Maternity capital for the third child: amount if you have already received for the second

Russian President Vladimir Putin believes that the country urgently needs to reset its demographic policy. In this regard, it was decided to extend maternity capital payments.

In Russia, the state program “Maternity Capital” is a huge help to all families with children, of whom there are two or more in the family.

Despite the fact that this project was launched in the country ten years ago, it is still relevant and helps families cope with the financial burden of raising and educating the future generation of Russians.

“Capital” started with payments of 250 thousand rubles, but the amount was indexed annually. Now maternity capital is 466 thousand 617 rubles. Let us remind you that in 2019 payments were 13,591 rubles less.

The Maternity Capital program, which was planned to be completed in Russia in 2021, will be extended until the end of 2026. Moreover, from January 1, 2020, maternity capital will begin to be paid for the first child. The amount of payment for the first-born is 616 thousand rubles.

 Features of payment of maternity capital for the first child in 2020 in Russia 

Maternity capital 2020, latest news

Vladimir Putin, in his address to the Federal Assembly, listed the measures necessary to overcome the demographic crisis in the Russian Federation. According to the president, demographic problems are one of the main challenges facing the current government. In this regard, significant changes have been made to the Maternity Capital program.

from January 1, 2020, maternity capital will begin to be paid for the first child and subsequent children. After indexation from January of this year, maternity capital will amount to 466,617 rubles. At the birth of a second child, another 150,000 rubles will be paid.

Families that already have one child will receive 616,000 rubles for the second, Putin said. Taking into account the possibility of receiving 450,000 rubles from the state after the birth of the third child. To repay a mortgage loan, young families have the opportunity to spend more than 1 million rubles on improving their living conditions.

Payments and amount of maternity capital for the second child in 2020

The Matkapital program is one of the most popular ways of financial government support for young Russian families. Despite the fact that the money is not issued in “cash”, but in a special certificate, this assistance significantly helps to cope with the financial burden.

Any citizen of the Russian Federation who gave birth to or adopted a second (as well as third, fourth, etc.) child, starting from January 1, 2007, can receive a personal certificate.

It is important to understand that you can only receive one maternity capital certificate per child. The entire procedure for obtaining it is quite simple: the main thing is to prepare the documents correctly.

You need to fill out an application for a certificate, take your children’s birth certificate or adoption document, your passport and SNILS.

Young parents can obtain the certificate themselves, or they can ask someone else - in this case, they will also need a power of attorney.

This minimum package allows you to quickly receive maternity capital for your second child. Documents must be sent to the branch of the Pension Fund of the Russian Federation.

This can be done in four ways:

• By mail;
• Through MFC;
• Through the State Services service (please note that this is in fact just a coupon, and you will still need to come to the Pension Fund);
• Bring the originals in person to the PF office.

After this, you must be given an answer within 15 days. The Maternity Capital certificate for the second child in 2020 is 616,000 rubles.

It is immediately worth noting that the amount paid for the third child is different from that given for the second. True, everything remains unchanged in the paperwork of the state program.

Please note that Russian citizens can receive maternity capital for 3 children even if they temporarily reside in another country.

But citizens of other countries who live on the territory of the Russian Federation, alas, will not be able to receive state support if they do not have Russian citizenship.

Maternity capital for the third child in 2020 is 466,617 rubles. 

Please note: for your third child you can receive not only federal, but also regional maternity capital.

Indexation of maternity capital in 2020

When maternity capital was introduced, it was 250,000 RUR. The amount was increased annually, and in 2015 it was equal to 453,026 RUR. In 2016, indexation was frozen: from 2015 to 2019, the size of maternity capital was the same. It will be indexed again in 2020.

• There is an unused balance in 2020

All unused amounts are indexed, that is, those that the family did not manage to dispose of as of January 1, 2020. The pension fund takes all this into account - the balance of maternity capital as of any date can be checked via the Internet. If there is an unused part, then in 2020 it will become 3% more.

For example, a family uses maternity capital for Putin’s payments for a second child. Every month the pension fund transfers 11,500 rubles to the mother’s card. For example, 69,000 rubles were used in this way in six months. The balance of maternity capital by 2020 amounted to 384 thousand rubles. Thanks to indexation, this amount will automatically turn into 395 thousand rubles.

• Certificate received in 2020

Certificates issued in 2020 will indicate the amount taking into account indexation. The year of birth of the child does not affect this: the year the certificate was issued and the money was used is important.

For example, the child was born at the end of 2019 or in 2020. The mother will receive a certificate during the period when the amount of maternity capital is 466,617 RUR. The increased amount will be indicated in the certificate. In 2020, you can use the indexed amount.

