Sports insurance for a child: cost online for competitions

Insurance for sports

Sports insurance for children – for sports and competitions

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• Why do you need children's sports insurance?
• Requirements for children's sports insurance
• What risks does children's sports insurance cover?
• What determines the cost of sports insurance for children?
• Is it possible to get sports insurance for several children?
• In what territory is children's sports insurance valid?
• What additional options should be added to children's insurance?
• What to do if an insured event occurs?
• The most common childhood injuries in sports
• How to buy children's sports insurance?
• Example of an insurance policy

As a rule, children's sports insurance is issued for enrollment in a sports section or for seasonal sports camps. Children's insurance (for persons under 18 years of age) provides for more insurance risks - an annual insurance policy covers all accidents that may occur to a child during training or competitions.

Taking into account the problem of hyperactivity of preschool and school age, the presence of insurance for a child to play sports is a mandatory requirement of all sports institutions in the Russian Federation.

Requirements for the duration of the policy. To attend training and participate in competitions, the following insurance options are available to the policyholder:

• annual policy (accepted upon enrollment in a sports school, covers attendance at training and participation in competitions for one year);
• insurance policy for participation in competitions (valid only during the competition).

Requirements for the sum insured.

The most optimal amount of the insured amount is 200,000 rubles.

When traveling abroad for training or competitions, in addition to an accident insurance contract, it is necessary to take out an insurance policy for medical expenses abroad indicating the type(s) of sport in which the competition is being held. An athlete may be denied a visa without a special sports insurance policy. Learn more about insurance for athletes abroad

read here.

Requirements for issuing an insurance policy. An insurance policy can be issued online or directly at the office of the insurance company. An insurance policy issued via the Internet has full legal force.

The policy must indicate the full name and date of birth of the insured person, the duration of the policy, the type of sport, the sum insured and the insurance policy number.

Children's sports insurance provides coverage for the following risks: Payments for a sports injury.

Provides for payment of compensation upon the occurrence of an insured event. The amount of compensation depends on the nature of the injury and its consequences - from 1% to 100% of the amount of insurance coverage.

The payment will make it possible to compensate for lost wages due to the need for one or two parents to be on sick leave to care for a minor child.

Compensation for damage in the event of disability.

The insurance company reimburses the insured person for that part of the insured amount that was established in advance according to the Payment Table.

The amount of payment may vary between 60% and 90% of the amount of insurance coverage.

Payments in case of death.

In this case, the insurance company ensures payment to the parents, guardians or legal heirs of the insured athlete the full amount of insurance coverage, which is 100%.

The cost of insurance is influenced by the following factors:

• Kind of sport. Directly affects the cost of the insurance policy - the higher the risk of injury of the sport, the higher the price of insurance. For example: contact sports are more traumatic, so the cost of insurance for kickboxing will be higher than the cost of a policy for volleyball.

• Duration of insurance
• Sum insured

The maximum number of sports that can be added to one policy is 4.

Yes. Group insurance is relevant for sports schools and sections that undertake the obligation to independently insure their wards.

In addition, group insurance is ideal for traveling to competitions or seasonal sports camps. The insurance policy specifies all insured persons, but the insurance contract for each athlete is provided separately.

The maximum number of insured persons in one policy cannot exceed 30 people.

Children's sports insurance is valid throughout the Russian Federation.

To play sports and participate in competitions abroad, it is necessary to take out an additional insurance policy for medical expenses for those traveling abroad.

For children traveling for training or competitions abroad, you need to purchase additional insurance “For Traveling Abroad”, which can be expanded with the following options:

• relief of chronic diseases;
• payment for travel and accommodation of a third party in the event of an emergency with the insured;
• civil liability insurance;
• search and rescue;
• evacuation by helicopter.

• When an insured event occurs, first of all, you should immediately consult a doctor, follow his recommendations and ask him to document the fact of the accident.
• As soon as possible, notify the insurance company of the occurrence of an insured event using any of the methods specified in the insurance contract.
• After this, the insurance company employees will inform you about further actions and a set of documents that must be provided to receive payment.

When sending a child to a sports section, many parents try to choose the least traumatic sport for him. As a rule, the most popular sports are also the most traumatic. For example, hockey or football involve high mobility, which entails equally high risks.

The most traumatic include all ice sports, for example, figure skating. Due to the presence of technically complex acrobatic elements in it, the level of injuries in figure skating is slightly inferior to contact sports. The same applies to both rhythmic and artistic gymnastics.

