the birth of the baby.
2. Certificate of marriage between parents.
3. A certificate stating that the second spouse did not apply for benefits.
4. Bank account details to which funds can be transferred (if necessary).

Care

The legislation provides for exemption from work until the child turns 3 years old.

Both parents and grandparents can exercise this right. This period is divided into two periods of time - up to 1.5 years and from 1.5 to 3 .

Up to 1.5 years

The calculation of the monthly benefit amount is based on the same base as the payment under the B&R and is calculated in the following ways .

By average daily income

In such cases, the benefit amount is 40% of the average daily earnings for the accounting period, multiplied by the number of days of the period (29.3). The maximum limit on monthly benefits is RUB 27,984.66 .

Based on the minimum wage

For officially unemployed applicants, a benefit is provided, based on the minimum wage and amounting to 6803.08 rubles .

Payments up to 3 years

Families in which the first or second child was born or adopted between January 1, 2018 and December 31, 2022 can receive a monthly benefit. There is no benefit provided for the third child or children born before 2018.

1. Payments for the first and second children are assigned to those families whose average per capita income does not exceed the limit established by law - 2 subsistence levels in the region of residence.
2. The monthly allowance is equal to the minimum cost of living per child in a particular region.
3. Absence from work due to caring for a small child must be officially documented and confirmed by documents such as:

1. Child's birth certificate.
2. Certificate of registration of marriage between his parents.
3. A certificate stating that the second spouse did not claim his rights to care for the baby.

Documents are provided no later than the day following the end of sick leave according to the BiR. As a rule, a certificate of incapacity for work is provided 70 days before the expected date of birth and ends 70 days later if the birth occurs without complications.

Maternal capital

For 2020, taking into account all the indexations carried out, the amount of capital increased to 470,000 rubles . No further indexation is planned for the next 3 years.

Read also: Benefits and allowances for a single mother in 2020

This authority is granted one-time and applies to all family members, including adopted children. Endowment capital can be spent on:

1. Improving the condition of housing (including purchasing a new one).
2. Secondary or higher education of children.
3. Financing the mother's pension savings.
4. Adaptation and treatment of children with disabilities.

• It should be understood that misappropriation of funds from capital or its illegal cashing out entails criminal penalties.
• Initially, the program involves obtaining a certificate upon the birth of a second child in the family, but the birth of a third child (in the case where older children were born before 2007) is the basis for this type of government support.
• So, you can issue a certificate at the Pension Fund of the Russian Federation at your place of residence by providing the following package of documents :

1. Written statement from one of the parents.
2. Identification document of the applicant.
3. Birth certificates of children (all).
4. A document confirming the citizenship of children.

Other benefits

From the moment of the birth of the third child, a family is considered to have many children and is entitled to the following benefits :

1. Providing a mortgage without making a down payment.
2. A family can be provided with a certificate for the purchase of residential real estate in the amount of 90% of its value.
3. Subsidizing payment for utilities in the amount of 50%.
4. Children under the age of majority are entitled to receive free medications.
5. Free primary and secondary education.
6. 50% discount on higher education.
7. Extension of parental leave by 5 days.
8. Admission to school and preschool institutions is out of turn.
9. Free travel on public transport.

Provision of land

Another way to support large families is to provide a plot of land under the following conditions :

1. The land provided is located outside the city.
2. The maximum plot size cannot exceed 15 acres.
3. The land is for long-term lease. It is possible to register it as property only after the construction and documentation of the house.
4. For each year before registration of ownership, a large family undertakes to make deductions in the amount of 0.3% of the cost of the plot.
5. Land is not provided to spouses who are not officially registered.
6. Participation in other social projects that involve obtaining a plot of land is grounds for refusal to provide land upon the birth of a third child.
7. An application for land must be submitted before all three children reach adulthood.

To be placed on the waiting list, the family must provide:

1. Identification documents of the spouses.
2. A document confirming the official registration of marriage.
3. Birth certificate for all children under age.
4. A document certifying the fact that a family is recognized as a large family.
5. A certificate stating that the family does not participate in other social programs for the provision of land.
6. Extract from the house register.
7. An extract from the unified state register confirming the absence of plots owned by any of the family members.

Any family member over 18 years of age can get on the waiting list. The application and all necessary documents are submitted to the local competent authorities , who decide whether to satisfy the request specified in the application or reject it. As a rule, the wait for your turn lasts at least a year.