• If the maternity capital has been used in full, there will be no indexation

Families that have already spent all their maternity capital in previous years will receive nothing through indexation. Even if they were given certificates during the period when the increase was frozen, there is no compensation.

Check the balance of maternity capital on the Pension Fund website: maybe there is something left there. Now you can even spend money on paying for kindergarten. A small amount of the balance, taking into account indexation, can be enough for a year of nursery for the next child, and this is a chance to go to work and increase income.

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Source: https://ftimes.ru/305624-materinskij-kapital-2020-razmer-i-tochnaya-summa-vyplat-za-vtorogo-i-tretego-rebenka.html

Maternity capital in 2019 for 3 children

Maternity capital is government support with the help of which many families solve their pressing problems. In 2019, family capital was not indexed and remained unchanged; it amounts to 453,026 rubles .

But there are a number of additions compared to last year:

1. It has become possible to make payments from maternity capital funds upon reaching the age of 3 years; its size should not exceed 1 monthly minimum.
2. Parents with many children can take out a mortgage at 6% on the primary market when their third or subsequent children appear from 2018 to 2022, and the down payment can be MK. If a mortgage has already been taken out at the time of issuing the certificate, you can refinance.

Is it possible to get MK for a third child?

In two cases, it is possible to receive maternity capital for 3 children.

If the family did not use this opportunity when there were two children. Let's consider the categories of citizens eligible for this:

• women, citizens of the Russian Federation who gave birth to or adopted a third baby after January 1, 2007;
• men, citizens of the Russian Federation, who are the only adoptive parents;
• father or adoptive parent, if the mother is deprived of the right to family capital or in the event of the death of the mother;
• the child himself, if he is an orphan, or his parents have lost their parental rights.

Receiving a regional subsidy

The procedure for completing it may vary; each region sets its own requirements. The amount of this benefit is individual for each region, because... it is formed on the basis of the internal budget. The applicant can find out more accurate information from the Pension Fund of the region where he lives.

In 2015, the State Duma raised the issue of paying families 1,500,000 rubles for a third child. But no decision was made on this issue, and this bill was closed at the first reading.

Of course, such an amount could significantly improve the situation of families, because in some regions this amount can make up a large part of the cost of housing. Legislators considered this project unfair to those who had already used maternity capital when they had a second child (after all, they would not receive anything for the third).

Or some families received 453,026 rubles for their third child, while others will receive three times more next year. As well as payments in the amount of 1.5 million rubles. - These are additional budget expenses. Therefore, we can only wait and hope that one day this bill will come into force.

Conditions for assigning maternity capital for a third child

To apply for maternity capital in 2019 for 3 children, the following conditions must be met:

• this type of benefit was not issued for the second child;
• children are not on state social security;
• the birth or adoption occurred after the bill on maternity capital came into force;
• a minor is a citizen of the Russian Federation;
• there was no deprivation of parental rights.

Important! Maternity capital is a one-time assistance to the family. A parent or adoptive parent can register family capital only once, at the birth of their second or subsequent children.

The amount of maternity capital for the third child in 2019

Maternity capital in 2019 for 3 children - 453,026 rubles . This amount will remain unchanged until 2020. The subsidy is planned to increase in 2020. Let's consider the dynamics of maternity capital indexation from 2014 to 2019:

Year 2014 2015 2016 2017 2018 2019 Amount, rub. 429 408 453 026 453 026 453 026 453 026 453 026 Indexation,% 5.5

Procedure for registering MK for a third child

Registration of maternity capital for the 3rd child is no different from registration for the second. The parent submits an application to the Pension Fund in one of the ways convenient for him:

1. By personally contacting the PF.
2. By contacting the MFC.
3. Through the State Services portal.
4. Using your personal account on the Pension Fund website.

To apply for benefits online, the applicant must register on the State Services portal. Using the personal account of the portal, the applicant can also access the personal account on the Pension Fund website.

On the website of the State Services or the Pension Fund of the Russian Federation, at the discretion of the applicant, it is necessary to fill out all points of the application, indicating your passport data, data on children, as well as data on a number of documents.

Important! If you successfully submit an electronic application, you must deliver the original documents to the Pension Fund department indicated in the application within 5 days. You can make an appointment in advance on the Pension Fund website to avoid standing in line.

When the applicant personally applies to the MFC or Pension Fund, the same conditions are met. To submit documents, you can pre-register or submit them on a first-come, first-served basis.