In terms of the frequency of injuries, rollerblading and skateboarding, popular today, are not inferior to cycling and motorcycle sports. But the most traumatic children's sports remain alpine skiing and snowboarding. The specificity of childhood injuries lies in a wider list of all kinds of injuries compared to adults.

Due to the high mobility of children, injuries to athletes under 18 years of age most often involve injuries to ligaments, tendons and muscles. Fractures in young athletes are just as common.

Fractures belong to the category of severe injuries, but with proper rehabilitation, the process of complete recovery in children does not exceed 2-3 months.

The most common types of sports injuries in children from 3 to 17 years old:

• sprained (dislocated) ankle ligaments;
• damage to the kneecap;
• groin muscle strain;
• dislocation and sprain of the ankle;
• various injuries to the elbows and forearms;
• hamstring strain.

Responsibility for the safety of the health of a child athlete and the quality of his rehabilitation after an injury ultimately lies with the adults responsible for organizing the training or competitive process. Parents should not skimp on things like high-quality sports equipment and child health insurance.

To calculate the cost of insurance, use the form below.

Source: https://www.insure.travel/sport/sportivnaya-strakhovka-dlya-detey

Online insurance for athletes for training and competitions

The child is interested in sports and shows great promise. He studies at a good sports school, his coach is a real professional. In the future there will be competitions and prizes.

What do parents need to provide so that the little athlete continues to successfully follow his path? Of course, ways to protect him from all surprises.

And the most important of them is life and health insurance against accidents.

The peculiarity of the policy for children is that it includes a large number of insured events. The duration of its validity is chosen by the policyholder himself (usually either one of the parents or the child’s coach).

It is best to buy for a year - all accidents both in competitions and in training will be covered.

But there is also a more economical option, in which the document applies only to the period of a specific competition.

Insured events include minor and severe injuries (including those leading to disability) and death. If a tragedy occurs that results in death, life insurance will ensure payment of the full sum insured. In case of acquisition of disability, the amount is also paid in full.

The most convenient way to purchase a policy is online on the Internet.

To obtain an insurance policy, you need to fill out a special form on the GoProtect website and use the calculator. The main points here are the type of sport, the period and the amount. Then you will need to enter the full name and date of birth of the child and the full name of the policyholder, and then pay in any convenient way.

The policy will be sent to the email address specified during registration. It can be printed on any color or black and white printer and presented to the competition organizers or coach (if sports insurance was taken out for admission to such a section or school).

You can find out how much insurance will cost by using the sports calculator on the GoProtect website. The price of sports insurance for a child depends on the type of sport the child is involved in, the period and amount (from several days to a year and from 50,000 to 1,000,000 rubles). By the way, you can enroll several children at once - this is convenient for collective insurance in sports schools.

Our programs “for the little ones” differ in a number of nuances. A child is less experienced and reasonable than an adult; his body is not yet accustomed to high stress.

That's why children take more risks than their older colleagues - it's enough to get excited, make the wrong move, and the injury will put you in a hospital bed for a long time.

Because of this increased risk, sports insurance for a child costs a little more than regular insurance.

Our partners

..and more than 1000 sports organizations and federations throughout Russia

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How to apply for a policy

Getting sports insurance online is very easy. All you need is a laptop or tablet and an Internet connection. Following the instructions provided, complete the document without leaving your home or office, then print and sign.

Calculate the cost using our online calculator

Fill out the short form on the website

Pay online. We accept plastic cards Visa and Mastercard, Webmoney, Qiwi

Immediately after payment, the document and rules will be sent to you by email.

• Accident insurance is a necessary requirement for participation in events, since almost all sports involve increased danger. Any injury requires treatment and serious expenses, which are covered if you have a policy.
• When adults and children enter a sports institution, insurance against sports injuries is also required. A child's policy differs from an adult's in a large number of insurance cases, due to the characteristics of a growing organism. Children are more emotional and active, which means they are more at risk of injury.

Read also: Cancellation of roaming in Russia and Crimea from 0106-2020 Electronic insurance for athletes is a legal document that is no different from the standard one, which is issued in the office. Athletes' insurance for training and competitions can be purchased online, saving you time and money. You need to fill out the form on our website, following the instructions and make the payment. After checking your data, documents will be sent to your e-mail immediately.

Source: https://www.goprotect.ru/sprotivnaya-strahovka-dlya-rebenka

Sports insurance - get sports insurance online in Moscow

Video: how to buy insurance?