Regional benefits

Current legislation provides for the payment of benefits to large families at the regional level. As a rule, the size and essence of the benefits provided depend on the budget of the subject and the demographic situation in it.

Thus, all programs supported by the authorities of the constituent entities are individual in nature and have their own conditions for the provision of payments.

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Payments for a third child

You are entitled to a plot of land measuring 1500 square meters. Didn't you know? The mayor’s office invites all large families in Moscow to write an application, stand in line and wait for their due “piece” of land. Of course, they won’t give you anything upon request. Let's be realistic. But in a year or two, there will still be a wonderful place for a dream family home.

Or maybe you want to build a summer house. The decision is yours. The main thing you need to know is what payments for a third child in 2020 you can receive from the state and local authorities. What they will be allowed to spend it on, and also what amount to expect. You've come to the right place for answers. This article details the laws that govern family benefits.

Payments for a third child: latest news

For a family that has “dared” to have a third child, many benefits, incentive payments and subsidies have been developed in Russia. In addition to the federal ones, which operate in all cities of our country, city governments can independently develop, introduce increasing coefficients and enact acts that are aimed at improving the well-being of families.

When the 3rd child is born, the family is assigned the status of a large family. This is good. In addition to state/city benefits aimed at improving the financial situation of the mother in labor, the family receives additional government support.

Read also: Travel for schoolchildren: on public transport, on the metro, in Moscow

What does it mean? In Russia, several presidential decrees have been developed that oblige the local authorities of each city to keep records of large families. Also, the resolutions outline the subsidies and benefits that these families can count on.

It is worth making a reservation. In each region, additional measures to support social units are determined by local authorities. Only internal regulations of self-government determine the order of relationships, allocation rules, and the amount of subsidies. Therefore, the population should contact their social protection department at their place of residence to be informed.

In this article, as an example, we will look at what payments are due to large families.

What payments are due to a family for a third child?

For convenience, we will divide all subsidies due for the birth of 3 babies by type.

1. Maternity benefits (for women giving birth).
2. Child support subsidies (directed to the family).
3. Social programs (all-Russian and local).
4. Housing and property benefits.
5. Help for large families.

The fees indicated by the first two points are listed in Federal Decree No. 81, signed by B. Yeltsin in 1995. Article 3 specifies the following types of state support:

• maternity leave;
• a one-time transfer to a woman in labor who registered with the antenatal clinic at the beginning of pregnancy (12 weeks);
• payment to a pregnant conscript girl (1 time);
• one-time subsidy when a baby is born;
• monthly assistance for an infant whose father is serving in the armed forces (conscript only);
• cash assistance for baby care (every month);
• additional benefits in the region;
• financial support for adoptees.

The monetary value of each benefit is fixed in the same law. The amounts are fixed, but since prices in the country rise every year, indexation occurs. The coefficient is taken for last year, according to an official source. The adjustment occurs on February 1 of this year.

It is worth noting that all benefits are regulated by the inflation rate, except for the regional one. This allowance is adjusted by local city authorities (as well as regional authorities, etc.).

What a family with three children can count on: latest news

Decree number 81 gives exact numbers. These are the amounts that the mother/family can count on when paying benefits. But these values ​​are given without reference to a specific time. What does it mean? This means that they are not indexed. The law only specifies the initial amounts.

To find out how much is due in a particular year, you need to do a recalculation. This happens using indices that are calculated in accordance with inflation.

It is important to understand the essence of the recount. It is carried out using the cumulative method. That is, every year the amount increases by a small percentage. The adjustment is made on February 1 of the current year. Therefore, it is not possible to find out the exact amounts for 2020.

And here is the amount of benefits determined in 2019 for the third child.

1. Amount of maternity leave: 100% of average earnings. The period for which this benefit is paid is 140 days.
2. When registering at the antenatal clinic before the 12th week: 655 rub.
3. Payment to the pregnant wife of a soldier: about 27 thousand.
4. Fee upon birth of a baby: 17,500.
5. Monthly assistance: 6.3 thousand, plus if the child’s father is in the service - 11.5 thousand. Foster families receive the same amounts when adopting a child.

Additionally, increasing coefficients (indices) can be entered in each region. Their size is determined by local authorities.

On February 1, 2020, benefits will be adjusted according to the established indices for 2019.