Necessary documents for registration of MK

Documents for registration of maternity capital in 2019 for 3 children:

1. Statement.
2. Applicant's passport.
3. Birth and/or adoption certificates for all children.
4. Confirmation that the applicant and children are citizens of the Russian Federation (birth certificate indicating the citizenship of the parents).
5. If a representative applies, it is necessary to provide an identification document, as well as a document confirming the authority of the representative or a notarized power of attorney.

If the following situations occur, additional documents may be required:

1. Death of a mother or adoptive mother, deprivation of rights to maternity capital. In this situation, documents are submitted confirming death, deprivation of rights to a child, or the commission of a crime against one’s children.
2. Death of both parents, deprivation of their rights to maternal capital: documents are submitted confirming their death, deprivation of rights to a child, commission of a crime against their children.

Read also: Child support: if there is 1 child in the family, two or three children

Important! All documents must be submitted in original. At the MFC or Pension Fund, the documents are scanned and returned to the applicant.

Regional MK for a third child in 2019

Since 2011, families with three children have the opportunity to receive financial support from regional authorities. The amount of regional subsidies varies depending on the capabilities of the regional budget.

Each region has its own conditions for receiving this financial assistance. But there are a number of mandatory conditions:

1. Applicants must permanently reside in the region where they intend to receive benefits, and they must have permanent registration.
2. The birth or adoption of a third child must occur during the period of this program.

More detailed information about the terms, sizes, and requirements for recipients should be obtained from the local Pension Fund.

The options for using capital also differ. The main directions are:

1. Improving living conditions (purchase, construction of a house, repayment of a mortgage, reconstruction of premises).
2. Formation of mother's pension.
3. Tuition payment.
4. Acquisition of land (for development or for farming).

There are regions in which maternity capital can be used for:

1. Buying a car.
2. Treatment, recovery and relaxation.
3. Education at any level (clubs, additional sections, higher education).
4. Conducting gas, electricity, water.
5. Personal needs.

To obtain a certificate, a parent simply needs to submit an application and the necessary package of documents to the Pension Fund or MFC, or they can also submit an application through the State Services portal and personal account on the Pension Fund website. The package of documents, as a rule, does not differ from that submitted when registering federal maternity capital.

Let's consider 10 regions with the largest RMC size, as well as the conditions for obtaining it:

Subject of the Russian Federation Amount Special conditions Bashkortostan and Ufa RUB 453,026
— Nenets Autonomous Okrug and Naryan-Mar 366,356 rubles. Duration of residence in the territory from 3 years Yamalo-Nenets Autonomous Okrug 350,000 rubles. You must live on the territory of the joint-stock company for at least 5 years. Udmurtia and Izhevsk 300,000 rubles. One of the parents is under 35 years old. Kostroma region and Kostroma city 300,000 rub. For the down payment or mortgage repayment Khabarovsk Territory 212,000 rubles. Permanent residence in the Novgorod region and the city of Veliky Novgorod 200,000 rubles. — Primorsky Krai 169,857 rub. Assistance is issued only one year after the birth of the child. Smolensk region RUB 163,300. For low-income families. Accommodation from 1 year Komi 150,000 rub. —

Conclusion

To summarize, it should be noted once again:

1. In 2019, the amount of maternity capital remained the same - 453,026 rubles. But now parents with many children can apply for additional payments from maternity capital funds, as well as take out a mortgage at 6%.
2. Maternity capital of federal significance is issued once, at the birth (adoption) of a second or subsequent children.
3. Some regions provide financial support for the birth (adoption) of a third child. Conditions, terms of registration and amounts must be clarified with the local Pension Fund.

Source: https://pfrf-kabinet.ru/novosti/materinskij-kapital-v-2019-godu-za-3-rebenka.html

Is maternity capital given for 3 children if they received it for the second?

Russian families with a third child can receive state social benefits. It is also called maternity capital for the 3rd child. The payment is intended for needy parents in order to improve the financial well-being of their family.

This type of social assistance is paid from the state budget for the purpose of financial support for parents/adoptive parents raising three children.

According to the provisions of the Federal Law of the Russian Federation No. 256-FZ of December 29, 2006, the right to issue a maternity capital certificate for the 3rd baby is vested in:

• women who gave birth to their 3rd child since the beginning of 2007;
• women who adopted a 3rd child since the beginning of 2007;
• men who adopted a 3rd child since the beginning of 2007

a real candidate for receiving budget funds only once in your life, if the citizen has not yet taken advantage of such a right from the state. In other words, a certificate for a third child can be obtained if the second child was born before 2007, and the 3rd and subsequent children - after.

State money has only a designated purpose, and you cannot spend it on your personal goals. Therefore, maternity capital for the 3rd child is transferred to the parent by bank transfer.