• Mini football
• Yachting (not ocean)
• Motorball
• BMX
• Backgammon
• Airsports
• Table tennis
• Auto/moto sports (including motocross)
• general physical preparation
• Motorsport (including trophy raid)
• Pankration
• Rowing
• Paragliding
• Mountaineering and rock climbing
• Parachuting
• Army hand-to-hand combat
• Parkour (indoor classes only)
• Armwrestling
• Sailing
• Archery-biathlon
• Powerlifting
• Wind tunnel
• Paintball (paintball)
• Bikercross
• Tug of War
• Ballroom dancing
• Petanque
• Basketball (including korfball, streetball)
• Swimming (including open water swimming)
• Cross-country skiing
• Swimming with fins
• Baseball (including softball, rounders)
• Gliding sport
• Biathlon
• Beach volleyball
• Bobsleigh (including skeleton)
• Beach tennis
• Boxing
• Beach Soccer
• Bowling
• Spearfishing/fishing
• Wakeboarding
• Scuba diving (non-scuba)
• Cyclocross
• Fire-applied sports competition
• Cycling highway
• Polyathlon
• Fun starts
• Stay at a children's camp (including summer camp)
• Water polo
• Diving
• Water-motor sports (including aquabike, scooter)
• Jumping on a trampoline, tumbling track and double mini-trampoline
• Military field training
• Ski jumping
• Aerial athletics
• Ski jumping
• Air sports balance
• Radiosport
• Workout
• Rafting
• All sports
• Rugby
• Weight-lifting
• Regball
• Golf
• Wrestling
• Mountain tourism
• Rogaining (including adventure racing, multi-race and orienteering)
• Rowing sports (rowing, canoeing, kayaking, etc.)
• Roller sports (all types)
• Grappling
• Roller sports (hobby, fitness only)
• Diving / diving (up to 40 meters)
• Roup skipping / sports jump rope
• Hang gliding
• Hand to hand combat
• Jujutsu
• Fishing sport
• Judo
• Savat
• Sled sport (dog sled racing)
• Sambo (including combat sambo)
• Historical and military reenactments (including tournaments)
• Scooter
• Yoga
• Luge
• Capoeira
• Swimrun / swimrun (including swimming, running)
• Karting
• Nordic (Nordic) walking
• Kendo/kendo
• Northern all-around
• cybersport
• Surfing
• Classic wrestling
• Powerlifting
• Equestrian sport (including show jumping)
• Synchronized swimming
• Krav Maga
• Skyrunning
• Cross Country
• Skysurfing
• Kudo
• Rock climbing in the gym
• Kempo
• Squash
• Athletics
• Skateboard (including longboard)
• Nordic combined
• Skiboarding
• skiing
• Mixed martial arts (MMA)
• Mountain bike MTB (including downhill, freeride, dirt jumping, street trial)
• Snowboard (training, competitions)
• Automobile sport
• Modern pentathlon (pentathlon)
• Aikido
• Modern sword fighting
• American football
• Sports acrobatics
• Armwrestling
• Sports aerobics
• Badminton
• Sports wrestling
• Bungee jumping
• Sports (freestyle) wrestling
• Cross-country skiing, roller skiing
• Gymnastics
• Billiard sport
• Sport fishing
• Belt wrestling (kurash)
• Race walking
• Wakesurf
• Orienteering
• Vertical running (running on high-rise buildings)
• Sports and applied dog breeding
• Water skiing
• Sports modern dances (including hip-hop, breakdancing, etc.)
• Aerial acrobatics
• Sports tourism
• Volleyball
• Shooting sports (including bullet, skeet and practical shooting)
• Handball
• Shooting range
• Alpine skiing (including alpine skiing, downhill skiing, slalom)
• Crossbow shooting
• Greco-Roman wrestling
• Archery
• Darts
• Streetball
• Zendo
• Ship modeling sport
• Zumba
• Sumo
• Kitesurfing
• Thai boxing
• Card games (sports bridge, sports poker)
• Sports dancing
• Kickboxing
• Tennis
• Speed ​​skating (including short track)
• Trail running
• Crossfit
• Trekking (hiking)
• Laser tag
• Triathlon
• Ski race
• Tricking
• Aeromodelling sport
• Taekwondo
• Acrobatic rock and roll
• Weightlifting
• Aerobics
• Universal fight
• Run
• Wushu
• Body-building
• Fencing
• Cycling track
• Figure skating
• Water skiing
• Fitness aerobics / sports aerobics
• Eastern martial arts (including martial arts)
• Flag football
• Gorodoshny sport
• Flying disc (frisbee)
• Jazz funk
• Fly Jet/flyboard
• Historical fencing
• Freestyle
• Curling / curling (including icestock)
• Free fighting game
• Croquet
• Football
• Roller skiing
• Hapkido
• Motorsport
• Heli-skiing
• Ballet
• Hockey (all types)
• Iceboat sport
• Choreography
• Aerial gymnastics
• Gymnastics
• GTO (GTO standards)
• Cheerleading (cheerleading)
• Karate (including Kyokushin, Kudo, Zendo, WKF)
• Cheer sport
• Kung Fu
• Choi kwan do
• Armlifting
• Chess
• Windsurfing (windsurfing)
• Duathlon
• Aesthetic gymnastics
• Excursion trips
• Pole acrobatics (pol dance / pole dance, pylon)
• Checkers
• Kobudo
• Go
• BASE jumping
• Mas-wrestling
• No matches found
• List is empty.