Social programs

Social programs are aimed at improving the overall well-being of the family. This:

• support in providing them with their own living space;
• maintenance in kindergartens (including private ones);
• payment for secondary and higher education for children;
• formation of mother’s pension savings;
• assistance in the rehabilitation of a disabled child.

First things first.

Since 2007, Russia has had a program designated by Decree 256. It is called “Maternity Capital”. The essence of the program: the allocation of funds for improving housing conditions, education, pensions, as well as for the purchase of medicines for disabled children.

Money, according to Decree 256, becomes available after the birth of the 2nd, 3rd and subsequent children. To receive funds, you need to contact the social insurance fund, write an application and attach the necessary documents. After consideration, the Pension Fund issues a certificate confirming the right to financial assistance. In 2020, the size of this payment will be indexed. The amount will be about 470 thousand rubles.

It is not possible to receive money in cash. Finance is issued only for targeted needs in cashless payments (that is, transfer to an account).

The capital has additionally introduced city benefits for disabled children. Payments can be received by sending a document through the mos.ru portal. Muscovites can count on benefits for child care and social benefits for retirement.

In addition, MSC also has other subsidies for disabled children. These are one-time transfers at the birth of the 1st, 2nd and 3rd child, provided that one of the parents does not reach 30 years of age. The size is 5, 7 and 10 subsistence minimums, respectively. The PM value is determined based on the previous year from the date of application.

Residents of the nearby area often ask the following question: Does the Moscow region receive the same payments that are assigned in Moscow? Answer: no. The region has its own laws and regulations.

But there is one exception: if the capital provides for gubernatorial payments, then the region can count on the same assistance.

In all other cases, you need to read the documents establishing each specific norm.

Housing programs for a third child

A completely unique incident occurred at the president’s annual address to the federal assembly. At the beginning of his speech, the head of the country touched upon families in which a third child was born. The proposal is this: to legalize retroactively, namely from January 1, 2019, assistance to all large families with three minor children.

In this regard, the president promised to allocate 450 thousand to families. The money is used only to pay off the mortgage. It will not be possible to receive funds for other purposes.

In addition, Putin touched upon the topic of preferential mortgages for those families who have two or three children. Under the old scheme, a preferential 6% rate was given for 3 and 5 years, respectively. Now it is planned to extend the grace period for the entire loan period for families with three children under 18 years of age.

In relation to Moscow, a program has been developed and is in operation, according to which large families receive free land for building a house, cottage or gardening. The document that regulates this payment: MO Law No. 73/2011-OZ.

According to it, a large family that lives in the capital (has documents) can apply for the allocation of a land plot from state assets. At the same time, the authorities must provide a land plot with a minimum size of 1000 square meters (or 10 acres). If there is a plot of smaller size available, the family must give written consent to allocate them with such property.

Additional support for large families

In addition to all due government subsidies listed in the previous sections, families with three children (large families) can count on:

• discount when paying for housing and communal services, and in the case of heating a house with solid fuel (coal, firewood), reimbursement of part of the cost;
• provision of medicines for children 6 years of age free of charge (only with a prescription from a pediatrician);
• discounted meals at school and other professional institutions;
• free transport travel;
• admission to kindergartens and schools out of turn;
• free admission to museums, exhibitions and other public events once a month;
• annual payment of expenses in preparation for school.

The state also helps a family with three children in every possible way in opening small businesses and farms. This is expressed in preferential taxes, the issuance of land, etc.

Payments for the birth of 3 children in 2020: what changes to expect

Payments for the birth of the 3rd child in 2020 will change slightly. This applies to both one-time and monthly benefits. It is also planned to support young parents at the regional level.

Therefore, it is worth carefully studying all the details of providing these benefits, because, as a rule, they vary depending on the region, age and gender of the parent, as well as some other factors.

In this article we tried to cover this issue in as much detail as possible.

Parents with many children are provided with the following types of lump sum payments upon the birth of their 3rd child in 2020:

In order to receive maternity benefits, you must provide a sick leave certificate, which is issued at the antenatal clinic. The company you work for calculates the amount of payment. If a woman does not work, but has an insurance policy, she needs to contact the local Social Insurance Fund, which will also calculate the amount of maternity benefits.

In 2020, it is planned to pay 100% of the average salary, if before going on maternity leave it was above the minimum wage. The maximum amount that is due for a third child reaches 65.4 thousand rubles. For a woman whose salary was below the subsistence level, this payment is calculated in accordance with the regional minimum wage.