This budget money can be realized through:

• purchasing new real estate (house, apartment);
• getting this kid educated;
• reimbursement of costs for repair and construction work;
• repayment of loans or accrued interest on a mortgage loan for the purchase of an apartment;
• construction of a real estate property.

Is maternity capital available for the third baby if you have already received it for the second?

Answer: not allowed. A maternity certificate is issued one time per family, because this is indeed a very substantial amount from the state treasury. With the repeated payment of capital, the total amount of financial assistance per married couple would reach one and a half million in domestic currency.

It’s sad, but the state budget is not enough to repeatedly pay such assistance to spouses. If you are already raising two children, but are planning to give birth to a third, do not rush to apply for maternity capital, but wait until the baby is born. Then feel free to apply to government agencies to receive budget money, because the amount for the third child will be more than for the 2nd.

A similar situation will occur at the birth of the fourth baby. Having three children in the family, but planning to add a fourth to the family, you will benefit if you wait until he is born and then issue a maternity certificate.

The principle of payments is simple - the amount of material support will be larger with each child added to the family. Both minors and adult children are taken into account.

The applicant can receive a maternity capital certificate for the third baby by going through the usual legal procedure, which consists of submitting an application to the regional Pension Fund.

How to do it?

According to the Order of the Ministry of Health and Social Development of the Russian Federation No. 1180-N dated October 18, 2011, a procedure has been established for residents to apply for maternity capital registration.

The legislative act regulates the main provisions, according to which the applicant himself brings to the employees of the pension authorities a paper in which he states in writing his request to receive budget money, and attaches the relevant documents.

It is allowed to transfer the paper through an authorized representative of a citizen who is entitled to social benefits. These are standard methods of contacting government agencies. The candidate can also send his application for a maternity certificate by email. In addition to the application, on the website of the Unified State Portal you can send all the necessary documents to the regional pension authorities.

Acceptance of application

Civil servants of authorized structures accept the application and make copies of other documents, and then return the original documents to the applicant.

First of all, the application must be registered, and then a personal number is assigned to it. The applying citizen receives a receipt of acceptance of the application and relevant documents.

Checking information about the applicant

Having accepted an application from a parent for the payment of maternity capital, civil servants within a month carry out a full verification of the authenticity of the papers provided by the candidate for the provision of budget funds. Government officials carefully study the documentation and submit relevant requests to other government agencies/organizations.

Response from pension authorities

The result of the check is presented in the form of a decision:

• issue a certificate of maternal capital;
• refuse such extradition.

Civil servants announce the official result of the inspection to the applicant no later than five days after approval/disapproval of the application. The maternity certificate is issued to the applicant personally or sent by registered mail.

In case of refusal of a certificate, the applicant will receive a document in which the reasons for the refusal of the request are described, with reference to articles of the law.

Summarize

Parents who have the right to use maternal capital must submit an application using a form to the authorized government agencies. After a thorough check of the applicant's documentation, a positive decision will be made.

Source: http://o-nedvizhke.ru/kvartira/subsidii/materinskij-kapital/poluchit-materinskij-kapital-za-3-rebenka-esli-za-vtorogo-poluchili.html

Maternity capital for a third child

Measures of social support for families with children in the form of maternity capital can be established not only at the state, but also at the regional level, and they are given not only for the second , but also at the birth or adoption of a third child or subsequent ones . However, this is possible subject to certain conditions:

1. State maternity capital in the amount of 453,026 rubles can be issued for 3 children, if the family for some reason have not exercised this right before, For example:
   • if two older children were born or adopted before January 1, 2007, and the third appeared after the specified date (until December 31, 2021 inclusive);
   • if for some reason this was not done when the second child was born after January 1, 2007 (the law does not oblige a family to issue a certificate immediately - before subsequent children are born).
2. In many regions of Russia, the birth of a third child also entitles the family to receive another one—regional maternity capital. The procedure for its registration and use is established by the authorities of the constituent entities of the Russian Federation independently (therefore, the conditions of the programs in different regions of the country may differ significantly).

Although there is a widespread rumor on the Internet that in 2019 families who welcomed a third child are entitled to maternity capital in the amount of 1.5 million rubles, there is no basis for it. The bill that proposed these changes was rejected back in 2015 .

On February 20, 2019, Vladimir Putin addressed a message to the Federal Assembly, during which he proposed introducing a new support measure for families at the birth of a third or subsequent child - to pay 450 thousand rubles from their mortgage debt (if we take into account the amount of maternity capital, then this will result in more than 900 thousand rubles , which can be used to pay off the mortgage).

Is maternity capital given for a third child?