Swimming (including open water swimming) Insurance period from one day to one year Reliable insurance companies

You can buy insurance using the Prosto.Insure service in a couple of minutes:

• Please indicate one or more sports that you or your child participate in
• Select the insurance period. You can choose any time period from 1 day to 1 year
• Indicate the exact number of athletes (children and adults) in the policy. The price of insurance depends on this.
• Click the "Buy Insurance" button

In just a second you will find yourself on a page with offers from different companies:

• You can change insurance coverage from 50,000 to 500,000 rubles
• Choose the right offer
• Enter the details of the buyer (any person over 18 years old) and the athlete
• Pay for insurance using a bank card. We do not store card details, all payments are encrypted and 100% secure.
• Receive your insurance policy immediately after payment by email

Sports insurance is needed if you participate in competitions or your children go to sports clubs. Like medical certificates, it is a requirement for most sporting event organizers. Thus, if an athlete is injured while playing sports, he can count on compensation.

The amount of compensation depends on the insurance limit; it is also called the sum insured - this is the amount of maximum monetary coverage. The minimum limit is 50,000 rubles. Maximum - 500,000 rubles.

If you want to increase your coverage to several million rubles, write to us at [email protected] .

We will ask you to provide documents for approval by the insurance company and will issue an insurance policy for you.

There are not many insurance companies that specialize in sports insurance. We've selected the best insurers on the market so you can compare terms and prices. To make a choice of company, we advise you to follow the rules:

1. The cheapest option does not mean the best. According to statistics, only 28% of athletes choose the lowest price offer.
2. Consider the company's rating. When evaluating companies, we use a complex composite rating that takes into account how the company pays for insurance claims.
3. Buy from accredited companies. All insurances sold on Prosto.Insure are accepted by sports sections, clubs, children's camps and organizers of competitions for children and adults.

There are 3 options for the duration of the insurance:

1. You can buy sports insurance for 1 day, for example, to participate in a competition.
2. For a period (for the summer, for a trip to a training camp or to a camp).
3. For a year, if you play sports regularly.

Insurance for one day is the most expensive per day. The more days, the less the cost per day of protection. Don't be surprised if one company's competition insurance costs more than another's annual insurance policy.

The most popular insurance policies are for the duration of competitions. They are purchased for one or two days at the request of the organizers or to receive compensation in case of injury. If you are competing during the season, we recommend purchasing insurance for six months or a year. This way you can save a lot.

There are almost 200 sports in our catalog, you are sure to find yours there.

The most popular insurances:

• Insurance for swimming, including in open water
• Insurance for karate, judo, sambo and other martial arts
• Insurance for participation in running competitions
• Ski insurance
• Insurance for rhythmic gymnastics
• Triathlon insurance
• Insurance for participation in cycling races

When purchasing insurance, indicate all sports that you play or plan to play. If you were not involved in the sport specified in the insurance and were injured, the company has the right to refuse to pay you.

The most traumatic sports require more serious protection, so we recommend extended coverage - at least 300,000 rubles and for the entire “season”. But if you do flat 3 on a kite, 720 on a snowboard or backflips on bikes, then be prepared that such insurance will cost significantly more than running or triathlon.

There are no additional requirements or conditions for insurance of athletes in extreme sports.

To purchase an insurance policy you need:

• First name, last name, patronymic and date of birth of the athlete
• First name, last name, patronymic and date of birth of the policy buyer (policyholder)
• Name and location of the competition, if this is a policy for participation in the competition
• Phone and email to which the electronic policy will be sent

The cost of the insurance policy consists of:

• Level of injury risk of sports. The more dangerous the sport, the more expensive the insurance.
• Insurance period. The shorter the validity of the insurance policy, the more expensive one day of insurance.
• Age of the insured. The cost of insurance for children under 18 years of age is often higher than for adults.
• Amount of insurance limit. The higher the limit, the more expensive the insurance policy.