Paid for the partial purchase of necessary things for a newborn. It is approximately 16.75 thousand rubles. For wives of military personnel, it is slightly higher – 26.7 thousand. The benefit is issued only by one of the parents by submitting to the personnel department or the Social Insurance Fund (unemployed) department a certificate confirming that the second parent does not have this payment.

Monthly assistance

Russian legislation states that families with three or more children are classified as having many children. Accordingly, they are entitled to certain benefits, which, by law, can now be received by either spouse.

• benefits for up to 1.5 years can be issued at the enterprise where the parent worked before going on maternity leave. The size is determined from average earnings over the last couple of years. It is 40% of this amount. There is also a minimum required amount, which is 6131.37 rubles.
• Benefits up to 3 years can be received only in 62 regions of Russia. It can be issued not only by parents, but also by other relatives who help raise the child. The payment amount is equal to the child's subsistence minimum for a particular region.

Read also: Recognition of marriage as invalid: grounds, court

Help from the regions

The difference in payment amounts is usually large, because its size is determined by the region and the standard of living in it, for example:

• a mother and father under 30 years of age living in Moscow can receive about 10 minimum wages for a third child;
• in the Moscow region this payment will be 30 thousand rubles. However, family income must be lower than or equal to the subsistence level;
• in St. Petersburg the payment is 37 thousand rubles;
• The Primorsky Territory, like the Moscow Region, provides 30 thousand rubles;
• in the Altai Territory there is a fairly high amount of benefits - 50,000 rubles;
• in Voronezh – 20,000 rubles;
• in Chuvashia they pay 100 thousand rubles with the condition that the money received will be used to buy housing or pay for a child’s education;
• in Bryansk the authorities also pay 100 thousand rubles.

Some regions have laws that allow maternity capital to be paid for up to 3 years. In the Kursk region, 85,573 rubles are paid. for the third child or 114,098 rubles if triplets are born.

It is also important to remember that some regions of Russia have a “northern coefficient”, which increases the amount of payments, thereby compensating for the harsh living conditions of families in the north.

The coefficient is calculated individually in each region, but is approximately 1.7-1.8. This surcharge approximately doubles the amount of charges.

Payments during pregnancy

In order to receive benefits during pregnancy for the 3rd child in 2020, you must fulfill certain requirements: register with the antenatal clinic before 12 weeks and provide a certificate to the Social Insurance Fund. The benefit amount in 2020 will be 630 rubles.

Will maternity capital be increased?

The local office of the Pension Fund is the place where you need to register maternity capital. For the 3rd child, the parent receives 453,000 rubles, but taking into account the fact that the certificate was not issued for the second child. This is a one-time payment. Maternity capital indexation will not be carried out in the next couple of years.

The government of the Russian Federation has often raised the issue of increasing birth benefits.

In 2015, a project was even put up for discussion, suggesting a threefold increase in payments for the 3rd and subsequent children, proposed by Belgorod deputies.

This provoked a wave of rumors about increasing the size of the payment to 1.5 million. Indeed, some changes were formulated, but the draft was considered but rejected by the State Duma.

Other benefits

The birth of a third child makes it possible to receive some benefits in various areas, such as obtaining a mortgage, purchasing a home, or paying for housing and communal services. For example, large families can receive preferential mortgage insurance. If the mortgage rate is above 6%, then the state will compensate the banking institution for the remaining interest. This benefit is available for 5 years from the date of registration of the mortgage.

In addition, a family with three or more children can buy a home without a down payment, or take a plot of land for indefinite use free of charge. When paying housing and utility bills, you can count on a benefit in the form of a 50 percent discount.

Thus, next year 2020, the state program implies a change in some payments due at the birth of a third child. However, it is worth thinking about and carefully studying this issue, because there are some restrictions on receiving benefits that are important to consider.

Benefits and allowances for a third child in 2019-2020

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After the birth of the third child, a Russian family is considered to have many children. Until recently, such families could only qualify for benefits and payments from the regions, but recently some of the benefits have been transferred to the federal level. This means that they are guaranteed to any large family throughout Russia. Let's take a closer look at what these payments and benefits are.

All regions of Russia have some benefits for large families. As a rule, these are preferences such as:

• placing a child in a queue and admitting a child to a nursery in a special order;
• the opportunity to attend various clubs and sections for free;
• free meals in educational institutions;
• the opportunity to receive vouchers for sanatorium treatment.