The right to state maternity capital (the amount of which is 453 thousand rubles in 2019) at the birth of the third child is provided for by the same law on additional support for families with children as at the birth of the second. The following citizens of the Russian Federation may have such a right:

• women who gave birth or adopted a third child after January 1, 2007;
• men who are his only adoptive parents;
• fathers or adoptive parents if the mother has lost the right to maternal capital;
• the child himself (children in equal shares), if his parents or adoptive parents died or were deprived of parental rights.

The listed categories of recipients are entitled to federal maternity capital only if they have not taken advantage of such a support measure earlier! That is, if a certificate for mat capital has already been issued for a second child, you cannot apply for it again .

To register maternity capital in this case, it is necessary to fulfill a number of general conditions:

1. At the time of birth or adoption, the applicant must be a citizen of the Russian Federation.
2. The third child must also have Russian citizenship.
3. He must appear in the family no earlier than January 1, 2007 and no later than December 31, 2021 (provided that maternity capital was not issued for previous children).

Read also: Benefits for a third child 2020-2021

The amount of mat capital in 2019 is 453,026 rubles. This value has not been indexed since 2015, and according to Art. 12 of Federal Law No. 444-FZ of December 19, 2016, the next increase is scheduled only for January 1, 2020 (planned by the Government at the level of 4%).

The procedure for obtaining a certificate for maternal capital in the Pension Fund of Russia

The procedure for obtaining a certificate for maternal (family) capital (MSC) for a third child is no different from the situation when parents apply for it at the birth of a second child.

In general, to obtain an MSK certificate, you must submit the appropriate application to the Pension Fund office at your place of residence (in person, by mail, through the MFC or government services portal) and the following documents:

• applicant's passport;
• birth certificate of the third, as well as the first and second children;
• in the case of adoption - a court decision on adoption;
• certificate of compulsory pension insurance (SNILS);
• documents confirming the Russian citizenship of the third child and the applicant.

The decision to issue a certificate will be made within a month from the date of registration of the application. After this, notification of the decision will be sent to the applicant within 5 days.

Regional maternity capital for a third child in 2019

In addition to federal maternity capital, parents or adoptive parents of a third child in most regions of the country can also count on receiving regional MSC.

The leadership of the constituent entities of the federation has the right to independently appoint additional measures to support families, including developing regional maternity capital programs.

As of 2017, such measures are in force in 72 constituent entities of the Russian Federation , of which in 61 regions - specifically in connection with the birth of a third and/or subsequent children (see.

more details in the analytical bulletin of the Federation Council).

The amount of regional maternity capital, conditions for receipt, as well as directions for disposing of funds can vary significantly in each specific subject of the country, which is largely determined by the capabilities of the regional budget .

The size of maternity capital for regional programs in different regions of the country can differ by an order of magnitude (10 times or more). For example:

• in the Kurgan region, for the third or subsequent child born from January 1, 2013 to December 31, 2014, regional maternity capital was issued in the form of a one-time payment in the amount of 25,000 rubles (Article 6.2, introduced by regional law of October 31, 2012 No. 55).
• in the Yamalo-Nenets Autonomous Okrug (YNAO), families in which a third child was born or adopted are provided with regional maternity capital in the amount of 350,000 rubles (see Article 5 of District Law No. 73-ZAO dated 06/01/2011).

It is noteworthy that in the constituent entities of the Russian Federation, where the size of regional mat capital is more than 150 thousand.

rubles, there is a higher increase in the birth rate (over the period 2012-2015, the total fertility rate increased by 14.4% , while in regions where family capital is paid in the amount of less than 150 thousand.

rubles, this figure increased to a lesser extent - by 12.9% . From this we can conclude that there is a connection between the birth rate and the material support provided at the regional level to families with children.

Maternity capital 1.5 million rubles for 3 children in 2019

The bill on assigning state maternity capital for the third child in the amount of 1.5 million rubles was rejected back in 2015 , but rumors that this support measure was adopted and came into effect still do not stop.

Misunderstandings among Russian citizens are largely due to uncertainty regarding the future of the maternity capital program, which was typical until its extension in 2015 on the initiative of Vladimir Putin until December 31, 2018 inclusive.

At that time, there were no specific proposals in the Government to extend the program, so in July 2014, Belgorod deputies developed and submitted to the State Duma for consideration bill No. 571638-6, which proposed the following changes:

• provide the right to receive MSC from January 1, 2017 only to those families in which a third child was born or adopted;
• increase the size of certificates for this category of families to 1,500,000 rubles (1.5 million) with the need to use funds to improve housing conditions as a priority;
• continue to index the funds of the certificate for families who received it for their second child before December 31, 2016.