The formula by which the cost of insurance is calculated is not disclosed and differs from company to company. Therefore, we recommend that you try 2-3 coverage options to determine the final price.

Pay for your insurance policy with a bank card online. Immediately after payment it will be sent to you by email.

An electronic policy for athletes issued using the Prosto.Insure insurance service has the same legal force as a policy purchased at the office of an insurance company. It contains a facsimile signature and seal of the insurer, so the insurance contract is recognized in Russia and abroad by all competition organizers.

The legitimacy of electronic sports insurance is confirmed by official letters from insurance companies. For example, a letter from the CEO of Liberty Insurance.

Immediately after payment you will receive the original insurance policy by mail. If you need to present a paper version, just print the file and put your signature in the “Insured” column, but many competition organizers already accept policies in electronic form - just show the policy on the smartphone screen.

• Accepted in sports sections
• Accepted in children's sports schools
• Accepted in competitions and tournaments
• Accepted in Russia and abroad

Read also: Alimony: from what income is withheld, from what income is not deducted

There are no sporting events in the near future. If you are a coach, competition organizer, or have your own website, become our partner and earn money by selling insurance. Just 1 minute, several connection options

Source: https://prosto.insure/sportivnaja-strakhovka

Sports insurance for competitions online

Insurance for athletes in more than 200 sports

• Worldwide coverage
• Every 7th athlete takes out a policy with us

Travel insurance for those traveling abroad

• Medical insurance for visa
• Life and health insurance while staying abroad

Insurance for children's health camps

• coverage 24 hours a day
• special insurance for children’s travel to a health camp

Insurance for schoolchildren and preschoolers

• special accident insurance for schoolchildren and preschoolers
• valid 24 hours a day
• from 550 rubles for an annual policy

Around the clock

Insurance for competitions and travel online 24 hours 365 days a year

Reliable

Thousands of our clients have already received full reimbursement of expenses in the event of an insured event.

Instantly

Instant delivery of the policy to your email

Guaranteed

The insurance policy meets the requirements of the Russian Ministry of Sports. 200+ sports

Insurance for athletes and travelers is a necessity today. The policy covers risks in the event of the need for emergency medical intervention (including surgery), in the event of an accident, injury, common illness and deterioration of health

Accident insurance for athletes is regulated by the Labor Code and regulatory documents of the Russian Ministry of Sports. A sports insurance policy is a necessity; its availability will ensure reimbursement of treatment costs for injuries and damages.

Sports insurance is available for a period of 24 hours for one or more competitions and up to 365 days for daily training and regular competitions.

Insurance coverage extends throughout the world, which means that an athlete can receive insurance compensation if an accident occurs outside the Russian Federation.

Sports insurance requirements

Sports insurance is a mandatory document for participation in any sporting events. It must meet the requirements of the Ministry of Sports of the Russian Federation and cover all possible accidents in sports.

Life insurance for athletes is a global practice, because when playing sports there is a high risk of injuries and damage of varying severity. Serious injuries can cause disability, and only an insurance policy will allow the victim to receive decent financial compensation that will cover the costs of treatment and rehabilitation.

When taking out a policy, pay attention to the key points that determine the degree of reliability of sports insurance.

Medical insurance for travelers traveling abroad is a guarantee of receiving free emergency care abroad. Our service provides insurance for travelers both outside our homeland and within Russia. All policies from sport.insure meet the requirements of international insurance and are suitable for travel to any country in the world.

Travel insurance for travel abroad can be issued to cover the costs of medical services, as well as additional risks, including 24-hour emergency dental care.

Also, all policies from our service cover emergency evacuation of the victim to their homeland, and, if necessary, repatriation. By applying for a policy on our website, a traveler can choose extended insurance packages.

They allow you to receive compensation in case of flight delays, the need for rescue operations, and legal assistance in case of loss of documents.

Travel medical insurance is issued for the duration of the trip, and for multiple trips, for a period of 1 year. At the same time, insurance coverage can include up to four countries to which you are planning your next trip.

Particular vigilance should be exercised when applying for a policy to obtain a Schengen visa, because the Schengen zone states have strict requirements for tourist insurance. You can get travel insurance for any country in a few minutes online on the online calculator page.

In this case, the tourist receives a certificate that meets all international standards.

You can purchase sports and travel insurance online
on our insurance calculator page.

Convenient and clear policy calculation

Pay online

Fast and convenient payment in different ways

Get a policy

Receive the policy by email

The online insurance service Sport.Insure allows you to get health insurance in a few minutes.

Immediately after payment, a letter with an electronic insurance contract of JSC IC “Twenty-First Century” in PDF format will be sent to your email.