In addition, there may be other benefits - for example, discounts on utility bills , or the right to free parking (as is done in Moscow).

Standard tax deductions

Among other things, families with children have the right to receive tax deductions. For children, a standard deduction is provided - a refund of personal income tax paid (at a rate of 13%) for a certain amount.

One of the parents (guardians/trustees) can receive a deduction if the other parent (guardian/trustee) refuses to receive this deduction. Also, parents (including adoptive parents, guardians and trustees) have the right to divide the amount of the provided deduction among themselves into equal parts.

If spouses have children from their first marriage , for example, one child, and they have two children in a marriage with another individual, the first child is also taken into account when receiving deductions and benefits. Therefore, the deduction is issued for three children.

The amount of tax deduction for the first and second child in 2019 is 1,400 rubles for each of them. The amount of tax deduction for the third and subsequent children is 3,000 rubles per child .

What is a tax deduction? This is the amount of income tax that was paid in the reporting tax period, and by which the tax base can be reduced for calculating personal income tax. Tax base is the total amount of income of the taxpayer, which is taxed at a rate of 13%. In fact, this is wages for those taxpayers who are officially employed.

The amounts of standard tax deductions are the same for all regions of the Russian Federation. You can apply for them by filling out a declaration in form 3-NDFL yourself or through your employer . It is necessary to provide documents confirming the right to receive a deduction. These include birth (or adoption) certificates of children.

You can also apply for an income tax refund if children (including adopted children) are studying full-time: cadets, interns, residents, graduate students, students under the age of 18. But this is already a social tax deduction, and it is limited in amount.

One-time payment to repay a mortgage loan

Payments for partial or full repayment of mortgage loans were introduced relatively recently. A family with three or more children requires a larger apartment, which forces families to use a mortgage.

The state provides several opportunities to save on this:

• use maternity capital. The certificate is issued at the birth of the second child;
• apply for a preferential mortgage at 6% per annum (there are offers at 4.5%). This is available to families who had a second or subsequent child in 2018 or later;
• receive a one-time payment of up to 450,000 rubles to repay the loan.

The last opportunity has appeared recently - applications for payments have been accepted since the end of September 2019. A family can receive a payment if a third or subsequent child was born in 2019 or later.

The amount of mortgage compensation at the birth of the 3rd child is equal to the amount of the loan balance, but not more than 450,000 rubles .

This amount can only be used to pay off the mortgage loan. Of course, in most cases it will not be possible to close the loan completely. But you can pay part of it and then apply for refinancing. With its help, it will be possible to shorten the loan term by reducing the size of the monthly payment.

Obtaining a land plot

Large families with a third child have the right to count on receiving a plot of land for building a household (IZHS).

The procedure for providing such property depends on the region of residence of the family. The most developed program is considered to be in remote regions. For example, in the North they give out 2 hectares of land for individual housing construction.

A similar rule applies in the suburbs of large settlements. There you can get up to 20 acres of land.

It is worth considering that the land plots are not equipped for living. Over the course of 2-3 years, the owner of the land must build suitable for living . He has no right to sell the plot.

For those families who do not want to take a plot, but want to purchase one more suitable for them, the region allocates so-called land capital. For example, in St. Petersburg its size in 2019 was 355,660.21 rubles.

Payments for the third child

From February 1, 2019, changes were made to payments for the third child. Today, a mother of many children can count on the following assistance from the state:

• Allowance for early registration at the antenatal clinic. In this case, the pregnancy period cannot exceed 12 weeks. For this attitude towards pregnancy and care for the health of the unborn child, the state will provide one-time assistance in the amount of 655.49 rubles. The Russian government plans to increase it from 2020.
• One-time benefit for the birth of a child. On February 1, 2019, its amount was increased to RUB 17,479.72. Payment is made within 6 months after the birth of the child. A similar benefit is provided to parents who have adopted a child with a disability.
• Payments for pregnancy and childbirth. Their amount is calculated based on wages for the last two years of work. Consequently, only officially employed citizens, students and part-time workers can receive it.
• Monthly benefits until the child turns 1.5 years old. Their size is 6,554.89 – 26,152.27 rubles. At the birth of a third child, payments are paid until the child reaches the age of three.

Read also: Claim for division of jointly acquired property: sample, state duty, where to file

Also, the third child is entitled to regional payments. Their size depends on the parent’s salary. They are paid until the child reaches three years of age.

For example, in regions with poor demographics, the monthly payment is the amount of the minimum wage.