This bill was rejected by State Duma deputies on April 21, 2015 during consideration in the first reading. Despite the fact that the State Duma never returned to discuss the bill to increase maternity capital to 1.5 million rubles, many parents still believe that they will be able to receive this payment at the birth of their third child ( this is a misconception ).

Changes, latest news for 3 children

On January 1, 2018, on the initiative of Vladimir Putin, several new measures of social support for families with children at the birth of their third child began to take effect in Russia:

1. Families in which a third child was born from January 1, 2018 to December 31, 2022 can take part in the new housing loan program and purchase housing on the primary market at a rate of 6% . For this category of citizens, the subsidy period is 5 years . If a loan with a rate above 6% was received before the birth of a second or subsequent child, but not earlier than 2018, then it can be refinanced .
2. Monthly payments for a third child under 3 years old, equal to the child's subsistence level, in another 10 regions of the country will be paid on the terms of state co-financing (previously 50 subjects of the Russian Federation fell under these conditions, but now there are 60 of them).

Source: https://materinskij-kapital.ru/kak-poluchit/za-tretego-rebenka/

Maternity capital for 3 children – is repeated assistance possible?

Maternal capital

17.08.2017

11 thousand

7.4 thousand

4 min.

Maternity capital is a fairly large amount of money allocated by the state with the aim of stimulating the birth rate in the country by increasing the social status of mothers. Therefore, many people are interested in whether it is possible to get it a second time? Next, we will tell you in what cases maternity capital is required, what is needed to register it and how it can be used.

Let us immediately note that, according to Law No. 256-FZ, which regulates state support for families with children, MK can only be obtained once in a lifetime. Those. if you have already received it for your second child, then you are not entitled to help for your third child, since the amount of the payment is really large - 453,026 rubles.

But don't rush to get upset. First, find out if you live in a region with an unfavorable demographic situation, where the state provides additional funding for large families. In 2017, the government included more than 50 constituent entities of the Russian Federation in the list of such regions.

Download the list of subjects of the Russian Federation with additional funding for large families.

In some of these regions it is actually possible to re-certify. For example, in the Republic of Bashkortostan, an MK is issued for each adopted child.

In addition, do not forget that there is also a regional funding program that allows you to receive financial assistance simultaneously with the federal one.

Of course, the amount of regional assistance is less than federal assistance, but it is also quite significant - in 2017 it usually amounts to at least 100,000 rubles. Moreover, as in the case of federal capital, in some regions you can receive MK a second time.

To find out more about the conditions under which assistance is issued in your region, contact your local social security authorities.

Regional MK is not issued immediately after the birth of the baby, but only several years later.

There are persistent rumors in our country that in 2017, at the birth of a third child, one and a half million rubles should be given out.

It must be said that they are not groundless, since Bill No. 571638-6, which was developed and proposed by Belgorod deputies, was actually registered in the State Duma.

According to it, the right to a certificate is issued to a family only after the birth of the third child, but not the second, as is done now. But the amount has been increased to 1,500,000 rubles.

However, this proposal was rejected by the majority of Duma deputies in the first reading. Therefore, no amendments to the current legislation regarding an increase in the amount of payment are expected in the near future.

Moreover, in 2016, a law was passed to “freeze” this amount. Therefore, due to severe crisis conditions until 2020, the payment will be 453 thousand rubles. But it is not a fact that the program will operate until 2020.

For now, payments will be made to families whose second child was born before December 31, 2018.

The Ministry of Labor of the Russian Federation proposes to extend the program for another 5 years, but there is no decision on this issue yet.

There are not many conditions for receiving maternity capital:

• one of the child’s parents must be a citizen of the Russian Federation;
• the baby must also be a citizen of the Russian Federation, which is indicated on the birth certificate.

It must be said that the certificate is given not only to natural children. Parents who adopt someone else's child have the same right. Of course, if one of the parents has already received a certificate, then the family cannot apply for government assistance a second time. The certificate is not issued if the husband or wife adopts the spouse's child from a previous marriage.

To obtain a certificate, you need to submit an application to the Pension Fund. In addition to the application, you will need the following package of documents:

• passport of a Russian citizen or other document confirming identity and place of residence;
• birth certificates of children in the family;
• SNILS;
• If the baby is adopted, an adoption decision will be needed.

The application is reviewed by the social security service within a month.

If you wanted to spend MK funds on the purchase of a car, household appliances, or any other similar family needs, then we dare to disappoint you - this is prohibited. The fact is that maternity capital is not issued in cash; in addition, it can only be spent in several directions, defined by law, which include:

• purchasing a home or improving living conditions;
• education (applies to any education, from preschool to higher education);
• formation of a funded pension for the mother;
• integration of the child into the disabled community.