Electronic insurance has the same legal status as a policy issued at the office of an insurance company.

View an example of a policy

Today, the choice of sports insurance is very large, but not all insurance packages meet international standards and can provide the necessary compensation in the event of an accident in sports.

Reliability criteria are:

• Reputation of the insurance company;
• Duration of work of the insurer;
• Risks covered;
• Compensation payment period;
• Guarantees of receiving payment.

• Our service allows you to issue a truly reliable policy that meets all sports insurance standards.
• You can purchase a policy on the calculator page in real time in a few minutes.
• Read more ⋙

Sports insurance for competitions and training from Sport.insure covers all types of sports injuries and other bodily injuries that occur during the insurance period.

The athlete's insurance will provide financial compensation in the following situations:

• Bodily injury;
• Development of critical illness;
• Death due to injury;
• Receiving disability as a result of injury;
• Hospitalization as a result of injury;
• Surgical intervention.

For a complete list of indemnified risks, see the NS Rules. A table with the amounts of insurance payments depending on the severity of the injury is also published here.

Insurance for young athletes

Our service offers accident insurance not only to adults, but also to young athletes. If you need insurance for your child for a sports section or school activities, check out the types of child insurance in this section of our website.

The best insurance option for young athletes is a package with 24-hour coverage, which ensures compensation for any injuries, regardless of the circumstances of the incident.

Such a policy for a child with 24/7 coverage has “the whole world” coverage.

What to do in the event of an accident

An insured event is a situation described in the contract and only during the policy period. After the onset of NS, it is necessary to fix it, that is, consult a doctor for medical help. Undocumented insured events are not subject to compensation.

When visiting a doctor, it is important to follow all treatment recommendations. Refusal of treatment is grounds for refusal of compensation. Upon completion of treatment in an inpatient or outpatient setting, you must obtain a certificate from a medical institution - an extract of the established form indicating the diagnosis and treatment received.

If the treatment took place abroad, the certificate must be translated into Russian and certified by a notary. With this certificate, as well as other documents, you should contact the insurance company office to receive payment.

A complete list of documents for receiving insurance payment can be found on the insured event page.

How much does sports insurance cost?

The price of the policy depends on the length of the insurance period, the age of the athlete and the amount of insurance coverage.

You can calculate how much sports insurance for training and competitions costs on the online calculator page; the price remains unchanged. We do not charge additional fees or interest.

Buy sports insurance

It’s easy to buy sports insurance through our service. You do not need to go to the insurer's office or wait several days to receive a certificate.

All you need to do is fill out our online form and pay in any convenient way. Policy registration is available 7 days a week, 24 hours a day.

After payment is made, the document is sent to the policyholder’s email in pdf format. If necessary, you can order a certificate on company letterhead, which will be sent to the policyholder by Russian Post.

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Get insurance

Our partners

More than 15,000 policyholders from all regions of Russia work with us - these are sports federations, sports schools and clubs.

Source: https://sport.insure/

Sports insurance for children

Enrolling your child in sports is a great idea. In this way, the young body receives the necessary release, which means that school will be much easier. Your next step as a responsible parent is sports insurance for your children.

Any sport - no matter whether it is football, gymnastics, swimming or tennis - is potentially traumatic. Every workout carries the risk of injury, bruise, sprain, and sometimes even a concussion or fracture. Such situations are always stressful for the athlete himself, because he will have to drop out (and sometimes for a long time) from the training schedule, and then make up for lost time.

It is necessary to insure the life and health of a child athlete, first of all, because many clubs and sections do not allow young athletes to train without an issued insurance policy.

Competition organizers do the same.

And this is not surprising, because during important events children have to give their all, and the body working at the limit of its strength is more susceptible to various injuries and damages.

Sports insurance for children operates on the following principle: you receive a pre-agreed payment in the event of any damage. You can spend it on anything: you can cure, for example, a fracture under compulsory medical insurance, but still receive money from the insurance company.

Your child was injured and you want to know how to get an insurance payment? It's very simple: collect certificates, statements and conclusions indicating the final diagnosis that you received at the hospital or from a doctor, and submit them to the insurance company.

Important: cases of exacerbation of chronic diseases are not covered by insurance.

The cost of the policy depends on several factors, for example, whether the insurance will be valid only for sporting events or 24 hours a day, whether the child has various diseases at the time of insurance, whether various diseases for which heredity is important have been diagnosed in the child’s relatives. The type of sport, at what level the child plays it (professional, amateur), age, amount of insurance coverage, as well as the insurance coverage area are also taken into account.