Don't forget about maternity capital . If parents did not use it at the birth of their first two children, it can be issued at the birth of their third child. Its amount in 2019 is 453,026 rubles. You can spend maternity capital only on certain needs:

• improvement of living conditions - purchase of housing;
• partial or full repayment of the mortgage loan (or down payment);
• payment for a child’s education (including for a private kindergarten);
• mother's funded pension;
• rehabilitation of a disabled child, etc.

Starting from 2020, the government proposed increasing the amount of maternity capital to 466,617 rubles - this is exactly 3% more than it was before. It is important that the amount of the balance on the certificate will be indexed (that is, if part of the money was previously used, it is no longer possible to index it).

Regional payments

Depending on the location of the region of residence of a large family, the number of payments and their size may vary significantly. For example, in Moscow and the Moscow region there is no regional maternity capital for a third child. But residents of these regions can count on two lump sum payments:

• young parents (under 30 years old) – 164,630 rubles;
• for the third child (residents of Moscow) – 14,500 rubles.

In St. Petersburg there are also one-time payments for the birth of a third child. In 2019, its size was 51,842 rubles. You can only spend it on purchasing goods for the child. Maternity capital in the Leningrad region reaches 117,360 rubles. Parents of the third child have the right to apply for one-time assistance in the amount of 154,347.25 rubles.

The further away the region is located, the lower the cost of living. It is worth considering that the amount of maternity capital also changes. So, in the Novosibirsk region, parents receive 100,000 rubles. In Tyumen - 40,000 rubles.

In the near future, the Government of the Russian Federation plans to equalize the size of some social payments for the birth of a third child across all regions.

Benefits for the birth of 3 children

Benefits for the birth of a third child in 2019-2020 are established by federal and regional legislation and are aimed at supporting large families, as well as encouraging parents to give birth to their own or adopt other people’s children. We tell you more about what benefits there are in Russia for the birth of a third child in our article.

• Benefits for a third child in 2019-2020 on a mortgage
• Registration of benefits
• What tax benefits can you get for the birth of a third child?
• Land plot for a large family
• Results

Benefits for a third child on a mortgage

One of the significant achievements of 2019 can be considered the adoption of the Federal Law “On Measures...” dated July 3, 2019 No. 157-FZ, which introduces a mortgage benefit for the third child or subsequent children.

Important! The benefit does not apply to the second child or firstborn. Only for the third, fourth, fifth and subsequent children. It does not matter whether the eldest child has reached the age of 18 or not.

According to paragraph 2 of Art. 1 Federal Law No. 157, you can receive a mortgage benefit at the birth of a third child if the following conditions are met:

• The mother or father of the children, as well as the children themselves, must be citizens of Russia.
• The third or subsequent child must be born between January 1, 2019 and December 31, 2022.
• The mortgage loan, which is planned to be repaid using the benefit for the 3rd child, must be taken out by a large family before July 1, 2023.

This benefit allows you to receive from the state an amount of 450 thousand rubles to repay an already taken mortgage on housing (house, apartment) or land plot for individual housing construction.

According to paragraph 4 of Art. 1 Federal Law No. 157, funds are transferred by bank transfer to the creditor bank and are used primarily to repay the principal debt. If the amount of debt is less, interest on the loan is repaid from these funds. If the total amount of debt is less than 450 thousand rubles, the state will transfer only the amount of the debt.

This benefit is provided once and can be used to repay one or more loans, including from different banks.

Registration of benefits

Decree of the Government of the Russian Federation dated September 7, 2019 No. 1170 approved the Regulations, which determine the procedure for obtaining benefits.

The mortgage benefit is issued by the bank that issued the loan. To apply, the borrower must submit an application to the bank and submit:

• passport and birth certificates (passports) of children, and in case of adoption (guardianship) supporting documents;
• document on the acquisition of real estate;
• mortgage documents (loan agreement, mortgage, etc.).

Since most of these documents are available at the bank, the final list of required papers should be clarified with the credit institution itself. After receiving the documents, the bank carries out all further actions to implement the benefit independently.

Important! The bank cannot charge a commission for processing documents and other services related to the exercise of the right to a mortgage benefit.

From the moment the application and documents are accepted from the borrower, if they are completed correctly, funds to repay the loan must be sent to the bank within 19 days.

What tax benefits can you get for the birth of a third child?