If you decide to manage money in one of these areas, you must submit an application to the Pension Fund. Depending on the situation, the social security service may require one or another list of documents. For example, if you are purchasing a home, you will need a sales contract. If housing is taken out on credit, you will need a loan agreement.

After consideration of the application, i.e.
two months after its submission, payment is made by wire transfer to the home seller or, for example, a credit institution, if, of course, the Pension Fund makes a positive decision. In some areas, you can use maternity capital only when the child turns three years old, for example, this applies to obtaining a mortgage loan. Any attempt by parents to use maternal capital for other purposes, for example, to take out a consumer loan against it, is regarded by the state as fraud. For this reason, the level of subsidy utilization is very low - in 2017, only 50% of families received a certificate.

Read also: Circus tickets for large families: free and discounted tickets to the circus, museums, parks

So, if we summarize all of the above, it turns out that federal maternity capital is due for 3 children only if the certificate was not issued after the birth of the 2nd child.

Moreover, the capabilities of MK are very limited. True, the State Duma is considering a bill that would allow families to purchase a car for maternal capital.

If it is adopted, the subsidy will become more relevant for many Russian families.

Source: https://krugompravo.ru/materinskiy-kapital/materinskij-kapital-za-3-rebenka.html

Is maternity capital given for 3 children if they received it for the second?

Recently, a friend of mine gave birth to her third child and was able to receive a decent amount of money. Do you want too? Then in this article I will tell you how to get maternity capital for 3 children.

Amount of maternity capital for 3 children

Payment amounts in 2020:

• 466,617 rubles from the federal budget;
• from 25 to 350 thousand rubles (depending on the region).

Federal program

According to it, the right to maternity capital is granted to everyone who gives birth to a second baby during the period of its validity. But this legislative act does not establish a restriction that this may not be the second, but the third or any subsequent baby.

The program began operating in 2007, and its planned completion date is currently set at 2022. During this period of time, anyone who gives birth or adopts children can use the funds. The main condition is that there are 2 or more of them. You can only get maternity capital once in your life.

Therefore, if you did not receive it after the birth of your second baby, it is easy to get it after the appearance of the third newborn in the family.

It also happens that a mother may have a second and third baby at the same time. It makes no difference for whom exactly she will receive the certificate. The main requirement is that he be born while the program is in effect.

The amount of funds received is currently set at 466,617 rubles, and the state does not plan to change it in the near future. The following persons can receive it at the birth of their third baby:

• women who have had this baby since 2007;
• men recognized as the only parents or adoptive parents of a baby born to them after 2007;
• men who are fathers or adoptive parents, in cases where the mother was deprived of the right to receive capital;
• the children themselves in equal shares if their parents died or lost their rights to the certificate.

Among the mandatory requirements is the presence of Russian citizenship not only for the recipient of the certificate, but also for all children.

Registration procedure

This procedure is no different from the basic procedure for receiving a second child. I described this in detail in this article. The procedure itself consists of 2 stages, during which you will first receive a certificate and then send its funds in the right direction. You must act in the following order:

1. Collect the required paperwork for issuing a certificate.
2. Send an application to the Pension Fund.
3. Receive the required certificate.
4. Prepare documents for disposing of MSC funds.
5. Send an application to the Pension Fund.
6. Wait for the funds to be transferred to your current account.

All transfers are made only by non-cash transfers addressed to the direct owner of the certificate or a third party providing paid services. I have outlined a detailed list of required papers in this article.

The funds received can only be used in strictly 5 areas:

• for training or payment for childcare services;
• to improve the family home;
• for the purchase of necessary services and goods for a disabled child, if this need is specified in his rehabilitation plan;
• as monthly payments until the baby turns one and a half years old;
• in the form of special savings for future retirement.

A friend of mine signed up for monthly payments since her baby was born this year. Now she is paid the minimum monthly wage in her region.

She does not spend these funds, but puts them aside in a specially opened savings account at the bank. Over 18 months of payments, she should receive about half of all capital funds.

But they can be used in any necessary direction.

For example, last year I used MSC funds to purchase an apartment. With the help of the certificate, I paid off part of the mortgage payments, thanks to which my husband and I will be able to pay off the balance of the loan in 10-12 months. And our children will become the happy owners of a one-room apartment, which after they come of age they will be able to sell and use the funds in the direction they need.

You can learn more about maternity capital from this video.