Read also: Tax benefits for pensioners: property tax, car tax, land tax

Important: in order to receive a significant insurance payment, it is worth increasing the amount of coverage of the policy.

The most convenient way to get sports insurance for your child is online. Judge for yourself: there is no need to go to the office of the insurance company; it is enough to have a gadget with Internet access and a few free minutes at hand.

Does your daughter or son periodically travel abroad with the team for training camps or competitions? Using our online calculator, you can take out an insurance policy with coverage that includes the whole world, only Russia or, for example, exclusively Europe. Select the insurance territory that is relevant to you.

Do you want to time sports insurance for children to coincide with a specific event, for example, an important speech? Our aggregator allows you to calculate and purchase a policy for both a long (up to a year or two) and short (from one to two days) period of time.

The cost of children's sports insurance can vary significantly from one company to another. This is due to the fact that in this market segment there is no government regulation of prices, unlike compulsory motor liability insurance, for example.

Therefore, companies set their own prices for their products. Do you want to purchase the most profitable policy? Use our calculator.

It allows you to compare several offers in one window, and, therefore, choose the one whose final amount suits you best.

On our website you can monitor how the final amount of your purchase changes depending on the territory and period of insurance, as well as on the selected risk indemnity limits.

You can get sports insurance for your child in just a few clicks, try it yourself:

1. Enter your child’s age, select the type of insurance and the type of sport he/she plays, click “Calculate”;
2. Set up insurance conditions: select the indemnity limit for all risks, the territory and period of insurance;
3. Our online calculator will offer you several products from different insurance companies, select the most relevant one for you and proceed to its registration;
4. Enter the information required for registration and click “Complete”;
5. Pay for your purchase and receive your health insurance for children involved in sports by email.

Source: https://Strahovka.ru/ns/deti/detskoe-sportivnoe-strahovanie

Sports insurance for children

What separates a professional athlete from an amateur is not medals and awards, but sports injuries. Any sport can cause sprains, bruises and fractures, and parents need to be aware of the risks.

It doesn’t matter what your child does: cyclists and figure skaters get injured just as often as football players or boxers.

Even if all safety regulations and reasonable care are followed, an accident can occur.

Sports injuries mean not only damage to health, interruption in training or missing important competitions, but also unexpected financial expenses. Therefore, trainers insist that their students have health insurance. The insurance policy will guarantee that the child will receive treatment in a timely manner, and this will not be a blow to the family budget.

At what age do you need sports insurance?

Sports sections accept children from 3 years old. Of course, trainers choose the load according to age, but any physical activity carries a risk of injury. Therefore, the Athlete Insurance Center works with children from 3 to 18 years old. We offer favorable insurance conditions for people over 18 years of age, but for adults there is a different type of policy.

What information is needed to apply for child insurance?

• Kind of sport;
• Child's full name;
• Date of birth (day/month/year);
• Child's birth certificate details;
• Passport details of parents or guardian;
• Current address and telephone number.

The procedure for obtaining a sports policy lasts no more than 10 minutes.

Therefore, you can contact us urgently, immediately before the competition. Games, tournaments and cups are a time of increased risks, because in the pursuit of victory, participants forget about caution. In addition, the organizers must indicate the availability of health insurance in the list of requirements for participants.

Ordinary activities can also lead to unexpected bruises, sprains, and fractures. Therefore, it is best to contact us as soon as your child starts playing football, running or gymnastics.

How much does a sports insurance policy cost for a child?

The cost depends on the duration of the contract, the amount of coverage and the age of the athlete. We offer a contract format that is valid around the clock. This means that we will consider as an insured event damage to health that occurred not only during competitions or training, but at any time and in any place. There are also contract options for the day, month, year.

Please note that if the classes or tournament are taking place abroad, a different type of insurance agreement must be taken out. Foreign countries are not covered by treaties for Russia.

Prices can be calculated in advance using the calculator on the website. We work with all sports: football, basketball, hockey and others. You can also contact us via chat. We provide reliable financial protection!

What to do if an insured event occurs?

• Immediately seek medical help from a doctor or emergency room;
• Notify the insurance company within 30 days about the occurrence of an insured event by phone specified in the electronic policy.

Source: http://strahovanie-sportsmenov.ru/sportivnaya-strahovka-dlya-rebenka.html

Allianz Happy Sport sports insurance

Suitable for competitions

More and more competition organizers are requiring an insurance policy at their competitions. Our product meets all the requirements of competition organizers in Russia and abroad

With the Allianz Happy Sport policy you can go to competitions or training camps in another country. Insurance coverage covers competitions and training around the world (except in war zones). Travel and achieve your sports goals.