Another type of benefit is provided for by tax legislation. As in the case of a mortgage, benefits for the birth of a second child or first child do not apply. Parents with three or more children can be provided with two tax deductions:

• on property tax on housing;
• on land tax.

Benefits for the birth of a child (he must be the third or subsequent in the family) for tax payments for housing are provided in accordance with clause 6.1 of Art. 403 Tax Code of the Russian Federation. This benefit allows you to reduce the taxable area of ​​an apartment by 5 (residential building - by 7) meters for each child.

For example, a benefit for the 3rd child (if there are three children in a family) will reduce the taxable area of ​​the apartment by 15 meters. If there are five children, then the vacated footage will be already 25 meters.

According to sub. 10 clause 5 art. 391 of the Tax Code of the Russian Federation, if there are three or more children in a family, the family is exempt from paying land tax for 600 square meters of land owned by it.

Parents can prepare and submit an application for benefits to the tax office themselves, attaching documents confirming this right:

• applicant's passport;
• documents for children (birth certificates or other documents confirming that there are three or more children in the family);
• title documents for housing or land.

Moreover, if the tax authorities have information about a large family and the property it owns (for example, other benefits or deductions were issued), then the inspectorate will independently reduce the amount of tax for a large family.

Land plot for a large family

The answer to the question of what benefits for a third child are provided for by land legislation is given in Art. 39.5 of the Land Code of the Russian Federation. Regional authorities, by their regulations, must determine the rights of citizens to receive and the procedure for providing land plots to families with three children or more.

Land plots are provided to parents with many children, for example, in the Moscow, Voronezh, Bryansk regions, Krasnodar Territory, etc. Most often, land is allocated in rural areas. Moreover, in addition to having many children, applicants may be subject to additional requirements, for example:

• the need for improved housing conditions;
• residence in the area where the plot is requested for a certain period of time;
• a certain age or profession of parents, etc.

Therefore, in order to figure out whether a large family can receive a plot of land (and in general, what benefits are available for a 3rd child in the region), you need to carefully study the regional legislation or contact the social security authorities.

Results

The legislation provides for a number of benefits for large families: taxes, mortgage repayments, and free receipt of land. Regions may establish other benefits (for travel, purchasing vouchers, etc.).

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Source: https://nalog-nalog.ru/posobiya/detskie_posobiya/lgoty-pri-rozhdenii-tretego-rebenka-v-2020-godu/

Payments for the third child in the family

Child benefits are a measure of government support aimed at stimulating the birth of more children. In addition to federal benefits and preferences valid throughout the country, parents with many children can count on receiving regional payments.

This is due to the fact that the authorities of Russian constituent entities can independently develop legal acts aimed at improving the well-being of certain categories of citizens. In order to find out what subsidies and subsidies are available, as well as the procedure for receiving them, a family with three children must contact the social security authorities at their place of residence.

Let's take a closer look at the question of what is due for the 3rd child in 2020.

One-time benefits

These benefits are accrued only once, as their name suggests.

One-time payment at the birth of a third child

This is the first measure of state support available to young parents after childbirth. Its transfer is carried out on the basis of Art. 11 of Law No. 81-FZ of May 19, 1995. Both parents and their substitutes can apply for it.

At the time the law was published back in 1995, parents were owed an amount of 8,000 rubles. However, due to annual indexation, the amount for 2019 is RUB 17,479.73. In 2020, the payment amount will increase to RUB 18,143.96.

In this case, this amount is paid for each child born, but is not transferred if he was born dead. Read more. In addition, the state provides other guaranteed payments to all families where a child is born, regardless of the child’s age.

Benefits for women registered in medical institutions before 12 weeks of pregnancy

Both officially employed women and unemployed women can count on it. In addition, it is paid to pregnant women studying full-time, as well as to those serving under contract.

Until the end of 2019, the amount of this payment is 655 rubles. 49 kopecks. And from February 2020, its value will be indexed, and it will be 680 rubles. 40 kopecks.

The transfer of this amount is made together with a lump sum allowance under the BIR. Read more.

Maternity Benefit (BIR)

More popularly known as “maternity leave”. Paid at the place of employment on the basis of Law No. 81-FZ of May 19, 1995 to the following categories of recipients.

• Officially employed women will receive BIR benefits at their place of work.
• Military personnel, at the place of service.
• Students are paid according to their place of study.
• Unemployed people dismissed due to the liquidation of an organization must apply for it to the social security authorities at their place of residence or stay.