Regional programs

In addition to the federal MSK, many regions also have local programs that allow families with three children to receive regional assistance. The effect of such programs may be different in each subject of the Russian Federation depending on its financial condition. I described in more detail the procedure for obtaining such maternity capital here.

Regional authorities independently determine:

• terms and conditions of the program;
• list of participants;
• amounts of payments;
• target directions;
• necessary documents to receive funds;
• payment procedure.

In most regions, the birth of a third child makes a family large, if all the children have not yet reached adulthood. Therefore, payments for a third child are provided in almost all constituent entities of the Russian Federation.

For example, in the Kurgan region, capital in the amount of 25,000 rubles is issued for every third child, and in the Yamalo-Nenets Autonomous Okrug, the same families are entitled to 350,000 rubles.

In Moscow, such a family will receive 10 times the living wage provided for this subject.

To avoid the relocation of families to other regions, almost all regions impose a mandatory requirement for participants to have been registered in a given subject for more than 5-7 years.

The use of local maternity capital may also be limited to certain areas. And it can be provided for any purpose at the discretion of the recipient.

Receipt procedure

Participants are determined individually by the authorities, so only women or both parents (adoptive parents) can participate. You can check the detailed conditions of the program in your region on the regional Government website or at the social security office. It is this government agency that is usually responsible for implementing the program. The general procedure is as follows:

1. We get acquainted with the terms of the program and determine the possibility of our participation in it.
2. We prepare all the necessary papers to confirm your rights to maternal capital.
3. We submit an application to social security . The local program may designate another government agency to accept applications.
4. We are waiting for a response on the decision made. Typically the deadline is 30 days. The response must be submitted in writing, and must indicate the reasons in case of refusal.
5. We receive funds into our bank account. Or we receive a certificate that indicates that you have the right to use the funds received.
6. We prepare documents and submit an application for disposal of maternal capital funds, if they were provided in the form of a certificate.

If you are given funds for free use, they are usually transferred to your account immediately. And you no longer need to collect documents confirming the costs incurred.

If the regional government restricts their use, a certificate is issued.

In the future, you must enter into an agreement with the third party who provides the required services or acts as a seller so that local law transfers these funds to this person for you.

1'500'000 for 3 children: changes and latest news for 2020

This bill actually existed and was considered back in 2015 by State Duma deputies. However, it was not accepted by the parliamentarians, so the bill was rejected. Currently, there are still rumors that these funds will be paid for the third child or for the birth of children by women under 35 years of age.

But in fact, only the latest changes to the federal law, which were signed by the president back in 2017, are in effect this year. According to them, the following was decided:

1. Extend the program until 2022.
2. Add a fifth target direction , thanks to which certificate holders were given the opportunity to receive cash in the form of monthly payments.
3. Allow the use of funds for the education of children at any time , and not only after reaching the age of 3. Thanks to this, parents were able to use these funds to pay for the care and maintenance of a child up to 3 years old.

The rest of the planned innovations were not adopted, so you should not believe the rumors that are actively spreading among the people.

Adviсe

At the birth of the third baby, Russian legislation provides for several different payments in the form of benefits, federal and regional programs. And so I recommend you the following:

1. Be sure to familiarize yourself with all programs and regulations that have come into force and are of not only federal, but also regional significance. Then you will not miss your chance to participate in all programs, as well as receive additional financial assistance from the state.
2. I recommend investing the funds received in real estate . Because, as practice has shown for many years, it becomes more expensive along with people’s living standards. Bank deposits are depreciating every year due to inflation. And keeping a simple certificate may generally lose its meaning in a few years, since this amount will not be able to pay for even a year of study at a university.
3. Use the funds as soon as possible . Then you can get maximum profit from them. If regional maternity capital is still indexed in some regions every year, then federal maternity capital has remained at this level for several years. And further indexing of it is not yet expected. Therefore, the sooner you purchase a product or service with these funds, the greater the actual cost of the funds used will be, since all this will become more expensive in a few years.

I purchased an apartment with a mortgage and paid off part of it with maternal capital, thanks to which in about a year I will completely pay off my loan obligations. Other people I know use the certificate as a down payment, since they cannot save up the required contribution on their own.

Another friend of mine made monthly payments, which she keeps in a savings account at the bank. And interest is accrued on the invested funds. There are many options for the legal use of maternal capital. Most importantly, do not turn to scammers for illegal ways to cash it out. Since, first of all, it is you who can suffer from their actions.

And protecting your rights in this case will be extremely difficult, since the transaction will be made outside the law.

Source: https://grazhdaninu.com/lgotyi/materinskiy-kapital/materinskiy-kapital-za-3-rebenka.html