The Allianz Happy Sport product includes many sports areas and rare sports. For complete protection, we have provided options for high insurance amounts up to 1,000,000 rubles. The most demanding athletes from cyclic sports trust us

Registration of a policy on our website takes a couple of minutes and does not require entering a large amount of data. It is enough to indicate your full name, date of birth and email to send the policy. After payment by card, the insurance policy will be instantly sent to the email you provided.

We have a single policy price for adult athletes and children over 3 years old. Our product is suitable for children's sections and sports schools, as well as for demonstration performances and competitions in Russia and abroad

Timofey is 31 years old, he works as a manager in an IT company. In his free time, he trains in the pool, on the cycling track and runs cross-country. He already has 6 sports starts planned in Russia and Europe.

To protect himself and his family from possible financial losses in case of injuries and more serious incidents, Timofey purchased an annual Allianz Happy Sport policy worth 6,560 rubles* with coverage of 500,000 rubles. In the event of an insured event, Allianz will compensate for the costs of expensive treatment and diagnostics throughout the season, and the policy will be required when registering for competitions in which Timofey is participating.

We are sure you will find it interesting

Playing sports carries a risk of injury and unexpected damage to health.

An athlete insurance policy allows you to compensate for the costs of treatment of injuries and rehabilitation, as well as receive financial assistance in the event of more serious incidents.

The insurance company pays monetary compensation to the injured party depending on the severity of the incident and the selected insurance amount

If you are an amateur athlete or simply lead an active lifestyle, we strongly recommend purchasing an insurance policy, but this is not a prerequisite, since you independently accept the risks.

If you participate in competitions, mass starts and sports camps/camps, then the organizer has the right not to admit a participant without a valid accident insurance policy.

Similar requirements are set by sports federations and children's/youth sports schools.

Registration of a policy on our website takes a couple of minutes and does not require entering a large amount of data. It is enough to indicate your full name, date of birth and email to send the policy. After payment by card, the insurance policy will be instantly sent to the email you provided.

We recommend choosing insurance coverage of 300,000 rubles and above, so you can receive sufficient compensation for expenses in the event of an insured event. For complete protection, we have provided options for high insurance amounts up to 1,000,000 rubles.

Insurance coverage includes risks:

• Temporary disability (injury) as a result of an accident
• Permanent loss of ability to work (disability) as a result of an accident
• Accidental Deaths

The cost depends on the insurance period, the sum insured and the sports that you include in the policy. All sports are divided into 4 categories depending on their traumatic nature.

Yes, you can make a purchase for several athletes at once (up to 5 people). In this case, you will be the policyholder, and they will be the insured. For each of them, a separate policy will be generated and sent to the email you specified.

We tried to make a policy for athletes of all ages, but to keep the price affordable, we limited the selection on the site to the range from 3 to 64 years. A policy for persons over 64 years of age can be issued by application to [email protected]

The insurance policy for athletes provides for the payment of monetary compensation, and the policy for those traveling abroad implies the organization of local assistance and compensation for medical expenses abroad. Sports activities can optionally be included in the TZR policy. Organizers of sports competitions require athletes to have an insurance policy indicating the specific sport.

The amount of payments depends on the severity of the incident and is calculated as a percentage of the insured amount:

• Temporary disability (trauma) as a result of an accident: from 1% to 100%
• Permanent disability (disability) as a result of an accident: from 50% to 100%
• Accidental death: 100%

Details can be found in the Insurance Terms and Conditions

1. Seek medical attention as soon as possible (record the incident if possible)
2. Obtain certificates and certificates of incapacity for work from a medical institution
3. Notify us about the insurance event by phone 8-800-100-0-545 or by email [email protected] Be prepared to provide our employees with supporting documents. To learn more.
4. After reviewing your application, Allianz will pay you monetary compensation. The amount of payment will depend on the type of injury and the amount of insurance coverage under the policy, and is set as a percentage of the sum insured in accordance with the Insurance Conditions.

The policy does not cover domestic injuries and accidents that are not part of sports and training activities. Also, the policy does not apply in situations where the insured commits illegal acts, is under the influence of drugs or alcohol, or intentionally causes physical harm to himself. More information about exceptions in Chapter VI of the Insurance Conditions.

We work with the largest organizers of starts in cyclic sports and aggregators of sporting events. Using the experience and expertise gained, we make our product even better and become closer to the athletes. If you want to collaborate with us, write to [email protected]

Agree on services and request a letter of guarantee

Source: https://Allianz.ru/products/all/strakhovanie-sportsmenov-allianz-happy-sport/